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					                 Williamsburg-James City County Public Schools
                         Insurance Rates as of 10/1/2008



                                                    School
                                     Total          Division
   Health Insurance Rates          Monthly          Monthly     Full-Time Employee   Part-Time Employee
         2008-2009                 Premium           Cost         Monthly Cost          Monthly Cost
Key Advantage Expanded:
 Employee Only                     $      553       $    471        $       82           $             82
 Employee + 1                      $    1,023       $    686        $      337           $            502
 Family                            $    1,493       $   1,000       $      493           $            923
 Dual Spouse                       $    1,023       $    865        $      158                 n/a
 Dual Spouse Family                $    1,493       $   1,240       $      253                 n/a
Key Advantage 200:

 Employee Only                     $      529       $    488        $       41           $             41
 Employee + 1                      $      979       $    819        $      160           $            395
 Family                            $    1,428       $   1,194       $      234           $            750
 Dual Spouse                       $      979       $    897        $       82                 n/a
 Dual Spouse Family                $    1,428       $   1,306       $      122                 n/a




                                                    School
                                     Total          Division
                                   Monthly          Monthly     Full-Time Employee   Part-Time Employee
Delta Dental Rates 2008-2009       Premium           Cost          Monthly Cost         Monthly Cost
Employee Only                  $        41.52   $       41.52   $              0     $                  0
Employee + 1                   $        76.94   $       52.27   $          24.67     $               30.70
Family                         $       117.42   $       64.61   $          52.81     $               65.81



            **All rates are effective for the period of October 1, 2008 – September 30, 2009

				
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