MEMBERSHIP BENEFITS PACKAGE
- All member accounts will require Direct Deposit.
(Most with no monthly fees see brochure)
-Early Access to payroll check is usually available the day before actual pay date after 2:00pm eastern
standard time. Simply contact customer service at the provided 800 telephone number so they can
manually release the funds into your account.
-Free Box of Standard Checks after Initial Deposit (valued at $17.45 to $22.10)
-Pre-approved $100.00 Overdraft at New Account Opening
-Overdraft amounts and the $18.00 fee are automatically repaid out of the next deposit.
-Fee Free Cashier’s Checks, Money Orders and Traveler’s Checks
-These must be purchased at a branch (not available on-line at this time.)
-Cashier’s Checks and Money Orders are available immediately.
-Traveler’s Checks, if ordered before 2:00pm can be picked up the next day. Traveler’s Checks must
be countersigned, therefore must be witnessed by a bank employee.
-Free Visa CheckCard
-Free ATM Card
-Free Basic Online Banking and E-Statements
-Customers preferring on-line bill pay will be charged a $6.00 monthly fee after the free 90-day
-Free 24 Hour Automated Customer Service Line
-Must call the provided 800 telephone number using private access code.
-FSNB Credit Card $500 limit @ 5% Interest
- Individual application subject to approval based on a 90 day account history with FSNB.
For further information or to locate a branch near you call 910-495-1422.