AFGE MEMBERSHIP BENEFITS PACKAGE FLYER 3

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					                                      MEMBERSHIP BENEFITS PACKAGE




                              - All member accounts will require Direct Deposit.
                                   (Most with no monthly fees see brochure)

-Early Access to payroll check is usually available the day before actual pay date after 2:00pm eastern
  standard time. Simply contact customer service at the provided 800 telephone number so they can
                             manually release the funds into your account.

              -Free Box of Standard Checks after Initial Deposit (valued at $17.45 to $22.10)

                    -Pre-approved $100.00 Overdraft at New Account Opening
        -Overdraft amounts and the $18.00 fee are automatically repaid out of the next deposit.

                    -Fee Free Cashier’s Checks, Money Orders and Traveler’s Checks
                   -These must be purchased at a branch (not available on-line at this time.)
                        -Cashier’s Checks and Money Orders are available immediately.
      -Traveler’s Checks, if ordered before 2:00pm can be picked up the next day. Traveler’s Checks must
                      be countersigned, therefore must be witnessed by a bank employee.

                                             -Free Visa CheckCard

                                                -Free ATM Card

                            -Free Basic Online Banking and E-Statements
        -Customers preferring on-line bill pay will be charged a $6.00 monthly fee after the free 90-day
                                                    trial period.

                             -Free 24 Hour Automated Customer Service Line
                     -Must call the provided 800 telephone number using private access code.

                               -FSNB Credit Card $500 limit @ 5% Interest
          - Individual application subject to approval based on a 90 day account history with FSNB.

     For further information or to locate a branch near you call 910-495-1422.

				
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posted:9/17/2012
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