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									             LINE OF BUSINESS:    Inland Marine              LINE(S) OF INSURANCE               CODES
                                                             Other Personal Inland Marine        9.0006

                          Code:      9.0000


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   REVIEW REQUIREMENTS            REFERENCE        DESCRIPTION OF REVIEW                    LOCATION OF
                                                  STANDARDS REQUIREMENTS                    STANDARD IN
                                                                                               FILING
     GENERAL REQUIREMENTS
        FOR ALL FILINGS

COPIES, RETURN ENVELOPES ETC.

COVER LETTER AND EXPLANATORY
MEMORANDUM

FILING SUBMISSION

EFFECTIVE DATE WORDING

FREE CONTRACT
PROHIBITED

LIMITATIONS/RESTRICTIONS ON
TRANSACTING BUSINESS

LINE OF AUTHORITY

NAIC #

NO FILE OR FILING
EXEMPTIONS



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    REVIEW REQUIREMENTS                  REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                                     STANDARDS REQUIREMENTS   STANDARD IN
                                                                                 FILING
     GENERAL REQUIREMENTS
        FOR ALL FILINGS

SIDE BY SIDE COMPARISON

WATERCRAFT LONGER THAN 26 FEET

THIRD PARTY FILERS AUTHORITY

TRANSACTING OTHER BUSINESS

          FORMSPOLICY
            PROVISIONS

ACCESS TO COURTS

AMBIGUOUS & MISLEADING

APPLICATIONS

APPRAISALS

ARBITRATION

ASSESSIBLE POLICIES

BANKRUPTCY PROVISIONS

BLANK ENDORSEMENTS

CANCELLATION & NON-RENEWAL
Calculation of Unearned/Return Premium
Conditional Renewal
Minimum Retained Premium
Notice of Cancellation
Notice of Non-renewal


                                                     2
    REVIEW REQUIREMENTS                REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                                   STANDARDS REQUIREMENTS   STANDARD IN
                                                                               FILING
           FORMSPOLICY
              PROVISIONS
Permissible Reasons for Cancellation
Permissible Reasons for Non-renewal
Required Policy Period
Suspension

CERTIFICATIONS

CONINSURANCE

CONSUMER INFORMATION
Credit Scoring Notice
Privacy notice
VSI Warning
Notification Form

CONTENT OF POLICIES

COUNTERSIGNATURES

DECLARATIONS PAGE

DISCLOSURES

DEFINITIONS

DISCRIMINATION

DUTY TO DEFEND

EXCLUSIONS & LIMITATIONS
Mold
Terrorism

FICTITIOUS GROUPS


                                                   3
    REVIEW REQUIREMENTS                REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                                   STANDARDS REQUIREMENTS   STANDARD IN
                                                                               FILING
            FORMSPOLICY
              PROVISIONS

FORMS MISCELLANEOUS

FRAUD WARNING

GROUP POLICIES
Extra-Territorial Approval Authority

INSURANCE TO VALUE

LIBERALIZATION CLAUSE

LIMITS

LOSS PAYEE

LOSS SETTLEMENTS
Appraisal
Action Against Company
After Market Parts
Arbitration
Deductibles
Defense Costs
Loss Valuation

NOTICE REQUIREMENTS
Payment of Loss Time Period
Appraisal

MEDICAL PAYMENTS

MINIMUM STANDARDS FOR CONTENT
(POLICIES AND STANDARD FORMS)

ORDINANCE/LAW PROVISIONS

                                                   4
    REVIEW REQUIREMENTS          REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                             STANDARDS REQUIREMENTS   STANDARD IN
                                                                         FILING
           FORMSPOLICY
             PROVISIONS

POLICY MUST CONTAIN ENTIRE
CONTRACT

PREMIUM AUDIT

PRIMARY/UNDERLYING COVERAGE

READABILITY

REBATES

STANDARD FIRE POLICY

SUBROGATION
Suit

TIMELINESS

TRAVEL
Baggage
Trip Cancellation

VOIDANCE

WARRANTIES

OTHER

    RATE, RULE, RATING PLAN,
 CLASSIFICATION, AND TERRITORY
     FILING REQUIREMENTS

INDIVIDUAL RISK RATING



                                             5
    REVIEW REQUIREMENTS                REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                                   STANDARDS REQUIREMENTS   STANDARD IN
                                                                               FILING
    RATE, RULE, RATING PLAN,
 CLASSIFICATION, AND TERRITORY
     FILING REQUIREMENTS

ACTUARIAL CERTIFICATIONS FOR
RATES

ADOPTIONS OF RATE SERVICE
ORGANIZATIONS (RSO) FILINGS
Loss Costs

CONSENT-TO-RATE

CREDIT SCORING AND REPORTS

CREDIBILITY

DEFENSE COSTS


DISCOUNTS

EXPIRATION DATE(S) FOR APPROVED
RATES

GROUP POLICIES
Extra-Territorial Approval Authority

IRPM

LOSS RATIO STANDARDS

MID TERM CHANGES

LOSS COST MULTIPLIERS

PREMIUM REFUND OR RETENTION


                                                   6
   REVIEW REQUIREMENTS           REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                             STANDARDS REQUIREMENTS   STANDARD IN
                                                                         FILING
    RATE, RULE, RATING PLAN,
 CLASSIFICATION, AND TERRITORY
     FILING REQUIREMENTS

PRICING
Charges
Minimum Premium Rules
Multi-tier
Payment Plans
Premiums
Service Charges
Surcharges
Other Fees

PUBLIC PROTECTION
CLASSIFICATIONS

RATE RANGES

RATING PLAN REQUIREMENTS
Expense Modification Plan
Experience Rating
Large Deductible
Retrospective Rating
Schedule Rating
Small Deductible
Wrap-up Rating

RATE/LOSS COST SUPPORTING
INFORMATION
Competition
Expenses
Experience
Judgment
 Credibility
 Profit Loading


                                             7
   REVIEW REQUIREMENTS           REFERENCE    DESCRIPTION OF REVIEW   LOCATION OF
                                             STANDARDS REQUIREMENTS   STANDARD IN
                                                                         FILING
    RATE, RULE, RATING PLAN,
 CLASSIFICATION, AND TERRITORY
     FILING REQUIREMENTS

RETURN ON EQUITY /INVESTMENT
INCOME

SUPPORTING DATA

TRENDING

OTHER




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