MEMORIAL MEDICAL CENTER

							                                          MEMORIAL MEDICAL CENTER
                                         Overview of Benefits for Residents-2006
GROUP LIFE INSURANCE:
Memorial provides 2 1/2 times annual salary of employee group term life insurance with matching accidental death & dismemberment.
The maximum coverage amount is $300,000. Family Life insurance provided, coverage amount is $2500 for spouse, $1000 for each
dependent child over the age of 6 months.

No Cost to Employee

GROUP LONG TERM DISABILITY INSURANCE:
Memorial provides group coverage of 60% of salary up to a maximum of $5,000 (monthly benefit). The benefit covers disabilities that
are non-work related. 90 day waiting period, must be disabled from own occupation for 2 years.

No Cost to Employee

GROUP MEDICAL INSURANCE:May choose between two medical plans:

BC/BS HMO - - 100% coverage following various co-payments. Must utilized physicians from BC/BS HMO physician listing. All
care must be coordinated through primary care physician.
PreTax Cost =
 single                          $26.00
 single+Sp                       $66.00
 single+Ch(ren)                  $62.50
 -family                         $70.00
ADD $15.00 TO THE ABOVE RATES IF SMOKER

Health Alliance HMO - 100% coverage following various co-payments. Must utilized physicians from Health Alliance HMO
physician listing. All care must be coordinated through primary care physician.
PreTax Cost =
 single                            $26.00
 single+Sp                         $66.00
 single+Ch(ren)                    $62.50
 family                            $70.00
ADD $15.00 TO THE ABOVE RATES IF SMOKER

GROUP DENTAL INSURANCE:
May enroll in group dental plan 50, 100% coverage for preventative services (e.g. teeth cleaning, oral exam, etc.), no deductible. 80 %
coverage for primary services(e.g. x-rays, fillings, root canals, etc.). 50% coverage for major services (e.g. crowns, dentures, etc.).
Annual deductible of $50.00 per person applied to primary and major services. $500 annual maximum per individual.
PreTax Cost =
 single                             $0.00
 single+Sp                          $4.50
 single+Ch(ren)                     $5.00
 family                             $8.00

HEALTH/DEPENDENT CARE EXPENSE ACCOUNTS:
May choose to set aside pretax dollars to reimburse self for uninsured medical expenses and day care expenses.

Monthly Contributions:              Health Care =              $10.00 minimum/$416.66 maximum
                                    Dependent Care =           $10.00 minimum/$416.66 maximum
TAX DEFERRED ANNUITIES:
May choose a tax deferred annuity from seven different companies. The per pay deduction for the TDA is withheld before taxes and
mailed to the company on behalf of the employee.

CORPORATE MEMBERSHIP TO FITNESS CENTER:
May join The FitClub as a member with Memorial Medical Center and receive a discounted rate.


9/15/2012