Trusted Online Payment Solutions

							                                                                Trusted Online Payment Solutions




Take your business to new heights with a trusted payment partner. One that

delivers payment solutions that create new revenue opportunities, increase

customer satisfaction, and meet the highest standards in security. Join the
                                                                               World Wide Solutions
thousands of e-commerce, MOTO, and multi-channel retailers who trust Optimal
                                                                               Single-Source Provider
Payments for their end-to-end payment solutions. No need to find multiple
                                                                               Global Payment Solutions
suppliers. We can provide you with worldwide merchant account solutions
                                                                               Merchant/IPSP Accounts
for accepting credit cards, a secure proprietary online payment gateway for
                                                                               Secure Online Payment Gateway
processing payments, and risk-management services for reducing and managing
                                                                               Risk and Fraud Management
online payment fraud. For Optimal, no business process is too complex and

we offer customized solutions for both large international businesses and

government agencies. Focus on your core business while we deliver secure and

reliable payment processing!
                                      Your Single-Source Provider of E-commerce,
                                      MOTO, and Multi-channel Payment Solutions

                                            Optimal Payments simplifies the process of accepting online payments.


Did You                                     Our secure gateway can process payments originating from a website,

                                            order desk, or complex back office system. Transactions are routed

Know?                                       securely through the credit card and/or banking networks and funds can

                                            be deposited in a merchant or IPSP account. Our comprehensive back

Optimal has over a 100                      office suite gives you access to all the tools you need to manage payments
employees located in offices in             and customers, and to minimize fraud exposure. Through our intuitive
Canada, U.S., and the UK.
                                            and versatile merchant interface you can create and edit customer

We provide payment solutions to             profiles, use the virtual terminal to process credit cards and direct debit
thousands of e-commerce, MOTO,              transactions, make adjustments to individual transactions, set recurring
and multi-channel businesses
around the globe.                           billing schedules, upload batch files, view your account statement, and run

                                            a wide range of reports.
Our gateway processes millions
of transactions each month and
billions of dollars in credit/debit
card volume each year.                       Smart Solutions to Grow Your Business

Optimal has  been a Level 1
PCI-DSS compliant payment
processor since 2004.

Our payment gateway uses
a sophisticated, real-time,
proprietary risk rules engine to
detect and prevent credit card
fraud.




                                                                                                              and more...
Increase Sales and Streamline Your Business
with Our Secure Online Payment Solutions

Merchant Account Solutions
 » Canadian, U.S., European, and international merchant
   accounts through our global banking network
 » IPSP (Internet Payment Service Provider)
   accounts directly with Optimal Payments
 » Accept all major credit and debit cards around the globe
 » Multi-currency processing and settlement



                                              Secure Online Payment Gateway
                                               » Level 1, fully redundant,  PCI-DSS proprietary payment gateway
                                               » Integrate merchant accounts and IPSP accounts
                                               » Global processing of all major credit cards
                                               » Process direct debit, e-cash, and e-wallet transactions
                                               » Customized features and tokenization solutions available
                                               » Advanced fraud protection and detection
                                               » Extensive data management and reporting
                                               » Customer profile management
                                               » User-friendly virtual terminal



Risk Management
 » Advanced gateway risk rules engine
 » Payment tokenization with remote secure storage
 » Merchant PCI-DSS compliance assistance
 » Smart Dispute® automated chargeback management




                                                 Merchant Support Services
                                                   » Development and implementation of customized solutions
                                                   » Complete set-up and integration support
                                                   » Ongoing gateway and risk-management support
A trusted leader in card-not-present payment processing since 1999, Optimal
Payments is a single source provider of online payment solutions for e-commerce,
MOTO, and multi-channel businesses. We offer merchant account solutions and a
secure proprietary online payment gateway for processing credit and debit cards
and risk management services to assist merchants in reducing and managing
online payment fraud. Optimal also provides international businesses and
government agencies with customized payment solutions designed to meet their
card-not-present payment processing needs. Thousands of businesses around
the world count on our complete and reliable payment processing solutions.




       North America                      United Kingdom
       +1 866.826.8003                    +44 (0) 1223 446040
       sales@optimalpayments.com          sales@optimalpayments.co.uk
                                                                                   04 - 14 - 11