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Claremont McKenna College
Benefits At A Glance 2011
Benefit Eligibility Features Employee Cost Per Month
Health Insurance Full-time employees and part- Medical Insurance for employees and qualified spouses, Kaiser (HMO)
time employees working 20 domestic partners, and dependents. Employee Only $36.61
hours or more per week, 6 Employee + one $153.76
months or more per year. The Family $329.48
first day of the month following
the date of hire. Anthem Blue Cross (HMO)
Employee Only $37.88
Employee + one $159.08
Family $340.60
Anthem (HDHP)
Employee Only $ 35.99
Employee + one $ 151.13
Family $ 323.57
Dental Insurance Full-time employees and part- Dental insurance for employees and qualified spouses, DeltaCare USA DHMO
time employees working 20 domestic partners, and dependents. Employee Only $ 7.09
hours or more per week, 6 Employee + one $20.86
months or more per year. The Family $33.42
first day of the month following
the date of hire. Delta Dental PPO
Employee Only $ 49.02
Employee + one $111.18
Family $165.56
Vision Full-time employees and part- Vision Insurance for employees and qualified spouses, VSP Core Plan
time employees working 20 domestic partners, and dependents Employee Only $0.00
Insurance hours or more per week, 6 Employee + 1 $0.92
months or more per year. The Family $2.04
first day of the month following
the date of hire. VSP Buy-Up Plan
Employee Only $ 8.48
Employee + 1 $18.18
Family $29.84
Group Life Full-time employees and part- Minimum of $20,000 up to maximum of $50,000 life CMC pays one times your basic
time employees working 20 insurance policy. Employees may also purchase annual salary (rounded to next
Insurance hours or more per week, 6 additional life insurance for themselves and their spouse $1,000) with a minimum of $20,000
months or more per year. or children. and a maximum $50,000.
Effective on date of hire.
Additional life insurance is paid for
by the employee.
Accidental Death Full-time employees and part- An employee may buy Accidental Death & See the Employee Benefits booklet
time employees working 20 Dismemberment insurance at his/her own cost for single for monthly paycheck cost.
and hours or more per week, 6 or family coverage.
Dismemberment months or more per year. The
first day of the month following
the date of hire.
Long-Term Full-time employees & part- This is a voluntary group long-term care insurance plan The employee pays the premium for
time employees, eligible that covers conventional nursing homes as well as self and/or spouse/qualified domestic
Care Insurance spouses/qualified domestic services received in one’s own home. Other types of partner through payroll deduction.
partners, parents, parents-in- care facilities may be covered. The mix of care settings See long term care packet for rates.
law, grandparents & and levels of care varies with different policies.
grandparents-in-law.
Academic Academic Retirement Plan: Vesting is immediate upon enrollment in the plan. Provided by CMC – no employee
Full or part-time employees contribution required.
Retirement Plan who meet the plan document’s
(Defined criteria for eligibility.
Contribution)
Tax-deferred All benefits-eligible employees Qualified employees can contribute additional money Participation is optional.
who work 20 or more hours per on a tax-deferred basis. Three plans are currently
Annuity (TDA) week. offered: TIAA/CREF, Vanguard, and Fidelity
Investment Groups.
Direct Deposit All Employees Available with any banking institution. Provided by CMC.
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Emeriti Retirement Full and part-time benefits- This benefit offers a tax-advantaged way to invest and The College provides a contribution
eligible employees who meet accumulate assets during working years to help pay for for benefits-eligible, qualified
Health Solutions the College’s criteria as defined medical costs in retirement. Emeriti also provides a employees. Qualified employees
in the Emeriti Health Solutions specially-designed nationwide menu of retiree health may opt to make voluntary, post-tax
Retirement plan. insurance options and a tax-free way to pay for other contributions to a Fidelity account
qualified, out-of-pocket medical expenses. used for health coverage during their
retirement years.
Backup Care All benefits-eligible employees This benefit provides center-based and in-home backup Center-based care (children only) is
care to assist employees in balancing the competing $2 per hour
Options demands of work and family. Employees can use the
service when they need to be at work and their regular In-home care is $4 per hour
child or elder/adult care is temporarily unavailable. Call
1-877-242-2737. Maximum of 80 hours per calendar
year.
Employee All benefits-eligible employees This benefit provides a confidential resource for an Provided by CMC at no cost to
employee to seek professional advice regarding employee.
Assistance Program personal, family, legal, financial, drug, or alcohol issues.
Call 1-800-234-5465.
Flexible Spending All benefits-eligible employees Allows employee to pay for eligible health care and Participation is optional.
dependent care benefits on a pre-tax basis, minimum
Accounts annual election, $300, maximum $5,000. Generally,
enrollment in the plan is on a once-a-year basis
beginning in January of each year.
Short Term All Employees The Short Term Disability Insurance Program is Employees pay 1.0% for the first
designed to provide partial compensation for wages lost $93,316 of wages earned per year.
Disability/VDI if employee is unable to work because of a sickness or Maximum employee cost $933.16
injury. The plan provides a basic weekly disability per year.
benefit that can be supplemented by sick leave and/or
vacation leave.
Paid Family Leave allows six (6) weeks paid leave for
Paid Family Leave employees who must care for an ill child, spouse,
registered domestic partner, or parent, or who are unable
to work due to the birth, adoption, or foster care
placement of a new child.
Long Term Full-time employees and part- The plan provides a monthly income benefit equal to 66 Provided by CMC – no employee
time employees working 30 2/3% of your covered monthly salary as of the date the contribution required.
Disability hours or more per week, 6 disability began, but not to exceed $10,000 monthly.
months or more per year. The Employees must meet the definition of total disability
first day of the month following under the program. Benefits begin on the first of the
the date of hire. month following 6 consecutive months of total disability
and continue during such disability to maximums as
outlined in the plan document.
Tuition Remission Full-time staff and regular Scholarships are provided to the dependent children of Provided by CMC.
faculty who have completed eligible employees. Each qualified employee is eligible
Plan two or more years of for scholarships that cover no more than 16 semesters of
employment with CMC. undergraduate education.
Vacation Pay (Staff Full-time employees and part- Vacation is earned according to years of service and Provided by CMC.
time employees working 20 weekly number of scheduled hours.
Only) hours or more per week, 6
months or more per year.
Holiday Pay (Staff Full-time employees and part- CMC observes 10 holidays throughout the year. Provided by CMC.
time employees working 20
Only) hours or more per week, 6
months or more per year.
Sick Pay (Staff Full-time employees and part- One day of sick leave is accumulated for each month an Provided by CMC.
time employees working 20 employee is in a paid status of 15 days or longer.
Only) hours or more per week, 6
months or more per year.
This summary is provided as a brief overview of the benefits package that CMC offers. The specific terms of coverage, exclusions and limitations are contained in
the Summary Plan Descriptions and other plan documents available from the Benefits Department at Claremont University Consortium. If there is any discrepancy
between this summary and the plan documents, the plan documents will govern in all cases.
