Loan Closing Instructions

							                                                 CLOSING INSTRUCTIONS

DATE:              9/11/2012
                                           CLOSING ATTORNEY/CLOSING AGENT

TO:

                                                                               PHONE:

ADDRESS:                                                                       FAX :

                                                                               EMAIL:


Gulf Coast Bank ("Lender") is asking you to act as closing agent for a real estate mortgage transaction. In doing so, it is understood that
you cannot represent the buyer, seller and Lender in the same transaction. As closing agent you are expected to assist Lender with the
preparation of loan closing documents, title work and recording of our priority lien, and to comply with Lender's written closing instructions.
If a conflict should arise between the parties, the lender should be notified prior to closing. By accepting this package you agree to receive
communication from Gulf Coast Bank which may include phone calls, faxes and emails as necessary to conduct closing and post closing
activities.


                                                   BORROWER INFORMATION

BORROWER:                                                                                     SSN/TIN:


CO-BORROWER:                                                                                  SSN/TIN:

PHONE:                                                                                        FAX:
EMAIL:

ADDRESS:

C,S,Z:



                                                    PROPERTY INFORMATION

PROPERTY TO BE MORTGAGED:
ADDRESS:

C,S,Z:

LEGAL DESCRIPTION:




                                                             LOAN TERMS

LOAN AMT:                                                RATE:                                       TERM:



                                                   MORTGAGE INFORMATION

TYPE:          COLLATERAL MORTGAGE                               FIRST                                       SECOND


                                                                 OWNER OCCUPIED                              NON OWNER OCCUPIED


               CONSTRUCTION                                      PURCHASE                                    REFINANCE



OTHER:




Rev. 11/14/2011
                                            DOCUMENT INFORMATION

                    THE BANK WILL PREPARE THE FOLLOWING LOAN DOCUMENTS VIA LASER PRO.


                PROMISSORY NOTE/CREDIT AGREEMENT AND DISCLOSURE
                COLLATERAL MORTGAGE
                PLEDGE OF COLLATERAL MORTGAGE
                COLLATERAL MORTGAGE NOTE IN THE AMOUNT OF
                ASSISGNMENT OF LEASES AND RENTS
                AGREEMENT TO PROVIDE INSURANCE
                FLOOD NOTICE
                DISBURSEMENT AUTHORIZATION
                LOAN AGREEMENT
                DISCLOSURE STATEMENT
                OTHER:
                OTHER:
                OTHER:


                WE WILL NEED YOUR ASSISTANCE WITH PREPARATION OF THE FOLLOWING DOCUMENTS


                CASH SALE
                HUD SETTLEMENT STATEMENT ( FAXED TO BANK AND BORROWER 24 HOURS PRIOR TO CLOSING)
                TITLE INSURANCE IN THE AMOUNT OF THE LOAN
                LEGAL DESCRIPTION ATTACHMENT TO THE MORTGAGE
                APPEARANCE LANGUAGE
                OTHER:
                OTHER:



                                           INSURANCE INFORMATION

MORTGAGE CLAUSE FOR INSURANCE POLICIES IS AS FOLLOWS:

                            Gulf Coast Bank & Trust, its successors and/or Assigns
                                        Attn: Insurance Service Center
                                               P. O. Box 2127
                                           Natchitoches, LA 71457
INSURANCE REQUIRED:
                HOMEOWNERS/HAZARD IN AMOUNT OF:

                FLOOD INSURANCE IN AMOUNT OF:

                OTHER:


                                  BANK MUST REVIEW ALL POLICIES BEFORE CLOSING.



                         FEES TO BE INCLUDED ON THE SETTLEMENT STATEMENT
TYPE:                                      AMOUNT:                               PAYABLE TO:
LOAN ORIGINATION/LOAN FEE

TAX SERVICE
CREDIT REPORT

APPRAISAL

FLOOD DETERMINATION

HOMEOWNERS/HAZARD

FLOOD

OTHER:

OTHER:



LOAN ADMINISTRATOR:


ADDRESS:                                                PHONE:
                                                        FAX:
EMAIL:




Rev. 11/14/2011