Copeland Flood Recovery Fund 2012
The Foundation has established the Copeland Flood Recovery Fund 2012. This is for charitable
purposes in connection with the relief of hardship within the Borough of Copeland caused
directly or indirectly by storm damage and flooding which took place week beginning 27th
August 2012. The Fund follows the guidance contained in Charity Commission Guidance CC40
Disaster Appeals (August 2012).
Priorities for grant making are:
Individuals and families suffering financial hardship and
Community relief and ‘rebuilding’ projects
We are working closely with other agencies involved.
2.0 FUND OVERVIEW
It is difficult to assess the likely financial requirements so soon after the flooding. However, it is
clear that substantial financial losses will have been incurred. Therefore an initial target of
£100,000 has been set. The Fund has been created with a founding donation of £50,000 from
the Copeland Community Fund.
3.0 IMPACT AND NEED
Although it is too soon to assess the full impact of the damage it is clear that this has caused
significant localised damage. Initial enquiries with the Environment Agency identified Beckermet,
Calder Bridge, Egremont, Gosforth, Moresby, Ravenglass, St Bees, Sandwith and Seascale with
the greatest impact in Egremont and Beckermet. The Fund will be linking to the live register of
affected areas and properties. Register held by CBC. Surrounding areas have experienced
extreme flooding but we are aware that there may be other small pockets of damage. Houses,
business premises and community facilities have all been damaged. Damage has occurred to
roads and a major landslip has affected the Cumbria coastal rail line and other elements of local
The effect of flooding will cause significant financial hardship and emotional distress. The
Foundation will closely monitor the impact of the floods over the coming days.
4.0 THE HALLMARKS OF THE FUND
In operating, the Fund bears these hallmarks:
It provides a specifically local focus for donations
It provides a central ‘clearing house’ for requests for charitable support
It operates a simple grant application procedure and responds speedily
It can attract support from national and regional funders
It is locally managed and accountable.
5.0 DEMANDS ON THE FUND
The Fund was established with an initial £50,000 from the Copeland Community Fund.
The flooding, although severe has been localised, therefore it is not appropriate to launch an
appeal. However it is important that people are able to express their support for the people
affected by providing an opportunity for people to donate to a dedicated fund. The fund is able
to receive donations from people and organisations wishing to support those local people
The Fund can receive restricted donations, ie funds given for specific purposes and which
recognise specific donors.
The Foundation will also make special mention for major donations as required.
Donations from tax payers can be made via Gift Aid, increasing the value of each donation.
5.1 Administration charge
Trustees will make a charge of up to 10% of funds distributed to cover the cost of
administering the Fund
6.0 GRANT AID
Application forms for individuals are available by telephone or e-mail
(email@example.com) from the Foundation office or via the web site
(www.cumbriafoundation.org). Applications will be considered weekly. Copies of the application
forms for groups and individuals are contained in Appendix1. Urgent appeals for assistance can
be considered by the Chair of the West Cumbria Grants Committee or a trustee alternate and a
The current criteria for individual applicants are contained in Appendix 1.
Requests for financial assistance will be assessed by the Foundation’s professional grants
The Foundation’s General Grants Committee consisting of trustees and community
representatives will oversee the grant making process. It is expected that most grant awards to
individuals will be made via delegated powers to the Chair of the West Cumbria Grants
Committee (or their trustee alternate) and a grants officer.
The General Grants Committee, in consultation with local stakeholders, will agree the
mechanisms for prioritising expenditure of the Fund.
Funding to individuals in need will be in line with the guidance given in Charity Commission
booklet The Prevention or Relief of Poverty for the Public Benefit (December 2008).
Individual applicants must fall within the guidance provided under charity law. This does not
mean that they must be destitute. An applicant who cannot afford the normal things in life,
which most people would take for granted, would probably qualify. A sudden reduction in living
standards could well lead to this situation. But grants will not be made which would have the
effect of reducing state benefits to which an applicant might be entitled.
The Foundation believes that, understandably, many people who are suffering hardship as a
result of storm damage and flooding may be reluctant to apply to the Foundation. An application
can be made by one person (eg clergy) on behalf of another.
7.0 CUMBRIA COMMUNITY FOUNDATION – BACKGROUND
Cumbria Community Foundation is a grant making charity (Registered no 1075120). Established
in 1999, it makes grants to voluntary and community groups throughout the county. It
currently distributes in excess of £1m a year.
In 2001, 2005 and 2009 the Foundation ran disaster appeals. The 2009 Cumbria Flood
Recovery Fund was launched to assist the people and communities affected by the flooding of
November 2009 raising over £3m. The Foundation learned many lessons from these appeals
The importance of a dedicated fund to secure and distribute financial support to community
groups and individuals
The important role voluntary and community organisations play in supporting communities
during times of need
How valuable small grants are in providing both financial and emotional support to
individuals experiencing hardship
How wide ranging and long lasting the emotional impact of such a disaster can be to
The impact on voluntary and community organisations during times of need (loss of income,
opportunities to expand services and respond to need)
8.0 WHAT HAPPENS IF MORE FUNDS ARE RECEIVED THAN REQUIRED?
In the event of the Foundation raising for this Fund monies in excess of the sum which the
Trustees at any time consider could reasonably be applied towards the charitable purposes set
out in Paragraph 1 (above) the Trustees shall apply such excess funds for the general purposes
of the Foundation but giving priority to charitable purposes arising within the Borough of
9.0 THE FUTURE
It is still not certain how much damage has been caused, nor the extent of its adverse effects.
A flexible response is therefore required. The Trustees of the Foundation are determined to do
all in their power to meet needs in the fields in which the Fund will be applied.