Savings Rates Loan Rates by yantingting

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									                                                                                                                                                        September 1, 2012


                                                         Loan Rates                                                                                         Savings Rates
Auto Rates                  Max. Term              Conditions                APR          Savings Accounts                               Minimum Deposit          APY (Yield)         APR (Rate)
                             60 Month                                        2.99%        Share Savings                                          $150                     0.15%          0.15%
                             72 Month              $15k minimum              2.99%        High-Rate Savings*                                     $500                     0.20%          0.20%
                             84 Month              $20k minimum              4.49%
                                                                                          IRA & ESA Accumulator                                    $0                     0.30%          0.30%

RV Rates                    Max. Term              Conditions                APR          MyFund Savings                                     $0 to $5,000                 0.40%          0.40%
                             60 Month                                        4.24%
                                                                                                                                               $5,000+                    0.15%          0.15%
                             72 Month              $15k minimum              4.49%
                             84 Month              $20k minimum              4.74%        Money Market Accounts                       Minimum Deposit                 APY (Yield)     APR (Rate)
                             120 Month             $25k minimum              4.99%        Rewards Money Market                                 $5,000                     0.15%          0.15%
                                                                                                                                             $10,000+                     0.15%          0.15%
VISA Card Rates                                Term                   APR
                                                                                                                                             $25,000+                     0.20%          0.20%
Platinum Rate Advantage                       Variable            Prime + 6.50%
                                                                                                                                             $50,000+                     0.25%          0.25%
Platinum Rewards                              Variable            Prime + 8.50%
                                                                                                                                             $100,000+                    0.30%          0.30%
Platinum Cash Back                            Variable            Prime + 11.50%
                                                                                                                                             $250,000+                    0.35%          0.35%

Personal Loan Rates                           Term                        APR             VIP Money Market                                     $5,000                     0.25%          0.25%
Personal Line of Credit**                    Variable                Prime + 11.50%                                                          $10,000+                     0.25%          0.25%
Personal Loan                               Fixed rate                   9.75%                                                               $25,000+                     0.30%          0.30%
Share Secured                       12 mo. max, 60 mo. amort.      Reg. Share + 2.5%                                                         $50,000+                     0.35%          0.35%
Certificate Secured                 12 mo. max, 60 mo. amort.        CD rate + 2.5%                                                          $100,000+                    0.40%          0.40%
                                                                                                                                             $250,000+                    0.45%          0.45%
Mortgage Rates                              Term                        Rate
 First Mortgage                              5-year                    3.250%             Checking Accounts                            Minimum to earn            APY (Yield)         APR (Rate)
(up to 80% Loan-to-Value)                    7-year                    3.375%
                                                                                          Interest Checking                                    $1,000+                    0.10%          0.10%
                                            10-year                    3.500%
                                      30 year (5 year call)            3.875%             Certificates               APY          APR         VIP         VIP
                                      30 year (7 year call)            4.000%             of Deposit              (Yield)       (Rate)       APY         APR
                                                                                                                                                                       V.I.P. Club Qualifiers
                                     30 year (10 year call)            4.125%             3 Month                  0.15%         0.15%       0.25%       0.25%          Minimum of 5 services for VIP Status
Second Mortgage                              5-year                 5.75% - 6.75%
                                                                                                                                                                         •Checking Account + Debit Card
(up to 85% Loan-to-Value)                   10-year                 6.00% - 7.00%
                                                                                          6 Month                  0.25%         0.25%       0.35%       0.35%
                                                                                                                                                                         •Direct Deposit (equals 2 services)
Home Equity Line option 1                Prime + 0.50%               3.750% var.
                                                                                          12 month                 0.40%         0.40%       0.50%       0.50%           •VISA Platinum Card(s)
(Variable)***                                                      no closing costs
                                                                                                                                                                         •Mortgage Loan(s)
Home Equity Line option 2           Prime - 0.25% for 12 mo.      2.990% for 12 mo.       18 Month                 0.45%         0.45%       0.55%       0.55%           •Auto Loan(s)
(Variable)***                          Prime + 0.50% after      $350 flat closing costs                                                                                  •RV Loan(s)
Lot Loans                                    5-year                    6.500%             24 Month                 0.50%         0.50%       0.60%       0.60%           •Signature Loan(s)
(up to 75% Loan-to-Value)                   10-year                    7.000%                                                                                            •Money Market Account
                                                                                          36 Month                 0.80%         0.80%       0.90%       0.90%
** Personal Line of Credit may be tied to Checking account for overdraft protection.
*** Prime Rate, currently 3.25% APR. Additional closing costs may apply for Home
                                                                                          48 Month                 1.15%         1.15%       1.25%       1.24%
Equity Loans/ Lines in excess of $100,000.

                                                                                          60 Month                 1.65%         1.64%       1.75%       1.74%
All loan rates are stated as best available rate, and may be higher or unavailable
based on credit history, LTV, and collateral. All loans are offered O.A.C. Weber State                    *This product is no longer available for new enrollments.
Credit Union is an equal opportunity lender.

								
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