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					  GORDON INSUR
                   ANCE

                                                    A simple explanation of
 574-257-2435                                       car insurance—now
brian@gordona
              gency.com
                                                    that’s Progressive
618 N MAIN ST                                       To find the car insurance policy that’s right for
             , MISHAWAKA,
                            IN 46545                you, you need to know what your options are.
                                                    We’ve put together this short summary to help
                                                    you learn about coverages, deductibles and
                                                    more. Call your agent for help customizing
                                                    the policy that’s best for you.



                                       Bodily Injury/Property Damage liability (BI/PD)
                                       With BI/PD coverage, we pay for the damages that you’re
                                       responsible for after an accident. If you’re sued, we pay for
                                       a lawyer to defend you.
                                       With Bodily Injury coverage, we pay for the damages that
                                       you’re responsible for, up to the limit you chose, if there’s an
                                       injury or fatality.
                                       With Property Damage coverage, we pay for the damages that
                                       you’re responsible for, up to the limit you chose, if you damage
                                       someone else’s property while driving. This can include another
                                       vehicle, a mailbox, a home or other object.

                                       Collision
                                       With Collision coverage, we pay to repair your car when you hit—or
                                       are hit by—another vehicle or object, regardless of who’s at fault.
                                       When you buy Collision, you choose the deductible, typically $250
                                       or $500. This is what you pay to a repair shop. We pay the rest, up
                                       to the limits you chose.

                                       Comprehensive
                                       With Comprehensive coverage, we pay for repairs to your car when
                                       there’s damage that’s caused by something other than a collision —
                                       fire, theft, vandalism, hail or flood.
                                       We also pay for damage if you hit an animal, and we pay for a
                                       rental vehicle if your car is stolen.
                                       When you buy Comprehensive, you choose the deductible, typically
                                       $250 or $500. This is what you pay to a repair shop. We pay the
                                       rest, up to the limits you chose.
Med Pay                                                                                                        Loan/Lease Payoff
With Med Pay, also known as Medical Payments, we pay                                                           With Loan/Lease Payoff coverage, also known as Gap
for reasonable and necessary medical care you need as the                                                      coverage, we pay the difference between the settlement
result of an accident, regardless of who’s at fault, up to the                                                 amount and the amount you owe your lender if we
applicable limits.                                                                                             declare your vehicle a total loss after an accident. If you
                                                                                                               lease your vehicle or have a loan, you can buy Loan/Lease
Uninsured Motorist Property Damage                                                                             Payoff coverage. We pay up to the limits you chose when
(UMPD)                                                                                                         you bought the policy.
With UMPD coverage, we pay to repair damage to your
vehicle that’s caused by a driver who doesn’t have insurance.
                                                                                                               Rental Reimbursement
We pay up to the limits you chose when you bought the                                                          With Rental Reimbursement coverage, we pay for your
policy.                                                                                                        rental car while your vehicle is being repaired. You can
                                                                                                               buy Rental Reimbursement if you have Comprehensive and
Uninsured/Underinsured Bodily Injury (UMBI)                                                                    Collision coverage. We’ll pay for 30 days of rental, up to the
                                                                                                               maximum per-day amount shown on the declarations page
With UMBI coverage, we pay for damages you incur,
                                                                                                               of your policy.
including medical expenses and lost wages, when you’re in
an accident that’s caused by a driver who has no insurance
or not enough insurance to cover these expenses. We pay
                                                                                                               Roadside Assistance
up to the limits you chose when you bought the policy.                                                         With Roadside Assistance, we pay for repairs or towing
                                                                                                               services when your vehicle breaks down due to mechanical
Personal Injury Protection (PIP)                                                                               or electrical issues, a dead battery, a flat tire, a lock-out or if
                                                                                                               you run out of gas. It also applies when your vehicle is stuck
With Personal Injury Protection (PIP), we pay for medical bills
                                                                                                               in the snow or mud within 100 feet of a road.
and—in some states—other living expenses while you heal
if you’re unable to work as a result of an accident, no matter
who is at fault. PIP is often referred to as no-fault insurance.
                                                                                                               Additional Custom Parts and Equipment
PIP limits vary by state.                                                                                      With Additional Custom Parts and Equipment, we’ll pay
                                                                                                               for damage to aftermarket devices, accessories and other
                                                                                                               permanent enhancements that alter a vehicle’s appearance
                                                                                                               or performance. Examples include custom grills, upgraded
                                                                                                               sound systems, aftermarket wheels and custom paint.




                                                                                                              GORDON INSURANCE

                                                                                                              618 N MAIN ST
                                                                                                              MISHAWAKA, IN 46545

                                                                                                              574-257-2435
                                                                                                              brian@gordonagency.com




Coverages may vary by state. Policies underwritten by Progressive Casualty Insurance Company and its affiliates, including: Artisan and Truckers Casualty Company, Drive New Jersey Insurance Company, Mountain Laurel
Assurance Company, National Continental Insurance Company, Progressive Advanced Insurance Company, Progressive American Insurance Company, Progressive Bayside Insurance Company, Progressive Casualty Insurance
Company, Progressive Choice Insurance Company, Progressive Classic Insurance Company, Progressive Commercial Casualty Company, Progressive County Mutual Insurance Company, Progressive Direct Insurance Company,
Progressive Express Insurance Company, Progressive Freedom Insurance Company, Progressive Garden State Insurance Company, Progressive Gulf Insurance Company, Progressive Hawaii Insurance Corp., Progressive
Marathon Insurance Company, Progressive Max Insurance Company, Progressive Michigan Insurance Company, Progressive Motor Insurance Company, Progressive Mountain Insurance Company, Progressive Northeastern
Insurance Company, Progressive Northern Insurance Company, Progressive Northwestern Insurance Company, Progressive Paloverde Insurance Company, Progressive Preferred Insurance Company, Progressive Premier
Insurance Company of Illinois, Progressive Security Insurance Company, Progressive Select Insurance Company, Progressive Southeastern Insurance Company, Progressive Specialty Insurance Company, Progressive Universal
Insurance Company, Progressive West Insurance Company, United Financial Casualty Company. Available in most states. All coverages subject to policy terms and conditions. 12A00003.V (04/12)

				
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