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LOAN AGREEMENT

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					CFDA NO. 14.218


                  COMMUNITY DEVELOPMENT BLOCK GRANT
               LOAN AND PROMISSORY NOTE AGREEMENT #11-10


This Loan and Promissory Note Agreement, “Loan Agreement”, is made and entered
into this_____ day of                , 20__, by and between Missoula Urban
Demonstration Project, hereinafter referred to as "Borrower" and the Lender City of
Missoula, hereinafter referred to as the "City."

                                      RECITALS

WHEREAS the City has been awarded entitlement funds under the U.S. Department of
Housing and Urban Development (HUD) Community Development Block Grant (CDBG)
Program; and

WHEREAS The objective of the CDBG Program is the development of viable urban
communities by providing decent housing, a suitable living environment, and expanding
economic opportunities for low and moderate-income individuals. This objective
includes providing support for public facilities that house programs that serve low-to-
moderate income persons; and

WHEREAS the Borrower is developing a project to relocate and expand its Tool Library
and Truck Share programs and this project requires the Borrower to acquire land and
construct various buildings to house these programs;

WHEREAS the Borrower wishes to borrow CDBG funds from the City to acquire land
upon which to relocate and expand the Tool Library and Truck Share programs;

WHEREAS the Borrower submitted an application for CDBG funds, which was
approved by the Missoula City Council on February 7, 2011.

NOW, THEREFORE, in consideration of the mutual covenants and conditions herein,
the parties agree as follows:

1.    AMOUNT OF LOAN

The City agrees under the terms and conditions of this Loan Agreement, to make a loan
for land acquisition to the Borrower in the principal amount of Ninety Six Thousand and
no/100 Dollars ($96,000).

2.    PROMISE TO PAY

In exchange for the value received in the form of the loan, Borrower promises to pay
the City, its successors or assigns, as Lender, the sum of Ninety Six Thousand and
no/100 Dollars ($96,000).

                                                                                       1
Borrower hereby waives all benefit or advantage to which it may be entitled to by virtue
of any homestead or other exemption law now or hereafter in force in the State of
Montana.

3.    INTEREST RATE AND REPAYMENT OF LOAN
      a.      Interest on the loan shall accrue at the rate of 5% per annum. Annual
payments of principal and interest shall be made according to the amortization table
attached to this agreement as Exhibit D.

        b.     The Borrower will pay a late charge of two percent (2%) compounded
monthly of the scheduled payment for any payment not made within 30 days from the
date it is due. All payments shall be first applied to penalties and thereafter to principal.
There will be no penalty for prepayment of the loan.

4.     OPTION TO FOREGIVE ANY OR ALL OF THE LOAN AMOUNT

       a. The City may forgive all or part of the loan amount. Forgiveness for any
portion of the loan amount will only occur upon continued use by Borrower of the facility
to benefit low- and moderate-income City residents in the manner proposed by
Borrower in their CDBG application and in compliance with the terms of the Award
Agreement.

       b. Pursuant to the terms of the Award Agreement, Borrower is required to offer
services to at least 50 low-to-moderate income clients in a 12-month period. Borrower is
also required during the same 12-month period to have 60% of Tool Library and Truck
Share program users be low-to-moderate income, based on annually updated HUD
income limits. Borrower is also required to submit various reports to OPG pursuant to
the terms of the Award Agreement. If OPG determines that all of Borrower’s reporting
requirements and service requirements have been met, then the annual payment of
principal and interest shall be waived by the City.

5.     ADMINISTRATION

The Office of Planning and Grants (OPG) shall be the department which administers
the award and Loan Agreement on behalf of the City of Missoula. Any reference to
OPG indicates an administrative function to be performed by OPG staff.


6.     REQUESTS FOR FUNDS

The Borrower will submit to OPG a written request for funds for the purposes of the
loan specified herein. The request for funds will be submitted in the manner and format
required by the Award Agreement. Any modifications or budget adjustment must be
done pursuant to the provisions set forth in the Award Agreement.

As required by the Award Agreement, a monetary retainage of 5% of the loan amount
shall be withheld until satisfactory completion and written acceptance of the
construction project has occurred.
                                                                                            2
7.    CONDITIONS OF LOAN

     a.    The City's obligation to make the loan provided for hereby is contingent on
           the City's receipt of federal financial resources to fund the CDBG
           program. If for any reason the City does not receive CDBG funding, the
           City may unilaterally terminate or modify the terms of this Loan
           Agreement.

     b.   During the entire term of indebtedness the Borrower will deliver to OPG
          annual balance sheets, profit and loss statements, and other financial
          records as OPG may reasonably request from time to time. The Borrower
          will also submit annual financial statements with full disclosure notes which
          must, at a minimum, be reviewed by a certified public accountant. In this
          regard, at any time a certified public accountant audits any of these
          statements the Borrower will furnish OPG with a copy of all summary
          sheets and written opinions and reports of the certified public accountant.
          Further, the Borrower will make its records relating to this Loan Agreement
          available for inspection during normal business hours to the City and/or
          OPG.

     c.   The Borrower will submit status reports on project performance at the
          request of, and in the format prescribed by, OPG.

     d.   Upon receipt of reasonable advance notice the Borrower will permit
          representatives of the City to inspect the Borrower's facilities and records
          which are the subject of this loan.

     e.   This Loan Agreement is non-assignable except upon the written consent of
          the City. A request for consent to assignment must include a statement
          justifying the request and the certified financial statement of the proposed
          assignee. This financial statement must be current to within 90 days of the
          request. The City reserves the right to deny requests for assignment and
          to modify rates and terms of this Loan Agreement and its exhibits as
          conditions of an assignment.

     f.   It is expressly understood that the proceeds of this loan are designated
          solely for the purpose of land acquisition.

     g.   It is expressly understood by Borrower that the City requires this public
          facilities project assisted with CDBG funds continue to serve at least 60%
          low-to-moderate income clients for a period of 15 years. Borrower
          expressly agrees to comply with this affordability period requirement.
          Borrower acknowledges and agrees that the City will require the repayment
          of any CDBG funds disbursed for this project if Borrower does not meet the
          low-to-moderate income service requirements as specified above.
          Borrower agrees to execute a Montana Trust Indenture to secure the City’s
          interests in this property.

     h.   The Borrower waives any and all claims and recourse against the City, its
          officers, employees, or assigns, including the right of contribution for loss

                                                                                          3
             and damage to persons or property arising from, growing out of, or in any
             way connected with or incident to this Agreement. Borrower agrees it will
             indemnify, hold harmless, and defend the City, its employees and assigns
             against any and all claims, demands, damages, costs, expenses or liability
             arising out of the performance under this Loan Agreement.

8.    SECURITY

This Loan is secured by this Loan and Promissory Agreement as well as a Montana
Trust Indenture executed by the Borrower. A copy of the Montana Trust Indenture is
attached hereto as Exhibit E and by this reference made a part hereof.

9.    COMPLIANCE WITH APPLICATION AND AWARD AGREEMENT

      Borrower submitted an application for CDBG funds, which was approved by the
      City. Borrower has also executed an Award Agreement with the City setting forth
      all the obligation and responsibilities of the Borrower in accepting CDBG funds.
      Borrower’s application for CDBG assistance and the Award Agreement are
      incorporated into this Loan Agreement by this reference and the representations
      made in the application are binding upon Borrower. If Borrower undertakes
      activities not represented in its application or the Award Agreement, this Loan
      Agreement may be subject to termination. Borrower agrees to comply with all
      conditions listed in Exhibit F - CDBG Supplemental Conditions.

10.   EVENTS OF DEFAULT

      If any of the following events occur, the City may, in its sole discretion, declare
      such event a default under this Loan Agreement:

      a.     Any representation or warranty made by the Borrower in this Loan
             Agreement or in any request or certificate or other information furnished to
             the City hereunder proves to have been incorrect in any material respect;

      b.     The Borrower fails in any material respect to carry out its obligations under
             its proposal to the City for the loan provided hereunder.

      c.     The Borrower defaults in the payment of any indebtedness for any money
             borrowed, for which the Borrower is liable as principal obligor or becomes
             liable as guarantor;

      d.     The Borrower applies for or consents to the appointment of a receiver,
             trustee or liquidator, admits in writing to its inability to pay its debts as they
             become due, makes a general assignment for the benefit of creditors, or
             invokes any relief under any chapter of the United States Bankruptcy Code;

      e.     The Borrower fails to provide adequate collateral for the subject loan in
             accordance with Section 5, above;

      f.     The Borrower fails to execute any documents necessary to make the City
             secure in its financial position as stated in this Agreement;
                                                                                             4
      g.     The Borrower fails to make any loan repayment when due and such failure
             shall continue for five (5) business days after written notice thereof is given
             to Borrower by the City;

      g.     The Borrower violates any term, assurance, or conditions of this Loan and
             Promissory Note Agreement.

      In the event the Borrower fails to make timely payments under this Agreement or
      perform any of the covenants on its part or any event of default occurs as stated
      above, the City may declare the Borrower to be in default and thereafter give the
      Borrower written notice setting forth the action or inaction which constitutes the
      default and giving the Borrower 30 days in which to correct the default. If the
      Borrower fails to correct the default within 30 days of receipt of this notice, the City
      may notify the Borrower in writing that the full balance due upon this Agreement is
      then due and payable in full within 60 days.

      In addition the City, with or without declaring all such Loan Repayments
      immediately due and payable, may take whatever action to collect the Loan
      Repayment then due, or to enforce the performance and observation of any
      obligation of the Borrower under this Loan Agreement.

      It is agreed by the parties hereto that the provisions of this Loan Agreement
      provide for reasonable and sufficient notice to be given to the Borrower in case of
      the Borrower's failure to perform any of its covenants and that this notice is
      sufficient for the Borrower to rectify its actions or inactions of default.

      Any waiver by the City of any default by the Borrower does not constitute a waiver
      of a continuing breach or a waiver of a subsequent breach. Any agreement
      contrary to this Agreement is not binding upon either party hereto unless it is in
      writing and signed by both parties.

11.   ADDITIONAL ASSURANCES

      The Borrower will remain fully obligated under the provisions of this Loan
      Agreement notwithstanding its designation of any third party or parties with written
      approval of the City for the undertaking of all or any part of the program with
      respect to which assistance is being provided under this Loan Agreement. The
      Borrower will comply with all applicable laws, rules and regulations of the City, the
      State of Montana, and the United States Government and with all lawful
      requirements of the City so as to insure that this Loan Agreement is carried out in
      accordance with the obligations and responsibility of the City to the United States
      Department of Housing and Urban Development.

12.   LITIGATION

      The Borrower states that to the best of its knowledge and belief there are no suits
      or proceedings pending or threatened against or affecting it which, if adversely
      determined, would have a material adverse effect on its financial condition. In
      addition, to the knowledge of the Borrower, there are no proceedings by or before
                                                                                         5
      any governmental commission, board, bureau or other administrative agency
      pending or threatened against the Borrower.

12.   INSURANCE

      The Borrower agrees and acknowledges that it must comply with all insurance
      requirements set forth in the Award Agreement.

13.   ATTORNEYS FEES
      In the event that either party incurs legal expenses to enforce the terms and
      conditions of this Loan Agreement, the prevailing party is entitled to recover
      reasonable attorney's fees and other costs and expenses, whether the same are
      incurred with or without suit.

14.   AVOIDANCE OF CONFLICT OF INTEREST

      The Borrower covenants that no officer, member, agent, or employee of the City
      who participates in the administration of this Agreement in other than a purely
      ministerial capacity will have any personal interest, real or apparent, in the
      proceeds of the loan provided hereby. For purposes of this covenant an
      impermissible conflict of interest exists if the officer, member, agent or employee;
      any member of his or her immediate family; his or her partner; or an organization
      which employs, or is about to employ, any of the foregoing has a financial or other
      interest in the proceeds hereof during his or her tenure or for one year thereafter.

      The Borrower shall incorporate, or cause to be incorporated, in all contracts or
      subcontracts a provision prohibiting such interest pursuant to the purposes of this
      section.

15.   OPEN MEETINGS

      All meetings of the Borrower’s Board of Directors will be open to the public as per
      the applicable Montana Code Annotated provisions in 2-3-203, MCA.




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16.    CONSTRUCTION AND VENUE

       This Loan Agreement will be construed under and governed by the laws of the
       State of Montana. In the event of litigation concerning it, venue is in the District
       Court of the Fourth Judicial District in and for the County of Missoula, State of
       Montana.




LENDER:                                           BORROWER:


City of Missoula:                                 Missoula Urban Demonstration Project:


______________________________                    _____________________________
John Engen, Mayor                                 Lauren Caldwell, President, Board of Directors

                                                  Date: _________________________

Date: ________________________
                                                  ______________________________
                                                  Tim Skufca, Board of Directors

                                                  Date: _________________________



ATTEST:


_____________________________
Martha L. Rehbein, CMC
City Clerk




                                                                                                   7
CFDA NO. 14.218                                                                                  Exhibit B




                                                       Project Budget
       Revenue Sources                    Source:            Source:             Source:        Source:          Total Project
                                          CDBG            Fundraising and       Financing     MUD Reserves          Cost:
                                                             In-Kind
                                          $96,000            $63,575             $80,000         $11,475             $251,050



               Project Costs (include only direct costs for delivering this service or accomplishing this project)
Salaries & Wages                              -                   -                  -               -                  -
Employee Benefits                             -                   -                  -               -                  -
Contracted Services                           -                   -                  -               -                  -

Insurance, Legal & Financial                  -                   -                  -               -                  -
Services
Direct Client Assistance (include             -                   -                  -               -                  -
detailed costs of goods/services in
narrative)
Travel / Training                             -                   -                  -               -                  -
Office Expenses (include detail for           -                   -                  -               -                  -
rent, utilities, postage, printing,
supplies, etc. in narrative)
Construction Costs (complete and          $96,000             $63,575            $80,000          $11,475            $251,050
attach separate construction budget;
place totals here- do not duplicate
line items)
       Subtotal: Project Costs            $96,000             $63,575            $80,000          $11,475            $251,050
         Other Costs (include other costs needed to implement this service or project)

                                              -                       -                  -           -                  -
                                              -                       -                  -           -                  -
                                              -                       -                  -           -                  -
         Subtotal: Other Costs                -                       -                  -           -                  -
                 Grand Total:             $96,000              $63,575            $80,000         $11,475            $251,050




                                                                                                                 8
      CFDA NO. 14.218                                                                                    Exhibit B


CONSTRUCTION BUDGET
For Construction Projects Only
Revenue Sources                    Source:             Source:          Source:             Source:      TOTAL
                                   CDBG/HOME           Monetary and In- Financing           MUD Reserves PROJECT
                                                       Kind Donations                                    COST
                                   $96,000             $63,575          $80,000             $11,475      $251,050

Construction Costs (include all costs directly related to delivering this service or accomplishing this project)
LAND / BUILDING / ACQUISITION
                               Land $96,000             $14,250           -                  -              $110,250
                 Existing Structure -                   -                 -                  -              -
                          Demolition -                  -                 -                  -              -
          Homebuyer’s Assistance -                      -                 -                  -              -
TOTAL                                $96,000            $14,250           -                  -              $110,250
LAND/BLDG/ACQUISITION
SITE WORK
     Site Work (clean, pave, fence, -                   $3,000            $62,800            -              $65,800
   sidewalk, utilities, landscaping)
            Off-Site Improvement -                      -                 -                  -              -
                     Environmental -                    -                 -                  -              -
                               Other -                   -                -                  -              -
TOTAL SITE WORK                      -                  $3,000            $62,800            -              $65,800
CONSTRUCTION and REHABILITATION
                 New Building -                         $34,800           $17,200            -              $52,000
                 Rehabilitation -                       -                 -                  -              -
          Accessory Structures -                        -                 -                  -              -
                Other (signage) -                       $1,000            -                  -              $1,000
TOTAL CONST. & REHAB.           -                       $35,800           $17,200            -              $53,000
PROFESSIONAL WORK and FEES
              Architect Design -                        $4,000            -                  $4,000         $8,000
          Architect Supervision -                       -                 -                  -              -
          Attorney, Real Estate -                       -                 -                  -              -
             Engineer/Surveyor -                        -                 -                  -              -
                     Contractor -                       $6,525            -                  $7,475         $14,000
TOTAL PROF. WORK & FEES         -                       $10,525           -                  $11,475        $22,000
               Grand Total: $96,000                     $63,575           $80,000            $11,475        $251,050




                                                                                                                       9
CFDA NO. 14.218                                                                      Exhibit B

Budget Narrative

MUD has committed $30,000 in reserves to this project - $11,475 for costs related to
construction and $18,525 toward outside costs related to the project (fundraising consultant,
planning, etc.).

MUD has qualified for a loan from Missoula Federal Credit Union for $80,000 toward the
project.

MUD has raised $63,575 in monetary and in-kind donations toward this project.

MUD will receive $96,000 in CDBG funding for the land acquisition component of this project.




                                                                                                10
CFDA NO. 14.218                                                                                 Exhibit C



Project Schedule



Timing and Tasks                                                                                            Completed?

March, April, May 2011

Complete buy-sell agreement for land next to Home Resource (site control)                                   YES

Architect chosen. Develop final architectural plans for new site, working with current tool librarians      YES
to ensure space is designed well for the needs
Grant requests and major donor solicitation for project funding                                             YES

Develop workshop schedule to mirror work on site throughout construction process – to help community learn In process
sustainable building techniques
June, July 2011

Acquire contingent Community Development Block Grant Funding ($96,000)                                      In process

Land acquisition, titling, insurance, taxes, closing loan with Missoula Federal Credit Union, etc.          Closing set for
(arranging construction loan financing)                                                                     July 10

Procurement of general contractor
Ensure zoning and other compliance issues work with architectural plans
Preliminary volunteer clean up of debris on site, prepare for construction (site preparation)
August, September 2011

Install foundation, utilities
Order used shipping containers to use as storage modules
October, November, December 2011

Connect storage containers to one another and electricity sources for lighting
Construction of Tool Library office/shed and storage containers
January, February 2011

Finalize site – pavement, curb-cut, sidewalk
Finish landscaping and fencing
Move tools, etc. from Northside Residential Demonstration Site
Continue fundraising efforts with consultant
March 2012

Grand opening of the Missoula Tool Library and Truck Share at new location




                                                                                                            11
     CFDA NO. 14.218                                                                     Exhibit D




Loan Amortization Schedule

           Input
                                                            Summary
       s
                                                                            Rate (per
                             Loan Amount        $96,000                       period)          5.000%
                      Annual Interest Rate       5.00%                 Total Payments      $138,732.90
                          Term of Loan in
                                     Years           15                 Total Interest      $42,732.90
                       First Payment Date       3/1/2013
                              Frequency of
                                  Payment       Annually

                           Payment (per
                                period)       $9,248.86


                                        Amortization Schedule
            Due                               Additional
No.         Date           Payment Due         Payment     Interest        Principal          Balance
                                                                                              $96,000.00
 1         3/1/2013                9,248.86                 4,800.00          4,448.86         91,551.14
 2         3/1/2014                9,248.86                 4,577.56          4,671.30         86,879.84
 3         3/1/2015                9,248.86                 4,343.99          4,904.87         81,974.97
 4         3/1/2016                9,248.86                 4,098.75          5,150.11         76,824.86
 5         3/1/2017                9,248.86                 3,841.24          5,407.62         71,417.24
 6         3/1/2018                9,248.86                 3,570.86          5,678.00         65,739.24
 7         3/1/2019                9,248.86                 3,286.96          5,961.90         59,777.34
 8         3/1/2020                9,248.86                 2,988.87          6,259.99         53,517.35
 9         3/1/2021                9,248.86                 2,675.87          6,572.99         46,944.36
10         3/1/2022                9,248.86                 2,347.22          6,901.64         40,042.72
11         3/1/2023                9,248.86                 2,002.14          7,246.72         32,796.00
12         3/1/2024                9,248.86                 1,639.80          7,609.06         25,186.94
13         3/1/2025                9,248.86                 1,259.35          7,989.51         17,197.43
14         3/1/2026                9,248.86                   859.87          8,388.99          8,808.44
15         3/1/2027                9,248.86                   440.42          8,808.44               0.00




                                                                                                     12
CFDA NO. 14.218                                                                      Exhibit E


                                      Missoula, Montana
                                    TRUST INDENTURE
       THIS TRUST INDENTURE, made this _____ day of __________, 2011, between
MISSOULA URBAN DEMONSTRATION PROJECT (MUD), its successors and assigns,
whose mailing address is_____________________, Missoula, MT as             GRANTORS;         City
Attorney Jim Nugent, an attorney licensed to practice law in the State of Montana, whose address
is 435 Ryman, Missoula, MOT 59801 as TRUSTEE; AND the City of Missoula, a Municipal
Corporation, organized under the laws of the State of Montana, whose address is 435 Ryman,
Missoula, MT 59802 as BENEFICIARY.
       WITNESSTH: That Grantor hereby irrevocably GRANTS, BARGAINS, SELLS,
CONVEYS AND WARRANTS TO TRUSTEE IN TRUST, never the less, WITH POWER OF
SALE that certain real property, which does not exceed thirty (30) acres in area, situated in the
County of Missoula, State of Montana, particularly described as follows:

               Lot 6 & E 1/2 Lot 7 Block 24 Riverside Addition

        TOGETHER with all improvements now or hereafter erected on the property, and all
easements, rights appurtenances, rents (subject however to the rights and authorities given herein
to Beneficiary to collect and apply such rents), royalties, mineral oil and gas rights and profits,
water, water rights, and water stock and all fixtures now or hereafter attached to the property, all
of which, including replacements and additions thereto, shall be deemed to be and remain a part
of the property by this Trust Indenture; and all of the foregoing, together with said property (or
the leasehold estate if this Deed of Trust is on a leasehold) are herein referred to as the
"Property";
        FOR THE PURPOSE OF SECURING the performance of Grantor's obligations as set
forth in the Award Agreement and Loan and Promissory Note Agreement dated
_______________________, which provision specifically provides as follows:
        Award Agreement,
        Section 3. ACCEPTANCE OF CDBG PROGRAM REQUIREMENTS
        Section 3.d.
        The City of Missoula requires that this infrastructure project assisted with CDBG funds
        continue to serve at least 60% low-to-moderate income clients through its Truck Share
        and Tool Library programs for a period of 15 years. MISSOULA URBAN
        DEMONSTRATION PROJECT expressly agrees to comply with this affordability period
        requirement. MISSOULA URBAN DEMONSTRATION PROJECT acknowledges and
        agrees that the City will require the repayment of any CDBG funds disbursed for this
        project if MISSOULA URBAN DEMONSTRATION PROJECT does not meet the low-
        to-moderate income service requirements as specified above. MISSOULA URBAN
        DEMONSTRATION PROJECT agrees to execute a Montana Trust Indenture to secure
        the City’s interests in this property.
        LOAN AND PROMISSORY NOTE AGREEMENT
        1.      AMOUNT OF LOAN
        The City agrees under the terms and conditions of this Loan Agreement, to make
        a loan for land acquisition to the Borrower in the principal amount of Ninety Six
        Thousand and no/100 Dollars ($96,000).

                                                                                                 13
CFDA NO. 14.218                                                                     Exhibit E

        2.      PROMISE TO PAY
        In exchange for the value received in the form of the loan, Borrower promises to
        pay the City, its successors or assigns, as Lender, the sum of Ninety Six
        Thousand and no/100 Dollars ($96,000). Borrower hereby waives all benefit or
        advantage to which it may be entitled to by virtue of any homestead or other
        exemption law now or hereafter in force in the State of Montana.
         3.     INTEREST RATE AND REPAYMENT OF LOAN
        a.      Interest on the loan shall accrue at the rate of 5% per annum. Annual
        payments of principal and interest shall be made according to the amortization
        table attached to this agreement as Exhibit D.
        b.      The Borrower will pay a late charge of two percent (2%) compounded
        monthly of the scheduled payment for any payment not made within 30 days
        from the date it is due. All payments shall be first applied to penalties and
        thereafter to principal. There will be no penalty for prepayment of the loan
        Grantor and Beneficiary agree that the assistance to be provided by Beneficiary to Grantor
for the project described in the Award Agreement and Loan and Promissory Note Agreement will
be in the amount of Ninety-Six Thousand and no/100 Dollars ($96,000). Further, Grantor is
required to continue to serve at least 60% low-to-moderate income clients for a period of 15
years. Therefore, this Trust Indenture secures this amount of the loan and the period of
affordability.
        Grantor is lawfully seized of the estate hereby conveyed and has the right to grant and
convey the Property, that the Property is unencumbered, (except to the extent allowed by the
Award Agreement and Loan and Promissory Note Agreement), and that Grantor will warrant and
defend generally the title to the property against all claims and demands, subject to any
declarations, easements or restrictions listed in a schedule of exceptions to coverage in any title
insurance policy insuring Beneficiary's interest in the Property.
        TO PROTECT THE SECURITY OF THIS TRUST INDENTURE, AND FOR OTHER
PURPOSES, GRANTOR AGREES:

       1. To pay before delinquent all taxes and assessments, including interest and penalties,
          affecting said promises and improvements. The failure of Grantor to make any such
          payments shall constitute a default under this trust.

       2. Grantor shall keep and maintain the improvements so as to provide security for the
          payment of any loan to which this Trust Indenture shall be subordinated. Grantor
          shall keep the property in good condition and repair, and shall not remove or demolish
          any building thereon. Grantor shall complete and restore promptly in a good and
          workmanlike manner any building which may be damaged or destroyed thereon and
          to pay when due all claims for labor performed and materials furnished therefore and
          shall comply with all laws, covenants and restrictions affecting said property. Grantor
          further agrees to allow Beneficiary to inspect the property at all times during and
          subsequent to improvement, providing such inspection shall be done during normal
          working hours.


                                                                                                14
CFDA NO. 14.218                                                                  Exhibit E

IT IS MUTUALLY AGREED THAT:


     3. The rights of Beneficiary hereunder shall be subordinate to all rights and security
        interests granted to a construction Lender or Permanent Lender to the Project, or the
        Grantor for the primary financing of the acquisition or rehabilitation of the property
        which is the subject of the Award Agreement and Loan and Promissory Note
        Agreement. The parties agree that they will execute any additional documents
        necessary to subordinate the interest of the Beneficiary in favor of such other
        construction lender, permanent lender, or the Grantor.

        The parties acknowledge that their primary purpose of this Award Agreement and this
        Loan and Promissory Note Agreement is:

            The City has been awarded entitlement funds under the U.S. Department
            of Housing and Urban Development (HUD) Community Development
            Block Grant (CDBG) Program. The objective of the CDBG Program is
            the development of viable urban communities by providing decent
            housing, a suitable living environment, and expanding economic
            opportunities for low and moderate-income individuals. This objective
            includes providing support for public facilities that house programs that
            serve low-to-moderate income persons.

            The Borrower is developing a project to relocate and expand its Tool
            Library and Truck Share programs and this project requires the Borrower
            to acquire land and construct various buildings to house these programs.
            The Borrower wishes to borrow CDBG funds from the City to acquire
            land upon which to relocate and expand the Tool Library and Truck
            Share programs. The Borrower submitted an application for CDBG
            funds, which was approved by the Missoula City Council on February 7,
            2011.

     4. Without affecting the liability of any person, including Grantor, for the payment of
        any indebtedness secured hereby, or the lien of this Trust Indenture on the reminder of
        the property for the full amount of any indebtedness unpaid, Beneficiary and Trustee
        are respectively empowered as follows: Beneficiary may from time to time in writing
        and without advance notice:
        (a) Release any person liable for payment of any of the indebtedness,
        (b) Extend the time or otherwise alter the terms of payment of any of the
            indebtedness,
        (c) Release any property securing the indebtedness.




                                                                                             15
CFDA NO. 14.218                                                                   Exhibit E

        Trustee may, at any time and from time to time, upon written request of Beneficiary:


        (a) Consent to the making of any map or plat of the property,
        (b) Join in any subordination or other agreement affecting this Trust Indenture or lien
            or charge thereof,
        (c) Reconvey, without warranty, the, or any part of the property.


        Trustee may, at any time and from time to time, upon written request of Grantor and
        Beneficiary, join in granting any easement or creating any restrictions thereon.


     5. Upon written request of Beneficiary stating that there has been full performance of
        Grantor's obligations set forth above, Trustee shall reconvey to Grantor, without
        warranty, the property then held hereunder.

     6. Time is of the essence hereof. Upon default by Grantor in the performance of its
        obligations secured hereby or in the performance of any agreement hereunder,
        Beneficiary shall abide by default provisions contained in the Award Agreement and
        the Loan and Promissory Note Agreement. If breach is not cured as provided in the
        Loan and Promissory Note Agreement, Beneficiary at Beneficiary's option may
        declare all the sums secured by this Trust Indenture to be immediately due and
        payable without further demand and may invoke the power of sale and any other
        remedies permitted by applicable law or the Loan and Promissory Note Agreement.
        Beneficiary shall be entitled to collect all reasonable costs and expenses incurred in
        pursuing the remedies provided by this Trust Indenture, including but not limited to
        reasonable attorneys' fees.

     7. If Beneficiary invokes the power of sale, Beneficiary shall give Trustee written notice
        of the occurrence of an event of default and of Beneficiary's election to cause the
        property to be sold. Beneficiary or Trustee shall record a notice of sale in Missoula
        County, and Trustee shall mail copies of such notice in the manner prescribed by
        applicable law to Grantor and other persons prescribed by applicable law. After the
        lapse of such time as may then be required by law following the recordation of said
        notice of default and of election to cause said property to be sold, and notice of
        default and notice of sale having been given as then required by law, Trustee, or its
        attorney, without demand on Grantor, shall sell said property on the date and at the
        time and place designated in said notice of sale, either as a determine (but subject to
        any statutory right of Grantor to direct the order in which such property, if consisting




                                                                                              16
CFDA NO. 14.218                                                                    Exhibit E

     of several known lots or parcels, shall be sold) at public auction to the highest bidder, the
     purchase price payable in cash in lawful money of the United States at the time of
     sale. The person conducting the sale may, for any cause he deems expedient, postpone
     the sale for a period not exceeding fifteen (15) days by public proclamation by such
     person at the time and place fixed in the notice of sale, and no other notice of the
     postponed sale need be given. Trustee shall execute and deliver to the purchaser its deed
     conveying said property do sold, but without any covenant of warranty, express or
     implied. The recitals in the deed of any matters of facts shall be conclusive proof of the
     truthfulness thereof. Any person, including Beneficiary (but excluding Trustee), may bid
     at the sale. After deducting all costs and expenses of exercising the power of sale and of
     the sale, including cost of search and evidence of title, advertising and recording expense,
     documentary taxes and Trustee's and Attorneys' fees, Trustee shall apply the proceed of
     sale to payment of all amounts secured hereby and due hereunder, including all sums
     expended by the Trustee and Beneficiary, or either of them, with accrued interest thereon
     at the rate of eleven percent (11%) per annum from the date of expenditure thereof, and
     the surplus, if any, to the person or persons legally entitled thereto; provided that the
     Trustee, in its discretion, may deposit such surplus with the Missoula County Clerk and
     Recorder as the county where the sale took place and the county in which the property is
     located.

     8. Grantor agrees to surrender possession of the hereinabove described trust property to
        the purchaser at the aforesaid sale on the tenth (10th) day of following said sale, in the
        event such possession has not previously been delivered by Grantor.

     9. Grantor's right to reinstate. Notwithstanding Beneficiary's declaration of the sums
        secured by this Trust Indenture, Grantor shall have the right to have any proceedings
        begun by Beneficiary to enforce this Trust Indenture discontinued at any time prior to
        the earlier to occur of (i) sale of the property pursuant to the power of sale contained
        in this Trust Indenture or (ii) entry of a judgment enforcing this Turst Indenture if: (a)
        Grantor pays Beneficiary all sums which would be then due under this Trust
        Indenture; (b) Grantor cures all breaches of any other covenants and agreements of
        Grantor contained in this Trust Indenture; (c) Grantor pays all reasonable expenses
        incurred by Beneficiary and Trustee in enforcing the covenants and agreements of
        Grantor contained in this Trust Indenture and in enforcing Beneficiary's and Trustee's
        remedies as provided in Paragraphs 6 and 7 hereof, including but not limited to,
        reasonable attorneys' fees; and (d) Grantor takes such action as Beneficiary may
        reasonably require to assure that the lien of this Trust Indenture, Beneficiary's interest
        in the property and Grantor's obligation to pay the sums secured by this Trust
        Indenture shall continue unimpaired. Upon such payment and cure by Grantor, this


                                                                                               17
CFDA NO. 14.218                                                                   Exhibit E


     Trust Indenture and the obligations secured hereby shall remain in full force and effect as
     if no acceleration had occurred.

     10. Upon the occurrence of any default hereunder and the expiration of the notice
         required in the Façade Improvement Loan Agreement, Beneficiary shall have the
         option to declare all sums secured hereby due and payable and foreclose this Trust
         Indenture in the manner provided by law for the foreclosure of mortgages on real
         property, and Beneficiary shall be entitled to recover in such proceedings all costs and
         expenses incident thereto, including reasonable attorneys' fees in such amount as shall
         be fixed by the court.

     11. Except as may be otherwise provided herein, Grantor agrees to pay to Beneficiary or
         Trustee the costs and expenses, including reasonable attorneys' fees, incurred by either
         of them in instituting, prosecuting or defending any court action in which Grantor
         does not prevail, if such action involved the interpretation hereof or performance
         hereunder by a party hereto or the breach of any provision hereof by a party hereto,
         including but not limited to any action to obtain possession of the above described
         property after exercise of the power of sale granted hereunder.

     12. This Trust Indenture shall apply to inure to the benefit of and bind all parties hereto,
         their heirs, legatees, devisees, administrators, executors, successors and assigns.

     13. Trustee accepts this Trust when this Trust Indenture, duly executed and
         acknowledged, is made public record as provided by law. Trustee is not obligated to
         notify any party hereto of a pending sale under any other trust indenture of any action
         or proceeding in which Grantor, Beneficiary, or Trustee shall be a party, unless
         brought by Trustee.

     14. This Trust Indenture is made within the state of Montana pursuant to the Small Tract
         Financing Act of Montana and is not made or taken in substitution for any mortgage
         in existence on the effective date of said Act.

     15. Grantor requests that a copy of any notice of default and of any notice of sale
         hereunder be mailed to it at the address hereinabove set forth.

     16. Grantor hereby waives all benefit or advantage to which they may be entitled to by
         virtue of any homestead or other exemption law now or hereafter in force in the State
         of Montana.


                                                                                              18
CFDA NO. 14.218                                                                 Exhibit E

IN WITNESS WHEREOF, the Grantor has caused this instrument to be executed this ______
day of ___________, 2011.

          BORROWER:

          Missoula Urban Demonstration Project
          629 Phillips Street
          Missoula, Montana 59802

          BY:
          ________________________________               __________________________
          Lauren Caldwell, Board President               Tim Skufca, Board Member


(SEAL)

STATE OF MONTANA             )
                             )S.S.
County of Missoula           )

On this              day of               ,      personally appeared
       known to me to be the person whose name is subscribed to this instrument, and
acknowledged that he executed the same.


                             Notary Public
                             Residing at
                             My commission expires

(SEAL)
                                           CITY OF MISSOULA

                                           ___________________________________
                                           John Engen, Mayor
ATTEST:

_____________________________
Martha L. Rehbein, CMC
City Clerk




                                                                                            19
CFDA NO. 14.218                                                          Exhibit F

               CDBG SUPPLEMENTAL GENERAL CONDITIONS AND
                  FEDERAL LABOR STANDARDS PROVISIONS
                 CDBG SUPPLEMENTAL GENERAL CONDITIONS

The following Supplemental General Conditions are hereby made a part of this contract
and shall supplement and/or supersede any articles of these specifications in conflict
therewith.

Any subsequent and/or addenda issued after these specifications have been prepared
shall supplement and/or supersede any articles of these specifications.

1.    Montana Contractor Registration Requirements

2.    Contractor’s License Fee

3.    Preconstruction Conference

4.    Reports and Information

5.    Access to Records

6.    Contract Pricing

7.    Federal Labor Standards Provisions (HUD-4010 Form)

8.    Schedule of Minimum Hourly Wage Rates (Davis-Bacon Wage Determination)

9.    Equal Opportunity Provisions

      a.     Equal Employment Opportunity (Executive Order 11246)

      b.     Title VI of the Civil Rights Act of 1964

      c.     Section 109 of the Housing and Community Development Act of 1974

      d.     Section 3 of the Housing and Community Development Act of 1968

      e.     Minority/Women Business Enterprise

      f.     Nondiscrimination Provision in all Public Contracts

10.   Uniform Federal Accessibility Standards (UFAS)

11.   Compliance with Federal Clean Air and Water Acts

12.   Contractor Eligibility


                                                                                     20
CFDA NO. 14.218                                                              Exhibit F

1.    MONTANA CONTRACTOR REGISTRATION REQUIREMENT

MCA 39-9-201 through 39-9-211 provides information about contractor registration
requirements with the State of Montana. Contractors and any of the contractor’s
subcontractors doing work on a project will be required to obtain registration with the
Montana Department of Labor and Industry (DLI). Forms for registration are available
from the Department of Labor and Industry, P. O. Box 8011, 1805 Prospect, Helena,
Montana 59604-8011. Information on registration can be obtained by calling 1-406-
444-7734.

Contractors are not required to have registered with the DLI prior to bidding on this
project, but must have registered prior to execution of the Construction Agreement. All
laborers and mechanics employed by the contractor or subcontractors in performance
of the construction work shall be paid wages at rates as may be required by the federal
Davis Bacon prevailing wage and reporting requirements and the State of Montana.
The contractor must ensure that employees and applicants for employment are not
discriminated against because of their race, color, religion, sex, national origin, sexual
orientation, gender identity or gender expression.

2.    CONTRACTOR’S LICENSE FEE

Pursuant to Section 15-50-206(2)(3), MCA, the Owner is required to withhold one
percent of all payments due the Contractor and is required to transmit such moneys to
the Montana Department of Revenue as part of the public contractor's license fee. In
like fashion, the Contractor is required to withhold one percent from payments to
subcontractors.

3.    PRECONSTRUCTION CONFERENCE

After the contract(s) have been awarded, but before the start of construction, a
conference will be held for the purpose of discussion requirements on such matters as
project supervision, coordination with city or county officials, on-site inspections,
progress schedules and reports, payrolls, payments to contractors, contract change
orders, insurance, safety and other items pertinent to the project. The contractor shall
arrange to have all supervisory personnel connected with the project on hand to meet
with representatives of the engineer and owner to discuss any problems anticipated.

4.    REPORTS AND INFORMATION

The contractor, at such times and in such forms as the owner may require, shall furnish
the owner such periodic reports as it may request pertaining to the work or services
undertaken pursuant to this contract, the costs and obligations incurred or to be
incurred in connection therewith, and any other matters covered by this contract.




                                                                                         21
CFDA NO. 14.218                                                              Exhibit F

5.    ACCESS TO RECORDS

The owner, the Inspector General of the United States, the U.S. Department of Housing
and Urban Development, the U.S. Department of Labor, the General Accounting Office,
and the City of Missoula shall be permitted by the contractor to have full access to, and
right to examine any pertinent books, documents, papers and records of the contractor
involving transactions related to this contract, during the period of the project and for
three (3) years from the date of final payment or until all findings have been resolved to
the satisfaction of the State of Montana.

6.    CONTRACT PRICING

      The cost plus a percentage of cost and percentage of construction cost method
      of contracting shall not be used.

7.    FEDERAL LABOR STANDARDS PROVISIONS

      Attached.

8.    SCHEDULE OF MINIMUM HOURLY WAGE RATES

      Not applicable. Project consists of residential apartments, four stories or fewer.

9.    EQUAL OPPORTUNITY PROVISIONS

      (a)    Equal Employment Opportunity (Executive Order 11246). During the
             performance of this contract, the Contractor agrees as follows:

                            (1)    The contractor will not discriminate against any
                    employee or applicant for employment because of race, color,
                    religion, sex or national origin. The contractor will take affirmative
                    action to ensure that applicants are employed, and that employees
                    are treated during employment, without regard to their race, color,
                    religion, sex or national origin. Such action shall include, but not be
                    limited to the following: employment, upgrading, demotion, transfer,
                    recruitment or recruitment advertising, layoff or termination, rates of
                    pay or other forms of compensation, and selection of training,
                    including apprenticeship.       The contractor agrees to post in
                    conspicuous places, available to employees and applicants for
                    employment, notices to be provided by the contracting officer
                    setting forth the provisions of this nondiscrimination clause.

                           (2)   The contractor will, in all solicitations or
                    advertisements for employees placed by or on behalf of the
                    contractor, state that all qualified applicants will receive
                    consideration for employment without regard to race, color, religion,
                    sex or national origin.

                                                                                         22
CFDA NO. 14.218                                                            Exhibit F


                         (3)   The contractor will send to each labor union or
                  representative of workers with which it has a collective bargaining
                  agreement or other contract or understanding, a notice to be
                  provided by the

                                Department's contracting officer advising the labor
                  union or workers' representative of the contractor's commitments
                  under Section 202 of Executive Order 11246 of September 24,
                  1965, and shall post copies of the notice in conspicuous places
                  available to employees and applicants for employment.

           (4)    The contractor will comply with all provisions of Executive Order
                  11246 of September 24, 1965, and of the rules, regulations and
                  relevant orders of the Secretary of Labor.

                         (5)   The contractor will furnish all information and reports
                  required by Executive Order 11246 of September 24, 1965, and by
                  the rules, regulations, and orders of the Secretary of Labor, or
                  pursuant thereto, and will permit access to its books, records and
                  accounts by the Department and the Secretary of Labor for
                  purposes of investigation to ascertain compliance with such rules,
                  regulations and orders.

                         (6)    In the event of the contractor's noncompliance with
                  the non- discrimination clauses of this contract or with any of such
                  rules, regulations or orders, this contract may be canceled,
                  terminated or suspended in whole or in part and the contractor may
                  be declared ineligible for further government contracts in
                  accordance with procedures authorized in Executive Order 11246
                  of September 24, 1965, and such other sanctions may be imposed
                  and remedies invoked as provided in Executive Order 11246 of
                  September 24, 1965, or by rules, regulations, or order of the
                  Secretary of Labor, or as otherwise provided by law.

                           (7)    The contractor will include the provisions of
                  paragraphs 1 through 7 in every subcontract or purchase order
                  unless exempted by rules, regulations or orders of the Secretary of
                  Labor issued pursuant to Section 204 of Executive Order 11246 of
                  September 24, 1965, so that each provision will be binding upon
                  each subcontractor or vendor. The contractor will take such action
                  with respect to any subcontract or purchase order as the
                  Department may direct as a means of enforcing such provisions
                  including sanctions for noncompliance. Provided, however, that in
                  the event the contractor becomes involved in or is threatened with,
                  litigation with a subcontractor or vendor as a result of such direction
                                                                                       23
                    by the Department, the contractor may request the United States to
                    enter into such litigation to protect the interest of the United States.


      CFDA NO. 14.218                                                         Exhibit F


             (b)     Title VI of the Civil Rights Act of 1964. Provides that no person
             shall, on the grounds of race, color, or national origin, be excluded from
             participation in, be denied the benefits of, or be subjected to
                     discrimination under any program or activity receiving federal
             financial assistance.

      (c)    Section 109 of the Housing and Community Development Act of 1974.
             "No person in the United States shall on the ground of race, color,
             national origin or sex be excluded from participation in, be denied the
             benefits of, or be subjected to discrimination under any program or activity
             funded in whole or in part with funds available under this title. Any
             prohibition against discrimination on the basis of age under the Age
             Discrimination Act of 1975 or with respect to an otherwise qualified
             handicapped individual as provided in Section 504 of the Rehabilitation
             Act of 1973 shall also apply to any such program or activity."

             (d)    Section 3 of the Housing and Community Development Act of
             1968. The contractor will ensure that to the greatest extent feasible
             opportunities for training and employment arising in connection with this
             CDBG-assisted project will be extended to project area residents.
             Further, the contractor will, to the greatest extent feasible, utilize business
             concerns located in or substantially owned by residents of the project
             area, in the award of contracts and purchase of services and supplies.

             (e)     Minority Business Enterprise. Under the provisions of Executive
             Order 11246 contractors on federally-funded projects are required to take
             affirmative steps to assure that minority businesses are used when
             possible as sources of supplies, equipment, construction and services.
             Additionally, the contractor must document all affirmative steps taken to
             solicit minority businesses and forward this documentation along with the
             names of the minority subcontractors and suppliers to the owner upon
             request.

             (f)    Nondiscrimination Provision in all Public Contracts Pursuant to
             Section 49-3-207, MCA, the Contractor certifies that all hiring will be on
             the basis of merit and qualifications and there will be no discrimination on
             the basis of race, color, religion, creed, political ideas, sex, age, marital
             status, physical or mental handicap, or national origin.

10.   UNIFORM FEDERAL ACCESSIBILITY STANDARDS (UFAS)

All design specifications for the construction of any building shall provide access to the
physically handicapped in accordance with the Uniform Federal Accessibility Standards
                                                                                        24
and HUD regulations 24 CFR Part 8, "Nondiscrimination Based on Handicap in
Federally Assisted Programs and Activities of HUD".



CFDA NO. 14.218                                                           Exhibit F

11.   CERTIFICATION OF COMPLIANCE WITH FEDERAL CLEAN AIR AND
      WATER ACTS

      (Applicable to federally assisted construction contracts and related sub-
      contracts exceeding $100,000.)

During the performance of this contract, the contractor and all subcontractors shall
comply with the requirements of the Clean Air Act, as amended, 42 USC 1857 et seq.,
the Federal Water Pollution Control Act, as amended, 33 USC 1251 et seq., and the
regulations of the Environmental Protection Agency with respect thereto, at 40 CFR 15,
as amended.

12.   CONTRACTOR ELIGIBILITY

The Contractor certifies that the Contractor's firm and the firm's principals are not
debarred, suspended, voluntarily excluded, or otherwise ineligible for participation in
federally assisted contracts under Executive Order 12549, "Debarment and
Suspension" (24 CFR 24.505).




                                                                                      25
CFDA NO. 14.218                                                     Exhibit G

General Decision Number: MT100074 05/20/2011 MT74

State: Montana

Construction Type: Building

County: Missoula County in Montana.

BUILDING CONSTRUCTION PROJECTS (does not include single family
homes or apartments up to and including 4 stories).

Modification Number Publication Date
      0        02/04/2011
      1        03/11/2011
      2        03/25/2011
      3        05/20/2011

ASBE0082-002 08/01/2009
                 Rates                     Fringes

Heat and Frost Insulator.........$ 25.74                   13.78
----------------------------------------------------------------
 BOIL0011-002 04/01/2010

                           Rates           Fringes

BOILERMAKER......................$ 30.16                   21.75
----------------------------------------------------------------
 BRMT0007-002 01/01/2011

                           Rates           Fringes

BRICKLAYER.......................$ 26.60                 10.23
----------------------------------------------------------------
 CARP0028-008 06/02/2010

                           Rates           Fringes

CARPENTER (Including Drywall
Hanging, Metal Stud
Installation, and Formwork)......$ 20.90                    10.06
MILLWRIGHT.......................$ 24.90                 10.06
----------------------------------------------------------------
 ELEC0768-008 06/01/2009

                           Rates           Fringes

ELECTRICIAN......................$ 27.02                 10.37
----------------------------------------------------------------
 ELEV0019-005 01/01/2010

                           Rates           Fringes


                                                                                26
ELEVATOR MECHANIC................$ 44.14                     20.035+A+B

FOOTNOTE:           a. Employer contributes 8% of the basic hourly rate


CFDA NO. 14.218                                                           Exhibit G

 for over 5 year's service and 6% of the basic
   hourly rate for 6 months to 5 years' of service
   as vacation paid credit.
  b. Eight paid holidays: New Year's Day; Memorial Day;
  Independence Day; Labor Day; Veteran's Day; Thanksgiving
  Day; Friday after Thanksgiving and Christmas Day
----------------------------------------------------------------
 ENGI0400-004 05/01/2009

                           Rates           Fringes

POWER EQUIPMENT OPERATOR:
(Zone 1)
   (1) Crane, Forklift, Front
   End Loader..................$ 23.47                9.50
   (2) Excavator...............$ 23.94                9.50

ZONE DEFINITIONS FOR POWER EQUPMENT OPERATORS:
 The zone hourly rates applicable to each project shall be
 determined by measuring the road miles over the shortest
 practical maintained route from the nearest County Court
 House of the following listed towns to the center of the
 job:

 BILLINGS, BOZEMAN, BUTTE, GREAT FALLS, HELENA, KALISPELL,
 MISSOULA

Zone 1: 0 to 30 miles - Base Pay
Zone 2: 30 to 60 miles - Base Pay + $3.50
Zone 3: Over 60 miles - Base Pay + $5.50
----------------------------------------------------------------
 IRON0014-014 07/01/2010

                           Rates           Fringes

IRONWORKER: Ornamental,
Reinforcing and Structural.......$ 25.34                    18.78
----------------------------------------------------------------
 LABO1686-007 05/01/2010

                           Rates           Fringes

LABORER (Zone 1)
  Common or General, Mason
  Tender-Brick................$ 17.43                 8.54

ZONE DEFINITIONS FOR LABORERS

 The hourly wage rates applicable to each project shall be
 determined by measuring the road miles over the shortest
 practical maintained route from the County Courthouse in
 Great Falls to the center of the job.
ZONE 1: 0 to 15 miles
                                                                                      27
ZONE 2: 15 to 30 miles, add $0.65 to Zone 1 rate.
ZONE 3: 30 to 50 miles, add $0.85 to Zone 1 rate.
ZONE 4: Over 50 miles, add $1.25 to Zone 1 rate.
CFDA NO. 14.218                                                           Exhibit G


PAIN0260-003 06/01/2010

                           Rates           Fringes

PAINTER: Brush and Spray Only...$ 18.35                            6.84
----------------------------------------------------------------
 PLUM0459-006 05/01/2009

                           Rates           Fringes

PIPEFITTER, Excluding HVAC
Pipe Installation................$ 28.26              11.15
PLUMBER, Including HVAC Pipe
Installation.....................$ 28.26           11.15
----------------------------------------------------------------
 ROOF0189-003 07/01/2010

                           Rates           Fringes

ROOFER...........................$ 20.92               6.42
----------------------------------------------------------------
* SFMT0669-002 04/01/2011

                           Rates           Fringes

SPRINKLER FITTER (Fire
Sprinklers)......................$ 29.00            16.65
----------------------------------------------------------------
 SHEE0103-008 06/01/2009

                           Rates           Fringes

SHEET METAL WORKER (HVAC Duct
and System Installation Only)....$ 26.24                     11.24
----------------------------------------------------------------
  SUMT2011-039 01/04/2011

                           Rates           Fringes

OPERATOR: Backhoe...............$ 20.56                        6.35

PAINTER: Roller Only............$ 17.00                     0.00
----------------------------------------------------------------

WELDERS - Receive rate prescribed for craft performing
operation to which welding is incidental.


========================================================

Unlisted classifications needed for work not included within
the scope of the
classifications listed may be added after award only as
provided in the labor

                                                                                      28
standards contract clauses (29 CFR 5.5(a)(1)(ii)).

----------------------------------------------------------------

CFDA NO. 14.218                                                    Exhibit G

In the listing above, the "SU" designation means that rates
listed under the
identifier do not reflect collectively bargained wage and
fringe benefit
rates. Other designations indicate unions whose rates have
been determined
to be prevailing.

----------------------------------------------------------------
--
                WAGE DETERMINATION APPEALS PROCESS


1.) Has there been an initial decision in the matter? This can
be:

* an existing published wage determination
* a survey underlying a wage determination
* a Wage and Hour Division letter setting forth a position on
a wage
  determination matter
* a conformance (additional classification and rate) ruling

On survey related matters, initial contact, including requests
for summaries
of surveys, should be with the Wage and Hour Regional Office
for the area in
which the survey was conducted because those Regional Offices
have
responsibility for the Davis-Bacon survey program. If the
response from this
initial contact is not satisfactory, then the process described
in 2.) and
3.) should be followed.

With regard to any other matter not yet ripe for the formal
process
described here, initial contact should be with the Branch of
Construction
Wage Determinations. Write to:

             Branch of Construction Wage Determinations
             Wage and Hour Division
             U.S. Department of Labor
             200 Constitution Avenue, N.W.
             Washington, DC 20210

2.) If the answer to the question in 1.) is yes, then an
interested party
(those affected by the action) can request review and
reconsideration from
the Wage and Hour Administrator (See 29 CFR Part 1.8 and 29 CFR
Part 7).
Write to: Wage and Hour Administrator
                                                                               29
          U.S. Department of Labor
          200 Constitution Avenue, N.W.
          Washington, DC 20210

CFDA NO. 14.218                                                   Exhibit G

The request should be accompanied by a full statement of the
interested
party's position and by any information (wage payment data,
project
description, area practice material, etc.) that the requestor
considers
relevant to the issue.

3.) If the decision of the Administrator is not favorable, an
interested
party may appeal directly to the Administrative Review Board
(formerly the
Wage Appeals Board). Write to:

          Administrative Review Board
          U.S. Department of Labor
          200 Constitution Avenue, N.W.
          Washington, DC 20210

4.) All decisions by the Administrative Review Board are final.



            END OF GENERAL DECISION




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