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Personal Accident and Health Insurance in the Netherlands

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Personal Accident and Health Insurance in the Netherlands Powered By Docstoc
					Personal Accident and Health Insurance in the
Netherlands, Key Trends and Opportunities to 2016
The report provides in depth market analysis, information and insights into the Netherlands personal
accident and health insurance market, including:
     The Netherlands personal accident and health insurance market’s growth prospects by personal
        accident and health insurance categories
     The various distribution channels in the Netherlands personal accident and health insurance
        market
     The competitive landscape in the personal accident and health insurance market
     A description of the personal accident and health reinsurance market in the Netherlands

The personal accident and health insurance segment in the Netherlands is dominated by the health
insurance category. Driven by reforms in the health care sector in 2006, rising healthcare expenditure and
changing regulation, the sector remained immune from global and euro zone economic shocks. Personal
accident and health insurers in the Netherlands are continually seeking to gain market share at the
expense of their rivals, a tendency that increased following the 2006 health reforms. The Dutch personal
accident and health insurance segment is fragmented, with data from the Dutch Insurers Association
indicating that 104 personal accident insurance companies and 116 health insurance companies were
operating in the country at the end of 2010. This results in a high intensity of rivalry which, in turn, is
putting pressure on prices.

Get your copy of this report @ http://www.reportsnreports.com/reports/185044-
personal-accident-and-health-insurance-in-the-netherlands-key-trends-and-
opportunities-to-2016.html

Report Details:
Published: August 2012
No. of Pages: 216
Price: Single User License – US$1950           Corporate User License – US$5850




Scope

This report provides a comprehensive analysis of the personal accident and health insurance market in
the Netherlands:

       It provides historical values for the Netherlands personal accident and health insurance market
        for the review period (2007–2011) and forecast period (2012–2016)
       It offers a detailed analysis of the key sub-segments in the Netherlands personal accident and
        health insurance market, along with market forecasts until 2016
       It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio,
        commissions and expenses, combined ratio, frauds and crimes, total assets, total investment
        income and retentions
      It analyses the various distribution channels for personal accident and health insurance products
       in the Netherlands
      Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in the
       Netherlands for the personal accident and health insurance business
      It provides a detailed analysis of the reinsurance market in the Netherlands and its growth
       prospects
      It profiles the top personal accident and health insurance companies in the Netherlands, and
       outlines the key regulations affecting them

Key highlights

      Providing quality healthcare at an affordable price is high on the agenda of the government given
       rising health related costs. Against this backdrop, the government is accelerating liberalization
       and change in the healthcare system, specifically in terms of shifting financial risk and
       responsibility both to insurers and to the insured.
      Following healthcare reform in 2006, everyone in the Netherlands is required to be insured for
       basic healthcare through a mandatory flat-rate premium and own risk. The main aim of the reform
       was to create an inclusive system of accessible, affordable and good quality care for everyone
       based on the solidarity principle.
      Direct marketing was the leading distribution channel for the Dutch personal accident and health
       insurance segment during the review period. Insurance companies leverage the direct marketing
       channel in several ways to communicate and deliver products to their customers. This includes
       using a direct sales force, catalogs, seminars and trade shows.
      The claims ratio of the Dutch personal accident and health insurance segment increased
       throughout the review period, an increase that was primarily due to a significant growth in health
       insurance claims following the introduction of compulsory health insurance in 2006.
      Over the forecast period, the emphasis of the Dutch government on providing high-quality
       healthcare at an affordable price, changing demographics, and an overall increase in healthcare
       costs are expected to drive the growth of the Dutch personal accident and health insurance
       segment.
      The Dutch personal accident and health insurance segment is concentrated with the country’s
       four leading personal accident and health insurance companies, Achmea, UVIT, CZ and Menzis.

Reasons to buy

      Make strategic business decisions using in depth historic and forecast market data related to the
       Netherlands personal accident and health insurance market and each sector within it
      Understand the demand-side dynamics, key market trends and growth opportunities within the
       Netherlands personal accident and health insurance market
      Assess the competitive dynamics in the personal accident and health insurance market, along
       with the reinsurance segment
      Identify the growth opportunities and market dynamics within key product categories
      Gain insights into key regulations governing the Netherlands insurance market and its impact on
       companies and the market's future

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