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					 SUMMARY OF COVER

 1Lifedirect Insurance Limited (Registration Number 2005/027193/06)



 We herewith confirm the following cover, subject to the terms and conditions of the 1Lifedirect policy:


 POLICYHOLDER DETAILS


  Policyholder:                                 Mr NJ Matona                              ID/Passport/Company Number:                 7809255396084

  Policy Number:                                L0H405760                                 Total Monthly Premium:                             R 68.26

  Policy Commencement Date:                     2010-10-01




 LIFE ASSURED DETAILS


  Life Assured:                                 Mr NJ Matona                              ID/Passport/Company Number:                 7809255396084




 BENEFIT DETAILS
                                              Pure Life              Credit Life            Disablement           Dread Disease   Retrenchment

           Benefit Type                    1Life Elevated                N/A                     N/A                     N/A          N/A

           Sum Assured                       R 200,000                   N/A                     N/A                     N/A          N/A

           Benefit Term                     Whole of Life                N/A                     N/A                     N/A          N/A

          Waiting Period                      0 Months                   N/A                     N/A                     N/A          N/A

        Deferment Period                      0 Months                   N/A                     N/A                     N/A          N/A

         Survival Period                       0 Days                    N/A                     N/A                     N/A          N/A

  Negative HIV Test Required                 Yes within 3                N/A                     N/A                     N/A          N/A
                                               Months

    Terminal Illness Benefit                     Yes                     N/A                     N/A                     N/A          N/A

    Guaranteed Assurability                      Yes                     N/A                     N/A                     N/A          N/A

         Premium Waiver                          N/A                     N/A                     N/A                     N/A          N/A

  Expo-Sure HIV prevention and treatment product automatically included with all policies at no additional cost.




Directors: A. de Souza (Managing) L. Keel** P. Pettersen** J.W. Wilken Company Secretary: Statutory Dynamics **Non Executive
PREMIUM DETAILS
                                                   Pure Life                        Credit Life*                     Disablement   Dread Disease

           Benefit Type                         1Life Elevated                          N/A                                N/A         N/A

    Premium Payment Term                         Whole of Life                          N/A                                N/A         N/A

 Annual Premium Escalation                     0% at first policy                       N/A                                N/A         N/A
                                              anniversary with a
                                                compulsory 5%
                                                   thereafter

  Premium Guarantee Period                5 years, with a maximum                       N/A                                N/A         N/A
                                           increase of 15% at first
                                                     review

    Initial Monthly Premium                         R 68.26                             N/A                                N/A         N/A


 *Credit life includes dread disease, disablement as well as retrenchment benefits; the premium details for these benefits do not differ.




 LOADINGS*

  Risk Type:                                                                     N/A      Amount/Month:                                            N/A

  Category:                                                                      N/A      Expiry Date:                                             N/A



 *Loadings have already been incorporated into the total monthly premium.




 BENEFICIARY DETAILS

  Surname:                                      Ntsamai                                   Initials & Title:                                   Miss T

  ID Number:                                    7809170606088                             Relationship:                                      Spouse

  Share of Benefits:                            50.00%



  Surname:                                      Matona                                    Initials & Title:                                   Mrs F

  ID Number:                                    580904                                    Relationship:                                      Mother

  Share of Benefits:                            50.00%




Directors: A. de Souza (Managing) L. Keel** P. Pettersen** J.W. Wilken Company Secretary: Statutory Dynamics **Non Executive

				
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posted:8/29/2012
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