RIA_Detail_Grid11-2006

							                                                   WRP Advisory Services
                                                     Fee-Based Account Grid
       Product                                            Minimum       Customer             Representative               Order
        Name                    Description        Prefix Account        Costs                   Costs                    Limits                 Basic Forms**
Mutual Fund Wrap             A shr @ NAV           DG9    $25,000* .25 - 3.00%/Yr           Ticket charges based           None         Investor Data Form
  (Custody @ NFS)            &/or No load                          on assets                on account trading                          NFSC New Acct (Brokerage Portfolio
                             M. F. Wrap                                                     activity                                    or Access or Standard or IRA)
                                                    TT5              TT5: 3%/Yr Max         TT5. trading cost passed                    Customer Account Transfer (ACAT)
                                                                     on assets              to client, discounted fee                   Mutual Fund Asset Mgmt Agreement
                                                                                            to Grid                                     Disclosure Statement
                                                                                                                                        TT5-Addendum to Fees(if applicable)

General Securities           Traditional Wrap       CF1   $100,000* By client contract: By client contract:             Option A:       Investor Data Form
Advisory Service             Incl: Stock, mutual                     Option A:1.5-3.0%/Yr   A. 60bps on assets OR       Trade count     NFSC New Acct (Brokerage Portfolio
  (Custody @ NFS)            funds & bonds                           on assets OR           B. Ticket charges based       $100k=25      or Access or Standard or IRA)
                                                                     Option B: 3%/Yr Max    on account trading            $200k=55      Customer Account Transfer (ACAT)
                                                                     on assets OR           activity OR                   $300k=85      General Securities Asset Mgmt Agrmt
                                                    TT5              TT5: 3%/Yr Max         TT5. trading cost passed     etc-(plus 30 Disclosure Statement
                                                                     on assets              to client, discounted fee    trades/100k)
                                                                                            to Grid                                     TT5-Addendum to Fees(if applicable)

Monitoring Account           Existing & Aged       DHD    $25,000* 1%/Yr Max                Ticket charges based             n/a        Investor Data Form
 -fee for services           Investments                           on assets                on account trading                          NFSC New Acct (Brokerage Portfolio
  (Can custody @ fund or     Incl: Var.Annuity                                              activity (if held @ NFS)                    or Access or Standard or IRA)
  annuity, sign.guaranteed   Mutual Funds                                                                                               Customer Acct Transfer (Optional)
  LOA req'd for ea fee pmt                                                                                                              Client Agreement and Disclosure
  at most custodians)                                                                                                                   Adv Part II & Schedule F

Hourly Advisory              Contract to charge     n/a      n/a     $50 - $500/hour                                         n/a        Investor Data Form
Service                      hourly rate for                         Payable to: WRP                                                    Client Agreement and Disclosure
                             services                                Investments, Inc.                                                  Adv Part II & Schedule F

Financial Planning***        Contract to charge     n/a      n/a     $150-$5,000/plan                                        n/a        Investor Data Form
                             for financial plan                      Payable to: WRP                                                    Financial Planning Consulting Agreement
                                                                     Investments, Inc.                                                  Adv Part II & Schedule F


* With prior WRP approval, accounts may be aggregated to meet minimum account size requirement.
** Basic NFSC account forms listed only. See page 13-1 of Brokerage Manual for additional account document requirements.
*** Approval of software program is required
                                                                                                        Broker/Dealer Use Only. November 2006