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Documents required to register a loan - Inecobank

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					               Documents required to register a loan
                              Loan secured by jewelry


       1. Passport
       2. Social security card



                                 Point of sale loans

       3. Passport
       4. Social security card
       5. Income statement from the employer (signed and stamped by the employer)



                              Loan secured by cash


       1.   Passport
       2.   Social security card
       3.   Copy of marriage certificate
       4.   Passport Copy of wife (husband)
       5.   Copy social security card of the wife (husband)
       6.   Other documents (as needed)



                                 Mortgage Loans


Prior to submission to the loan Committee

Customer
      1. Passport
      2. Social security card
      3. Copy of Customer’s marriage certificate
      4. Passport copy of Customer’s wife (husband)
      5. Copy of social security card of Customer’s wife (husband)
         6. 3rd form (certificate from Customer’s place of residence sealed by the head of
             the housing and communal services committee and the officer responsible for
             passport issue)
         7. Income statement from Customer’s employer (in the official form, stamped,
             signed by the general director and the chief accountant);
         8. Legal and financial documents if Customer has a private business
         9. Preliminary statement on the pledged property assessment
         10. Other documents as needed.


Seller
         1. Passport
         2. Social security card
         3. Copy of the certificate on the real estate with its original (purchase and sales
            agreement, inheritance, decision from the city council)
         4. 3rd form (certificate from Seller’s place of residence sealed by the head of the
            housing and communal services committee and the officer responsible for
            passport issue)
         5. Passport copies for all owners of the property to be sold (or birth certificates
            for the underage) and marriage certificates for the married couples.
         6. Other documents as needed.


After Bank’s Positive Decision

   1. Joint certificate on the pledged property restrictions
   2. Assessment report on the pledged property
   3. Required insurance




                                 Agricultural Loans

Prior to Financial Analysis
1. Copy of passport or document substituting passport
2. Copy of social security card or a reference in the absence of the card
3. References from village council on assets (property, livestock, etc.) and on residence
4. Copies of licenses, certificates and other documents required for the business
5. Copies of the documents verifying possession or rent of the business site
6. Copies of the documents verifying the pledged property.

Required Documents After Approval of Loan Application
 1. Document verifying the ownership right of the pledged property (ownership bases),
2. Copies of Pledger’s/Guarantor's (as an individual) passport, social security card,
   marriage certificate (if there is any), wife's/ husband's passport
3. Copies of Pledger’s/Guarantor's (as a legal entity) statute, state register certificate,
   tax code, the decision of the company authorized person on pledging the property,
   statement from the State Register or other authorized person regarding the legal
   entity participants and the executive body
4. Statement from an authorized person regarding the restrictions on the property
5. Evaluation act formed by an authorized person at the request of the Bank



                               Card Credit Lines


 1. Passport
 2. Social security card
 3. Income statement from the employer (signed and stamped by the employer)



                                     Loan Card


 1. Passport
 2. Social security card
 3. Income statement from the employer (signed and stamped by the employer)

				
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posted:8/20/2012
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