CHAnGE OF COvERAGE Visit www.ihaveaplan.ca A WORD FROM YOUR STUDEnTS’ UnIOn BY USInG THE HEAlTH PRACTITIOnER nETWORKS
YOU’ll HAvE MORE MOnEY In YOUR POCKET!
Stay Connected and follow the
for enrolments or opt outs.
It’s Your Plan Enrolment Welcome to Your Plan! vISIT WWW.IHAvEAPlAn.CA
TO FInD A PRACTITIOnER
For full-time UTSC students only
You’re covered for the insured portion of your Plan regardless Health-Care
Go online to find out how of the health practitioner you choose. By consulting a FOR ME
you can make the most out The SCSU Health & Dental Plan gives you the option to enrol your family To help students pay for the health services they need, a collective health and networks -TI
Network member, you’ll get additional coverage.
(spouse and/or dependants). Certain categories of students may also dental plan has been put in place by your students’ union, the Scarborough
of your Plan. enrol themselves. For details on eligibility, visit www.ihaveaplan.ca. Campus Students’ Union. This group Plan is unique in that it helps fill the gaps U S
in provincial health care, while offering coverage that is often 3-5 times less
Enrolments must be completed during the Change-of-Coverage Period. vISIOn nETWORK
expensive than other plans. The coverage includes health, dental, vision, S
• Instructions on how to claim
and travel benefits. It covers the unexpected and provides you with preventive
• Deadlines for submitting claims Coverage for You and Your Family UP TO 70% OFF COnTACT lEnSES AnD DESIGnER GlASSES
Health & Dental Plan
care services to keep you in good health.
• Plan coverage details Save up to 70% at Clearly Contacts, Canada’s largest online retailer of contact
Enrolment Period for full-time Fall Full-year fee for family Since its inception, the Plan has saved its members millions of dollars and has lenses and eyeglasses. As a Health Plan member, you can say goodbye to
• Links to important documents, such as claim Session students: Sept. 1 – 30, 2011 (spouse + unlimited number of
forms and your travel health passport helped tens of thousands of students. headaches and eye strain by receiving an additional 10% off selling prices—just visit
(full-year coverage) children): $412.92 www.clearlycontacts.ca and enter coupon code STUDEnTCARE2 at checkout.
• Network offers to save you even more As a full-time student at the University of Toronto Scarborough Campus and a
money on health-care costs! Full-year fee for spouse/partner Enrolment Period for new full-time member of the SCSU, you’re automatically covered by the SCSU Health & UP TO $150 FOR PRESCRIPTIOn EYEGlASSES
Your Student Plan
or one child: $206.46 Winter Session students only: Dental Plan. When visiting an optometrist or an optician who is part of the Vision Network, you
Jan. 3 – 17, 2012 save at least 30% on prescription eyeglasses. By combining these savings with your
Watch the online videos. (Winter coverage. Fees are To minimize paper use and its impact on the environment, this document Plan’s insured coverage of $75 for eyeglasses, you can save up to $150. Vision
Offers Great Coverage
available on the website under the provides a basic outline of the coverage available to you through your student Network members also offer savings on the cost of eye exams and contact lenses.
My Privacy. My Plan. Opt Out Coverage menu) Plan. A complete list of benefits and details is available at www.ihaveaplan.ca.
UP TO $350 In COvERAGE FOR lASER EYE SURGERY FROM lASIK MD
at the Best Price
Helps pay for health-care Best of luck for a safe and healthy year. LASIK MD offers a discount of $50 per eye on Standard LASIK and $100 per eye on
costs, while giving you Advanced Custom Wavefront. This is in addition to the $150 covered by your Plan for
If you’re already covered by an equivalent health plan (such as a parent or Pagalavan Thavarajah Ali lalani
spouse’s employee benefit plan), you can opt out at www.ihaveaplan.ca laser eye surgery. For more information, visit www.lasikmd.com/ihaveaplan.
President Vice President Operations
and receive a cheque for the amount of the health portion of the Plan. & Chief Executive Officer & Chief Financial Officer
However, please note that your student Plan provides certain benefits Scarborough Campus Students’ Union Scarborough Campus Students’ Union DEnTAl nETWORK
not available through other insurance plans, such as vaccinations, University of Toronto at Scarborough University of Toronto at Scarborough
next Stop: Dream Trip vision, and travel. You can’t opt out if you’re only covered by OHIP
Discover the value of or equivalent primary health-care coverage. You may opt out of 80% TO 100% In DEnTAl COvERAGE
your Travel Plan. the Dental Plan and receive a cheque for the amount of the dental Your Plan covers 60% to 70% of your dental costs and by visiting a Network dentist,
portion of the Plan without submitting proof of other equivalent coverage. you will receive an additional 20% to 30% off regular dental services, enabling you to
Opt outs must be completed during the Change-of-Coverage Period. Your Health & Dental Plan get up to 100% coverage. Some Network dentists also offer a pay-direct service.
Change-of-Coverage Period at a Glance HEAlTH-CARE nETWORKS
Almost Unstoppable Group name: SCSU Health & Dental Plan 4648056
Coverage for accidents Opt outs and enrolments for Fall Session students Sept. 1 – 30, 2011 By combining your Plan’s insured coverage of $25 per visit for health practitioners
Opt outs and enrolments for new Winter Session students only Jan. 3 – 17, 2012 Group number (Health & Dental Benefits): 50143
and everyday things. Insurance Company (Health & Dental Benefits): Sun Life Assurance Company with the savings offered by Health-Care Network members, you will pay no more than:
Detach this section and use this card in conjunction with your student ID card.
of Canada (Sun Life) PHYSIOTHERAPY nETWORK
Group number (Travel Benefits): 7488 $20 for the initial assessment and $10 for subsequent visits
Insurance Company (Travel Benefits): Blue Cross CHIROPRACTIC nETWORK
For Information: www.ihaveaplan.ca,1 866 369-8797, or contact the SCSU
for more details $15 for the initial assessment and $0 for subsequent visits
Health-Care networks 1134 St. Catherine Street West
How to save even Suite 700 PHARMACY nETWORK
more on your Montreal, Quebec H3B 1H4 Change-of-Coverage Period: Dispensing fees for prescription drugs guaranteed at $5
1 866 369-8797
health-care costs. If you’re covered, use this card
Opt outs and enrolments for Fall Session students Sept. 1 – 30, 2011
in conjunction with your student ID card.
Opt outs and enrolments for new Winter Session students only Jan. 3 – 17, 2012
nOTE: This document is intended as a basic explanation of the benefits available to you through the 1134 St. Catherine Street West, Suite 700
Learn more at ihaveaplan.ca Detach & SCSU Health & Dental Plan. It summarizes the important features of your group plan and does not, in
Montreal, Quebec H3B 1H4
itself, constitute a contract. In accordance with our commitment to sustainability, this document may not
Keep Your be printed and mailed in future years. For more information, visit www.ihaveaplan.ca. 1 866 369-8797
Student’s signature Pay-Direct Card
Need Help ? www.ihaveaplan.ca
HEAlTH COvERAGE TRAvEl COvERAGE vISIOn COvERAGE DEnTAl COvERAGE
Up to $10,000 in 120 Days per Trip Up to $275 in Up to $800 in
Similar to your student Plan, Continuum offers affordable insurance coverage for you and your family. Students that are covered by the
SCSU Health & Dental Plan could benefit from the Continuum Plan without providing proof of good health. Visit the Continuum
Health-Care Coverage and up to $5,000,000 Vision Coverage Dental Coverage
YOUR HEAlTH & DEnTAl PlAn COvERAGE
Will you be completing your studies this year? Once your coverage ends, consider Continuum.
With this collective approach to health care, health benefits and You are covered for up to 120 days per trip and up to a maximum of $5,000,000 Your Plan covers the cost of eye exams. You can also get additional You have access to preventive care with a plan that offers $800
services are more accessible and more affordable, so that you per incident. Travel health coverage includes hospital, physician, and other coverage through the Studentcare vision network. coverage for dental visits per policy year. Your Plan covers 60%
can get the treatment you need. services for emergency treatment of an injury or illness while travelling to 70% of your dental costs. You can also get additional coverage
Plan designed for students who will be completing their studies this year.
outside of the province in which you reside (including international travel). $50 per 2 policy years for eye exams through the Studentcare Dental network.
Prescription drugs: 100%, • Visits to registered dieticians, Please note that travel health coverage does not apply to international
An affordable health, dental, vision, and emergency travel assistance insurance
up to $5,000 per policy year. massage therapists, and students travelling to their home country. $75 per 24 months for new or replacement eyeglasses Insured Dental Network Total
The dispensing fee is limited acupuncturists require a or contact lenses Portion Savings Coverage
THE CONTINUATION OF AFFOrDABLE INSUrANCE COVErAGE
to $5 per prescription or refill. referral by an MD Trip cancellation: up to $1,500 120 days after the end of their exchange or Preventive Services
per trip for pre-paid, non-refundable internship as long as they remain covered $150 per 24 months for laser eye surgery recall exams, cleaning,
trip expenses in case of a medical for the applicable policy years. You must polishing, x-rays, fluoride, scaling, 70% 30% 100%
vaccinations: 100%, up to $150 For a list of health practitioners extraction of impacted teeth
per policy year. Gardasil is also covered by the Plan, visit emergency. notify studentcare.net/works before
covered at 100% for an additional www.ihaveaplan.ca. leaving on an exchange.
Trip interruption: up to $5,000 in
$150 per policy year. The dispensing case of a medical emergency for each Anywhere in the world: in addition
root planing, fillings, oral surgery
60% 20% 80%
fee is limited to $5 per vaccination. Other health benefits: trip you take during the policy year. to travel health coverage, your health
Medical equipment, diagnostic
OnCE YOUR STUDEnT PlAn EnDS
and dental benefits can be used Major Restorative
Health practitioners services, dental accident, tutorial Exchange/internship students: anywhere in the world. crowns, bridges, posts
not Covered 20% 20%
(physiotherapists, chiropractors, benefit, ambulance, and more... students who are leaving on a
massage therapists, etc.): recognized academic exchange or who Before leaving: if you’re planning
are participating in an internship as part to travel, download a Travel Information visit www.ihaveaplan.ca for complete details.
• $25 per visit, $500 per category of of their studies can benefit from travel Brochure at www.ihaveaplan.ca for
practitioner per policy year health coverage for the duration of the complete details on restrictions, benefits,
exchange or internship, as well as for coverage, and telephone numbers for Already Covered by Another Plan? Use Your Pay-Direct Card
the first 120 days of their trip and for emergency assistance.
Your Health Plan covers up to $10,000 in health-care coverage per policy year.
For a complete list of benefits, maximums, and details, visit www.ihaveaplan.ca. Similar travel plans can cost over $500. visit www.ihaveaplan.ca/travel to compare.
Weigh the Costs and Benefits for Prescription Drugs
Your student Health & Dental Plan may provide better value:
By presenting the Pay-Direct Card with your valid student ID card, you can fill
your prescriptions at most Canadian pharmacies. The pharmacist will be able to
Health & Wellness Centre Your Policy Year & Fee Cover the ones you love. See process the claim immediately, so you won’t have to pay the full amount up front
• Being enrolled as a dependant • Most plans don’t cover and wait to be reimbursed.
Your Medical Clinic on Campus 57¢ per Day
website for full details on coverage and eligibility.
‘Enrolment’ on the other side.
in a parent or spouse’s employee vaccinations, which may be
THInGS YOU SHOUlD KnOW
Use of this card authorizes Sun Life and studentcare.net/works, their agents and service providers to collect,
benefit plan usually requires your mandatory for your academic
The Health & Wellness Centre is your convenient and Have a smart If you are automatically enrolled, the cost of the Plan is part of your student fees. use, and disclose information about me, my spouse, or dependants to any person or organization including
confidential medical clinic on campus. Students can reap phone with family member to pay additional program. the pharmacy, health-care practitioners, institutions, investigative agencies and insurers for the purposes
a QR code
You’re responsible for verifying if you are automatically covered by checking your costs to have you covered. of underwriting, administration, audit, paying claims, and patient safety. If I am a spouse or a dependant,
additional savings off the cost of oral contraceptives tuition statement or by visiting www.ihaveaplan.ca.
campus. Currently, the Health & Wellness Centre dispenses Scan the box to the • Coverage under most parents’ current coverage. By combining
Fall 11 Fee Winter 12 Fee (including summer months) Total
Detach this section and use this card in conjunction with your student ID card.
For future graduates
left to be directed to
oral contraceptives at up to 25% off of the original cost your Plan’s website. plans ceases once you are no both plans, you can maximize your
(prices subject to change without notice). Health $47.11 $47.11 $94.22 longer a full-time student or when overall coverage—up to 100%—
Dental $56.12 $56.12 $112.24 you turn 26. and eliminate out-of-pocket costs!
For more information: (416) 287-7065 / Student Centre, room SL-270 SCSU Sun life Assurance
Health & Dental $103.23 $103.23 $206.46 HEALTH & DENTAL PLAN
Company of Canada
• Most private plans offer limited The Member Services Centre is Pay-Direct Card
OUR EnvIROnMEnTAl COMMITMEnT On PAPER Every ton of rolland Enviro 100 Print paper used in place Information for the pharmacist:
to no travel coverage. Your there to assist you. Give us a call
of virgin paper helps our environment in the following ways: Group number: 50143 Please access the «ASSUrE» system
This document contains 100% post-consumer fiber,
SCSU Health & Dental Plan: $206.46 student Plan covers you for at 1 866 369-8797 if you would like
Certified EcoLogo, Processed Chlorine Free and FSC recycled »» Saves the equivalent of 17 mature trees and enter in the following information:
Carrier no 16, group number 050143,
Manufactured using biogas energy »» reduces solid wastes by 490 kg
»» reduces the quantity of water used by 46,352 litres
120 days per trip and includes more information on combining plans. student ID number: 0 (9-digit student
»» reduces air emissions by 1,076 kg Employee Plan *: $619.00 coverage for trip cancellation and ID number) 01
»» reduces natural gas consumption by 70 m3 by
Private Plan *: $906.00 trip interruption. Similar travel Detach &
plans can cost over $500.
* This comparison comes from research conducted by studentcare.net/works and represents the average cost for equivalent plans. Keep Your
Pay-Direct Card ihaveaplan.ca
Need Help ? www.ihaveaplan.ca Need Help ? www.ihaveaplan.ca Need Help ? www.ihaveaplan.ca