Motor Insurance in Germany to 2016:
Market Databook
Reference Code: IN1257DB
Published: July 2012
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TABLE OF CONTENTS
1 INTRODUCTION ...........................................................................................................6
1.1 What Is This Report About? ................................................................................................ 6
1.2 Definitions ........................................................................................................................... 7
2 POLICIES AND PREMIUMS ........................................................................................9
2.1 Gross Written Premiums ..................................................................................................... 9
2.2 Gross Written Premiums Forecast..................................................................................... 10
2.3 Earned Premiums ............................................................................................................. 11
2.4 Earned Premium Forecast ................................................................................................ 12
2.5 Number of Active Policies ................................................................................................. 13
2.6 Number of Active Policies Forecast ................................................................................... 14
2.7 Number of Schemes Offered ............................................................................................. 15
2.8 Number of Schemes Offered Forecast .............................................................................. 16
2.9 Insurance Penetration (% of GDP) .................................................................................... 17
2.10 Insurance Penetration (% of GDP) Forecast ..................................................................... 18
3 CLAIMS AND EXPENSES .........................................................................................19
3.1 Gross Claims .................................................................................................................... 19
3.2 Gross Claims Forecast ...................................................................................................... 20
3.3 Paid Claims ....................................................................................................................... 21
3.4 Paid Claims Forecast ........................................................................................................ 22
3.5 Incurred Loss .................................................................................................................... 23
3.6 Incurred Loss Forecast...................................................................................................... 24
3.7 Loss Ratio % ..................................................................................................................... 25
3.8 Loss Ratio % Forecast ...................................................................................................... 26
4 MOTOR HULL ............................................................................................................27
4.1 Number of Active Policies ................................................................................................. 27
4.2 Number of Active Policies Forecast ................................................................................... 28
4.3 Gross Written Premiums ................................................................................................... 29
4.4 Gross Written Premiums Forecast..................................................................................... 30
5 MOTOR THIRD PARTY ..............................................................................................31
5.1 Number of Active Policies ................................................................................................. 31
5.2 Number of Active Policies Forecast ................................................................................... 32
5.3 Gross Written Premiums ................................................................................................... 33
5.4 Gross Written Premiums Forecast..................................................................................... 34
6 APPENDIX ..................................................................................................................35
6.1 Methodology ..................................................................................................................... 35
6.2 Contact Us ........................................................................................................................ 35
Motor Insurance in Germany to 2016: Market Databook
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© Timetric. This product is licensed and is not to be photocopied
Published: July 2012
6.3 About Timetric ................................................................................................................... 35
6.4 Disclaimer ......................................................................................................................... 37
Motor Insurance in Germany to 2016: Market Databook
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© Timetric. This product is licensed and is not to be photocopied
Published: July 2012
LIST OF TABLES
Table 1: Insurance Industry Definitions ................................................................................................................7
Table 2: Gross Written Premiums (US$ Billion), 2007-2011 ................................................................................9
Table 3: Gross Written Premiums (EUR Billion), 2007-2011 ...............................................................................9
Table 4: Gross Written Premiums (US$ Billion), 2011-2016 ............................................................................. 10
Table 5: Gross Written Premiums (EUR Billion), 2011-2016 ............................................................................ 10
Table 6: Earned Premiums (US$ Billion), 2007-2011 ....................................................................................... 11
Table 7: Earned Premiums (EUR Billion), 2007-2011 ....................................................................................... 11
Table 8: Earned Premiums (US$ Billion), 2011-2016 ....................................................................................... 12
Table 9: Earned Premiums (EUR Billion), 2011-2016 ....................................................................................... 12
Table 10: Number of Active Policies (Thousands), 2007-2011 ......................................................................... 13
Table 11: Number of Active Policies (Thousands), 2011-2016 ......................................................................... 14
Table 12: Number of Schemes Offered (Absolute), 2007-2011 ........................................................................ 15
Table 13: Number of Schemes Offered (Absolute), 2011-2016 ........................................................................ 16
Table 14: Insurance Penetration (% of GDP), 2007-2011................................................................................. 17
Table 15: Insurance Penetration (% of GDP), 2011-2016................................................................................. 18
Table 16: Gross Claims (US$ Billion), 2007-2011 ............................................................................................. 19
Table 17: Gross Claims (EUR Billion), 2007-2011 ............................................................................................ 19
Table 18: Gross Claims (US$ Billion), 2011-2016 ............................................................................................. 20
Table 19: Gross Claims (EUR Billion), 2011-2016 ............................................................................................ 20
Table 20: Paid Claims (US$ Billion), 2007-2011 ............................................................................................... 21
Table 21: Paid Claims (EUR Billion), 2007-2011 .............................................................................................. 21
Table 22: Paid Claims (US$ Billion), 2011-2016 ............................................................................................... 22
Table 23: Paid Claims (EUR Billion), 2011-2016 .............................................................................................. 22
Table 24: Incurred Loss (US$ Billion), 2007-2011 ............................................................................................ 23
Table 25: Incurred Loss (EUR Billion), 2007-2011 ............................................................................................ 23
Table 26: Incurred Loss (US$ Billion), 2011-2016 ............................................................................................ 24
Table 27: Incurred Loss (EUR Billion), 2011-2016 ............................................................................................ 24
Table 28: Loss Ratio % (Percentage), 2007-2011 ............................................................................................ 25
Table 29: Loss Ratio % (Percentage), 2011-2016 ............................................................................................ 26
Table 30: Number of Active Policies (Thousands), 2007-2011 ......................................................................... 27
Table 31: Number of Active Policies (Thousands), 2011-2016 ......................................................................... 28
Table 32: Gross Written Premiums (US$ Billion), 2007-2011 ........................................................................... 29
Table 33: Gross Written Premiums (EUR Billion), 2007-2011 .......................................................................... 29
Table 34: Gross Written Premiums (US$ Billion), 2011-2016 ........................................................................... 30
Table 35: Gross Written Premiums (EUR Billion), 2011-2016 .......................................................................... 30
Table 36: Number of Active Policies (Thousands), 2007-2011 ......................................................................... 31
Table 37: Number of Active Policies (Thousands), 2011-2016 ......................................................................... 32
Table 38: Gross Written Premiums (US$ Billion), 2007-2011 ........................................................................... 33
Table 39: Gross Written Premiums (EUR Billion), 2007-2011 .......................................................................... 33
Table 40: Gross Written Premiums (US$ Billion), 2011-2016 ........................................................................... 34
Table 41: Gross Written Premiums (EUR Billion), 2011-2016 .......................................................................... 34
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© Timetric. This product is licensed and is not to be photocopied
Published: July 2012
LIST OF FIGURES
Figure 1: Gross Written Premiums (US$ Billion), 2007-2011 ...............................................................................9
Figure 2: Gross Written Premiums (US$ Billion), 2011-2016 ............................................................................ 10
Figure 3: Earned Premiums (US$ Billion), 2007-2011 ...................................................................................... 11
Figure 4: Earned Premiums (US$ Billion), 2011-2016 ...................................................................................... 12
Figure 5: Number of Active Policies (Thousands), 2007-2011 .......................................................................... 13
Figure 6: Number of Active Policies (Thousands), 2011-2016 .......................................................................... 14
Figure 7: Number of Schemes Offered (Absolute), 2007-2011 ......................................................................... 15
Figure 8: Number of Schemes Offered (Absolute), 2011-2016 ......................................................................... 16
Figure 9: Insurance Penetration (% of GDP), 2007-2011 ................................................................................. 17
Figure 10: Insurance Penetration (% of GDP), 2011-2016 ............................................................................... 18
Figure 11: Gross Claims (US$ Billion), 2007-2011 ........................................................................................... 19
Figure 12: Gross Claims (US$ Billion), 2011-2016 ........................................................................................... 20
Figure 13: Paid Claims (US$ Billion), 2007-2011 .............................................................................................. 21
Figure 14: Paid Claims (US$ Billion), 2011-2016 .............................................................................................. 22
Figure 15: Incurred Loss (US$ Billion), 2007-2011 ........................................................................................... 23
Figure 16: Incurred Loss (US$ Billion), 2011-2016 ........................................................................................... 24
Figure 17: Loss Ratio % (Percentage), 2007-2011 ........................................................................................... 25
Figure 18: Loss Ratio % (Percentage), 2011-2016 ........................................................................................... 26
Figure 19: Number of Active Policies (Thousands), 2007-2011 ........................................................................ 27
Figure 20: Number of Active Policies (Thousands), 2011-2016 ........................................................................ 28
Figure 21: Gross Written Premiums (US$ Billion), 2007-2011 .......................................................................... 29
Figure 22: Gross Written Premiums (US$ Billion), 2011-2016 .......................................................................... 30
Figure 23: Number of Active Policies (Thousands), 2007-2011 ........................................................................ 31
Figure 24: Number of Active Policies (Thousands), 2011-2016 ........................................................................ 32
Figure 25: Gross Written Premiums (US$ Billion), 2007-2011 .......................................................................... 33
Figure 26: Gross Written Premiums (US$ Billion), 2011-2016 .......................................................................... 34
Motor Insurance in Germany to 2016: Market Databook
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© Timetric. This product is licensed and is not to be photocopied
Published: July 2012
1 INTRODUCTION
1.1 What Is This Report About?
This report is the result of extensive research into the non-life insurance market in Germany, providing
historic and forecast data on motor insurance which includes -
Policies and Premiums
o Gross Written Premiums
o Earned Premiums
o Number of Active Policies
o Number of Schemes Offered
o Insurance Penetration (% of GDP)
Claims and Expenses
o Gross Claims
o Paid Claims
o Change in Outstanding Reserves
o Incurred Loss
o Loss Ratio
Motor Hull
o Number of Active Policies
o Gross Written Premiums
o Insurance Density & Penetration
Motor Third Party
o Number of Active Policies
o Gross Written Premiums
o Insurance Density & Penetration
Motor Insurance in Germa