Ismael Acevedo is the Vice President, Structured Settlements reporting to Rick Woollams, President,
Commercial Claims of Chartis. Mr. Acevedo is responsible for leading the Structured Settlements team, whose
mission is to increase the use of periodic payments as a settlement option. He is tasked with leading a best-in-
class provider of structured settlement knowledge and process support, focusing on Claims professional skill
building and distribution channel excellence for better business results and more value delivered to process
Prior to joining Chartis, Mr. Acevedo worked for Allstate in various roles within its Claims and Structured
Settlements operations. He holds a B.S. in Psychology from Syracuse University and a M.B.A. in Marketing
from the University of Illinois-Chicago. He also holds CPCU and CSSC designations.
Senator Max Baucus (D-MT)
Throughout his career, Max has never forgotten where he came from or whom he represents. Raised on a ranch near
Helena, Montana, Max understands the values of hard work, faith, family, and community. That’s why he does
“Work Days” as often as he can with local businesses in Montana.!Max spends a full day working alongside
Montanans to gain a better perspective of the challenges they face. Over the years, he’s done Work Days on farms
and ranches, at butcher shops and pharmacies, schools and construction sites.
In 1995 and 1996, Max walked the entire 820-mile length of Montana. An avid runner, Max completed a 50-mile
running marathon in just over 12 hours in 2003.
Boosting the state’s economy and creating good-paying jobs in Montana top Max’s priority list. By combining his
trademark work ethic with independence and experience, Max has helped create thousands of good-paying jobs in
Montana. He’s held ﬁve separate statewide Montana Economic Development Summits, each of which attracted more
than 1,000 people. These meetings, amongst the state’s top economic development ofﬁcials and business people,
helped lay the foundation for economic development planning in the state.
Whether ﬁghting to expand the Children’s Health Insurance Program or writing landmark health care reform legislation that is!working to reduce the
deﬁcit and provide quality, affordable health care coverage for all Americans, Max is leading the charge to improve choice and competition and
make health care work better for Montanans. For decades he has led efforts to cut the rising number of the uninsured in Montana and to strengthen
Medicare for Montana seniors.
By traveling overseas and hosting foreign dignitaries in Montana, Max has helped knock down trade barriers and open foreign markets to Montana’s
high-quality products. He’s led Montana agriculture and business leaders on trade missions to Asia, Cuba, Australia and most recently South
America. Max is also committed to boosting Montana’s education system and ﬁghting to increase access to public lands important to hunting and
Max graduated from Helena High School in 1959. He earned both a Bachelor of Arts degree and a law degree from Stanford University. He has one
son, Zeno. In what little free time Max has, he enjoys hunting, ﬁshing and hiking on the public lands he ﬁghts so hard to keep open.
Len Blonder’s structured settlement experience dates back to the inception of the structured settlements industry in
1978. Len is well known and respected as one of the leaders in the industry, having worked on over 10,000 cases,
settling for billions of dollars.!He has been active in the structured settlements industry from a national perspective,
championing the cause to protect the tax-free nature of structured settlement payments when they were speciﬁcally
targeted during the tax reform efforts of 1984 and 1985.
His lobbying efforts ultimately led to the development of the National Structured Settlements Trade Association
(NSSTA). Len has served an unprecedented eleven years on the trade association’s Board of Directors and is the only
person to be elected by the industry to two terms as President.!Len has served as chairman of the Legislation and
Regulations Committee, focusing on key issues to protect the safety and security of plaintiff’s future periodic payments.
Len’s efforts in leading the Integrity Casualty Company bankruptcy task force assured that structured settlement
payments would not be diverted to creditors, but remain in the hands of the structured settlement beneﬁciaries.
Throughout his career, Len has placed his focus on responding to any change that may have a negative impact on the
injured parties who most beneﬁt from structured settlements, working diligently with the legal community to assure that the all parties have a clear
understanding of the unique beneﬁts that structured settlements provide.
Michael Collins has served for Twelve year as Chief of Staff and Floor Assistant for Congressman John Lewis,
U.S. Representative for Georgia’s Fifth Congressional District. As Chief of Staff, Michael directs Representative
Lewis’s Washington and Atlanta ofﬁces, and he manages member-to member contact for the Congressman on the
ﬂoor of the U.S. House of Representatives and within the Democratic Caucus on legislative and policy matters.
Prior to joining the congressman Michael worked in Boston, Massachusetts for an intergovernmental agency and
the Mayor’s ofﬁce. Born and raised in Boston, Massachusetts, Michael graduated from Morehouse College in
Atlanta, Georgia and completed his graduate studies at Boston College in Chestnut Hill, Massachusetts.
Representative Lewis serves as a senior member on the exclusive Way and Means Committee. The full committee
is responsible for tax and trade policy generated to meet our government’s needs. As a member of the committee
Congressman Lewis strives to ensure that fairness and equality is a shared common principle in every policy
decision. Representative Lewis is also Senior Chief Deputy Whip for the Democratic Caucus. He organizes the
efforts of other Deputy Whips in the organization and helps inﬂuence votes on matters of legislative priority to the
Debbie Curtis is the Chief of Staff for Representative Pete Stark (D-CA), Lead Democrat of the Ways and Means Health Subcommittee. She also
serves on the staff of the Health Subcommittee. Prior to her work for Representative Stark, Debbie served as health legislative assistant for Senator
(then Representative) Ben Cardin (D-MD) and Representative Jim Moody (D-WI), both then Ways and Means Health Subcommittee members. She
was the Congressional Affairs Director for Citizen Action, a nationwide grassroots consumer advocacy organization, where she lobbied for national
health care reform during the Clinton health care reform years (1993, 1994). She’s also worked on the staffs of Senator (then Representative) Ron
Wyden (D-OR) and Representative Ed Markey (D-MA). Debbie graduated from Boston University with a bachelor’s degree in political science in
Randy Dyer (NSSTA President-elect)
Randy Dyer served as Executive Director of the National Structured Settlement Trade Association from 1987
through 2008.!He joined Ringler Associates in 2010 and now represents the company on the NSSTA Board of
Directors. His specialization is in Industry/Government Relations. Mr. Dyer’s education background includes St.
Vincent College, University of Maryland and Notre Dame University. He is a Certiﬁed Structured Settlement
Specialist and Certiﬁed Association Executive.
Mr. Dyer’s previous work experience includes his work as a Communications Director for the National
Association of Mutual Insurance Agents, a property/casualty agents’ association from 1973 until 1976. He also
managed the American Association of Managing General Agents, a property/casualty trade association, from 1976
Randy Dyer is married with two sons, Michael and Russel. Mr. Dyer volunteers with the Yellow Ribbon Fund and
the Salute the Military Golf Association. He is also active in the Wellness Community.
Dan Finn (2011-2012 NSSTA President)
Over the past 20 years, Dan Finn has earned a reputation for his caring approach with people combined with a focus
on due diligence, accuracy, consistency, and fairness across all lines of advocacy. Endorsed by some of the country’s
most distinguished Super Lawyers, Fortune 500 companies and respected mediators, Dan is fully licensed,
credentialed and insured.
In cooperation with the University of Notre Dame, the National Structured Settlements Trade Association (NSSTA)
conferred upon Dan its Certiﬁed Structured Settlement Consultant (CSSC) designation following completion of a
prescribed course of study, experience requirements and a comprehensive examination. His NSSTA peers elected
him to its Board of Directors in 2009. In 2010, the Board unanimously elected him President for the 2011-2012 term.
A believer in lifelong education, he also studied cash ﬂow analysis, employee beneﬁts, income taxation, retirement
and estate planning at the University of California, Irvine.
As a member of the Chartered Property Casualty Underwriters (CPCU) Society, Dan served on its Claims,
Reinsurance and Risk Management Committees, frequently participating as a speaker for CPCU national and
regional symposia. A past member of the Society of Insurance Trainers and Educators, and currently an Afﬁliate
member of the Orange County Trial Lawyers Association, he conducts educational seminars for lawyers, which have been approved by the State
Bar of California for Minimum Continuing Legal Education Credit. A former public school teacher and basketball coach, he graduated from The
Ohio State University with a Bachelor of Science in Education.
Peter Gallanis became President of the National Organization of Life and Health Insurance Guaranty Associations
(NOLHGA) in April of 1999. NOLHGA was formed in 1983 to coordinate the activities of its ﬁfty-two member state
guaranty associations and their member companies (comprising the entire U.S. life and health insurance industry) in
connection with insolvencies of multi-state life and health insurers. Mr. Gallanis is generally responsible for all of the
ﬁnancial, legal, strategic, educational, communications, and administrative services that NOLHGA provides to its
membership. He is an active member of the insolvency response working groups for a number of major insolvencies.
Prior to joining NOLHGA in 1999, Mr. Gallanis was the Special Deputy Receiver for the State of Illinois, where he
managed the administration of approximately eighty insolvent domestic insurers of all types. He had been Illinois
Special Deputy Receiver since 1995 and General Counsel of the Ofﬁce of the Special Deputy Receiver since 1992.
Before that, Mr. Gallanis was a partner in a large law ﬁrm in Chicago, where he was in private practice from 1978
Mr. Gallanis also served as Adjunct Professor of Insurance Law at the DePaul University College of Law in Chicago
from 1992 through 1999.
He received a bachelor's degree from the University of Chicago in 1975 and a law degree from the University of Illinois College of Law in 1978.
He is admitted to practice before the United States Supreme Court and the Supreme Court of the State of Illinois.
Mr. Gallanis has frequently participated in trial and appellate court receivership proceedings, both on behalf of parties and as amicus curiae. He has
lectured and published often on insurance topics in the United States and in Canada, England, Switzerland, and Bermuda. In addition, he has testiﬁed
on insurance legislative proposals before state legislatures and the Congress of the United States.
Any comments by Mr. Gallanis during this program are made solely for the purpose of facilitating open and wide-ranging debate on a variety of
topics. His comments do not represent the views or positions of his current or former employers, or any past, present, or future clients, and such
comments may not reﬂect the personal views or positions of Mr. Gallanis on any particular issue.
Mark Grifﬁn is managing partner of the Washington, DC, law ﬁrm of Davis & Harman LLP. His practice includes
advising clients on the federal income tax treatment of insurance products issued as nonqualiﬁed annuities, as well as
in connection with long-term care insurance contracts, IRAs, section 403(b) arrangements, qualiﬁed retirement plans
and structured settlement arrangements. Prior to joining the ﬁrm, Mark served as Attorney-Advisor at the US Tax
Court. He received his B.A., magna cum laude, from Hamilton College, his J.D., cum laude, from Syracuse University
College of Law, and his LL.M. in Taxation from Georgetown University Law Center.
Derek Harley is Chief of Staff for a senior member of the House Ways and Means Committee, and the Chairman
of the Ways and Means Health Subcommittee, Congressman Wally Herger (R-CA). Congressman Herger
represents California’s Second Congressional District, a rural, agricultural district located north of Sacramento in
Derek is originally from Manheim, Pennsylvania. After graduating from Bucknell University in Lewisburg,
Pennsylvania, with a B.A. in economics and minor in German in 1995, he attended Case Western University
School of Law in Cleveland, Ohio, where he earned his law degree in 1998.
He worked at a small, general practice law ﬁrm in Cleveland, Ohio during law school and after graduating. He
came to Washington, D.C. shortly thereafter to begin his career on Capitol Hill as Congressman Herger’s
legislative assistant for energy and natural resources.
He was promoted to legislative director in 2003. In that position, he managed the Congressman’s legislative staff
and handled health care and other issues. He was promoted to Chief of Staff in 2006 and has served in that capacity since.
Stephen Harris is a Partner at Drinker Biddle and a member of the ﬁrm’s Life Insurance & Annuities Practice Group.
His practice is focused on representation of insurers in structured settlement and coverage litigation. He has tried
cases in federal, state and bankruptcy courts, the Pennsylvania Board of Claims and numerous arbitration panels.
Stephen has also acted as counsel for insurers in appellate matters, including representation of trade associations as
amicus curiae. He advises insurers on payment obligations and liability issues arising out of the administration of
annuities, and litigates these matters on their behalf throughout the country. Stephen has spoken to numerous trade
associations, structured settlement brokers and judges on structured settlement issues. He is co-chair of the National
Structured Settlements Trade Association Legal Committee.
Stephen is a leader in representing insurance companies in structured settlement litigation. He currently represents more insurers in structured
settlement litigation throughout the nation than any other attorney. Stephen also represents insurers in cases arising out of the sale of life insurance
policies in the secondary market.
Stephen has represented corporate clients, including insurers, banks and railroads, in commercial litigation disputes, including construction claims,
tortious interference, breach of contract, UCC and technology issues. He also has extensive experience in the representation of individuals and
charitable organizations in various Orphans’ Court disputes, including will contests. He has also litigated and tried medical malpractice and products
Stephen graduated from Occidental College with a bachelor's degree in English and received his J.D. from the University of Southern California
Law School, where he served as president of the Graduate Student Assembly.
He has served as a member of the board of directors of United Cerebral Palsy Association of Greater Philadelphia, Legal Aid of Chester County,
Inc., the Philadelphia Committee on City Policy, and as a member of the board of governors of the American Swedish Historical Museum, and is an
alumnus of Leadership, Inc.
He has served as a member of Pennsylvania Democratic State Committee, the Chester County Election Review Task Force and as Solicitor for the
Chester County Democratic Party. Stephen is currently a member of numerous civic and professional organizations, including the Pennsylvania
Society of Sons of the Revolution, the Society of Colonial Wars, the Swedish American Chamber of Commerce and the National Structured
Settlements Trade Association.
Martin Jacobson is Vice President & General Counsel for Creative Capital Inc. Marty is a licensed attorney in New
York (1975) and New Jersey (1979)!with extensive trial experience in both the state and federal courts. A!renowned
lecturer on structured settlements and periodic judgments, Marty!regularly presents seminars to the bench, bar
association groups and law!ﬁrms. Marty negotiates structured settlements for Creative Capital’s clients!and is an expert
on the subject of periodic judgments.
Congressman John Lewis (D-GA)
Often called "one of the most courageous persons the civil rights movement ever produced," John Lewis has
dedicated his life to protecting human rights, securing civil liberties and building what he calls "the beloved
community" in America. His dedication to the highest ethical standards and moral principles has won him the
admiration of many of his colleagues on both sides of the aisle in the United States Congress.
He was born the son of sharecroppers on Feb. 21, 1940, outside of Troy, Ala. He grew up on his family's farm
and attended segregated public schools in Pike County, Alabama.
As a student at American Baptist College, John Lewis organized sit-in demonstrations at segregated lunch
counters in Nashville, Tenn. In 1961, he volunteered to participate in the Freedom Rides, which challenged
segregation at interstate bus terminals across the South. Lewis risked his life on those rides many times by simply
sitting in seats reserved for white patrons. He was also beaten severely by angry mobs and arrested by police for
challenging the injustice of Jim Crow segregation in the South.
During the height of the movement, from 1963 to 1966, Lewis was named chairman of the Student Nonviolent
Coordinating Committee (SNCC), which he helped form. SNCC was largely responsible for organizing student
activism in the movement, including sit-ins and other activities. At the age of 23, he was an architect of and a keynote speaker at the historic March
on Washington in August 1963.
In 1981, he was elected to the Atlanta City Council. He was elected to Congress in November 1986 and has served as U.S. Representative of
Georgia's!5th Congressional District since then. He is senior chief deputy whip for the Democratic Party in leadership in the House, a member of the
House Ways & Means Committee, a member of its Subcommittee on Income Security and Family Support, and chairman of its Subcommittee on
John Lewis holds a B.A. in religion and philosophy from Fisk University, and he is a graduate of the American Baptist Theological Seminary, both
in Nashville, Tennessee.
John is Vice President of Advanced Markets for EPS Settlements Group and IFS. EPS is a national structured
settlement consulting ﬁrm dealing in torts, Workers’ Compensation, employment, and other types of settlements, with
over $1 billion in structured settlement transactions annually. IFS Special Markets is a division of IFS dedicated to
growing the structured settlement industry through non-traditional products and distribution channels. Prior to joining
EPS and IFS in 2006, John was the Senior Vice President of Structured Settlements for Allstate Assignment Company,
a subsidiary of Allstate Life Insurance Company. John joined Allstate as a Senior Manager of Product Development in
June of 2000. His product development efforts include the creation of the Structured Sale, reinsurance products, special
purpose assignment companies, and numerous specialized marketing initiatives.
In March of 2002, John was promoted to Director of Market Development, where he oversees the sales and
development activities of the Payout Annuity area; he assumed leadership of the Structured Settlement department
overall in January of 2004.
Prior to joining Allstate, John was the Regional Vice President of Structured Settlements for Aegon/Transamerica.
Before joining Aegon, John served as a Sales Manger for Safeco Life’s Structured Settlement area, and held the role of
Claims Supervisor and Structured Settlement Coordinator at Safeco Property & Casualty.
John spent eight years in the U.S. Army, serving in the Field Artillery, Cavalry, and Infantry. He holds an MBA from the University of Phoenix, a
J.D. from Concord University, and a B.A. in Business from St. Martin’s College. In addition, he has completed graduate studies in Electronic
Commerce at the University of San Diego, and holds the following professional designations: CSSC, FLMI, WCLS, AIAA, and ACS, as well as an
accounting certiﬁcation from the Department of Defense. His formal insurance training includes: casualty, property, ﬁdelity and Workers’
Compensation claims, as well as Life and Health underwriting.
John is a former member of the Board of Directors for the National Structured Settlements Trade Association (NSSTA) and American Council of
Life Insurers Committee on Structured Settlements. In addition to being a member of NELA and AAJ, he is a frequent speaker at the NSSTA, bar
association and industry meetings on a wide variety of topics, such as Structured Sales, attorney fees, Workers’ Compensation, disability and the
taxation of damages. John is currently Chairman of the Medicaid working group for NSSTA’s Government Beneﬁts Committee, which strives for
the coordination of public beneﬁts such as Medicare and Medicaid with structured settlement annuity payments. Recently, John obtained a
favorable Private Letter Ruling from the IRS on the use of Non-Qualiﬁed Assignments to resolve taxable cases and published the second edition of
his book, “Workers’ Compensation and Structured Settlements,” as well as his new book, “Ratings & Settlement Requirements for Minor’s in
Personal Injury Claims.”
Michael Miller has an active practice that is especially focused on structured settlements. Among other things,
Michael has represented insurers in connection with attempts by “factoring companies” to effectuate purchases of
personal injury structured settlement payment streams, and he has been doing this since structured settlement
factoring transactions ﬁrst emerged in the 1990’s. Michael has also counseled insurers and brokers on developing
protocols and best practices for responding to issues raised by factoring transactions and the claims that often result
from them. Michael and his team have developed a national reputation for successfully litigating these dispute cases,
as well as creating efﬁcient systems through which to manage the transfer and administration of “factored” structured
settlement payment streams. Michael and his team have also assisted insurers with beneﬁciary disputes, estate issues,
commutation issues, bankruptcies, insurer insolvency issues (including those related to Executive Life Insurance
Company of New York (ELNY)), tax issues, anti-trust issues, minor’s compromise issues, child support and
garnishment issues, workers’ compensation issues, and Medicare Set Aside issues.
Michael also has an insurance litigation practice that involves a broad range of issues and that is national in scope.
Michael has represented insurers in comprehensive environmental and commercial insurance coverage cases, in life
and disability insurance coverage cases, and in alleged fraud and RICO cases. Over the past few years, Michael has been especially active
representing life insurers in cases arising out of the sale of life insurance policies (and interests therein) on the secondary market.
Michael received his bachelor’s degree, magna cum laude, from the University of South Florida in 1988. He received his J.D., cum laude, in 1991
from Temple University School of Law, where he was a member of the law review. He is a member of the American Bar Association and the
Chester County Bar Association. Michael also plays an active role in Drinker Biddle’s sponsorship of City Year.
Mr. Montemurro is an attorney who has worked for the Internal Revenue Service since 1976. He is a branch
chief in the Ofﬁce of Associate Chief Counsel (Income Tax & Accounting), Internal Revenue Service. His
branch works on issues concerning whether payments that taxpayers receive are gross income or can be
excluded from income under the tax law, including under §§ 104(a)(2) and 130. His branch also has
jurisdiction over § 5891.
Congressman Richard Neal (D-MA)
Richard E. Neal was born in Worcester, Massachusetts on February 14, 1949 and was raised and educated in the City of
Springﬁeld. He is a 1972 graduate of American International College, where he received his Bachelor's Degree in Political
Science and was a member of the National Honor Society. He received his Masters Degree in Public Administration from
the Barney School of Business and Public Administration at the University of Hartford in 1976.
Richard E. Neal was ﬁrst elected to the United States House of Representatives in 1988. He represents the Second District
of Massachusetts, which includes cities and towns in western and central Massachusetts. He is a member of the powerful
Ways and Means Committee and the Ranking Member of the Subcommittee on Select Revenue Measures.
Congressman Neal has been a lead sponsor of legislation to prevent American companies from moving offshore to avoid
paying U.S. taxes. He continues to lead the effort to repeal the Alternative Minimum Tax (AMT), a tax that penalizes
many middle class Americans. He has sponsored legislation that would increase the national savings rate by encouraging
the use of individual retirement accounts, and has worked to make health care and tuition expenses tax deductible for
middle class people. He is also a member of the Trade Subcommittee.
Congressman Neal is an At-Large Whip for the House Democrats. He is a co-chairman of the New England Congressional Caucus, where he
continues to advocate for the unique regional interests of the six New England States.
Congressman Neal serves as the Democratic Leader of the Friends of Ireland and has been recognized repeatedly by Irish America Magazine as one
of the Top 100 Irish Americans. He has been honored by the Holyoke, Massachusetts Saint Patrick's Day Committee with both the John F. Kennedy
Award and the Ambassador's Award, the Committee's two highest honors. In 2002, Congressman Neal received the International Leadership Award
by the American Ireland Fund for his work over two decades to bring peace and reconciliation to the island of Ireland.
Congressman Neal has been honored by the governments of Ireland, Israel and Italy. He has been recognized for his leadership and innovation by
many civic, charitable, educational and labor organizations. He is a Trustee of Mount Holyoke College and has received honorary degrees from
Springﬁeld College, Western New England College, Elms College and Suffolk University.
Charlie O’Connor, Esq. is Senior Vice President & Manager, Commercial Market Liability Claims, for the Liberty
Mutual Group. As such, Charlie has overall responsibility for deﬁning and delivering Liberty’s Commercial Market
claim services countrywide for auto and general liability customers.
Previously, Charlie was the Vice President and Manager of Middle Market Liability Claims and Assistant Vice
President and Manager, Liability Claims, in the Liberty Mutual Group’s Examining Unit in Dover, New Hampshire.
There he was responsible for oversight, management and evaluation of Liberty Mutual’s highest exposure liability
claims for commercial market business.
Prior to these positions, Mr. O’Connor served in various legal and claims management positions including trial counsel
& attorney of record in an active Long Island, New York practice. Charlie was also instrumental in the development of
litigation management efforts for the Liberty Mutual Group.
Mr. O’Connor obtained his J.D. from St. John’s University School of Law in New York. He is a member of the New
York State Bar, the American Bar Association and the Defense Research Institute.
Mark Perriello is the President and CEO of the American Association of People with Disabilities (AAPD), the nation’s
largest cross-disability membership organization.
Perriello, who has had a visual disability since childhood, has a proven track record of increasing organizational
standing with decision makers through creative and high-impact grassroots and grass-tops programs across America.
As a political strategist, he oversaw highly successful efforts to elect candidates to ofﬁce at the federal, state and local
Before joining AAPD, Perriello served as the White House Liaison at the U.S. Department of the Interior and worked
as the White House Priority Placement Director, where he was instrumental in placing diverse candidates in jobs in the
administration. Due in large part to his work, the Obama Administration is one of the most diverse in U.S. history.
Prior to that, Perriello served in leadership roles in the LGBT community fundraising, organizing and developing
communications strategies at the Human Rights Campaign and Gay & Lesbian Victory Fund and Leadership Institute.
Perriello also previously worked as Vice President at BNA Communications and as a Senior Associate at Scott +
Perriello is the founding treasurer of the Disability PAC, which is the only federal cross-disability political action committee. He is also a board
member of Disability Power & Pride.
Perriello is a graduate of Rhodes College in Memphis, Tennessee, with a B.A. in Religious Studies.
Richard Phipps is Vice President at Prudential Financial. Mr. Phipps began his career with the Internal Revenue
Service in 1991. He accepted a position with Prudential in 1995 in the Product Tax Compliance group within the
Corporate Tax Department. He has held numerous positions during his tenure in the Corporate Tax Department at
Prudential supporting the Life Insurance, Annuities, Securities, Mutual Funds and Retirement Businesses. Currently,
he is responsible for setting and applying tax policy for the Annuities, Life Insurance and Structured Settlements
businesses. Within the scope of this responsibility, Mr. Phipps oversees the application of the tax law to new product
development, marketing material development, systems design and operational execution.
Mr. Phipps received a B.A. in Management from Curry College (Milton, MA) in 1990. He went on to obtain an MBA
in Corporate Finance from Fairleigh Dickinson University in 1995. In addition he holds a FINRA Series 6 Registered
Amy Ravitz is Vice President, Corporate Counsel to Prudential Financial in its Retirement Division in Hartford,
Connecticut. Her practice involves structured settlements, investment products, litigation, and corporate
governance. Amy previously was Senior Counsel at Anthem Blue Cross and Blue Shield of Connecticut, and
has extensive law ﬁrm experience as an insurance defense litigator.
Amy received a B.S. from the University of Michigan and a J.D. from the University of Connecticut School of
Law. She is admitted to practice law in Connecticut and as in-house counsel in New Jersey.
Tom is Vice President, Tax Counsel, in the Law Department of Paciﬁc Life Insurance Company in Newport Beach,
California. He is responsible for overseeing not only the legal aspects of tax strategy, tax positioning, and tax
controversies for Paciﬁc Life’s operations and acquisitions, but also the tax aspects, including qualiﬁcation and
compliance, of the company’s life insurance and annuity products.
Tom is an active member of the California State Bar Association and a number of tax and insurance industry groups,
including various American Council of Life Insurers (ACLI) committees/task forces. He is a member and past Chair of
the National Structured Settlements Trade Association (NSSTA) Legal Committee, and past Chair of the Committee on
Taxation of Insurance Companies of the American Bar Association’s Torts and Insurance Practice Section (ABA TIPS).
He is a member of the Board of Directors of the Insurance Tax Conference (ITC), and is also Vice Chair of the Tax
Section of the Association of Life Insurance Counsel (ALIC). He has spoken at various national conferences, including
presentations sponsored by the ABA, ALI-ABA, ITC, ACLI, ALIC, Federal Bar Association, and NSSTA.
He has also brought his tax/legal background to the insurance guaranty association setting as a member (and current
Chair) of the Board of Directors of the National Organization of Life and Health Insurance Guaranty Associations (NOLHGA) (2008 – present), as
well as service on the Boards of the Maryland Life and Health Insurance Guaranty Corporation (2008 – present) and New Mexico Life and Health
Insurance Guaranty Association (1999 – 2008). He is also a member of the ACLI Solvency Committee.
Tom also taught graduate level tax classes as an Adjunct Professor at the LA/Orange County Campus of Golden Gate University, School of
Taxation, from 1987-1998 (Named Outstanding Faculty Member in 1992).
He received his B.A. degree from University of California, San Diego, his J.D. from University of San Diego School of Law, and his L.L.M.
(Taxation) from New York University Graduate School of Law.
Katherine A. Scanlon is a partner with Seiger Gfeller Laurie LLP in West Hartford, Connecticut. She primarily
practices commercial litigation in state and federal courts nationwide and specializes in the representation of
insurance industry clients. She has extensive experience representing insurance industry clients including life
insurance and annuity product litigation and regulatory issues. Kathy’s experience includes secondary market issues
relating to structured settlement annuities and life settlements, ERISA litigation, as well as litigation involving a
variety of annuity products. Kathy also handles insurance coverage litigation pertaining to data loss and cyber
Ms. Scanlon received both her undergraduate degree and J.D. from the University of Connecticut. She is admitted to
practice in Connecticut and Pennsylvania, as well as Unites States Court of Appeals for the Second, Fifth and
Mr. Shumate’s expertise includes coordinating partnerships with ﬁnancial intermediaries, including broker-dealers,
accountants, banks, and Financial Advisors. Chris is also adept at the development of settlement asset allocation models for
settling parties, representing parties at settlement conferences, mediations, arbitrations and hearings designed to resolve
cases, and settling commercial claims using structured insurance solutions in employment, installment sales, attorney fees
and other areas. He also performs services involving: analysis of Life Care Plans, economic needs projections, and
speaking at Local and National seminars on the use of periodic payment programs.
Chris has been practicing in the structured settlement industry since 1982. Prior to joining EPS Settlements Group he was
with Ringler Associates 2001- mid 2005 as a Structured Settlement Consultant. Prior to becoming a Structured Settlement
Consultant, he held several management positions with GE Capital Corporation from 1991 – 2001.
Chris attended the Marion Military Institute - College Preparatory, received a B.S. from Louisiana State University in Baton
Rouge, and after attending the University of Pennsylvania, Wharton School of Business, is now a Certiﬁed Investment
Chris is also a member of several professional associations. He is a Charter member of the National Structured Settlements Trade Association, a
member of the International Association of Business Brokers American Society for Healthcare Risk Management and a member of the Risk
Insurance Management Society.
John Stanton is a partner at Hogan Lovells and a member of the ﬁrm’s Tax and Legislative practices handling a
broad range of tax legislative and regulatory issues for domestic and foreign clients across a diverse group of
As the senior partner in the practice, John represents a diverse group of clients, often on an ongoing basis,
including a major government pension plan, medical device companies, leading computer software companies,
several large computer equipment companies, a major food company, an international insurance operation, an
Indian tribe, a national direct marketing company, and trade associations of the structured settlement, direct
selling, and gaming industries.
During the course of his more than 30 years at the ﬁrm lobbying on tax legislative and regulatory issues, John has
established strong working relationships with the Congressional tax-writing committees and the Treasury
Department and I.R.S. The hallmark of his practice is a strong combination of experience with the tax legislative
and regulatory process and substantive tax expertise.
John’s durable working relationships with Members and staff from both House and Senate and from both sides of the party aisle have successfully,
surrounded the shifts back and forth in party control of the House Ways and Means Committee and six changes of control of the Senate Finance
Prior to joining Hogan Lovells in 1980, John served as a law clerk to U.S. District Judge Robert J. Kelleher of the Central District of California in
Los Angeles and as a professional staff member of the Committee on Banking, Finance and Urban Affairs of the U.S. House of Representatives.
John has served as NSSTA’s general counsel for more than 20 years.
Craig Ulman practices primarily in the commercial area, with particular emphasis on ﬁnancing transactions,
Uniform Commercial Code (UCC) issues, and bankruptcy and insolvency matters. He joined Hogan & Hartson
immediately following his graduation from law school. He devotes the majority of his time to ﬁnancing transactions
and disputes involving secured ﬁnancing and creditors' rights issues, including structured ﬁnancings; clearing house
arrangements; bankruptcy and non-bankruptcy workouts and ﬁnancing; and creditors' rights issues affecting
insurance companies, including issues pertaining to structured settlements.
Craig lectures regularly on secured transactions issues, UCC Article 8 and commercial law issues affecting
insurance companies. His legal publications include “Transfers of Structured Settlement Payment Rights — What
Judges Should Know About Structured Settlement Protection Acts,” ABA Judges’ Journal, Spring 2005, and
“Security Interests in Stock and Other Securities,” Norton, Commercial Finance Guide (Bender, 1990), Ch. 17. In
his capacity as counsel to the National Structured Settlements Trade Association he was the principal drafter of the
Model State Structured Settlement Protection Act, the prototype for state structured
settlement protection legislation recently enacted in more than 40 states.
Eric Vaughn joined the National Structured Settlements Trade Association as Director of Government Affairs in
2001 and was named Executive Director in 2010. He has previously served on the White House Domestic Policy
Council and the National Security Council. He also served in senior policy positions with the Ofﬁce of
Management and Budget and in the Ofﬁce of the Secretary of Defense.
A longtime veteran of Capitol Hill, Eric has worked for the House Energy and Commerce Committee and the
Senate Finance Committee.
After his Congressional service, he became president of the Renewable Fuels Association, the national ethanol and bio-fuels industry trade
He has a Masters Degree in International Economics from the Maxwell School of Public Policy and International Affairs at Syracuse University
and a B.S. Degree from Alfred University.
Peter J. Vodola is an attorney at the Connecticut ofﬁce of Seiger Gfeller Laurie, LLP. Pete's law practice involves
representing businesses in commercial litigation and appellate matters, and he counsels clients concerning business
development and other matters. He has represented clients in state and federal courts throughout the country, and in a
variety of matters that have included, among other areas, contract disputes, business torts, tax issues, trademark,
telecommunications, and constitutional law.
Pete has represented insurers in matters that have involved bad faith, unfair insurance practice, and other claims, and he
has done so on behalf of property and casualty, life insurance, and annuity companies.
His experience representing the issuers of annuities includes matters involving bankruptcy, class action claims, and
broker conduct claims. He also advises insurers on regulatory compliance, product development, and other matters.
Pete has often represented insurers in matters involving structured settlements. He has won dispositive rulings for his
clients in a number of matters involving state structured settlement protection acts in California, Florida, Illinois,
Louisiana, Minnesota, South Dakota, Tennessee, Texas, Virginia, and other states. See, e.g., In Re DeWitt, 2009 WL 3187571 (La. Dist. Ct. Sept.
18, 2009); Lu v. Settlement Funding, LLC, 2006 SD Wrk. Comp. Lexis 18 (S.D. Dep't of Labor Oct. 26, 2006); In Re Pikula, 2005 WL 3963777
(Minn. Dist. Ct. Nov. 3, 2005); In Re Morey, 71 Va. Cir. 435 (Va. Cir. Ct. 2005).
In his appellate practice, Pete has represented clients in numerous appeals, in both state and federal courts, including the United States Courts of
Appeals for the Sixth, Fifth, Tenth and Eleventh Circuits, as well as state appellate courts in California, Connecticut, Florida, Virginia, Texas and
other states. He has represented appellants, appellees, and amicus curiae in matters involving a variety of issues. His appeals have involved
constitutional law matters relating to, among other issues, Due Process, Contracts Clause, and First Amendment rights. See, e.g., Gilbert v.
Hartford-Comprehensive Employee Ben. Serv. Co., 2011 WL 553285 (Ariz. Ct. App. Feb. 17, 2011); Rapid Settlements, Ltd. v. Dickerson, 941 So.
2d 1275 (Fla. Ct. App. 2006).
Before attending law school, Pete worked several years as a newspaper reporter and editor, and then he spent a year with VISTA (Volunteers in
Service to America), with an adult literacy organization. He is also a former law clerk for the Connecticut Appellate Court. He has B.A. and B.S.
degrees from Boston University, and a J.D. from the University of Connecticut School of Law, where he taught as an adjunct faculty member. He is
the author of numerous articles that have appeared in, among other publications, insurance industry magazines, and he writes for two blogs,
Secondary Insurance Market Blog and Insurance Developments. Pete has been active in a number of civic and community organizations as a youth
soccer coach, PTA vice-president, local scholarship committee chairman, and charitable board member. He, his wife and their ﬁve children live in
Susan Williams manages the use of the structured settlement claim resolution tool where she is the Director of
Structured Settlements in the Claim organization at Travelers. She has held this position since 2002. !Susan began her
career 30 years ago as a multi line claims adjuster. She then moved into a specialized role as a liability adjuster,
eventually taking a Unit Manager position in a ﬁeld claim ofﬁce. From the ﬁeld ofﬁce Susan moved to the corporate
side of the organization as a Corporate Claim Manager and then into her current role in Structured Settlements. !
Kate Winkler has worked on Capitol Hill since 1998.! She currently serves as Chief of Staff to Congressman Joseph
Crowley (D-NY), an active member of Ways and Means Committee and Finance Chair of the Democratic
Congressional Campaign Committee.! In her capacity as Chief of Staff, Kate serves as Floor Assistant for the Congressman and is his lead liaison to
House Leadership, in which the Congressman serves as Chief Deputy Whip.! She also oversees the Congressman’s responsibilities as Chair of the
43-member New Democrat Coalition, the largest bloc of moderates in the U.S House of Representatives.
Prior to joining the Crowley ofﬁce, Kate served as Legislative Director for Congresswoman Allyson Y. Schwartz (D-PA) from January 2005 to
May 2007.! She oversaw the development and implementation of Congresswoman Schwartz’s policy agenda, while also directly handling
legislative activities related to appropriations, health, and education.!
Kate also served on the staff of Congresswoman Nita M. Lowey (D-NY) for more than 6 years.! She worked her way up from Staff Assistant to
Appropriations Associate – a position she held for her ﬁnal 2.5 years in the Lowey ofﬁce and from which she served as the principal staffer for
Congresswoman Lowey at the Labor, Health and Human Services, and Education Appropriations Subcommittee. Also while on staff, Kate authored
the Food Allergen Labeling and Consumer Protection Act, which was enacted in 2004 and improved food ingredient statements for the beneﬁt of
those with food allergies. A native of New Jersey, Kate graduated from the University of Rochester with a B.A. in anthropology. !
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