Life Insurance Capital Needs Analysis

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					The life insurance pro’s over at the insurance pro blog would like to remind you that this is merely a tool
to be used that will help you more accurately approximate the amount of life insurance coverage (face
amount) you or your client might need today. Please keep in mind that you should do a separate
calculation for each spouse or partner in a relationship as income levels and needs are different.

Also, please be aware that you will need to take into account the effects of inflation which in turn will
cause the amount of insurance you need to rise significantly over time. In other words, this is not a
static calculation that you do once in your lifetime. For an in depth analysis from a qualified insurance
agent, contact us at the salus agency

Description: There must be a million different ways to figure out how much life insurance you should purchase. But here's one solid methodology that's been around for decades, doesn't rely on any silly rules of thumb or platitudes from the likes of Suze Orman or Dave Ramsey. This is a traditional life insurance capital needs analysis that allows you to mathematically and objectively arrive at a number with some degree of accuracy. We hope you find it helpful.