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Why Final Exams and Allergies Don't Add Up

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					                                                 Presented by Daniel Toriola


    Allergies are hypersensitive reactions of the immune system that defend the body. Sneezing, watery and itchy
   eyes, coughing and headaches are all symptoms of mild allergies. Allergies are caused by abnormal reaction of
                                                  the immune system.
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                                            Final Exams And Allergies Don'T Add Up
                                                               By News Canada



  Final Exams And Allergies Don'T Add Up
 by: News Canada

(NC)-It's that time of year again. Students cramming to prepare for their annual final exams. For the
one in five students who suffer from seasonal allergies this difficult time can be made even more
challenging thanks to the sneezing, runny nose, itchy watery eyes and nasal congestion that
accompany allergic rhinitis.

Allergies and their complications take a significant toll on student's attendance and performance in
school. Studies in the U.S. show that allergic rhinitis is responsible for up to 2 million lost school days
annually, which translates into 10,000 absences per school year. In Canada, this represents about
200,000 lost school days per year and 1,000 absences annually.

Students who seek protection from their allergy symptoms must be wary of the type of treatment they
choose.

Antihistamines are typically recom-mended to treat allergies. They work by blocking the action of
histamine, the substance that's behind allergy symptoms. There are many different brands of
antihistamines but they all belong in two classes. The older, first generation antihistamines typically
bring relief for about three to six hours. Unfortunately their formulations also bring many side effects
including drowsiness.

The newer, second generation anti-histamines have a different molecular structure from the older
antihistamines. They can relieve allergy symptoms for up to 24 hours - so you can take them once a
day. And newer, learning friendly, antihistamines like Claritin are non-drowsy which help you perform
tasks like studying and writing exams that require alertness. Make sure, however, to read your
medication package properly because not all antihistamines are non-sedating. Specifically, you should
look for the words "non-drowsy" on the box.

This is important as recent studies show that students with seasonal allergic rhinitis taking a sedating
antihistamine performed significantly worse than allergy-free students on exams measuring factual,

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                                                                                                               Page 1
                                                Presented by Daniel Toriola


conceptual knowledge and knowledge of application. However, students taking non-sedative
antihistamines performed significantly better.

For more information on allergies and their effect on learning contact 1-800-665-1507 or visit
www.claritin.ca.




News Canada provides a wide selection of current, ready-to-use copyright free news stories and ideas
for Television, Print, Radio, and the Web.

News Canada is a niche service in public relations, offering access to print, radio, television, and now
the Internet media, with ready-to-use, editorial "fill" items. Monitoring and analysis are two more of our
primary services. The service supplies access to the national media for marketers in the private, the
public, and the not-for-profit sectors. Your corporate and product news, consumer tips and information
are packaged in a variety of ready-to-use formats and are made available to every Canadian media
organization including weekly and daily newspapers, cable and commercial television stations, radio
stations, as well as the Web sites Canadians visit most often. Visit News Canada and learn more about
the NC services.




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                                                Term Life Insurance And No Exam
                                                         By Elizabeth Newberry



 Many people strive to purchase term life insurance policies that require no medical exams; however,
medical exams aren’t enforced to torture you as a potential term life insurance plan policyholder.
Medical exams are usually in effect simply to protect the term life insurance company. These medical
exams may actually protect you, too.

Check out some of the most frequently asked questions about term life insurance and medical exams.

Why do term life insurance companies require medical exams?

Medical exams are used to protect the term life insurance company as well as you. If you have a
serious and potentially fatal health condition, the term life insurance company wants to make sure they
receive the necessary amount of payments to cover you and your beneficiaries.

What does a medical exam for a term life insurance company consist of?

Some medical exams are pretty thorough. On the other hand, some term life insurance companies only
require urine and/or blood samples.

What happens if I am turned down for a term life insurance policy due to the medical exam results?

If you are repeatedly turned down, talk with your state’s department of insurance about other
possibilities and alternatives.

What if I lie during my medical exam?

If you find a way to fudge your medical exam, or lie about your history, trust us – you will not be doing
any harm to the term life insurance company. You will only be harming yourself. If you pass away due
to a health-related issue such as smoking, an issue you lied to your term life insurance company about,
your term life insurance company has the right to refuse compensation for your beneficiaries.

How can I find a term life insurance company that requires no medical exams?

If you are still interested in avoiding a medical exam, you will simply have to shop around until you find
a reputable term life insurance company that doesn’t require one.

http://www.ezquoteguide.com http://www.myquoteguide.com/life-senior.shtml




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