CHANGE OF COVERAGE visit www.ihaveaplan.ca A WORD FROM YOUR STUDENT UNION PROVIDER NETWORKS SAVING YOU EVEN MORE MONEY
and follow the
on-screen instructions 2010/2011
for enrolments or opt outs.
Enrolment Welcome to Your Plan! You’re covered for the insured portion of your plan regardless of the
health practitioner you choose. by consulting a network member,
you will get additional coverage.
To help students pay for the health services they need, a collective health and dental
The USSU Health & Dental Plan gives you the option to enrol your family plan has been put in place by your student union. This group Plan is unique in that it Find a health practitioner at www.ihaveaplan.ca
(spouse and/or dependants). Certain categories of students may also helps fill the gaps in provincial health care, while offering coverage that is often VISION NETWORK University of Saskatchewan Students’ Union
enrol themselves. For details on eligibility, visit www.ihaveaplan.ca. 3-5 times less expensive than other plans. The coverage includes health,
Enrolments must be completed during the Change-of-Coverage Period. dental, vision, and travel benefits. It covers the unexpected and provides you with Up to 70% Off Contact lenses and Designer Glasses
preventive care services to keep you in good health. Clearly Contacts is Canada’s largest online retailer of contact lenses and eyeglasses,
Coverage for You and Your Family Since its inception, the Plan has saved its members millions of dollars and has
offering up to 70% off traditional retail prices. as a health plan member, you can
enrolment period for Term 1
students: Aug. 27 – Sept. 30, 2010
Full-year fee for family
(spouse + unlimited number of
helped tens of thousands of students.
As an undergraduate student at the University of Saskatchewan who is registered
benefit from an additional 10% off selling prices—just visit www.clearlycontacts.ca
and enter coupon code STUDENTVISION at checkout.
Up to $175 for Prescription Eyeglasses
health & Dental plan
in 9 or more on-campus credits in Term 1 and a member of the Students’ Union
(USSU), you’re automatically covered by the USSU Health & Dental Plan. When visiting an optometrist or an optician who is part of the vision network, you save
Full-year fee for students eligible to enrolment period for new Term 2 at least 30% on prescription eyeglasses. by combining these savings with your plan’s
enrol: $224.62 students only: Jan. 3 – 18, 2011 To minimize paper use and its impact on the environment, this document insured coverage of $100 for eyeglasses, you can save up to $175. vision network
Full-year fee for spouse/
partner or one child: $224.62
(Winter coverage is pro-rated for 8
months. Fees are available on the
website under the Coverage menu)
provides a basic outline of the coverage available to you through your student
Plan. A complete list of benefits and details is available at www.ihaveaplan.ca.
members also offer savings on the cost of eye exams and contact lenses.
An Additional $25 Off Eyeglasses or Contact lenses
Best of luck for a safe and healthy year. Spencer Vision redu ble
by visiting a Spencer vision affiliated provider and identifying yourself as eligible for
on the Benefits of Your
are no longer availa
Spencer vision benefits, you can take advantage of $25 off eyeglasses or contact
Stay Connected Opt Out Chris Stoicheff
lenses, in addition to any discounts or promotions that may apply. With the pay-direct
system, they can also process your coverage directly with the insurer. Student Health Program
It’s Your Plan If you’re already covered by an equivalent health and/or dental plan
president, University of Saskatchewan Students’ Union Up to $300 in Coverage for laser Eye Surgery
laSIK MD, a leading provider of laser eye surgery, offers an additional $150 off laser
(such as a parent or spouse’s employee benefit plan), you can opt eye surgery, so that health plan members can get double the coverage, up to $300.
out at www.ihaveaplan.ca and the Plan fee will be credited to your
student account. However, please note that your student Plan provides DENTAl NETWORK
Go online to find out certain benefits not available through other insurance plans, such as
more about your Plan. vaccinations, vision, and travel. Opt outs must be completed during the 70% to 90% in Dental Coverage
Your plan covers 50% to 70% of your dental costs and by visiting a network dentist,
Your health & Dental plan you will receive an additional 20% off regular dental services, enabling you to get up ihaveaplan.ca
• Deadlines for submitting claims Change-of-Coverage Period at a Glance to 90% coverage. Most network dentists also offer the pay-direct service.
• Instructions on how to claim Aug. 27 – Sept. 30, 2010 Group Name: USSU health & Dental plan HEAlTH-CARE NETWORKS 4648056
• plan coverage details Group Number (Health & Dental Benefits): 22258
Insurance Company (Health & Dental Benefits): Sun life assurance Company by combining your plan’s insured coverage of $20 per visit for health practitioners with
• links to important documents, such as claim of Canada (Sun life) the savings offered by health-Care network members, you will pay no more than:
Detach this section and use this card in conjunction with your student ID card.
forms and your travel health passport Group Number (Travel Benefits): 7488 Physiotherapy Network
Insurance Company (Travel Benefits): blue Cross
• network offers to save you even more Health & Dental Plan Office For Information: www.ihaveaplan.ca, (306) 933-0093 or 1 877 795-4428 $25 for the initial assessment and $10 for subsequent visits
money on health-care costs! (Until December 2010)
Memorial Union building
Massage Therapy Network
93 Campus Drive
lower Sask hall, room 22 If you’re covered, use this card Opt outs and enrolments for Term 1 students Aug. 27 – Sept. 30 2010 $10 for a 30-minute treatment and $25 for a 60-minute treatment
New location in January 2011!
in conjunction with your student ID card. Enrolments for new Term 2 students only Jan. 3 – 18, 2011
learn more at place riel Student Centre Health & Dental Plan Office
1 Campus Drive NOTE: This document is intended as a basic explanation of the benefits available to you through the Until December: Memorial Union building
www.ihaveaplan.ca Main level, room 121
Tel.: (306) 933-0093
ihaveaplan.ca Detach &
USSU health & Dental plan. It summarizes the important features of your group plan and does not,
in itself, constitute a contract. In accordance with our commitment to sustainability, this document may
not be printed and mailed in future years. For more information, visit www.ihaveaplan.ca.
93 Campus Drive, lower Sask hall, room 22
As of January 2011: place riel Student Centre
Toll-free: 1 877 795-4428 Keep Your 1 Campus Drive, Main level, room 121
need help ? www.ihaveaplan.ca Tel.: (306) 933-0093 / 1 877 795-4428 ihaveaplan.ca
HEAlTH COVERAGE TRAVEl COVERAGE VISION COVERAGE DENTAl COVERAGE
More Than $10,000 in 120 Days per Trip Up to $300 in Up to $500 in A Plan Designed
YOUR HEAlTH & DENTAl PlAN COVERAGE
health-Care Coverage and up to $5,000,000 vision Coverage Dental Coverage for Students
With this collective approach to health care, health benefits and
services are more accessible and more affordable so that you can
You are covered for up to 120 days per trip and up to a maximum of
$5,000,000 per incident. Travel health coverage includes hospital,
Your Plan covers the cost of eye exams, new or replacement
eyeglasses or contact lenses, and laser eye surgery. You can also
You have access to preventive care with a plan that offers $500
coverage for dental visits per policy year. Your Plan covers 50%
get the treatment you need. physician, and other services for emergency treatment of an injury get additional coverage through the Studentcare Vision Network. to 70% of your dental costs. You can also get additional coverage visit www.ihaveaplan.ca and watch the online
or illness while travelling outside of the province in which you reside through the Studentcare Dental Network. videos to learn more about how you can make the
Prescription drugs: 80% For a list of health practitioners (including international travel). Please note that travel health coverage $50 per policy year for eye exams most out of your plan.
covered by the plan, visit does not apply to international students travelling to their home country. Insured Dental network Total
Vaccinations: 100%, up to $150 www.ihaveaplan.ca. $100 per 24 months for new or replacement eyeglasses
portion Savings Coverage
per policy year Trip cancellation: up to $1,500 Before leaving: if you’re or contact lenses
Other health benefits: per trip for pre-paid, non-refundable planning to travel, download a
recall exams, cleanings,
extraction of impacted teeth
70% 20% 90% Watch the online videos.
Health practitioners Medical equipment, diagnostic trip expenses in case of a medical Travel Information brochure at $150 per policy year for laser eye surgery
(physiotherapists, services, dental accident, emergency. www.ihaveaplan.ca for complete Basic Services
fillings 70% 20% 90%
chiropractors, massage ambulance, home nurse, details on benefits, coverage, and My Privacy. My Plan.
therapists, etc.): hospitalization, tutorial benefit, Trip interruption: up to $5,000 in telephone numbers for emergency Basic Services
oral surgery, endodontics
helps pay for health-care
and more... case of a medical emergency for each assistance. (root canal), periodontics 50% 20% 70% costs, while giving you
• $20 per visit, $400 per category of trip you take during the policy year. complete control.
practitioner per policy year For a complete list of Major Restorative
benefits and details, visit Anywhere in the world: in addition crowns, bridges, posts Not Covered 20% 20%
• visits to registered dieticians and www.ihaveaplan.ca. to travel health coverage, your health
massage therapists require a referral and dental benefits can be used Visit www.ihaveaplan.ca for complete details.
Next Stop: Dream Trip
by an MD or a registered nurse in anywhere in the world. Discover the value of
Saskatchewan your Travel plan.
Similar travel plans can cost over $500. Visit www.ihaveaplan.ca/travel to compare.
already Covered by another plan? Use Your Pay-Direct Card
Weigh the Costs and Benefits for Prescription Drugs
Your student health & Dental plan may provide better value: by presenting the pay Direct Card with your valid student ID card, you can fill
your prescriptions at most Canadian pharmacies. The pharmacist will be able to Almost Unstoppable
everything You need to Know Your policy Year & Fee Cover the ones you love. See
process the claim immediately, so you won’t have to pay the full amount up front
and wait to be reimbursed.
Coverage for accidents
and everyday things.
• being enrolled as a dependant • Most plans also have limited
www.ihaveaplan.ca 62¢ per Day ‘Enrolment’ on the other side.
in a parent or spouse’s employee vision coverage and don’t cover Use of this card authorizes the following to collect, use, and disclose information for the purposes of
THINGS YOU SHOUlD KNOW
benefit plan usually requires your vaccinations which may be underwriting, administration, audit, paying claims, and patient safety: Sun life assurance Company of
If you are automatically enrolled, the cost of the plan is part of your student fees. Canada (Sun life), studentcare.net/works, any person or organization who has relevant personal information
• Get complete coverage details family member to pay additional mandatory for your academic about me, my spouse, or dependants including: the pharmacy through which this card is used, health-care
You’re responsible for verifying if you are automatically covered by checking your costs to have you covered. program. practitioners, institutions, investigative agencies and insurers, and any person performing services for Sun life.
• Find a network member tuition statement or by visiting www.ihaveaplan.ca. If I am a spouse or a dependant, my claims information will be shared with the plan member for the purposes
• Fill in claim forms electronically • Coverage under most parents’ • You may want to check your Detach this section and use this card in conjunction with your student ID card. how to save even
• Change your coverage Full-year coverage: $224.62 (Sept. 1, 2010 – aug. 31, 2011) plans ceases once you are no current coverage. by combining more on your
The breakdown is $135.60 for health and $89.02 for Dental coverage. longer a full-time student or when both plans, you can maximize your health-care costs.
• request assistance and answers to your questions. you turn 26. overall coverage—up to 100%—
USSU Sun life Assurance
and eliminate out-of-pocket costs! Company of Canada
healTh & DenTal plan
USSU health & Dental plan: $224.62 • Most private plans offer limited pay-Direct Card
OUR ENVIRONMENTAl COMMITMENT ON PAPER every ton of rolland enviro 100 print paper used in place
of virgin paper helps our environment in the following ways: to no travel coverage. Your The Member Services Centre is Group number: 22258 Information for the pharmacist:
This document contains 100% post-consumer fiber, please access the «aSSUre» system and enter
Certified ecologo, processed Chlorine Free and FSC recycled »» Saves the equivalent of 17 mature trees employee plan *: $619.00 student plan covers you for there to assist you. Give us a call at in the following information: Carrier no 16,
Manufactured using biogas energy »» reduces solid wastes by 490 kg 120 days per trip and includes (306) 933-0093 / 1 877 795-4428 group number 022258, student ID number: There are even more videos online at
»» reduces the quantity of water used by 46,352 litres
00 (8-digit student ID number) 01
»» reduces air emissions by 1,076 kg private plan *: $906.00 coverage for trip cancellation and if you would like more information
»» reduces natural gas consumption by 70 m3 by
using biogas trip interruption. Similar travel on combining plans. Detach &
* This comparison comes from research conducted by studentcare.net/works and represents the average cost for equivalent plans.
plans can cost over $500.
Pay-Direct Card ihaveaplan.ca
need help ? www.ihaveaplan.ca need help ? www.ihaveaplan.ca need help ? www.ihaveaplan.ca