Your USSU health Dental plan

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					                                                    CHANGE	OF	COVERAGE                                                                                  visit www.ihaveaplan.ca       A	WORD	FROM	YOUR	STUDENT	UNION                                                                             PROVIDER	NETWORKS                         SAVING	YOU	EVEN	MORE	MONEY
                                                                                                                                                               and follow the 	
                                                                                                                                                        on-screen	instructions                                                                                                                                                                                                                                                                                                 2010/2011
                                                                                                                                                        for enrolments or opt outs.
                                                    	                 Enrolment                                                                                                       Welcome	to	Your	Plan!                                                                                                 You’re covered for the insured portion of your plan regardless of the
                                                                                                                                                                                                                                                                                                            health practitioner you choose. by consulting a network member,
                                                                                                                                                                                                                                                                                                            you will get additional coverage.
                                                                                                                                                                                      To help students pay for the health services they need, a collective health and dental
                                                    The	USSU	Health	&	Dental	Plan	gives	you	the	option	to	enrol	your	family	                                                          plan has been put in place by your student union. This group Plan is unique in that it                                                     Find a health practitioner at www.ihaveaplan.ca
                                                    (spouse	and/or	dependants).	Certain	categories	of	students	may	also	                                                              helps fill the gaps in provincial health care, while offering coverage that is often                       VISION	NETWORK                                                                                                                 University of Saskatchewan Students’ Union
                                                    enrol	themselves.	For	details	on	eligibility,	visit	www.ihaveaplan.ca.	                                                           3-5 times less expensive than other plans. The coverage includes health,




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                                                    Enrolments	must	be	completed	during	the	Change-of-Coverage	Period.                                                                dental, vision, and travel benefits. It covers the unexpected and provides you with                        Up	to	70%	Off	Contact	lenses	and	Designer	Glasses
                                                                                                                                                                                                                                                                                                                                                                                                                                Your USSU




                                                                                                                                                                                                                                                                                                                                                                                             Ihaveaplan_bro_USSU_09-10
                                                                                                                                                                                      preventive care services to keep you in good health.                                                       Clearly Contacts is Canada’s largest online retailer of contact lenses and eyeglasses,
                                                    Coverage	for	You	and	Your	Family                                                                                                  Since its inception, the Plan has saved its members millions of dollars and has
                                                                                                                                                                                                                                                                                                 offering up to 70% off traditional retail prices. as a health plan member, you can
                                                    enrolment period for Term 1
                                                    students: Aug.	27	–	Sept.	30,	2010
                                                    (full-year coverage)
                                                                                                                                      Full-year fee for family
                                                                                                                                      (spouse + unlimited number of
                                                                                                                                      children): $449.24
                                                                                                                                                                                      helped tens of thousands of students.
                                                                                                                                                                                      As an undergraduate student at the University of Saskatchewan who is registered
                                                                                                                                                                                                                                                                                                 benefit from an additional 10% off selling prices—just visit www.clearlycontacts.ca
                                                                                                                                                                                                                                                                                                 and enter coupon code STUDENTVISION at checkout.
                                                                                                                                                                                                                                                                                                 Up	to	$175	for	Prescription	Eyeglasses
                                                                                                                                                                                                                                                                                                                                                                                                                                health & Dental plan
                                                                                                                                                                                      in 9 or more on-campus credits in Term 1 and a member of the Students’ Union
                                                                                                                                                                                      (USSU), you’re automatically covered by the USSU Health & Dental Plan.                                     When visiting an optometrist or an optician who is part of the vision network, you save
                                                    Full-year fee for students eligible to                                            enrolment period for new Term 2                                                                                                                            at least 30% on prescription eyeglasses. by combining these savings with your plan’s
                                                    enrol: $224.62                                                                    students only:	Jan.	3	–	18,	2011	               To minimize paper use and its impact on the environment, this document                                     insured coverage of $100 for eyeglasses, you can save up to $175. vision network
                                                    Full-year fee for spouse/
                                                    partner or one child: $224.62
                                                                                                                                      (Winter coverage is pro-rated for 8
                                                                                                                                      months. Fees are available on the
                                                                                                                                      website under the Coverage menu)
                                                                                                                                                                                      provides a basic outline of the coverage available to you through your student
                                                                                                                                                                                      Plan. A complete list of benefits and details is available at www.ihaveaplan.ca.
                                                                                                                                                                                                                                                                                                 members also offer savings on the cost of eye exams and contact lenses.
                                                                                                                                                                                                                                                                                                 An	Additional	$25	Off	Eyeglasses	or	Contact	lenses	
                                                                                                                                                                                                                                                                                                                                                                                                                                Essential	Information		
                                                                                                                                                                                                                                                                                                                                       ctions	
                                                                                                                                                                                      Best of luck for a safe and healthy year.                                                                                    Spencer	Vision	redu ble
                                                                                                                                                                                                                                                                                                 by visiting a Spencer vision affiliated provider and identifying yourself as eligible for
                                                                                                                                                                                                                                                                                                                                                                                                                                on	the	Benefits	of	Your	
                                                                                                                                                                                                                                                                                                                    are	no	longer	availa
                                                                                                                                                                                                                                                                                                 Spencer vision benefits, you can take advantage of $25 off eyeglasses or contact
Stay Connected                                      Opt	Out                                                                                                                           Chris	Stoicheff
                                                                                                                                                                                                                                                                                                 lenses, in addition to any discounts or promotions that may apply. With the pay-direct
                                                                                                                                                                                                                                                                                                 system, they can also process your coverage directly with the insurer.                                                         Student	Health	Program
It’s	Your	Plan                                      If	you’re	already	covered	by	an	equivalent	health	and/or	dental	plan	
                                                                                                                                                                                      president, University of Saskatchewan Students’ Union                                                      Up	to	$300	in	Coverage	for	laser	Eye	Surgery
                                                                                                                                                                                                                                                                                                 laSIK MD, a leading provider of laser eye surgery, offers an additional $150 off laser
                                                    (such	as	a	parent	or	spouse’s	employee	benefit	plan),	you	can	opt	                                                                                                                                                                           eye surgery, so that health plan members can get double the coverage, up to $300.
	                                                   out	at	www.ihaveaplan.ca	and	the	Plan	fee	will	be	credited	to	your	
                                                    student	account.	However,	please	note	that	your	student	Plan	provides	                                                                                                                                                                       DENTAl	NETWORK
Go	online	to	find	out		                             certain	benefits	not	available	through	other	insurance	plans,	such	as	
more	about	your	Plan.	                              vaccinations,	vision,	and	travel.	Opt	outs	must	be	completed	during	the	                                                                                                                                                                     70%	to	90%	in	Dental	Coverage
                                                    Change-of-Coverage	Period.
                                                                                                                                                                                                                                                                                                 Your plan covers 50% to 70% of your dental costs and by visiting a network dentist,
                                                                                                                                                                                      Your health & Dental plan                                                                                  you will receive an additional 20% off regular dental services, enabling you to get up                                         ihaveaplan.ca
• Deadlines for submitting claims                   Change-of-Coverage	Period                                                                                                         at	a	Glance                                                                                                to 90% coverage. Most network dentists also offer the pay-direct service.
• Instructions on how to claim                      Aug.	27	–	Sept.	30,	2010                                                                                                          Group	Name: USSU health & Dental plan                                                                      HEAlTH-CARE	NETWORKS                                                                                                                                                        4648056
• plan coverage details                                                                                                                                                               Group	Number	(Health	&	Dental	Benefits): 22258
                                                                                                                                                                                      Insurance	Company	(Health	&	Dental	Benefits): Sun life assurance Company                                   by combining your plan’s insured coverage of $20 per visit for health practitioners with
• links to important documents, such as claim                                                                                                                                         of Canada (Sun life)                                                                                       the savings offered by health-Care network members, you will pay no more than:
                                                                      Detach this section and use this card in conjunction with your student ID card.
  forms and your travel health passport                                                                                                                                               Group	Number	(Travel	Benefits): 7488                                                                       Physiotherapy	Network
                                                                                                                                                                                      Insurance	Company	(Travel	Benefits): blue Cross
• network offers to save you even more          Health	&	Dental	Plan	Office                                                                                                           For	Information: www.ihaveaplan.ca,	(306) 933-0093 or 1 877 795-4428                                       $25 for the initial assessment and $10 for subsequent visits
  money on health-care costs!                   (Until	December	2010)
                                                Memorial Union building
                                                                                                                                                                                      Change-of-Coverage	Period:
                                                                                                                                                                                                                                                                                                 Massage	Therapy	Network
                                                93 Campus Drive
                                                lower Sask hall, room 22                                   If you’re covered, use this card                                           Opt	outs	and	enrolments	for	Term	1	students					Aug.	27	–	Sept.	30	2010	                                   $10 for a 30-minute treatment and $25 for a 60-minute treatment
                                                New	location	in	January	2011!	
                                                                                                 in conjunction with your student ID card.                                            Enrolments	for	new	Term	2	students	only																 				Jan.	3	–	18,	2011
learn more at                                   place riel Student Centre                                                                                                                                                                                                                        Health	&	Dental	Plan	Office
                                                1 Campus Drive                                                                                                                        NOTE:	This document is intended as a basic explanation of the benefits available to you through the        Until	December: Memorial Union building
www.ihaveaplan.ca                               Main level, room 121

                                                Tel.: (306) 933-0093
                                                                                                                     ihaveaplan.ca                                  Detach	&	
                                                                                                                                                                                      USSU health & Dental plan. It summarizes the important features of your group plan and does not,
                                                                                                                                                                                      in itself, constitute a contract. In accordance with our commitment to sustainability, this document may
                                                                                                                                                                                      not be printed and mailed in future years. For more information, visit www.ihaveaplan.ca.
                                                                                                                                                                                                                                                                                                 93 Campus Drive, lower Sask hall, room 22
                                                                                                                                                                                                                                                                                                 As	of	January	2011: place riel Student Centre
                                                Toll-free: 1 877 795-4428                                                                                          Keep	Your	                                                                                                                    1 Campus Drive, Main level, room 121
                                                                                                                                                              Pay-Direct	Card	
                                                Student’s signature
                                                                                                                                                                                                                                                              need help ?	www.ihaveaplan.ca      Tel.: (306) 933-0093 / 1 877 795-4428                           ihaveaplan.ca
                                     HEAlTH	COVERAGE                                                                                                                TRAVEl	COVERAGE                                                                                                                            	VISION	COVERAGE                                                                         DENTAl	COVERAGE


                                     	                   More	Than	$10,000	in	                                                                                     	                      120	Days	per	Trip		                                                                                                  	             Up	to	$300	in                                                              	                   Up	to	$500	in	                                                                                                          A	Plan	Designed
YOUR	HEAlTH	&	DENTAl	PlAN	COVERAGE




                                                         health-Care Coverage                                                                                                             and up to $5,000,000                                                                                                               vision Coverage                                                                                Dental Coverage                                                                                                         for	Students	
                                     With	this	collective	approach	to	health	care,	health	benefits	and	
                                     services	are	more	accessible	and	more	affordable	so	that	you	can	
                                                                                                                                                                   You	are	covered	for	up	to	120	days	per	trip	and	up	to	a	maximum	of	
                                                                                                                                                                   $5,000,000	per	incident.	Travel	health	coverage	includes	hospital,	
                                                                                                                                                                                                                                                                                                               Your	Plan	covers	the	cost	of	eye	exams,	new	or	replacement	
                                                                                                                                                                                                                                                                                                               eyeglasses	or	contact	lenses,	and	laser	eye	surgery.	You	can	also	
                                                                                                                                                                                                                                                                                                                                                                                                        You	have	access	to	preventive	care	with	a	plan	that	offers	$500	
                                                                                                                                                                                                                                                                                                                                                                                                        coverage	for	dental	visits	per	policy	year.	Your	Plan	covers	50%		
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    like	You
                                     get	the	treatment	you	need.	                                                                                                  physician,	and	other	services	for	emergency	treatment	of	an	injury	                                                                         get	additional	coverage	through	the	Studentcare	Vision	Network.                          to	70%	of	your	dental	costs.	You	can	also	get	additional	coverage	                                                                          visit www.ihaveaplan.ca and watch the online
                                                                                                                                                                   or	illness	while	travelling	outside	of	the	province	in	which	you	reside	                                                                                                                                                             through	the	Studentcare	Dental	Network.                                                                                                     videos to learn more about how you can make the
                                     Prescription	drugs:	80%                                       For a list of health practitioners                              (including	international	travel).	Please	note	that	travel	health	coverage	                                                                  $50	per	policy	year	for	eye	exams                                                                                                                                                                                                    most out of your plan.	
                                                                                                   covered by the plan, visit                                      does	not	apply	to	international	students	travelling	to	their	home	country.                                                                                                                                                                                                                  Insured                 Dental network                       Total
                                     Vaccinations:	100%, up to $150                                www.ihaveaplan.ca.                                                                                                                                                                                          $100	per	24	months	for	new	or	replacement	eyeglasses	
                                                                                                                                                                                                                                                                                                                                                                                                                                                               portion                    Savings                         Coverage
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    	
                                     per policy year                                                                                                               Trip	cancellation: up to $1,500                                           Before	leaving: if you’re                                         	 				or	contact	lenses
                                                                                                   Other	health	benefits:                                          per trip for pre-paid, non-refundable                                     planning to travel, download a
                                                                                                                                                                                                                                                                                                                                                                                                            Preventive	Services
                                                                                                                                                                                                                                                                                                                                                                                                            recall exams, cleanings,
                                                                                                                                                                                                                                                                                                                                                                                                            extraction of impacted teeth
                                                                                                                                                                                                                                                                                                                                                                                                                                                               70%                           20%                           90%                      Watch	the	online	videos.	
                                     Health	practitioners	                                         Medical equipment, diagnostic                                   trip expenses in case of a medical                                        Travel Information brochure at                                    $150	per	policy	year	for	laser	eye	surgery
                                     (physiotherapists,	                                           services, dental accident,                                      emergency.                                                                www.ihaveaplan.ca for complete                                                                                                                                 Basic	Services
                                                                                                                                                                                                                                                                                                                                                                                                            fillings                                           70%                           20%                           90%
                                     chiropractors,	massage	                                       ambulance, home nurse,                                                                                                                    details on benefits, coverage, and                                                                                                                                                                                                                                                                                             My	Privacy.	My	Plan.	
                                     therapists,	etc.):		                                          hospitalization, tutorial benefit,                              Trip	interruption: up to $5,000 in                                        telephone numbers for emergency                                                                                                                                Basic	Services
                                                                                                                                                                                                                                                                                                                                                                                                            oral surgery, endodontics
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            helps pay for health-care
                                                                                                   and more...                                                     case of a medical emergency for each                                      assistance.                                                                                                                                                    (root canal), periodontics                         50%                           20%                           70%                                              costs, while giving you
                                                                                                                                                                                                                                                                                                                                                                                                            (gum treatment)
                                     • $20 per visit, $400 per category of                                                                                         trip you take during the policy year.                                                                                                                                                                                                                                                                                                                                                                    complete control.
                                     practitioner per policy year                                  For	a	complete	list	of	                                                                                                                                                                                                                                                                                  Major	Restorative
                                                                                                   benefits	and	details,	visit	                                    Anywhere	in	the	world: in addition                                                                                                                                                                                                       crowns, bridges, posts                         Not	Covered                       20%                           20%
                                     • visits to registered dieticians and                         www.ihaveaplan.ca.                                              to travel health coverage, your health
                                     massage therapists require a referral                                                                                         and dental benefits can be used                                                                                                                                                                                                      Visit	www.ihaveaplan.ca	for	complete	details.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Next	Stop:	Dream	Trip
                                     by an MD or a registered nurse in                                                                                             anywhere in the world.                                                                                                                                                                                                                                                                                                                                                                                   Discover the value of
                                     Saskatchewan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           your Travel plan.
                                                                                                                                                                   Similar	travel	plans	can	cost	over	$500.	Visit	www.ihaveaplan.ca/travel	to	compare.
                                                                                                                                                                                                                                                                                                               already Covered by another plan?                                                         Use	Your	Pay-Direct	Card	
                                                                                                                                                                                                                                                                                                               Weigh	the	Costs	and	Benefits                                                             for	Prescription	Drugs
                                                                                                                                                                                                                                                                                                               Your student health & Dental plan may provide better value:                              by presenting the pay Direct Card with your valid student ID card, you can fill
                                                                                                                                                                                                                                                                                                                                                                                                        your prescriptions at most Canadian pharmacies. The pharmacist will be able to                                                                                      Almost	Unstoppable
                                     everything You need to Know                                                                                                   Your policy Year & Fee                                                               Cover the ones you love. See
                                                                                                                                                                                                                                                                                                                                                                                                        process the claim immediately, so you won’t have to pay the full amount up front
                                                                                                                                                                                                                                                                                                                                                                                                        and wait to be reimbursed.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Coverage for accidents
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            and everyday things.
                                                                                                                                                                                                                                                                                                                   • being enrolled as a dependant      • Most plans also have limited
                                     www.ihaveaplan.ca	                                                                                                            62¢	per	Day                                                                          ‘Enrolment’ on the other side.
                                                                                                                                                                                                                                                                                                                   in a parent or spouse’s employee     vision coverage and don’t cover                 Use of this card authorizes the following to collect, use, and disclose information for the purposes of
THINGS	YOU	SHOUlD	KNOW




                                                                                                                                                                                                                                                                                                                   benefit plan usually requires your   vaccinations which may be                       underwriting, administration, audit, paying claims, and patient safety: Sun life assurance Company of
                                                                                                                                                                   If you are automatically enrolled, the cost of the plan is part of your student fees.                                                                                                                                                Canada (Sun life), studentcare.net/works, any person or organization who has relevant personal information
                                       • Get complete coverage details                                                                                                                                                                                                                                             family member to pay additional      mandatory for your academic                     about me, my spouse, or dependants including: the pharmacy through which this card is used, health-care
                                                                                                                                                                   You’re responsible for verifying if you are automatically covered by checking your                                                              costs to have you covered.           program.                                        practitioners, institutions, investigative agencies and insurers, and any person performing services for Sun life.
                                       • Find a network member                                                                                                     tuition statement or by visiting	www.ihaveaplan.ca.                                                                                                                                                                                  If I am a spouse or a dependant, my claims information will be shared with the plan member for the purposes
                                                                                                                                                                                                                                                                                                                                                                                                        of claims payment and benefits management. To review Sun life’s privacy policy, visit www.sunlife.ca.                                                               Health-Care	Networks
                                       • Fill in claim forms electronically                                                                                                                                                                                                                                        • Coverage under most parents’       • You may want to check your                                                           Detach this section and use this card in conjunction with your student ID card.                                              how to save even
                                       • Change your coverage                                                                                                               Full-year	coverage:	$224.62	(Sept. 1, 2010 – aug. 31, 2011)                                                                            plans ceases once you are no         current coverage. by combining                                                                                                                                                                                      more on your
                                                                                                                                                                            The breakdown is $135.60 for health and $89.02 for Dental coverage.                                                                    longer a full-time student or when   both plans, you can maximize your                                                                                                                                                                                   health-care costs.
                                       • request assistance and answers to your questions.                                                                                                                                                                                                                         you turn 26.                         overall coverage—up to 100%—
                                                                                                                                                                                                                                                                                                                                                                                                                                                USSU                                                 Sun	life	Assurance	
                                                                                                                                                                                                                                                                                                                                                        and eliminate out-of-pocket costs!                                                                                                           Company	of	Canada
                                                                                                                                                                                                                                                                                                                                                                                                                                                healTh & DenTal plan
                                                                                                                                                                                      USSU health & Dental plan: $224.62                                                                                           • Most private plans offer limited                                                                                           pay-Direct Card
                                                                                                                                                                  COMPARE




                                     OUR	ENVIRONMENTAl	COMMITMENT	ON	PAPER                         every ton of rolland enviro 100 print paper used in place
                                                                                                   of virgin paper helps our environment in the following ways:                                                                                                                                                    to no travel coverage. Your          The Member Services Centre is                                                           Group number: 22258                                  Information for the pharmacist:
                                     This document contains 100% post-consumer fiber,                                                                                                                                                                                                                                                                                                                                                                                                                please access the «aSSUre» system and enter
                                     Certified ecologo, processed Chlorine Free and FSC recycled   »» Saves the equivalent of 17 mature trees                                                             employee plan *: $619.00                                                                                 student plan covers you for          there to assist you. Give us a call at                                                                                                       in the following information: Carrier no 16,
                                     Manufactured using biogas energy                              »» reduces solid wastes by 490 kg                                                                                                                                                                               120 days per trip and includes       (306) 933-0093 / 1 877 795-4428                                                                                                              group number 022258, student ID number:        There are even more videos online at
                                                                                                   »» reduces the quantity of water used by 46,352 litres


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    www.ihaveaplan.ca
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     00 (8-digit student ID number) 01
                                                                                                   »» reduces air emissions by 1,076 kg                                                                        private plan *: $906.00                                                                             coverage for trip cancellation and   if you would like more information
                                                                                                   »» reduces natural gas consumption by 70 m3 by
                                                                                                      using biogas                                                                                                                                                                                                 trip interruption. Similar travel    on combining plans.                             Detach	&	
                                                                                                                                                                              * This comparison comes from research conducted by studentcare.net/works and represents the average cost for equivalent plans.
                                                                                                                                                                                                                                                                                                                   plans can cost over $500.
                                                                                                                                                                                                                                                                                                                                                                                                        Keep	Your	
                                                                                                                                                                                                                                                                                                                                                                                                        Pay-Direct	Card	                                                                            ihaveaplan.ca
                                                                                                               need help ?	www.ihaveaplan.ca                                                                                                                          need help ?	www.ihaveaplan.ca                                                                     need help ?	www.ihaveaplan.ca

				
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