CHAnGE OF COVERAGE Visit www.ihaveaplan.ca A WORD FROM YOUR STUDEnT UnIOn PROVIDER nETWORKS SAVInG YOU EVEn MORE MOnEY
and follow the
on-screen instructions 2010/2011
for enrolments or opt outs.
Enrolment Welcome to Your Plan! You’re covered for the insured portion of your Plan regardless of the
health practitioner you choose. By consulting a Network member,
you will get additional coverage.
Langara Students’ Union
The LSU Health & Dental Plan gives you the option to enrol your To help students pay for the health services they need, a collective health and dental Find a Health Practitioner at www.ihaveaplan.ca
family (spouse and/or dependants). Certain categories of plan has been put in place by your student union. This group Plan is unique in that it VISIOn nETWORK
students may also enrol themselves. For details on eligibility, helps fill the gaps in provincial health care, while offering coverage that is often
visit www.ihaveaplan.ca. Enrolments must be completed during 3-5 times less expensive than other plans. The coverage includes health, Up to 70% Off Contact Lenses and Designer Glasses
the Change-of-Coverage Period. dental, vision, and travel benefits. It covers the unexpected and provides you with Clearly Contacts is Canada’s largest online retailer of contact lenses and eyeglasses,
preventive care services to keep you in good health. offering up to 70% off traditional retail prices. As a Health Plan member, you can
Coverage for You and Your Family
enrolment Period for Fall semester
students: Sept. 3 – 24, 2010
Full-year fee for family
(spouse + unlimited number of
Since its inception, the Plan has saved its members millions of dollars and has
helped tens of thousands of students.
benefit from an additional 10% off selling prices—just visit www.clearlycontacts.ca
and enter coupon code STUDEnTVISIOn at checkout. Health & Dental Plan
(full-year coverage) children): $499.95 As a student who is registered full-time in the Fall semester at Langara College
Up to $150 for Prescription Eyeglasses
and as a member of the Langara Students’ Union (LSU), you’re automatically When visiting an optometrist or an optician who is part of the Vision Network, you save
Full-year fee for full-time students enrolment Period for new Winter covered by the LSU Health & Dental Plan. at least 30% on prescription eyeglasses. By combining these savings with your Plan’s
insured coverage of $75 for eyeglasses, you can save up to $150. Vision Network
eligible to enrol: $199.98 semester students only:
Jan. 3 – 18, 2011 To minimize paper use and its impact on the environment, this document members also offer savings on the cost of eye exams and contact lenses.
Full-year fee for part-time students (Winter coverage is pro-rated for provides a basic outline of the coverage available to you through your student
Up to $300 in Coverage for Laser Eye Surgery
eligible to enrol: $299.97 8 months. Fees are available on the
website under the Coverage menu)
Plan. A complete list of benefits and details is available at www.ihaveaplan.ca.
LASIK MD, a leading provider of laser eye surgery, offers an additional $150 off laser on the Benefits of Your
Stay Connected Full-year fee for spouse/partner or
one child: $299.97
Best of luck for a safe and healthy year. eye surgery, so that Health Plan members can get double the coverage, up to $300.
Student Health Program
It’s Your Plan Opt Out
Langara Students’ Union, Health and Dental Committee DEnTAL nETWORK
80% to 100% in Dental Coverage
If you’re already covered by an equivalent health and/or dental plan Your Plan covers 60% to 80% of your dental costs and by visiting a Network dentist,
Go online to find out (such as a parent or spouse’s employee benefit plan), you can opt out you will receive an additional 20% off regular dental services, enabling you to get up to
100% coverage. Most Network dentists also offer the pay-direct service.
more about your Plan. at www.ihaveaplan.ca and receive a cheque for the amount of the Plan.
However, please note that your student Plan provides certain benefits
not available through other insurance plans, such as vaccinations,
vision, and travel. You can’t opt out if you’re only covered by MSP.
Your Health & Dental Plan HEALTH-CARE nETWORKS ihaveaplan.ca
• Deadlines for submitting claims
Opt outs must be completed during the Change-of-Coverage Period. at a Glance By combining your Plan’s insured coverage of $30 per visit for health practitioners with
• Instructions on how to claim the savings offered by Health-Care Network members, you will pay no more than:
Change-of-Coverage Period Group name: LSU Health & Dental Plan
Group number (Health & Dental Benefits): 50142 Physiotherapy network
• Plan coverage details
Sept. 3 – 24, 2010 Insurance Company (Health & Dental Benefits): Sun Life Assurance Company $5 for the initial assessment and for subsequent visits
• Links to important documents, such as claim Detach this section and use this card in conjunction with your student ID card.
of Canada (Sun Life)
forms and your travel health passport Group number (Travel Benefits): 7488 Chiropractic network
Insurance Company (Travel Benefits): Blue Cross
• Network offers to save you even more For Information: www.ihaveaplan.ca or 1 866 369-8796 $5 for the initial assessment and $0 for subsequent visits
money on health-care costs! 1134 St. Catherine Street West
Change-of-Coverage Period: Massage Therapy network
Montreal, Quebec H3B 1H4 opt outs and enrolments for Fall semester students Sept. 3 – 24, 2010
1 866 369-8796 If you’re covered, use this card enrolments for new Winter semester students only Jan. 3 – 18, 2011 Approximately $4 for a 30-minute treatment and $32 for a 60-minute treatment
in conjunction with your student ID card.
Learn more at nOTE: This document is intended as a basic explanation of the benefits available to you through
the LSU Health & Dental Plan. It summarizes the important features of your group plan and does not,
www.ihaveaplan.ca ihaveaplan.ca Detach &
in itself, constitute a contract. In accordance with our commitment to sustainability, this document may
not be printed and mailed in future years. For more information, visit www.ihaveaplan.ca.
1134 St. Catherine Street West, Suite 700
Montreal, Quebec H3B 1H4
Pay-Direct Card Toll-free: 1 866 369-8796 ihaveaplan.ca
Student’s signature Need Help ? www.ihaveaplan.ca
HEALTH COVERAGE TRAVEL COVERAGE VISIOn COVERAGE DEnTAL COVERAGE
More Than $10,000 in 120 Days per Trip Up to $275 in Up to $750 in A Plan Designed
YOUR HEALTH & DEnTAL PLAn COVERAGE
Health-Care Coverage and up to $5,000,000 Vision Coverage Dental Coverage for Students
With this collective approach to health care, health benefits and
services are more accessible and more affordable so that you can
You are covered for up to 120 days per trip and up to a maximum of
$5,000,000 per incident. Travel health coverage includes hospital,
Your Plan covers the cost of eye exams, new or replacement
eyeglasses or contact lenses, and laser eye surgery. You can also
You have access to preventive care with a plan that offers $750
coverage for dental visits per policy year. Your Plan covers 60%
get the treatment you need. physician, and other services for emergency treatment of an injury get additional coverage through the Studentcare Vision network. to 80% of your dental costs. You can also get additional coverage Visit www.ihaveaplan.ca and watch the online
or illness while travelling outside of the province in which you reside through the Studentcare Dental network. videos to learn more about how you can make the
Prescription drugs: 90% • Visits to registered dieticians (including international travel). Please note that travel health coverage $50 per 2 policy years for eye exams most out of your Plan.
and massage therapists require does not apply to international students travelling to their home country. Insured Dental Network Total
Vaccinations: prescription a referral by an MD $75 per 24 months for new or replacement eyeglasses Portion Savings Coverage
vaccinations listed in the BC Fair Trip cancellation: up to $1,500 for 120 days after the end of their exchange or contact lenses
PharmaCare Plan Formulary are For a list of health practitioners per trip for pre-paid, non-refundable or internship as long as they remain covered Preventive Services Watch the online videos.
covered at 90%. Non-prescription covered by the Plan, visit trip expenses in case of a medical for the applicable policy years. You must $150 per policy year for laser eye surgery recall exams, cleanings, 80% 20% 100%
extraction of impacted teeth
vaccinations are covered at 90%, www.ihaveaplan.ca. emergency. notify studentcare.net/works before
up to $150 per policy year. leaving on an exchange. Basic Services My Privacy. My Plan.
Other health benefits: Trip interruption: up to $5,000 for fillings, oral surgery, endodontics
each trip you take during the policy Anywhere in the world: in addition (root canal), periodontics 60% 20% 80% Helps pay for health-care
Health practitioners Medical equipment, diagnostic (gum treatment) costs, while giving you
year in case of a medical emergency. to travel health coverage, your health
(physiotherapists, chiropractors, services, dental accident, complete control.
and dental benefits can be used Major Restorative
massage therapists, etc.): ambulance, home nurse, Exchange/internship students: 20% 20%
anywhere in the world. crowns, bridges, posts not Covered
• $30 per visit, $400 per category of tutorial benefit, and more... students who are leaving on a
practitioner per policy year recognized academic exchange or Before leaving: if you’re planning to
who are participating in an internship travel, download a Travel Information Visit www.ihaveaplan.ca for complete details.
next Stop: Dream Trip
• Visits to psychologists are covered up as part of their studies can benefit from Brochure at www.ihaveaplan.ca for Discover the value of
to a maximum of $300 per policy year travel health coverage for the duration complete details on benefits, coverage, your Travel Plan.
For a complete list of benefits and details, visit www.ihaveaplan.ca.
of the exchange or internship, as well
as for the first 120 days of their trip and
and telephone numbers for emergency
Already Covered by Another Plan? Use Your Pay-Direct Card
Similar travel plans can cost over $500. Visit www.ihaveaplan.ca/travel to compare.
Weigh the Costs and Benefits for Prescription Drugs
Your student Health & Dental Plan may provide better value: By presenting the Pay Direct Card with your valid student ID card, you can fill
your prescriptions at most Canadian pharmacies. The pharmacist will be able to Almost Unstoppable
everything You Need to Know Your Policy Year & Fee Cover the ones you love. See
process the claim immediately, so you won’t have to pay the full amount up front
and wait to be reimbursed.
Coverage for accidents
and everyday things.
• Being enrolled as a dependant • Most plans also have limited
www.ihaveaplan.ca 55¢ per Day ‘Enrolment’ on the other side.
in a parent or spouse’s employee vision coverage and don’t cover Use of this card authorizes the following to collect, use, and disclose information for the purposes of
THInGS YOU SHOULD KnOW
benefit plan usually requires your vaccinations, which may be underwriting, administration, audit, paying claims, and patient safety: Sun Life Assurance Company of
If you are automatically enrolled, the cost of the Plan is part of your student fees. Canada (Sun Life), studentcare.net/works, any person or organization who has relevant personal information
• Get complete coverage details family member to pay additional mandatory for your academic about me, my spouse, or dependants including: the pharmacy through which this card is used, health-care
You’re responsible for verifying if you are automatically covered by checking your costs to have you covered. program. practitioners, institutions, investigative agencies and insurers, and any person performing services for Sun Life.
• Find a Network member tuition statement or by visiting www.ihaveaplan.ca. If I am a spouse or a dependant, my claims information will be shared with the Plan member for the purposes
• Fill in claim forms electronically • Coverage under most parents’ • You may want to check your Detach this section and use this card in conjunction with your student ID card. How to save even
• Change your coverage Full-year coverage: $199.98 (Sept. 1, 2010 – Aug. 31, 2011) plans ceases once you are no current coverage. By combining more on your
The breakdown is $80.22 for Health and $119.76 for Dental coverage. longer a full-time student or both plans, you can maximize your health-care costs.
• request assistance and answers to your questions. when you turn 26. overall coverage—up to 100%—
LSU Sun Life Assurance
and eliminate out-of-pocket costs! Company of Canada
HeALTH & DeNTAL PLAN
LSU Health & Dental Plan: $199.98 • Most private plans offer limited Pay-Direct Card
OUR EnVIROnMEnTAL COMMITMEnT On PAPER every ton of rolland enviro 100 Print paper used in place
of virgin paper helps our environment in the following ways: to no travel coverage. Your The Member Services Centre is Group number: 50142 Information for the pharmacist:
This document contains 100% post-consumer fiber, Please access the «ASSUre» system and enter
Certified ecoLogo, Processed Chlorine Free and FSC recycled »» Saves the equivalent of 17 mature trees employee Plan *: $619.00 student Plan covers you for there to assist you. Give us a call in the following information: Carrier no 16,
Manufactured using biogas energy »» reduces solid wastes by 490 kg 120 days per trip and includes at 1 866 369-8796 if you would like group number 050142, student ID number: There are even more videos online at
»» reduces the quantity of water used by 46,352 litres
Private Plan *: $906.00
0 (9-digit student ID number) 01
»» reduces air emissions by 1,076 kg coverage for trip cancellation more information on combining plans.
»» reduces natural gas consumption by 70 m3 by
using biogas * This comparison comes from research conducted by studentcare.net/works and represents the average cost for equivalent plans.
and trip interruption. Similar Detach &
travel plans can cost over $500.
Pay-Direct Card ihaveaplan.ca
Need Help ? www.ihaveaplan.ca Need Help ? www.ihaveaplan.ca Need Help ? www.ihaveaplan.ca