Important Choices For Teen Drivers To Consider Most teenagers are excited and filled with anticipation about driving their own vehicle. This is a huge step towards independence and freedom. However, making the best choices about your insurance policy can help you to remain on the road in a safer and more affordable way. Learn more about the coverage every teen should think about before driving. Shopping for your first car is truly a memorable experience. While doing so, consider the amount of your car payment in addition to insurance premiums for making the best and most affordable choices. Teens might consider small, compact vehicles for getting lower premiums. By choosing an affordable car, you save money for not only insurance, but also for gas and maintenance. Some teenagers drive to school every day. Students with good grades can receive premium discounts for them. Your insurance company views students with higher grades as more responsible. Young drivers can take steps for lowering their premiums. Talking to a qualified agent can help you learn more. Most high schools offer driving courses for their students. However, if you do not participate, you can not receive the discounts on your coverage these courses provide. The completed certificate for a safe driver course is like money in your hand when it comes to your insurance premiums. Check with your company about the kinds of courses they approve of and are willing to accept. Maintaining a clean driving record is necessary to pay less for coverage. Always minding the traffic laws can help you to avoid serious accidents as well. The number of incidents on your driving record does have a big impact on how much you are charged for coverage. In the event you allow a friend to drive your car, you should always make sure that friend is a responsible and trustworthy driver. As long as that person has your consent, he or she is generally covered under your policy should an accident occur. However, consider the consequences of your premiums going up due to an accident you were not involved in. Young people of today certainly have tough choices ahead of them. While many of these of choices are hard to make, the ones you make for your insurance coverage are not. Be sure to check out the details in a teen auto insurance brochure about the kind of coverage you need. Talk to an agent about the various ways you can lower your costs for coverage as well. You can find tips on how to get auto insurance without drivers license in our teen auto ins brochure, right now.