How to Control Expenses While Keeping Up on Fashion?
Our world today is very much influenced by fashion and it changes so quickly that people don’t
even have the chance to change their wardrobe along with the ins and outs. What makes this
even more difficult are the prices. Being fashionably in is pricey and not everyone can afford it
all the time. Even with these situations, people still go for it. Good thing there are ways for you
to keep your expenses on the low while keeping up with today’s fads.
Know your limits- if you are going to use your credit card for shopping. Make sure you
know your limit before going out. Exceeding your card will also hurt your credit score and
creditreport. A smart way to stay below your limit is to keep a budget list. List down all
the things that you are planning to buy and compute everything ahead. That way you’ll
keep track of your expenses and enjoy shopping at the same time. It will also help if you
stay 20 or 30% below your credit limit.
Stick to the basics- choosing to buy the basics will help you stay within the fashion
craze no matter the changes. It will also help you save money in the long run. Opting to
choose fancy items that only suit the current trend will get you throwing it out after the
craze and buying a new one just to be up-to-date for the next one. Basic items such as
denim jeans and plain tops will be fresh no matter the next vogue is. Sticking to these
will help you save money because you don’t have to buy new items all the time.
Use cash every now and then- shopping doesn’t mean that you have to use your card
all the time. Use your card sparingly to prevent a pile up of credit debts on your card that
may result in missed payments. If you can pay in cash, then use it to stay within your
budget. A card can be very tempting to use because it may get you thinking that you can
shop infinitely and pay for it later.
Check out thrift stores-signature stores may offer some of the best clothing pieces but
the price can be very heavy. Thrift stores can offer the same pieces with a very low
price. You can save more than half of the price of a signature item with one that comes
from a thrift store.
Be wise and choose items that will work best for you. You can be fashionable while on budget.
Take your time in looking for items that will fit your budget.
Check your credit reports and credit score regularly and make good financial decisions. Keep
your credit score high and credit history good.