Opening bank or building society account

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					             Managing Debt




What do you mean by disabled?
What is debt?




What are the different sorts of loans?




How much does it cost to borrow money?




                               month
           year
As well as interest, what other charges will I
pay?




Where’s the best place to go for a loan?
How can I pay lower interest and charges on my
debts?
What happens if I am refused credit?
How can I get out of debt?




What are priority debts?


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What are non-priority debts?




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How should I talk to my creditors?
Should I use a debt management company?




How can I ensure that I get any additional
assistance I need arising from my impairment?




Where can I get impartial advice on managing
debt?
What sort of   ‘reasonable adjustments’ can a
lender make?
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What happens if I can’t pay my debts?
What if have a complaint about a lender?
Who else can help?
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