HOME EQUITY LINE by jolinmilioncherie


									                                                                                                                                                                                        THE WESTFIELD (N.J.) LEADER, THURSDAY, SEPTEMBER 22,1988                                                                          Page 13

                                                                                                                         Childbirth Classes Are                                                                                              Area College To Present
                                                                                                                        Scheduled at Muhlenberg                                                                                               "Battle of the Bands"
                                                                                              Childbirth classes will be held 18 and 25.                                                                                  The Student Government                                 pop music, to be held at 7 p.m.
                                                                                            in October at Muhlenberg               Lamaze classes wiil be divided                                                       Association at Union County Col-                         Saturday, October 1 in the Cran-
                                                                                            Regional Medical Center on Park among three days, Monday,                                                                   lege will conduct a "Battle of the                       ford Camous gymnasium.
                                                                                            Avenue and Randolph Road in Tuesday and Wednesday. The                                                                      Bands" concert featuring four                              Each band will play for one
                                                                                            Plainfield.                        Monday sessions will be held on                                                          local bands playing a variety of                         hour and will include such
                                                                                              The classes are part of the Oct. 3, io, 17,24 and 31. The Tues-                                                           music for their audience's listen-                       popular groups as EZ Access,
                                                                                            Family Link Services offered at day dates are 4, 11, 18, 25 and                                                             ing pleasure.                                            Mother's Hubbard Cupboard,
                                                                                            the medical center. Family Link Nov. 1. Wednesday sessions will                                                               A limited $1,000 seats are                             and Pierce. •
                                                                                            is a package of prenatal to be held on the 5th, 12th, 19th, 2£th                                                            available for the concert, which                           Those interested in further in-
                                                                                            pediatric programs that en- and Nov. 2nd.                                                                                   will offer both heavy metal and                          formation may call 709-7074.
                                                                                            courage the "whole family" con-
                                                                                            cept in maternal and child health     On Wednesdays Oct. 5 and 12,
                                                                                              Other features
                                                                                                                               delivery by Caesarean Section
                                                                                                                      include will be discussed. A class on
                                                                                                                                                                                                                                     CARE to Sponsor Program on
                                                                                            obstetric service, sibling orient- breastfeeding will be held Thurs-
                                                                                            ation, grandparent visitation, day, Oct. 27. And a refresher                                                                               Self-esteem Improvement
                                                                                            new mothers assistance and VIP course will be held on Oct. 20 and
                                                                                            dinners for the new parents.       27.                                                                                        Programs on improving self-      "The Child Next Door," a pro-
                                                                                              Pregnancy classes will be con- Times vary for the programs.                                                               esteem and child abuse are gram dealing with child abuse,
                                                                                            ducted Oct. 3, 10 and 17 with in- For more information in-                                                                  among several topics for thewill be presented by Sgt. Michael
                                                                                            fant care scheduled for Oct. 4,11, dividuals may call 668-23153.                                                            Lunch and Learn lecture series Bussiculo of the Union County
                                                                                                                                                                                                                        sponsored by Union County Col- Prosecutor's Office from 12:15 to
                                                                                                                                                                                                                        lege's Center for Adults Re- 1:15 p.m. on Tuesday, Oct. 4 in
                                                                                                                                                                                                                        turning to Education (C.A.R.E.). the Union County Room of the
   Ayako Ishibashi came from Japan this summer to visit the Jack                                                         Four Non-credit Courses                                                                        The public is invited to attend. MacKay Library. It is estimated
   Bilman family in Westfield. She had lived here 13 years ago with her
                                                                                                                                                                                                                          Prof. Judith Mayer of the Col- that yearly one milliion children
   family. Ayako hopes to return to the United States soon to study
   science at a university. While here she was the winner of a daily
                                                                                                                         Offered at Local College                                                                       lege's English/Fine Arts/- are abused of which some 2,000
   drawing at South Avenue Seafood in Westfield. Pictured in the photo     A series of four, non-credit from 7 to 9 p.m. on Tuesday, Oct.                                                                               Modern Languages Department die of their injuries.
   ore Mike Diana, owner of South Avenue Seafood,and his son Darin courses will be offered by the 4.                                                                                                                    wiil discuss "Feeling Good About
   handing Ayako the platter of shrimp she won.                         Union County College Depart-         Learning to listen effectively is                                                                          Yourself" in a program to be Other upcoming events spon-
                                                                        ment of Continuing Education, the goal of "Speak Up — I Have a                                                                                  held from 12:15 to 1:15 p.m. on sored by C.A.R.E. include free
                                                                        designed to prepare students to Banana in My Ear." The class                                                                                    Tuesday, Sept. 27 in L-3 of the blood pressure screening from
                                                                        be more effective com- will be held from 7 to 9 p.m. on                                                                                         MacKay Library, Cranford Cam- 12:15 to 1:15 p.m. on Wednesday
             Garden Club of Westfield                                   municators.                        Tuesday, October 11.                                                                                         pus. The lecture is intended to and Thursday, Oct, 12 and 13, in
                                                                                                                                                                                                                        help build self-confidence by L-3 and L-4 of the library, and a
                                                                          Prof. Susan Stock of Westfield,    "A Way With Words" is design-
             To Hold Joint Workshop                                     coordinator of the College's ed to help students carefully
                                                                                                                                                                                                                        helping participants recognize free legal clinic to be held on
                                                                                                                                                                                                                        their strong points and promote Tuesday, Nov. 1, also in L-3.
                                                                        Liberal Arts/Communications select the words they want to say                                                                                   self-acceptance among others
     The Garden Club of Westfield, season on Sept. 27 at 9:30 a.m. in Program, will teach the courses, to convey a particular message.                                                                                                                     For further information, in-
   along with Mountainside Garden the Library Meeting Room of the entitled, "Speaking With Clout;" It will be held from 7 to 9 p.m. on                                                                                  who may feel similarly.          dividuals may call 709-7143.
   Club, will hold its first Myra J. Mountainside Free Public "Speak Up • I Have a Banana in Tuesday, Oct. 18.
   Brooks-Joint Workshop of the Library, Watchung Avenue, My E a r ; ' " 'A Way with Words;''                "Winning Isn't Everything,
                                     Mountainside.                      and "Winning Isn't Everything, But..." is a course designed to
                                       The Workshop, which is entitl- But..."                              help participants resolve conflict
                                     ed "Tussie Mussie - The Students may sign up for all creatively. Although conflict is
                                     Fragrant Bouquet", will be four workshops at a cost of $32 or inevitable in all human relation-
                                     presented by Irene Conti, of the individual sessions for $10 each. ships, students can learn to make
                                     GreenThumb Garden Club of                                             even the loser's side be a winner.
                                     Cranford, who will teach the All classes will be held on the It will be held from 7 to 9 p.m. on
                                     Garden Club members the art of Cranford Campus.
                                     making Tussie Mussies. Guests        " S p e a k i n g With Clout" is Tuesday, Oct. 25.
                                     are always welcomed to observe.    intended to help those who fear      Those interested in further in-
                                                                        public speaking. It will be held formation may call 709-7601.
                                       Officers of The Garden Club of
                                     Westfield for 1988-1969 took over
                                     their duties at the first meeting
                                     held Sept. 13 at St. Paul's
                                                                                                                      "Golden Age of Broadway'
                                     Episcopal Church. They are as
                                     follows: President, Mrs. Ray-
                                                                                                                       Will Benefit Make-A-Wish
                                     mond E. Paul; First Vice Presi-      The Make-A-Wish Foundation includes cake and coffee.
                                     dent, Mrs. Daniel J. Gibson; Se- of New Jersey will be hosting          The money raised from this
                                     cond Vice President, Mrs. Dewey "The Golden Age of Broadway," performance will be used to
                                     Rainville; Recording Secretary, a selection from the best: of the grant the fondest wish of a child
                                     Mrs. Hazen L. Short; Correspon- Broadway musical theatre scene with a life-threatening illness.
                                     ding Secretary, Mrs. George M. as sung by Bel Musica (Florence                                                                                                                     Georgia Cerakaris of Union and Kailiopi Stravrakis of Roselle are
                                     Rounds; Treasurer, Mrs. George Lazzeri, Don Sheasley, and I>en- ;"For ticket information in-                                                                                       ready to dance at the Greek Festival at St. Demetrios Greek Or-
        Photo by Llnz Photographers W. Gross, Members-at-Large, nis Hyams as accompanist)' on dividuals may call Karen Drzik                                                                                            thodox Church, 721 Rahway Ave., Union. The Festival is scheduled
     The Westfield         Women's Mrs. Thomas D. Crittenden, Mrs. Saturday, Sept. 24, 8 p.m., at Ho- (862-9349), Susan Mecca                                                                                           for Friday, Saturday, and Sunday the 23, 24, and 25 of this month. For
   Republican Club will hold an Winthrope C. Smith and Mrs.ly Trinity Lutheran Church,"S(W"?.f233-2525)) or the foundation
                                                                                            1- _   m    •   t i . .   » __Ji__   . _ . .   J~*\     l    £ _ ..
                                                                                                                                                                                                                        further information on the festival individuals may call either
   "Open House" meeting at theDonald Finter.                             Tucker Ave., Union. Ticket price [351-5055).                                                                                                   964-7957 or 381-3681.
   home of Jean Sawtelle, 920
   Highland Avenue, Westfield, on

   Tuesday, Sept. 27. The meeting

   will begin promptly at 12:30. The
  guest speaker will be Judith
  Hawkins, the wife of Peter
  Dawkins who is the candidate for
  the United States Senate seat
- from New Jersey.
     All interested persons are in-
  vited to attend this meeting to
  hear about this candidate.

       Help keep
                                                    HOME EQUITY LINE
                                             No Fees—No Application Fee
                                                       No Maintenance Fee
       America                               No Points
        looking                              Plus a Short Cut Application
         good.                               Open your account at Crestmont Federal today and be ready
                                             when you need funds for home Improvements, bill consolidation,
                                             tuition or any other purpose.
                                             Fixed Rate Home Equity Loans are also available—Interested?
      Cut Operating                          Call for details.
                                             If you would like any additional information, please call the toll-
      Costs Up To                            free number 1-800-624-1179. For fast application service, fill out
                                             this application and then call us toll-free at 1-800-752-9283. We
                                             have operators standing by to take your application from 9 a.m.

     50%!                                    to 9 p.m., 7 days a week.
                                             "The 6.9% Annual Percentage Rate is guaranteed for 90 days from your closing
                                             date. At the end ol that period, the rate will become 1.90% over the prime rate
                                             posted in the Wall Street Journal and can be adjusted on a monthly basis. This
                                             offer may be withdrawn at any time.
                                             This special 6.9% offer Is for new accounts only. We're sorry, but we cannot apply

  MCDOWELLS                                  this opening rate to existing Home Equity accounts. This loan should not be used
                                             as a bridge loan.
                                                                                  If you prefer, you may mail this application to:

                                        SHORT-CUT                                   Crestmont Federal Consumer Loan Department
                                                                                    2035 Lincoln Highway, Edison, NJ O 8 7
                                                                                  Please Include a recent pay stub and a mortgage statement show-
                                                                                                                                                                                          REAL ESTATE
                                                                                                                                                                                           ADDRESS OF PROPERTY FOR LOAN

                                        APPLICATION                               ing recent balance.
                                                                                                                                                                                           NAME OF MORTGAGE CO.

                                       PERSONAL                                                                                                                                            PURCHASE PRICE                              ESTIMATED VALUE                             MONTHLY
                                                                                                                                                                                                                                                                                   PAYMENTS , « , . „ « . „ ,
                                        LAST NAME                                                      FIRST                                                      INITIAL
                                                                                                                                                                                           S                                          S                                            s
                                                                                                                                                                                           MORTGAGE BALANCE                                                  CONVENTIONAL                                                  D
                                        PRESENT ADDRESS                                                                                                                                                                                                      ADJUSTABLE RATE
                                                                                                                                                                                           S                                                                                                                               •
                                                                                                                                                                                          List loans arid insialliPBnl debt include bank, auto and finance company loans arc) department store accounts. Also include a
                                        DATE OF BIRTH                   SOCIAL SECURITY                        HOME PHONE                               YEARS THERE                       and child support payments if qddiiionnl space is required, allach oddJi oral sneeis

                                                                                                                                                                                           TO WHOM INDEBTED                                                                         MONTHLY                     PRESENT
                                                                                                                                                                                                                                                                                    PAYMENT                     BALANCE
                                        PREVIOUS ADDRESS

                                       EMPLOYMENT                                                                                                                                          2
                                        EMPLOYER NAME AND ADDRESS                                       POSITION                                  PHONE NO                      YEARS

                                        PREVIOUS EMPLOYER—NAME ANO ADDRESS                                                                                                  YEARS
                                                                                                                                                                            THERE          5. Havo you evar transacted any business in any other                    Y E SQ         II yes. attach additional sheel
                                                                                                                                                                                                                                                                                   s olm
                                                                                                                                                                                           name, had any judgement, attachments, garnishments,                       NO O           '    9 name, judgements,
                                                                                                                                                                                           or other legal proceedings against you?                                                 attachments, garnishments, etc.
                                        APPLICANTS SALARY                          CO-APPLICANTS SALARY                                     BONUS* COMMISSION                             IF YOU ARE APPLYING FOR A SINGLE SIGN ACCOUNT,                                            YOU NEED NOT                COMPLETE
                                                                                   $                                                                                                      THIS SECTION. CO-APPLICANT    INFORMATION.
      We Servico All Makes              OTHEH INCOME [Slate Source)                RENTAL INCOME                                           ANNUAL INCOME                                  LAST NAME                          FIRST                        NITIAL      DATE OFOinTH                 SOCIAL 5ECURITYI

  MCDOWELLS                            Hol«: Alimony. child support and separate maintenance paymenls reed not bo revealed unless you WPSH ID rely on such Income In
                                       applying credit Ityouaro relying on alimony, child support or separate maintenance paymrnts Iron a spouse ase basis, tor repayment

                                                                                                                                                                                          EMPLOYER NAME AND ADORESS                                                                  POSITION
                                                                                                                                                                                                                                                                                              HOME PHONE NO

                                                                                                                                                                                                                                                                                                                YEARS THERE
                                       of the credit you are applying lor, be sum [o complete ine otnar incomo section below                                                                                                                               PHONE NO
       450 North Ave.
          Westfield                   APPLICANT SIGNATURE                                                                                                    — DATE .                     PREVIOUS EMPLOYER                                                                          PHONE NO                   YEARS THERE

                                       CO-APPLICANT SIGNATURE ._                                                                                             — DATE.


To top