COMMUNITY BANK SPECIALISTS
I nv es t in g a n d L e n d in g
Op po rt u n t ie s For Ou r Time s
COMMUNITY BANK SPECIALISTS
ABOUT NORTHLAND NETWORKS, INC.
Northland Networks, Inc. and its affiliates bring together developers
and municipalities with lenders and investors. Taxable and tax exempt
financing has been completed in twenty-eight states, providing
diverse lending and investing opportunities to community bankers.
COMMUNITY DEVELOPMENT LOAN PARTICIPATIONS
PARTNERSHIPS • Northland loan participations allow lenders to
• Through its affiliates, Northland is able to combine diversify their portfolios and minimize credit risk
expertise in municipal bond underwriting with a exposure by industry and region.
specialization in commercial loan placement. • Lenders are able to serve their clients beyond the
• Project feasibility can frequently be achieved normal lending limit, by working with Northland to
through some combination of taxable and tax place over lines with other lenders.
• Working with a specialist in tax exempt INVESTMENT SECURITIES
underwriting and commercial loan placement • Bank qualified municipal bonds.
offers the client maximum flexibility in • Government and agency securities.
financing options. • Mortgage backed securities.
• Corporate bonds.
$886,170 $32,315,110 $15,075,000 $26,300,000
Senior Secured Loan – Senior Secured Secured Note – Line of First Mortgage CCRC
Fire Truck Refinancing Loan – Credit – Slot Machines Chaparral Winds
PDS Special Purpose II Slot Machines PDS Gaming Corporation Scottsdale, AZ
& Mohegan Tribe PDS Special Purpose II & Las Vegas, NV
Uncasville, CT Seminole Tribe of Florida
Seminole Casinos– FL
$4,166,000 $2,585,000 $5,000,000 $3,000,000
First Mortgage First Deed of Trust Note Taxable Bridge Loan Private Placement Tax
Construction & Refinancing Northern Idaho Exempt Note
Mini-Perm Note Housing Authority Rehabilitation Hospital Arizona Baptist
Newton Lodge of Yamhill County Post Falls, ID Retirement Centers
& Suites, LLC Yamhill, OR Phoeniz, AZ
This is published as matter of record only. These transactions have not been registered under the Securities Act of 1933, or under
any state laws, nor has the Securities and Exchange Commission passed upon the accuracy or adequacy of this material.
LOAN PLACEMENT NETWORK
PARTNERING WITH COMMUNITY BANKS
THE MEMBER BANKS EXPECT
LENDING PROJECTS AND APPRECIATE THAT:
FOR OUR TIMES
• Northland keeps abreast of the bank credit
• Valuable Collateral market and structures loan products to
• Recession Resistant Industries fit market parameters
• Positive Cash Flows
• $685 Million in Financing • A selection of floating, variable and fixed-rate
• 132 Projects loans are offered to assist them in their asset-
• 28 States liability management
• Loan Servicing Available
• The ‘Offering Book’ for each loan transaction
provides information, analysis, and support
documents necessary for the Member Banks to
complete their own independent review of the
THE NETWORK ADVANTAGE
loan transaction and to make an informed
The Northland ‘Loan Placement Network’ is designed credit decision
to assist Community Banks to:
• Northland’s Investment Executives are
• Face the challenges of consolidation within the knowledgeable in the area of offering
banking industry commercial loans to financial institutions
• Satisfy customers’ growing credit needs that and take the time to understand the ‘Internal
exceed lending limits, while maintaining the Investment Guidelines’ of each Member Bank
• Increase efficiency by reducing loan origination • Northland works with highly competent
and administration costs and professional legal counsel, along with the
• Diversify and minimize credit risk and exposure Lead Lender, to carefully document each loan
by industry and region transaction
• Maintain asset quality and enhance portfolio yield
• Increase access to a broader capital market • For each loan, the Member Bank, as a
• Supplement periods of limited local loan demand participant, receives its own complete loan/
credit file, including closing documents
HOW THE NETWORK WORKS
The ‘Network’ is a unique partnership between
Northland and Community Banks. Member Banks
receive regular notification, and detailed informa- For more information call 800-851-2920
tion upon request, on available commercial loans.
After sufficient due diligence and independent cred-
it qualification, Member Banks select the loans and
Seth N. Kahn
participation amounts that match their needs. 612-851-5956
The loans offered are underwritten and struc-
tured by seasoned professionals who understand David Barnes 612-851-5980
bank credit analysis and risk assessment. Each
loan is presented to the Northland ‘Credit Review
Committee’ before it can be offered to the Member
SETH N. KAHN DAVID H. BARNES
Executive Vice President, Commercial Vice President, Commercial Finance
Finance (612) 851-5980
(612) 851-5956 email@example.com
David has been in the Investment Business
Seth brings over twenty-five years of industry for eleven years. For the last nine years,
experience to his banking clients throughout his expertise has been Institutional Sales in
the United States. His particular expertise is the Commercial Real Estate area. He holds
in commercial lending and securities portfolio a Series 7 & 63 Securities License. David
investments. He has done graduate work attended the University of Minnesota where he was a three-year
at the University of St. Thomas and received a Bachelor of Science varsity letter winner in tennis. His interests include golf, cross
Degree in Accounting and Finance at Northern State University in country skiing, swimming, reading and classical music. He has
Aberdeen, South Dakota. While at Northern State University, he three adult children, two grandchildren, and resides in Excelsior,
played Center Linebacker for the Northern State Wolves. He makes Minnesota.
his home in Medina, Minnesota, with his wife, Jan, and their
Registered Sales Assistant
ANDREW K. MERRY (612) 851-4916
Senior Vice President, Loan Originations firstname.lastname@example.org
Teresa has 6 years of experience in loan
syndications. Her organizational skills and
Andrew is a career investment banker with ability to handle multiple tasks make her a
more than thirty years of municipal and valuable member of the firm. Teresa also
corporate finance experience. At Northland, holds her Series 7 & 63 Securities Licenses.
Andy’s focus is on the origination and When business travel takes team members away from the office,
underwriting of commercial and real estate Teresa provides important continuity of service for loan clients and
loan products for distribution to the firm’s institutional clients. administrative support for investment clients.
Prior to joining Northland, he specialized in a variety of complex
transactions in the areas of commercial real estate, health care,
industry and energy. He is a graduate of Hamline University with a
Bachelor of Arts in English.
• Northland Capital Holdings, Inc, the parent company,
has three subsidiaries — Northland Networks, Inc.,
Northland Securities was the Northland Trust Services, Inc., and Northland
Securities, Inc. (Member FINRA and SIPC)
top underwriter of Minnesota
• Headquartered in Minneapolis, and with offices in 5
bank qualified bonds in states Northland has approximately 160 employees,
39 of whom are shareholders of the company.
2007, 2008, 2009 and 2010.
• In October of 2004, Mr. Glen Taylor, well known
*Source Thomson Minnesota business leader and owner of the Minnesota
Timberwolves, became an investor in Northland
Capital Holdings, Inc. and a member of the Board of
• Northland has over 6,000 individual client accounts,
and does business with over 300 community banks.
• The firm has underwritten approximately $9 billion of
800-851-4355 • 612-851-5900 investment securities and loans.
45 South 7th Street, Suite 2000, Minneapolis, MN 55402
ASL 11-219 09/11