COMMUNITY AREA KENWOOD by jolinmilioncherie

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									                           COMMUNITY AREA 39 KENWOOD

HOUSING DATA
                                                                    Number
Mortgageable Single-Family Properties (estimated 2000)                 3,030
[Includes single-family structures (1-4 units) and condos (owner-occupied units in buildings with 5+ units)]
                                                                     Number                              Percent
Owner-Occupied Units                                                      2,617                             26%
Renter-Occupied Units                                                     6,318                                63%
Vacant                                                                    1,039                                10%
Total (2000 Census Data)                                                  9,974                           100%

MEDIAN FAMILY INCOME                    (2000 Census Data)                                               $43,554

TOTAL HOUSING LENDING                                               Total Number                 Total Dollar
                                                                      of Loans                  Amount ($1,000)
Banks, S+Ls, Bank-Owned Mortgage Companies                                 484                          $117,331
Independent Mortgage Companies                                             167                           $35,853
Total                                                                      651                          $153,184


LOANS BY INCOME OF APPLICANT
                            $1-37,000         $38-60,000       $61-90,000           $91,000+         Unreported
 Number of Loans                 36              131                186               305                40

LOANS BY RACE
                                  Number of                   Loans Originated              Applications Denied
Race                              Applications               Number     Percent             Number      Percent
Asian                                    48                    29           60.4%                7         14.6%
Black                                   635                   334           52.6%              166         26.1%
Hispanic                                 13                    11           84.6%                1             7.7%
White                                   265                   183           69.1%               31         11.7%
Other                                    19                     9           47.4%                5         26.3%
Unreported                              324                   132           40.7%               82         25.3%
Total                                 1,304                   698           53.5%              292         22.4%


LENDING OVER SIX YEARS (Originations)
                                                                                                  Change
Loan Type                1997         1998       1999        2000     2001          2002         1996-2001
Conventional Purchase      109        139         182         249         291       239              119.3%
VA/FHA Purchase             11           7          5           5           9         0              -100.0%
Refinance                  128        235
                                      235        197          129         295       420              228.1%
Home Improvement            42          66         63          25          21        22               -47.6%
Multi-Family                 7          13         11          14          11        17              142.9%
Total Loans                297        460        458          422         627       698              135.0%
                                          CHICAGO COMMUNITY AREA LENDING PROFILES
                         FOR THE MOST ACTIVE BANKS, SAVINGS & LOANS, AND MORTGAGE COMPANIES (2002)

                                                      AREA: 39 KENWOOD

––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––        ––––––––––––––––––––––––––––––––––––––––––––––––
Top Home Purchase Lenders             VA/FHA           Conventional         Top Refinance Lenders
Lender                             Loans $1,000        Loans $1,000         Lender                             Loans $1,000
––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––        ––––––––––––––––––––––––––––––––––––––––––––––––
AMERICAN FIDELITY MORTGAGE             0       0           2     670        AMERICAN HOME MORTGAGE CORP.           3     671
AMERICAN HOME MORTGAGE CORP.           0       0           3     177        AMERIQUEST MORTGAGE COMPANY           12   2,082
AMERIQUEST MORTGAGE COMPANY            0       0           5   1,309        BANK OF AMERICA, N.A.                 13   5,221
BANK OF AMERICA, N.A.                  0       0           1      35        BANK ONE, NA                          23   3,088
BANK ONE, NA                           0       0           3     463        BNC MORTGAGE, INC                      3     713
CENDANT MORTGAGE                       0       0          12   1,967        CENDANT MORTGAGE                       7     846
CHAPEL MORTGAGE CO.                    0       0           2   1,285        CHARTER ONE BANK                      11   2,800
CHARTER ONE BANK                       0       0           1      76        CHASE MANHATTAN MORTGAGE CORP         11   2,020
CHASE MANHATTAN BANK USA, NA           0       0           2      69        CITIBANK, FSB                         16   2,136
CHASE MANHATTAN MORTGAGE CORP          0       0           6   1,279        CITIMORTGAGE, INC.                     5   1,290
CHICAGO BANCORP                        0       0           5     609        COUNTRYWIDE HOME LOANS                11   2,117
CITIBANK, FSB                          0       0           7     698        E*TRADE BANK                           3     619
CITIMORTGAGE, INC.                     0       0           4     708        EMIGRANT MORTGAGE COMPANY              3   1,053
COUNTRYWIDE HOME LOANS                 0       0          15   2,682        FIELDSTONE MORTGAGE COMPANY            2     550
EMIGRANT MORTGAGE COMPANY              0       0           2   1,027        FIFTH THIRD MORTGAGE COMPANY           2     557
FIELDSTONE MORTGAGE COMPANY            0       0           3     302        FIRST FRANKLIN FINANCIAL CORP.         6   1,518
FIFTH THIRD MORTGAGE COMPANY           0       0           2     938        FIRST HORIZON HOME LOAN CORP.          3     530
FIRST FRANKLIN FINANCIAL CORP.         0       0           1      83        FIRST NLC FINANCIAL SERVICES           2     476
FIRST NLC FINANCIAL SERVICES           0       0           4     494        FLAGSTAR BANK                          7   1,352
FLAGSTAR BANK                          0       0           2     329        FREMONT INVESTMENT & LOAN              6   1,299
FREMONT INVESTMENT & LOAN              0       0           3     300        GMAC BANK                              2     834
GMAC BANK                              0       0           4     809        GMAC MORTGAGE                          5     501
GREENPOINT MORTGAGE FUNDING            0       0           1     360        GREENPOINT MORTGAGE FUNDING            7   2,987
HARRIS TRUST AND SAVINGS BANK          0       0           6   1,236        H & R BLOCK MORTGAGE CORP.             4   2,168
LASALLE BANK NA                        0       0          24   5,042        HARRIS TRUST AND SAVINGS BANK          5   1,184
LONG BEACH MORTGAGE CO                 0       0           4   1,284        LASALLE BANK NA                       22   3,895
MARKET STREET MORTGAGE CORP            0       0           2     239        LONG BEACH MORTGAGE CO                 7   1,931
MIDAMERICA BANK, F.S.B.                0       0           3     455        MERRILL LYNCH CREDIT CORP.             6   2,704
NATIONAL CITY MORTGAGE COMPANY         0       0           3     491        MIDAMERICA BANK, F.S.B.                8   2,795
OHIO SAVINGS BANK                      0       0           2     488        MORTGAGE LENDERS NETWORK USA           3     724
PARAGON HOME LENDING, LLC              0       0           2     553        NATIONAL CITY MORTGAGE COMPANY         3     584
PRINCIPAL RESIDENTIAL MTG,INC.         0       0           4     763        NATIONAL CITY MORTGAGE SERVICE         5     806
RBC MORTGAGE COMPANY                   0       0           7   1,928        NEW CENTURY MORTGAGE CORP.             3     913
REGENCY SAVINGS BANK                   0       0           2     218        OHIO SAVINGS BANK                      5     804
SEBRING CAPITAL PARTNERS, LP           0       0           2     105        OPTION ONE MORTGAGE CORP.              5     778
SHOREBANK                              0       0           3     308        PRINCIPAL RESIDENTIAL MTG,INC.         4     716
ST FRANCIS MORTGAGE CORP.              0       0           2     237        PROVIDENT BANK                         3     329
THE FIRST MORTGAGE CORPORATION         0       0           5     949        RBC MORTGAGE COMPANY                  13   2,798
THE NORTHEN TRUST COMPANY              0       0           5   1,911        RESIDENTIAL LOAN CENTERS OF AM         5   1,164
UNIVERSITY NATIONAL BANK               0       0           2     195        SHOREBANK                              3     448
WACHOVIA MORTGAGE                      0       0           2     257        THE NORTHEN TRUST COMPANY             15   3,499
WASHINGTON MUTUAL BANK, FA             0       0           7   1,137        UNIVERSITY NATIONAL BANK               2     139
WEBSTER BANK                           0       0           2     160        WASHINGTON MUTUAL BANK, FA            38   8,385
WELLS FARGO BANK, NA                   0       0           2     207        WELLS FARGO HOME MORTGAGE             15   3,677
WELLS FARGO HOME MORTGAGE              0       0          24   4,404        WORLD SAVINGS BANK                     3     629

––––––––––––––––––––––––––––––––––––––––––––––––                            ––––––––––––––––––––––––––––––––––––––––––––––––
Top Home Improvement Lenders                                                Top Multi–Family Lenders
Lender                             Loans $1,000                             Lender                             Loans $1,000
––––––––––––––––––––––––––––––––––––––––––––––––                            ––––––––––––––––––––––––––––––––––––––––––––––––
BANK ONE, NA                           1       8                            1ST SECURITY FEDERAL SAVINGS           1     168
CHICAGO PATROLMENS F.C.U.              2       8                            ALLEGIANCE COMMUNITY BANK              1     450
CITIBANK, FSB                          1      30                            CITIBANK, FSB                          1     800
FLEET NATIONAL BANK                    1      25                            FIRST DUPAGE BANK                      1   2,100
HARRIS TRUST AND SAVINGS BANK          1      25                            HARRIS TRUST AND SAVINGS BANK          1      70
ILLINOIS STATE POLICE FEDERAL          1      20                            HYDE PARK BANK                         2   2,180
NORTHVIEW BANK & TRUST                 2   1,000                            LASALLE BANK NA                        3   4,170
SOUTH CENTRAL BANK                     2      34                            PULLMAN BANK AND TRUST                 1     412
THE FIRST MORTGAGE CORPORATION         1      12                            SHOREBANK                              5   2,666
THE NORTHEN TRUST COMPANY              4      81                            THE NORTHEN TRUST COMPANY              1     353

								
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