THE Report Card Summer 2005
TC Chamber Names TBA Credit Union
Top 10 Finalist
The Traverse City Area
Large enough to serve you, small enough to care. Chamber of Commerce Small
Business Celebration's judges
recently announced their selec-
PRESIDENT'S MESSAGE tion of the Top 10 small busi-
“Money talks…mine always says goodbye!” That was the sticker on nesses in our community. TBA Credit Union was selected
the van in front of me as I waited in traffic on South Airport as a finalist for the 2005 Small Business of the Year Award.
Road. I thought about that for a minute and realized how true that
statement can be. Finalists were selected based on their commitment to
employees and the community as well as their philosophy
Just look at the cost of utilities, groceries, fuel, insurance, college,
taxes, daycare, etc., and you ask yourself, “Where does that leave
on customer service. TBA was proud to be in the company
me on the proverbial rainy day? What can I do?” You can try of these finalists who collectively embodied vision,
paying yourself first. Systematically tuck a few dollars away by pay- technological advances, creativity, and innovation in the
roll deduction if you can and put it into that ‘rainy day’ fund. Grand Traverse region.
You’ve heard me say it before, “Out of sight, out of mind.” The
few dollars that you elect to have transferred into an account today
can add up to a lot of money for your future.
Best Personal Regards,
Enter To Win
Talk about an offer you can sink your teeth into!
Access to Complete Financial Solutions During TBA’s Grill, Gear, & Spa promotion, encourage a
with Just One Click friend or family member to join the credit union and earn
a chance to win one of three great prizes! Choose from a
It’s easy to connect with a full network of financial solutions.
Simply visit our Web site at www.tbacu.com and click on grill, gear or spa package worth $750!
My Financial Center. For every person you get to sign up as a new TBA
MEMBERS Financial Network is a comprehensive resource member, you are entered to win. The more you sign up,
that’s easy to use and available 24/7. It will help you plan the more chances you have to win!
your financial future and answer your financial questions. So what are you waiting for? Visit the Grill, Gear & Spa display
By using this tool, you can: at your nearest TBA office or see the insert for more details!
• Get auto insurance quotes and product details, buy
mutual funds, and update your CUNA Mutual Life
Insurance policies all online. Visa Special – 4.99% APR
• Research investments and trade stocks online through Summer Gasoline Purchases
two convenient systems.
• Track news, stocks and mutual funds. Use your TBA Visa Gold or Classic card until September 5,
• Use electronic calculators for planning and evaluating 2005, and enjoy 4.99% Annual Percentage Yield on all
your financial goals. gasoline purchases!
• Access a wide selection of educational financial articles. Whether you are driving to the east coast or filling the
For a complete range of information and help with our tank of your cabin cruiser, take advantage of this low rate.
financial directions and decisions, visit our Web site at No matter how long it takes you to pay it off, you will
www.tbacu.com or call us at 231-946-7090 for more never pay more than 4.99% APR on your summer gasoline
Representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc.
(CBSI), member NASD/SIPC, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866-512-6109. Insurance Don’t have a TBA Visa yet? No problem! Visit any of our
sold through licensed CUNA Mutual Life Insurance Company Representatives, and in New York, licensed
insurance representatives of other companies. Nondeposit investment products are not federally insured, convenient Traverse City offices for an application so you
involve investment risk, may lose value, and are not obligations of or guaranteed by the credit union.
CBSI is a registered broker/dealer in all fifty states of the United States of America. can start enjoying these cardholder benefits immediately!
www.tbacu.com 3033 Cedar Valley Dr. 924 East Eighth Street 537 Bay Street 746 Munson Ave.
231/946-7090 phone Traverse City, Michigan Traverse City, Michigan Traverse City, Michigan Traverse City, Michigan
800-678-0987 toll free 49684 49686 49684 49686
The Report Card
2005 Outstanding Educators
TBA COMMUNITY PARTICIPATION
• Outstanding Educator Awards
The TBA Credit Union was honored to sponsor for
the first time, the 21st Annual Chamber of
Commerce Outstanding Educator Awards.
• Junior Achievement
TBA inspires young people to focus and believe in
higher education, by dedicating staff time teaching Judy Bedard Inara Kurt James Pavelka
junior achievement classes at area schools. Carolyn Gauthier Kathleen Lau Sabin Team
Trish Hackett Nan Lewis Barb Simons
Judy Heffron Dr. Jayne Mohr Mary Somsel
TBA is once again proud to partner with the Grand
Sharon Jennings Deb Nelson Barb Vinocur
Traverse Bay Area Retired School Personnel and
Jim Wrede TBA-ISD Early Childhood Team
GTBA-MEA Retired School Personnel to offer
scholarships to students in the community.
Meet Your New Board Member - Steve Merten
• Teacher Appreciation Week
TBA teamed with MEEMIC Insurance to honor “A commitment to community
area educators by celebrating Teacher Appreciation and a commitment to quality”
Week. Representatives from TBA and Harvitt motivated Steve Merten to
Insurance visited local schools, sharing light join us as the newest member
refreshments and entering teachers into a drawing on TBA’s board of directors.
for a 27” TV. A Traverse City resident for the
past 13 years and a TBA
• Adopt a Highway member since 1999, Steve has
"always been impressed with
Friends and family recently joined staff in cleaning
the personalized customer service and the entrepre-
the debris along Lafranier Road. After a long
neurial spirit demonstrated by the TBA team."
winter, there was much
to be done and those A graduate of Saint Joseph’s University, Steve is a
who volunteered Principle, Vice President, and Commercial Insurance
eagerly spent the Sales Agent at Fawcett Dopke Agency. When he’s not
evening working to working, he is busy spending time with his wife, Nina,
keep our community and children Christopher, 13, and Cassidy, 6.
looking beautiful. Though Steve keeps busy with work and family, he is
• Big Brothers Big Sisters very involved in the community. He is an active mem-
A fun night was had by the staff who joined in the ber of the Traverse City Area Chamber of Commerce
bowl-a-thon to raise money and awareness for one serving on several Small Business Council committees
of the area's leading children’s organization. and has assisted Michigan Association of Insurance
Agents serving on the Strategic Alliance taskforce.
• TC Central Hall of Fame Steve is also actively involved with the Kiwanis Club
TBA was proud to celebrate excellence and of Traverse City and the Home Builders Association
community service by honoring inductees into of the Grand Traverse Area.
the TC Central Hall of Fame, Class of 2005. As a business owner and devoted member of the
The five recipients were Harold C. "Red" Johnson, community, Steve will keep your best interests in mind
Lt. Col., Mel Larimer, Bob Lober, Ken Bell and as he uses his skills and experience to help TBA set a
Mel Gee. positive course for the future.
Hours Monday-Friday 9:00-5:00
Hours Monday-Friday 9:00-5:00 Holiday Closings Independence Day, Monday, July 4
Labor Day, Monday, September 5