Group at Smith Barney
1500 Main Street, 19th floor
Springfield, MA 01115
Paul G. Chiampa Peter J. Pappas
Senior Vice President – Wealth Management First Vice President – Wealth Management
Financial Advisor Financial Advisor
The mission of the Pappas/Chiampa Group at
Smith Barney is to provide total portfolio and
wealth management for our clients. Utilizing the
extensive resources available at both Citigroup
and Smith Barney, we strive to provide the best
advice possible to our clients and their families
about the best ways to help them grow, protect,
and distribute their wealth over their lifetimes.
Meet the Local Team
Peter J. Pappas, First Vice President – Wealth Management and Financial Advisor. Mr. Pappas is a
native of Springfield, having graduated from Classical High School in 1969. He received his BA cum laude
from Kenyon College in 1973. He received his MA in American Studies from Union College, and his M. Ed.
from Springfield College. He joined Loeb Rhodes, a predecessor firm of Smith Barney, in 1980. He has been
recognized as a member of the firm’s Chairman’s Council. He has earned the firm’s Financial Planning
Specialist designation. He has served as President of The Children’s Study Home, the Springfield Public
Forum, and the Glenmeadow Retirement Community. He is a trustee and treasurer for the Episcopal diocese
of western Massachusetts. He serves on the Executive Committee of Christ Church Cathedral, the board of
the Willie Ross School, and volunteers as an ACTS tutor. He has been a member of the Springfield Rotary for
Paul G. Chiampa, Senior Vice President – Wealth Management and Financial Advisor. Mr. Chiampa
has over 22 years of experience with Smith Barney in various capacities such as a Financial Advisor, National
Training Officer, Sales Manager and Branch Manager. He has his Smith Barney Financial Planning Specialist
designation, and his Guided Portfolio Management certification. He graduated from Harvard with an A.B.
degree in 1971, and from the University of Virginia’s Darden School in 1976 with an MBA. He is a member of
The Century Club, The Colony Club, Longmeadow CC, The Donald Ross Society, and the New England
Senior Golfers’ Association. He has served on the board and the program committee of The Springfield Public
Forum, and was the President of The Harvard Clubs of western Massachusetts and central Florida. He served
on the board of The Boggy Creek Gang Camp of Florida, a Hole in the Wall Camp.
Ellen W. Giampaolo, Senior Client Service Associate. Mrs. Giampaolo is a graduate of Pace University in
New York with a degree in marketing. She is Series 7 licensed, and has been with Smith Barney for over 10
Meet the Regional Wealth Management Team
Kenneth A. Johnson, First Vice President, Planning Director
Ken works with Financial Advisors and their high net worth clients to develop wealth management plans that incorporate comprehensive financial and
estate planning strategies.
Prior to joining Smith Barney, Ken served as Chairman of the trusts and estates group at the Boston law firm of Burns & Levin son, LLP. He has over 20
years experience as an attorney representing individuals and business clients in connection with the development and implemen tation of sophisticated estate
planning documents and techniques.
Ken holds a Bachelor of Arts degree from Brown University. He received his law degree from Suffolk Law School and a Masters of Taxation law degree
from Boston University School of Law.
Debra DeVaughn, Vice President, Trust Specialist
Debra works with Financial Advisors and their high net worth clients when trusts are a solution to a client’s estate and financial planning issues. She works
closely with the Planning Director on complex estate planning strategies.
Prior to joining Smith Barney, Debra was a senior wealth planner at PNC Advisors. Her career includes over 28 years of experience in the field of trusts
and estates working in various advisory capacities for several well-regarded financial services institutions. She has been a frequent speaker on estate planning
topics and taught at Suffolk Law School for eight years.
Debra holds a Bachelor of Arts degree from Wellesley College and a law degree from Boston College Law School.
Jane Kapelson, Wealth Management Specialist
Jane is the Northeast Regional Wealth Management Specialist where she is focused on serving the Smith Barney's high net worth clientele. She works closely
with the Wealth Planning Center acting as Case Manager and building Wealth Management Resource Teams to holistically meet the needs of our clients.
Prior to joining Smith Barney, Jane was the Divisional Financial Planning Specialist for Morgan Stanley where she was respons ible for the Corporate
Financial Planning Program and delivering Wealth Management solutions to the firm's clients of distinction.
Jane has extensive public speaking experience specifically in the Wealth Management area. She holds several industry licenses and brings over 15 years of
experience to the firm.
We are committed to delivering a high-quality client experience, and providing world-
We believe that it is necessary to look at all aspects of a client’s financial picture before
suggesting appropriate recommendations and strategies.
We take a long-term view of the capital markets, and believe in asset allocation.*
We believe that it is just as important to protect one’s assets as grow them i.e. protect
them from external risks, capital markets risks, and “human” risks.
We believe that every client should have a Financial Plan and an Investment Policy
We use a core-satellite approach for client portfolios with the objective of enhancing
returns, reducing volatility, reducing taxes, and lowering expenses.
We measure returns relative to the return required to attain personal/family objectives.
*Diversification does not ensure against loss.
Breadth & Depth of Product & Services Platform
•Bank Deposit Programsm
PLANNING •Financial M anagement Account sm: Check writing,
ATM , Electronic Bill Payment. Travel & •Separately managed accounts
•Comprehensive Financial Planning Rewards Program & Access. •M utual Funds
•Employee Stock Option Analysis •Citibank •M utual Fund Wrap programs
• Non-discretionary, fee-based accounts
•Asset Allocation Analysis
•Portfolio M anagement
•Net Worth Planner
INSURANCE Group at Smith RISK CONTROL
Annuities - Fixed and Variable
Barney •Credit & Lending
•Long Term Care Insurance •Hedging & M onetization
•Whole Life and Term Insurance •Restricted Holdings
•Second-to-Die Insurance •Concentrated Positions
•Key man Insurance
•Business FM A •Common & Preferred Stocks
•Cash management •Convertibles
•Trust services through Cititrust •Bonds - Government, Corporate & M unicipal
•Estate Preservation Services •FDIC–insured Certificates of Deposit (CDs)
•Deferred Compensation Plans
•Executive Financial Services •Equity Structured Products
•Stock Plan Services • Derivatives
•Investment banking •Alternative Investments
The Smith Barney Relationship
Trust and Estate Planning
Advocate Tailored Lending/
Advisor Client’s Name
Pappas/Chiampa Group at Smith Barney
What We Can Do for You
Comprehensive Financial Plan. It will include:
Investment Policy Statement
Personal Financial Statement
Private Wealth Organizer
The cornerstone of every relationship is the FMA Plus sm account, which provides unlimited check writing, a
Gold MasterCard ®, 2 complimentary IRA’s, a consolidated statement, the “Thank You” travel & rewards
program, free AFT’s, direct deposit, online bill pay, dividend reinvestment, daily sweep, access to funds via
Citibank®, Smith Barney Accesssm website and more. For extended households with over $500,000 with us,
most fees are waived.
On-Going Monitoring and Periodic Reviews
Regular communications via phone calls, mailings, e-mail etc.
Coordination of tax-information with CPA
Access to the website of Pappas/Chiampa Group at Smith Barney
Citibank branch offices throughout Boston, Hartford and New York
Birthday card with a complimentary beverage for you and a guest at The Student Prince
Financial Planning Capabilities
Comprehensive Financial Plan
Asset Allocation Analysis
Net Worth Planner
Education Funding Analysis
Retirement Plan Analysis
Estate Planning Analysis
Employee Stock Option Plan Analysis
Lump Sum Distribution Analysis
Monte Carlo Analysis
Smith Barney is the private wealth management unit of Citigroup. It is a leading
provider of comprehensive financial planning and advisory services to high net worth
investors, institutions, corporations and private businesses, governments and
foundations. With more than 13,000 financial advisors in some 600 offices, Smith
Barney offers a full suite of investment services, including asset allocation, private
investments and lending services, hedge funds, cash and portfolio management, as well
as retirement, education and estate planning. A division of Citigroup Global Markets
Inc., (Member SIPC), the firm currently has more than 9 million client accounts,
representing nearly $1.2 trillion in client assets. Additional information may be found
Citigroup (NYSE: C), the leading global financial services company, has some 200
million customer accounts and does business in more than 100 countries, providing
consumers, corporations, governments and institutions with a broad range of financial
products and services, including consumer banking and credit, corporate and
investment banking, insurance, securities brokerage, and asset management. Major
brand names under Citigroup’s trademark red umbrella include Citibank, CitiFinancial,
Primerica, Smith Barney and Banamex. Additional information may be found at:
Bank Deposit Program sm, BDPsm, Business FMAsm, Financial Management Account sm, FMA PLUSsm, and Smith Barney Access sm are service marks of
Citigroup Global Markets Inc.
FMA is a registered service mark of Citigroup Global Markets Inc.
Citibank is a registered service mark of Citigroup Inc.
MasterCard is a registered service mark of MasterCard International Inc.
Consulting Group is a division of Citigroup Global Markets Inc.
S&P 500 Index is an unmanaged, market value-weighted index of 500 stocks generally representative of the broad stock market. An investment cannot be
made directly in a market index.
When used wisely, borrowing can be beneficial to your total wealth management. A Smith Barney relationship does not have to be established or
maintained to obtain the products or pricing offered as part of the Smith Barney Home Loan Program at Citibank. Home equity p rograms not available in
AK.A default (stopping monthly payments) on a mortgage could result in the loss of pledged real estate, securities or both. INVESTMENT PRODUCTS:
NOT FDIC INSURED NOT A BANK DEPOSIT MAY LOSE VALUE
Smith Barney policy does not permit clients to use the proceeds of a home loan to invest in the securities or related markets . Your Financial Advisor may
receive compensation in connection with this lending program. Affiliates of Smith Barney may earn fees in connection with the funding, origination, and
sale of a loan.
All loans/lines are made by Citibank, FSB, Citibank, N.A., Citibank Texas, N.A or Citibank (West), FSB, equal housing lenders , and are subject to Citibank's
mortgage qualifications. In CT and NJ, Citigroup Global Markets Inc. is the BROKER ONLY, NOT THE LENDER. Citigroup Global Markets Inc. is a
registered mortgage broker, NYS Banking Department. In AZ Citigroup Global Markets Inc. is a licensed Mortgage Broker (Lic. N o. 0903067). Citigroup
Global Markets Inc., Citibank, FSB, Citibank, N.A., Citibank Texas, N.A. and Citibank (West), FSB, are subsidiaries of Citigroup Inc.
FDIC insurance covers $100,000 ($250,000 for certain retirement accounts) principal and interest combined, per depositor, per institution, for all deposits
held in the same insurable capacity.
There may be additional risk associated with international investing, including foreign, economic, political, monetary and/or legal factors, changing currency
exchange rates, foreign taxes, and differences in financial and accounting standards. These risks may be magnified in emergi ng markets. International
investing may not be for everyone.
Citigroup Inc., Its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not
intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penal ties. Tax-related statements, if
any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matter(s) addressed by th ese materials, to the extent
allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an ind ependent tax advisor.
2007 Citigroup Global Capital Markets Inc. Member SIPC. Smith Barney is a division and service mark of Citigroup Global Markets inc. and its
affiliates and is used and registered throughout the world. Citi with the arc design is a trademark and service mark of Citi group Inc. or its affiliates and is
used and registered throughout the world.
First date of use: July 11, 2007