Title: The Good & Bad Points Of A Prepaid Debit Card Word Count: 397 Summary: Something that could be looked upon as both a good and bad point of having a prepaid debit card is that you are given no credit privileges. What this means is that you are only able to spend what is deposited on your card and nothing more than that. Keywords: prepaid debit card, bad credit Article Body: In today’s world it is almost impossible to not be able to get by without some type of credit card. From checking into a hotel, to being able to make a purchase online to filling up your car with gasoline, a credit card is helpful in all those situations. So what exactly are you supposed to do when your credit it not at it’s best and there just really isn’t the possibility of getting a secured credit card at this time? A prepaid debit could be just the thing that you need. Now just what are the good and bad points of getting a prepaid debit card? A advantage of prepaid debit cards is that you can use them without worrying about going into debt. Since the prepaid debit cards are paid for in advance, there’s no big bill at the end of the month. In this aspect, prepaid debit cards are more like cash than like a credit card. The benefit of prepaid debit cards that appeals to people with bad credit probably the most is that you do not have to worry about going into debit. Since you need to deposit money onto the card in order to use it you do not have to worry about a huge bill arriving at the end of the month. One huge benefit of a prepaid debit card is that you do not need to have good credit to get a card. Just pay the activation fee and deposit some money and you are ready to shop. Something that could be looked upon as both a good and bad point of having a prepaid debit card is that you are given no credit privileges. What this means is that you are only able to spend what is deposited on your card and nothing more than that. Some bad points of having a prepaid debit card is you need to report it right away when it is stolen as there are much stricter timeliness with this type of card as opposed to a normal credit card. You cold be out a lot of money if you don’t report things in time. Also there are monthly maintenance fees that you need to keep a look out for on many prepaid debit cards. You do not want to end up paying a lot of unnecessary fees.