Discover by jolinmilioncherie


									Where is My Receipt?
Receipts for EFTs (debit/credit/ATM card transactions) of $15.00 or less are no longer mandatory. While
most merchants and financial institutions will continue to provide them, such receipts will probably be
slowly phased out as processing equipment is upgraded.

Does Your Auto Insurance Add Up?                                                                                    Donates to GA
Georgia educators, before you                           Make sure you’re getting the most value possible
pay your next auto insurance
                                                        from your auto insurance.                                   Children’s Home                                                                                                                                                       October 2007
premium, compare your policy
                                                        Call today for a quick,                                     Pictured left to right: Public Relations
with Horace Mann’s.                                                                                                 Specialist for the GICH, Alexis Klima,
                                                        no-obligation comparison.                                   and Development Director for the
We have auto insurance coverage designed for                                                                        GICH, Marisa Welsh, stand alongside
educators, and I can help you build an insurance

                                                                                                                    MidSouth Federal Credit Union As-
plan to meet your needs.                                Earl Trussell                                               sistant Branch Manager, Tim Becham,
                                                        478-552-6340                                                as he presents a check to the Assistant
Ask about our auto discounts.                                                Director of Development for the GICH,
                                                                                                                    Maria Gatling.
You may be eligible for the following discounts:        or
• Up to 20 percent Multi-car Discount
                                                        Sharon Broadnax
                                                                                                                                                                   the hidden cash in your home!
• Up to 20 percent Good Student Discount
• Up to 15 percent Driving Quality Discount
                                                                                                                      Closings                                                                                                                                                  What’s
• 10 percent Driving Training Discount                                                                                                                             Take a closer look at MidSouth’s
• Up to 8 percent discount if you have other
                                                                                                                      u Columbus Day, Oct 8
                                                                                                                                                                   Home Equity Line of Credit (HELOC)                                                                               Inside
  insurance with Horace Mann; and Preferred                                                                           u Veterans Day Observed,
  rates for qualifying educators.                                                                                       Nov 12                                                                                                                                                  u Nominating Committee
                                                                                                                      u Thanksgiving Day, Nov 22                   4-Month Introductory rate of

                                                                                                                                                                   5.85%* APR!**
                                                                                                                      u Christmas Day, Dec 25
                                                                                                                                                                                                                                                                                u MidSouth Accepts Award

                                                                                                                      u New Year’s Day, Jan 1                                                                                                                                   u Traveling Abroad?
                                                                                                                                                                                                                                                                                u Together We’re Better
                                                                                                                                                                                                       Ask us how today!
                                                                                                                                                                                                                                                                                u Investing Made Easy
               Hours and Locations                                                                                                                                                                     800-736-8407                                                             u MidSouth Makes
Mercer Office - ATM                                  Milledgeville Office - ATM                            Lobby Hours:                                                                                                                                                           Donation
4810 Mercer University Drive                         375 Hammock Road, NW                                  Monday - Friday............. 9:00 am - 5:15 pm
Macon, GA 31210                                      Milledgeville, GA 31061                               Saturday ....................... 9:00 am - 1:00 pm
(478) 471-9946                                       (478) 452-0430
                                                                                                                                                                                                                                                                                u Where is My Receipt?
                                                                                                           Drive-Through Hours:
Lasseter Office                                      GA College & State University - ATM                   Monday - Thursday ....... 8:30 am - 5:15 pm             * Annual Percentage Rate                                                                                     u Does Your Auto
2306 Lasseter Place                                  Maxwell Student Union Bookstore                       Friday ............................ 8:30 am - 6:00 pm
Macon, GA 31204                                      (478) 414-4225                                        Saturday ........................ 9:00 am - 1:00 pm
                                                                                                                                                                   **Up to 80%. No Closing Costs incurred for HELOCs held open for 36 months with a minimum $1,000                Insurance Add Up?
                                                                                                                                                                   balance. $20,000 minimum line of credit required. You will be responsible for repayment of closing costs,
(478) 752-0198                                                                                                                                                     paid on your behalf, if you close your loan within 36 months. Closing costs reimbursed to the credit union
Saturday: Drive-Thru Only                            Warner Robins Office - ATM                                                                                                                                                                                                 u Holiday Closings
                                                                                                                                                                   will range from $500 - $1,200. Subject to credit approval. APR is subject to increase after the consum-
                                                     104 N Houston Road
                                                                                                                                                                   mation of the loan, but the APR of 5.85% is guaranteed for the first 4 months. After the initial 4 months,
Hartley Bridge Office - ATM                          Warner Robins, GA 31093
                                                                                                                                                                   the rate floats to the prime lending rate, which is currently 7.75% APR, with a maximum rate of 18%.
3205 Hartley Bridge Road                             (478) 328-9492
                                                                                                                                                                   Rates as of September 1, 2007. Membership eligibility
Macon, GA 31216
                                                                                                                                                                   required. $5 minimum balance required to maintain a mem-
(478) 781-8110
                                                                                                                                                                   bership (base). Property insurance is required. First draw
                                                                                                                                                                   must be a minimum of $1,000. Offer expires 12/31/2007.
Traveling                                     Together We’re Better                                                                                             Nominating Committee Letter                                                                                      MidSouth
Abroad?                                       At MidSouth Federal Credit Union we take pride
                                              in our heritage as a cooperative financial services
                                                                                                     Credit unions have provided a viable alternative to
                                                                                                     for-profit financial institutions for more than 172 mil-
                                                                                                                                                                                                                                                                                 Accepts Award
MidSouth Federal Credit Union is seri-        provider and our connection to credit unions world-    lion members in 97 countries. This year’s “Together                                                                                                                         On May 1, 2007, MidSouth Federal
ous about doing all we can to protect you     wide. On October 18th, we’ll celebrate International   We’re Better” theme illustrates how credit unions                                                                                                                           Credit Union was recognized as the
from debit card fraud. That’s why we’re       Credit Union Day along with credit unions and their    grow stronger by working together on local, state,                                                                                                                          2007 recipient of the Linda Miller Helping
asking you to call us if you plan to travel   members around the world.                              national and international levels. And the result is                                                                                                                        Hands Award. The award, named in
outside the United States.                                                                           better service to ALL credit union members.                                                                                                                                 honor of Linda Miller, retired Volunteers
                                                                                                                                                                                                                                                                                 in Public Schools Coordinator, is
We’ll make sure you’re                                                                               Whether in England, Italy or the United States, credit                                                                                                                      presented to organizations that show
                                                                                                     unions provide their members with much more than                                                                 October 1, 2007
                                                                                                                                                                                                                                                                                 outstanding support and dedication to the
able to access your funds                                                                            financial services—they provide opportunities to cre-
                                                                                                                                                                                  er 1, 2006
                                                                                                                                                                           OctobBoard of Directors
                                                                                                                                                                                                                                                                                 Bibb County School District.
without any problems. It’s                                                                           ate better lives for themselves and their families.
                                                                                                                                                                                  MidSouth Federal Credit Union
just one of the many ways                                                                                                                                                                 irectors
                                                                                                                                                                                 rd of DMercer lUniversity ion                                                                   “MidSouth Federal Credit
                                                                                                     In honor of International Credit                                       Boa 4810 dera Credit Un Drive
                                                                                                                                                                                         Fe 31210 Drive
we’re working to help en-                                                                                                                                                   MidSouth GAniversity
                                                                                                                                                                                                                                                                                 Union began as a credit
                                                                                                     Union Day on October 18th, the first                                                   er U
                                                                                                                                                                             4810 Merc 1210                                                             would
sure your security.                                                                                                                                                                     GA 3                                                  dit Union                          union for teachers, and
                                                                                                     100 members at each office will                                         MaThe, Nominating Committee of MidSoutheFederalre rm as
                                                                                                                                                                                  con                                           F  deral C Credit Union
                                                                                                                                                                                  would like to present itteefollowing slate to three-ya ar te
                                                                                                                                                                                                           mthe of          serve a
                                                                                                                                                                                                                                     serve e three-year term                     over the years, their
Simply call us at 1-800-736-8407.                                                                    receive a special gift. Come celebrate with                                     Nomina     tinof Com
                                                                                                                                                                                                   g               slate to
                                                                                                                                                                                                                 gFederal Credit Union:
                                                                                                                                                                               The directors t thMidSouth llowin                  n:                                             support of education
                                                                                                     us and enjoy popcorn, candy, and a chance to win a                                      sen e fo ederal Credit Unio
                                                                                                                                                                               like to pre              outh F
                                                                                                     gift basket. We look forward to seeing you!                                               f MidS                                                                            in Bibb County has not
                                                                                                                                                                                  irectors o
                                                                                                                                                                                dJames Caldwell
                                                                                                                                                                                  Grady Gafford
                                                                                                                                                                                                ldwell                                                                           waned,” states Chris
                                                                                                                                                                                  James Ca
                                                                                                                                                                                  Junyth Meeks
                                                                                                                                                                                   Grady Ga s
                                                                                                                                                                                                fford                                                                            Floore. “They have been
                                                                                                                                                                                    J n yth Meek contacted and have agreed d to serve.
                                                                                                                                                                                  Alluhave been                                      to serve.                                   supporters of district-wide
                                                                                                                                                                                                                      nd have a
                                              Investing Made Easy                                                                                                                    All have b
                                                                                                                                                                                                   een co  ntacted a
                                                                                                                                                                                                                          Respectfully submitted,
                                                                                                                                                                                                                                                                                 events honoring educators
                                                                                                                                                                                                                                                                                 as well as working with
                                                                                                                                                                                                               te d,
                                               Let Paragon Financial Partners help you with life’s   Also look for our upcoming educational workshops                                               lly submit            Nominating Committeeklin
                                                                                                                                                                                      Respectfu ommittee                              Shirley M
                                                                                                                                                                                                                                                 ac                              individual schools to
                                               tough decisions and life changing events. Whether     to be held throughout the year. If you have a
                                                                                                                                                                                       Nom   inating   C
                                                                                                                                                                                                                , Bill S  ckley and
                                                                                                                                                                                                                        hoTerry,Collingsworth, Bill
                                               you are leaving a job, having a baby, or approach-    specific topic that you are interested in, please let
                                                                                                                                                                                       Terry Coll
                                                                                                                                                                                                                          Shockley, and Shirley Macklin
                                                                                                                                                                                                                                                                                 provide support and
                                               ing retirement, we are here to walk you through       us know.                                                                                                                                                                    resources.”
                                               it comfortably. Paragon is now located inside our
                                               branch at 2306 Lasseter Place. Our representative     Securities offered by ING Financial Partners, Inc.,
                                                                                                                                                                                                                                                                                 Pictured left to right: Community Affairs
                                               will set an appointment to meet you at any of our     Member SIPC. Paragon Financial Partners is not a
                                                                                                                                                                                                                                                                                 & Public Relations Specialist for the Bibb
                                              locations. Please call Mark Trawick at 478-361-        subsidiary nor controlled by ING Financial Partners,
                                                                                                                                                                                                                                                                                 County School District, Chris Floore,
                                                                                                     Inc. Investments are not deposits; are not insured
                                              1363, or 478-471-9946 to set up a complimentary
                                                                                                     by an agency or instrumentality of the United States
                                                                                                                                                                Nominations may also be made by                                  indication that the person is agreeable         presents the Linda Miller Helping Hands
                                              consultation regarding your financial situation.                                                                                                                                   to nomination and will serve if elected to      Award to the President/CEO of MidSouth
                                                                                                     such as NCUSIF; are not obligations of or guaran-          petitions submitted by members.                                  office.                                         Federal Credit Union, Claude Garrett.
                                              • Retirement Planning                                  teed by Credit Union or any affiliate of Credit Union;     Members who desire to name                                 •     The nominee must state his/her willingness
                                              • Estate Planning                                      and are not insured by SIPC as to loss of principal.                                                                        to attend Board meetings and devote such
                                              • Insurance Planning                                                                                              a nominee or nominees for a
                                                                                                                                                                                                                                 time as is needed to fulfill this obligation.
                                              • Investment Options                                                                                              vacancy should prepare and                                 •     Petition must be filed with the Board
                                              • College Funding                                                                                                 submit a petition in accordance                                  Secretary of MidSouth FCU by November

                                                                                                               Financial PARTNERS, LLC
                                                                                                                                                                with the following procedures:

                                                                                                                                                                •   Petition must be signed by 335 primary
                                                                                                                                                                                                                                 15, 2007. Petitions may be left at the
                                                                                                                                                                                                                                 credit union and will be forwarded to the
                                                                                                                                                                                                                           •     Only members 18 years of age or older can
                                                                                                                                                                    members of MidSouth Federal Credit Union.                    be nominated for the Board and are eligible
                                                                                                                                                                •   Petition must be accompanied by a                            to vote.
                                                                                                                                                                    completed Volunteer Application as


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