Macquarie Private Wealth A world of opportunities EXCLUSIVE HOME FINANCING PRIVILEGES ACCESS TO MORTGAGE RATE DISCOUNTS AND OTHER BENEFITS About Macquarie I am very pleased to welcome you to the Wide range of products and options Founded in Australia in 1969, Macquarie Circle of Benefits and inform you that, Macquarie Financial offers: the Macquarie Group has as my client, you are able to access exclusive always been committed to mortgage rate discounts and other privileges • 1, 2, 3, 4 and 5-year fixed rate mortgages; continuous growth. Since through our mortgage business, Macquarie • 5-year adjustable rate mortgage; 1992, this global provider Financial. Best of all, you are welcome to extend of banking, financial, advisory, these benefits to your family and friends as well. • Home Equity Line of Credit (HELOC); investment and funds My clients have had exceptional experiences • Buy and Build Mortgage — covers any immediate management services has renovations at the lowest possible rate and saves obtaining a mortgage through Macquarie reported successive years you from having to apply separately for Financial, and found the entire process to be of profits and growth. secondary financing; and thorough, enjoyable, quick and most importantly Macquarie Private Wealth competitive with the big banks. • Diversified Rate Mortgage — helps you take offers investors tailored Here are the reasons a Macquarie mortgage advantage of historically low interest rates while financial solutions, award- makes financial sense: providing the security of a fixed rate as well. Half winning research, recognized of your mortgage is on a 5-year fixed rate and financial strength, and a Mortgage rate discounts global vantage point — a half is on a 5-year adjustable rate. The adjustable world of opportunities to As my client you have access to significantly rate can be locked in at any time to the prevailing build your personal wealth. discounted mortgage rates through Macquarie fixed rate for the remainder of the term of the Financial. mortgage. See how our industry-leading posted rates • investment mortgage (for rental properties) compared on March 16, 2012: • business for self mortgage • new to Canada mortgage Macquarie1 Bank • second home mortgage (APR) • commercial mortgage 5-year fixed rate 3.19% 3.34% 5-year adjustable rate 2.90% 3.00% No matter how unique, our expert Mortgage Planners will find the right home financing solution for you. Added savings About Macquarie Financial Ltd. Vincent Yu, B.Comm., CIM, FCSI Our industry busting rates are just the beginning. Investment Advisor Macquarie Financial Ltd. is one of Canada’s most Through Macquarie Financial you will also receive: T: 604 640 0208 trusted mortgage lenders and a wholly-owned E: email@example.com • free appraisal services on purchases and subsidiary of the Macquarie Group. Whether Macquarie Private Wealth Inc. refinances2 you are buying your first or second home, 550 Burrard Street, Suite 500 purchasing for vacation or investment purposes, • $500 cash toward your legal fees on refinances3 Vancouver, BC V6C 2B5 or renovating for your growing family, Macquarie Dedicated service Financial has flexible home financing solutions. TF: 1 866 640 0400 F: 1 604 640 0300 Our Mortgage Planners are renowned for Contact me providing one-on-one, above-and-beyond If you seek premium home financing solutions service—every step of the way through your macquarieprivatewealth.ca within the context of your customized long-term application and funding process. wealth management plan contact me to see how I can help. I look forward to hearing from you. Visit my website at macquarieprivatewealth.ca/yu 1. Annual percentage rate. Rates are subject to change at any time without further notice. 2. Appraisal fees will be covered only upon mortgage funding. 3. Available on reﬁnances only, not available on purchases. Macquarie Financial Ltd. (MFL) is an afﬁliate of Macquarie Private Wealth Inc. (MPW). MPW does not offer or approve any mortgages. Any referrals from MPW to MFL are mere referrals, do not involve MPW providing any mortgage advice or services and are conducted on an arm’s length basis between the two entities. MFL reserves the right to change its rates, products and programs at any time without notice. Only qualifying mortgages will be approved. Conditions may apply. This information is not intended to be taken as ﬁnancial advice and does not take into account any borrower’s individual requirements and circumstances. Borrowers should conduct their own review and analysis of market rates. Macquarie Financial Ltd. shall not be liable whatsoever for any direct, indirect, consequential or other loss arising from any use of this information. This advertising material does not constitute an offer or any agreement by Macquarie Financial Ltd. to provide credit. All applications are subject to Macquarie Financial Ltd’s lending criteria. This material is provided for general information and is not to be construed as an offer or solicitation for the sale or purchase of securities mentioned herein. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please seek individual ﬁnancial advice based on your personal circumstances. However, neither the author nor Macquarie Private Wealth Inc. (MPW) makes any representation or warranty, expressed or implied, in respect thereof, or takes any responsibility for any errors or omissions which may be contained herein or accepts any liability whatsoever for any loss arising from any use or reliance on this report or its contents. Information may be available to MPW which is not reﬂected herein. No entity within the Macquarie Group of Companies is registered as a bank or an authorized foreign bank in Canada under the Bank Act, S.C. 1991, c. 46 and no entity within the Macquarie Group of Companies is regulated in Canada as a ﬁnancial institution, bank holding company or an insurance holding company. Macquarie Bank Limited ABN 46 008 583 542 (MBL) is a company incorporated in Australia and authorized under the Banking Act 1959 (Australia) to conduct banking business in Australia. MBL is not authorized to conduct business in Canada. No entity within the Macquarie Group of Companies other than MBL is an authorized deposit-taking institution for the purposes of the Banking Act 1959 (Australia), and their obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of any other Macquarie Group company. Macquarie Private Wealth Inc. is a member of Canadian Investor Protection Fund and IIROC.
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