MFL CoB Vincent Yu qxd by jolinmilioncherie


									                                       Macquarie Private Wealth
                                       A world of opportunities

                                       EXCLUSIVE HOME
                                       FINANCING PRIVILEGES
                                       ACCESS TO MORTGAGE RATE DISCOUNTS AND OTHER BENEFITS

About Macquarie                        I am very pleased to welcome you to the                  Wide range of products and options
Founded in Australia in 1969,
                                       Macquarie Circle of Benefits and inform you that,
                                                                                                Macquarie Financial offers:
the Macquarie Group has                as my client, you are able to access exclusive
always been committed to               mortgage rate discounts and other privileges         •   1, 2, 3, 4 and 5-year fixed rate mortgages;
continuous growth. Since               through our mortgage business, Macquarie             •   5-year adjustable rate mortgage;
1992, this global provider             Financial. Best of all, you are welcome to extend
of banking, financial, advisory,       these benefits to your family and friends as well.   •   Home Equity Line of Credit (HELOC);
investment and funds                   My clients have had exceptional experiences          •   Buy and Build Mortgage — covers any immediate
management services has                                                                         renovations at the lowest possible rate and saves
                                       obtaining a mortgage through Macquarie
reported successive years                                                                       you from having to apply separately for
                                       Financial, and found the entire process to be
of profits and growth.                                                                          secondary financing; and
                                       thorough, enjoyable, quick and most importantly
Macquarie Private Wealth               competitive with the big banks.                      •   Diversified Rate Mortgage — helps you take
offers investors tailored
                                       Here are the reasons a Macquarie mortgage                advantage of historically low interest rates while
financial solutions, award-
                                       makes financial sense:                                   providing the security of a fixed rate as well. Half
winning research, recognized
                                                                                                of your mortgage is on a 5-year fixed rate and
financial strength, and a              Mortgage rate discounts
global vantage point — a
                                                                                                half is on a 5-year adjustable rate. The adjustable
world of opportunities to              As my client you have access to significantly            rate can be locked in at any time to the prevailing
build your personal wealth.            discounted mortgage rates through Macquarie              fixed rate for the remainder of the term of the
                                       Financial.                                               mortgage.
                                       See how our industry-leading posted rates            •   investment mortgage (for rental properties)
                                       compared on March 16, 2012:                          •   business for self mortgage
                                                                                            •   new to Canada mortgage
                                                                   Macquarie1   Bank
                                                                                            •   second home mortgage
                                                                                            •   commercial mortgage
                                          5-year fixed rate          3.19%      3.34%
                                          5-year adjustable rate     2.90%      3.00%           No matter how unique, our expert Mortgage
                                                                                                Planners will find the right home financing
                                                                                                solution for you.
                                       Added savings
                                                                                                About Macquarie Financial Ltd.
Vincent Yu, B.Comm., CIM, FCSI
                                       Our industry busting rates are just the beginning.
Investment Advisor                                                                              Macquarie Financial Ltd. is one of Canada’s most
                                       Through Macquarie Financial you will also receive:
T: 604 640 0208                                                                                 trusted mortgage lenders and a wholly-owned
E:        •   free appraisal services on purchases and                 subsidiary of the Macquarie Group. Whether
Macquarie Private Wealth Inc.          refinances2                                              you are buying your first or second home,
550 Burrard Street, Suite 500                                                                   purchasing for vacation or investment purposes,
                                   •   $500 cash toward your legal fees on refinances3
Vancouver, BC V6C 2B5                                                                           or renovating for your growing family, Macquarie
                                       Dedicated service                                        Financial has flexible home financing solutions.
TF: 1 866 640 0400
F: 1 604 640 0300                      Our Mortgage Planners are renowned for                   Contact me
                                       providing one-on-one, above-and-beyond
                                                                                                If you seek premium home financing solutions
                                       service—every step of the way through your                                                                   within the context of your customized long-term
                                       application and funding process.
                                                                                                wealth management plan contact me to see how
                                                                                                I can help. I look forward to hearing from you.
                                                                                                Visit my website at
1. Annual percentage rate. Rates are subject to change at any time without further notice.
2. Appraisal fees will be covered only upon mortgage funding.
3. Available on refinances only, not available on purchases.

Macquarie Financial Ltd. (MFL) is an affiliate of Macquarie Private Wealth Inc. (MPW). MPW does not offer or approve any mortgages. Any referrals from MPW to MFL are mere referrals, do not involve MPW
providing any mortgage advice or services and are conducted on an arm’s length basis between the two entities. MFL reserves the right to change its rates, products and programs at any time without notice.
Only qualifying mortgages will be approved. Conditions may apply.

This information is not intended to be taken as financial advice and does not take into account any borrower’s individual requirements and circumstances. Borrowers should conduct their own review and analysis
of market rates. Macquarie Financial Ltd. shall not be liable whatsoever for any direct, indirect, consequential or other loss arising from any use of this information. This advertising material does not constitute
an offer or any agreement by Macquarie Financial Ltd. to provide credit. All applications are subject to Macquarie Financial Ltd’s lending criteria.

This material is provided for general information and is not to be construed as an offer or solicitation for the sale or purchase of securities mentioned herein. Every effort has been made to compile this material
from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please seek individual financial advice based on your personal circumstances.
However, neither the author nor Macquarie Private Wealth Inc. (MPW) makes any representation or warranty, expressed or implied, in respect thereof, or takes any responsibility for any errors or omissions which
may be contained herein or accepts any liability whatsoever for any loss arising from any use or reliance on this report or its contents. Information may be available to MPW which is not reflected herein.

No entity within the Macquarie Group of Companies is registered as a bank or an authorized foreign bank in Canada under the Bank Act, S.C. 1991, c. 46 and no entity within the Macquarie Group of Companies
is regulated in Canada as a financial institution, bank holding company or an insurance holding company. Macquarie Bank Limited ABN 46 008 583 542 (MBL) is a company incorporated in Australia and authorized
under the Banking Act 1959 (Australia) to conduct banking business in Australia. MBL is not authorized to conduct business in Canada. No entity within the Macquarie Group of Companies other than MBL is
an authorized deposit-taking institution for the purposes of the Banking Act 1959 (Australia), and their obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide
assurance in respect of the obligations of any other Macquarie Group company. Macquarie Private Wealth Inc. is a member of Canadian Investor Protection Fund and IIROC.

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