TrendseTTer super series nY ® TERM
n Industry Leading Maximum Issue Ages amounts from $25,000 to $99,999 without a
n Income Protection Option (IPO): Flexibility to medical exam2
structure the death benefit as a guaranteed, n Fully Commissionable Policy Fees
monthly income stream with optional initial n Express Underwriting: A dedicated team
and final lump sum payouts to one or more expedites new term business under $1.5
beneficiaries. This option is available at no million and below age 55, within six days
additional cost. from submission to issue
n TOP Program: Offers qualifying clients n Multiple Policy Discounts: Premium savings
an easier way to increase or extend their with policy fee waiver and banded rate
existing term life insurance coverage up to discount on simultaneously underwritten
$1 million, with a Trendsetter® Super 15 or policies on the same insured3
Trendsetter® Super 25 policy, accelerated n Advanced Premium Discounts: Substantial
underwriting and no medical exams1
savings for premiums paid in advance4
n Lower Rate Band: Offers qualifying clients an
easier way to obtain coverage with face
Accident Indemnity Rider: Ages 18–65
Children’s Insurance Rider: Insured must be 18–55. Child must be 15 days to 18 years
Waiver of Premium: Ages 18–55
Trendsetter® Trendsetter® Trendsetter® Trendsetter® Trendsetter® Trendsetter®
Super YRT Super 10 Super 15 Super 20 Super 25 Super 30
10-Year 15-Year 20-Year 25-Year 30-Year
Guaranteed Level Guaranteed Level Guaranteed Level Guaranteed Level Guaranteed Level
Premium Term Premium Term Premium Term Premium Term Premium Term
ISSUE AGES* 80 78 70 65 58
Smoker 80 73 65 60 53
Rate Bands $25,000 / $100,000 / $250,000 / $500,000 / $1,000,000
$70 $30 Fully Commissionable (face amounts of $100,000 or greater)
Policy Fees Fully
Commissionable $60 Fully Commissionable (face amounts of $25,000 - $99,999)
*Minimum issue age for all Trendsetter Super Series NY products is 18. Maximum issue ages vary by product for face amounts at the $25,000
band. Please refer to TFLIC Trendsetter Product Guide for details.
** The minimum face amount for Standard Plus or better is $100,000. Minimum face amount for Trendsetter® Super YRT, Preferred Plus, is $250,000.
RISK CLASSES TOP PROGRAM5
Preferred Plus Preferred Nonsmoker If previous coverage Available Maximum
Standard Plus Standard Nonsmoker was issued within: Face Amount
Preferred Smoker Standard Smoker One Year $1,000,000
Unisex/Unismoker (YRT only) Three Years $750,000
Five Years $500,000
Qualifying issue ages (age nearest birthday): 18–60.
INCOME PROTECTION OPTION (IPO)
Initial Lump Sum Guaranteed Monthly Income Stream Final Lump Sum
$10,000 Minimum 5–25 Years / $100 Minimum $10,000 Minimum
n Available at no additional cost n May include multiple beneficiaries n Can be modified prior to the
death of the insured
TRANSWARE® ILLUSTRATION CALCULATORS
Reverse Quote Calculator: Quickly solve for a life insurance policy’s face amount by simply inputting a desired
Income Protection Option (IPO) Calculator: Easily solve for premium needed to replace a monthly income
stream. Options include an initial and/or final lump sum.
n Conversions are available to the earlier of the end of the level premium period or insured’s 70th birthday
(75th birthday for Preferred Plus).
n Conversions are available to a designated permanent life insurance policy that is made available by Transamerica
Financial Life Insurance Company at the time of the exchange.
n The following products are available for term conversions:
n Guaranteed Whole Life NY n TransACE® CV NY n TransSecure® II NY n TransUltra® SP NY
This is not a Guaranteed Issue program. Qualification for coverage depends on the answers to health questions set forth in the new application.
Subject to underwriting approval. Underwriting includes Medical Information Bureau (MIB) screening, nonmedical, face page of previously issued
term policy and additional requirements which may be imposed based on information from the MIB. Program is subject to withdrawal at any time
without notice from the Company.
The $25,000 rate band is only available on Standard Nonsmoker and Standard Smoker on a non-medical basis with the following specifications:
For issue ages 18 to 60, the policy can be issued on a non-med basis for face amounts between $25,000 and $99,999.
For issue ages 61 to 70, the policy can be issued on a non-med basis for face amounts between $25,000 and $50,000.
Additional information on the non-med band can also be found in our Underwriting Guide.
Must be on the same insured, applied for and underwritten simultaneously. Policy fees will be waived on the shorter (secondary) duration policy.
Not applicable to Trendsetter® Super YRT. Interest credited by Transamerica to premium paid under the Advanced Premium Agreement is taxable
and will be reported annually to the IRS in a Form 1099-INT if in excess of $10.
TOP Program available on Trendsetter® Super 15 and 25 TFLIC products only.
Clients considering the conversion option should be aware of permanent policy features, including fees, charges, and premium requirements.
For more information, contact us today!
Trendsetter® Super Series (Policy Form Nos. 3-322 38-111, 3-306 38-111, 3-305 38-111,
3-304 38-111, 3-303 38-111, and 3-334 38-111) are term life insurance policies issued
by Transamerica Financial Life Insurance Company, Harrison, NY 10528. Premiums
increase annually for Trendsetter Super YRT, and starting in year 11 for Trendsetter
Super 10, in year 16 for Trendsetter Super 15, in year 21 for Trendsetter Super 20,
in year 26 for Trendsetter Super 25, and in year 31 for Trendsetter Super 30. These
policies are only available in New York.
OL 2715NY 0711 For producer use only. Not for distribution to the public.