Savings Rates Loan Rates

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Savings Rates Loan Rates Powered By Docstoc
					                                                                                                                                                            June 1, 2012


                                                         Loan Rates                                                                                         Savings Rates
Auto Rates                  Max. Term              Conditions                 APR         Savings Accounts                               Minimum Deposit          APY (Yield)         APR (Rate)
                             60 Month                                        2.99%        Share Savings                                          $150                     0.15%          0.15%
                             72 Month              $15k minimum              2.99%        High-Rate Savings*                                     $500                     0.20%          0.20%
                             84 Month              $20k minimum              4.49%
                                                                                          IRA & ESA Accumulator                                    $0                     0.50%          0.50%

RV Rates                    Max. Term              Conditions                APR          MyFund Savings                                     $0 to $5,000                 0.45%          0.45%
                             60 Month                                        4.24%
                                                                                                                                               $5,000+                    0.15%          0.15%
                             72 Month              $15k minimum              4.49%
                             84 Month              $20k minimum              4.74%        Money Market Accounts                       Minimum Deposit                 APY (Yield)     APR (Rate)
                             120 Month             $25k minimum              4.99%        Rewards Money Market                                 $5,000                     0.20%          0.20%
                                                                                                                                             $10,000+                     0.20%          0.20%
VISA Card Rates                                Term                   APR
                                                                                                                                             $25,000+                     0.25%          0.25%
Platinum Rate Advantage                       Variable            Prime + 6.50%
                                                                                                                                             $50,000+                     0.30%          0.30%
Platinum Rewards                              Variable            Prime + 8.50%
                                                                                                                                             $100,000+                    0.35%          0.35%
Platinum Cash Back                            Variable            Prime + 11.50%
                                                                                                                                             $250,000+                    0.40%          0.40%

Personal Loan Rates                           Term                        APR             VIP Money Market                                     $5,000                     0.30%          0.30%
Personal Line of Credit**                    Variable                Prime + 11.50%                                                          $10,000+                     0.30%          0.30%
Personal Loan                               Fixed rate                   9.75%                                                               $25,000+                     0.35%          0.35%
Share Secured                       12 mo. max, 60 mo. amort.      Reg. Share + 3.5%                                                         $50,000+                     0.40%          0.40%
Certificate Secured                 12 mo. max, 60 mo. amort.        CD rate + 3.5%                                                          $100,000+                    0.45%          0.45%
                                                                                                                                             $250,000+                    0.50%          0.50%
Mortgage Rates                              Term                        APR
 First Mortgage                              5-year                    3.250%             Checking Accounts                            Minimum to earn            APY (Yield)         APR (Rate)
(up to 80% Loan-to-Value)                    7-year                    3.375%
                                                                                          Interest Checking                                    $1,000+                    0.15%          0.15%
                                            10-year                    3.500%
                                      30 year (5 year call)            3.875%             Certificates               APY          APR         VIP         VIP
                                      30 year (7 year call)            4.000%             of Deposit              (Yield)       (Rate)       APY         APR
                                                                                                                                                                       V.I.P. Club Qualifiers
                                     30 year (10 year call)            4.125%             3 Month                  0.20%         0.20%       0.30%       0.35%          Minimum of 5 services for VIP Status
Second Mortgage                              5-year                 5.75% - 6.75%
                                                                                                                                                                         •Checking Account + Debit Card
(up to 85% Loan-to-Value)                   10-year                 6.00% - 7.00%
                                                                                          6 Month                  0.25%         0.25%       0.35%       0.35%
                                                                                                                                                                         •Direct Deposit (equals 2 services)
Home Equity Line option 1                Prime + 0.50%               3.750% var.
                                                                                          12 month                 0.40%         0.40%       0.50%       0.50%           •VISA Platinum Card(s)
(Variable)***                                                      no closing costs
                                                                                                                                                                         •Mortgage Loan(s)
Home Equity Line option 2           Prime - 0.25% for 12 mo.      2.990% for 12 mo.       18 Month                 0.45%         0.45%       0.55%       0.55%           •Auto Loan(s)
(Variable)***                          Prime + 0.50% after      $350 flat closing costs                                                                                  •RV Loan(s)
Lot Loans                                    5-year                    6.500%             24 Month                 0.50%         0.50%       0.60%       0.60%           •Signature Loan(s)
(up to 75% Loan-to-Value)                   10-year                    7.000%                                                                                            •Money Market Account
                                                                                          36 Month                 0.90%         0.90%       1.00%       1.00%
** Personal Line of Credit may be tied to Checking account for overdraft protection.
*** Prime Rate, currently 3.25% APR. Additional closing costs may apply for Home
                                                                                          48 Month                 1.15%         1.15%       1.25%       1.24%
Equity Loans/ Lines in excess of $100,000.

                                                                                          60 Month                 1.65%         1.64%       1.75%       1.74%
All loan rates are stated as best available rate, and may be higher or unavailable
based on credit history, LTV, and collateral. All loans are offered O.A.C. Weber State                    *This product is no longer available for new enrollments.
Credit Union is an equal opportunity lender.

				
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