VIEWS: 5 PAGES: 1 POSTED ON: 6/12/2012
Number One: No claims discount. The longer no claims discount you have demonstrates to the car insurance company that you are a lower risk and will help reduce the cost of the premium. Most car insurers will ask for proof in the form of a copy of your most recent motor insurance certificate stating the no claims period. Number Two: Storage of your vehicle. You can reduce your premium by keeping you vehicle in a more secure place whilst at home. A locked garage is always the best but a private driveway or allocated parking place is better than just on the road. Number Three: Multiple policy discounts. Most UK based car insurance companies offer a number of other products and most of us have a requirement for at least car, home and travel insurance. Pet insurance, breakdown cover and life cover may also be available for an additional discount. So when shopping around online make sure you look for multi policy discounts. Number Four: Profession. Insurers will consider some professions as higher risk than others so be certain you are satisfied that they have categorised you job correctly. Many car insurance companies specialise in discounted premiums for full time students or retired people. Number Five: Voluntary excess. Many insurers will allow you to specify a higher excess in case of a claim to help reduce the cost of your overall premium. It's important to evaluate which option depending on your personal situation you want to choose. Number Six: Security. Find out which security features your car has fitted as standard or has been fitted by a previous owner. Car manufactured approved car alarms, immobilisers and tracking systems can all help reduce the cost of your premium. These few tips I share with you are ways you can potentially reduce your motor insurance quote when you purchase online. Consider all the points above very carefully for a lower motor insurance premium.
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