® Newsletter Memory Vault® Issue 4 - 4th Quarter 2010 December 2010 Preparing for 2011 cine shot and be prepared. resolution to create or update your will and advance care Take some vacation time off directive. These documents 2011 Preparations if you can and really take a because especially important GET YOUR FLU vacation! Leave work behind if you have minor children. VACCINATION to clear your mind and spend TAKE TIME OFF FOR time with family and friends, Consider creating a trust to VACATION either traveling or just relax- document how you want your MAXIMIZE YOUR 2010 ing at home. assets distributed and to TAX BREAKS avoid probate. Since your CREATE OR UPDATE Financial estate is considered a sepa- YOUR W ILL December 31st is not very far rate legal entity from you, Review available tax breaks CREATE OR UPDATE off now that the annual holi- there may also be good tax YOUR TRUST that you can still take this day season has started. reasons to do so (consult year such as installing a solar ENJOY TIME OVER THE Make a little bit of time now your attorney or tax planner). HOLIDAYS WITH FRIENDS water heater or photovoltaic AND FAMILY! to plan for 2011 will make the system, or taking that invest- Plan now so you can ease year-end transition smoother. ment loss on a poorly per- into 2011 with less stress in forming stock. Remember, your life. Health these have to be done before Have you received your flu year end to count toward shot yet? Flu season just got reducing your 2010 taxes. Inside this issue: underway and is expected to Legal AVOID THE HEAT THIS 2 peak in February and March next year. Get your flu vac- Make an early New Year‟s CHRISTMAS END 2010 ON YOUR FEET 2 NEW YEAR’S RESOLUTIONS 3 CHEESECAKE (RECIPE) 3 'Tis the Season For Giving (con’t on Page 2) READ MEMORY VAULT’S BLOG 3 ONLINE BUYER BEWARE! 4 Consider giving the gift of life needs this blood according to Use this link to locate blood to someone else. You can do the American Red Cross. donation centers near you FLU SEASON UPDATE 4 this by donating blood and (from America‟s Blood Cen- MORNING GLORY MUFFINS Donating blood is safe and 5 becoming an organ donor. ters) and make your donation (RECIPE) most people can do so on a appointment today! Each day over 38,000 blood regular basis. Here‟s where GAIN SPACE TO GROW 5 donation are needed, and you can learn about donation Organ donations are also a HOLIDAY MESSAGE 6 every 2 seconds someone requirements. gift of life for others who need Newsletter Avoid the Heat This Christmas The holidays bring with them the holidays (and imme- Never put lit candles on the smell of the Christmas diately if it is dried out) your tree (pine resin ig- tree in your living room, and nites easily) the cheerful glow of lights Holiday Lights from holiday decorations Fireworks around the house. Don‟t use frayed or damaged light Only use legally ap- These bring joy to our hearts strings, or ones with a proved fireworks but can also bring sorrow if damaged plug care isn‟t taken to follow basic Monitor anyone safety tips. Don‟t overload your elec- (including children) who Follow fire safety guidelines trical outlets with too play with fireworks this holiday season. Christmas Tree many strings Don‟t use fireworks Select a fresh tree with Candles around dry grass/brush green and pliable nee- or other flammable mate- dles, and keep it watered Never leave lit candles rial unattended Don‟t place your tree near a heat source Keep candle flames away from other objects Tips from FireSafety.gov Dispose of your tree after that could catch fire End 2010 on Your Feet “. . .don’t become one of Take care and prevent your- injured in fall-related acci- 3. Never stand above the self from taking a fall this holi- dents each year according to highest safe step or rung the over 17,000 day season. Falls can occur the Centers for Disease Con- Americans while decorating your tree or trol. 4. Don‟t over reach—move injured in fall- stringing lights on the outside the ladder instead of your house to dazzle the 1. Use the correct ladder for related Learn more at these web neighbors. the job (step vs. exten- accidents each sion). sites: year. . .” Follow a few simple tips so 2. Level and secure ladder Home Safety Council that you don‟t become one of the over 17,000 Americans before climbing at the OSHA correct angle Giving (con’t from Page 1) organ transplants due to in- Find your local organ donor jury or chronic health condi- organization using this link tions. (from Donate Life America) and register to become an Currently, more than 100,000 organ donor. people are waiting for an or- gan donation, and every 10 Become a blood and organ minutes another name is donor and give the gift of life added to a donor registry list, this holiday season and all according to Donate Life Give the Gift of Life year-round! Click to find a America. Blood Drive Near You Page 2 Issue 4 - 4th Quarter 2010 New Year’s Resolutions Here is a list of the most Manage 1/2 cup skim milk, heated popular New Year‟s resolu- Stress by almost to boiling tions from the USA.gov web checking out site. this web Egg substitute equivalent to 1 site‟s advice. egg, or 2 egg whites Drink Less Alcohol to stay healthy and live longer. Alco- Quit Smoking Now for a 1/4 cup sugar1 teaspoon va- hol has both health and social healthier you by reading this nilla Make a New impacts so drinking less is Quit Guide. Year’s Resolution 2 cups low-fat cottage cheese and stick to it in good for you. Save Money 2011. Lemon zest (optional) Get a Better Education by using one or checking out these resources more of these for your children and yourself. 66 tips for Directions 2011. Get a Better Job if you need a Combine water, gelatin and change from your current Take a Trip to take a vacation lemon juice in blender con- one. Check out CareerOneS- and see more of America‟s tainer. Process on low speed top.org from the U.S. Dept. of historic sites and tourist desti- 1 to 2 minutes to soften gela- Labor and look for state and nations. tin. Add hot milk, processing federal government jobs until gelatin is dissolved. Add online. Volunteer to Help Others who egg substitute, sugar, vanilla need help in your community and cheese to blender con- Get Fit to stay healthy and - you‟ll find that it can be a tainer. Process on high speed enjoy life more. Being active very rewarding experience. until smooth. Pour into 9" pie is fun! plate or round flat dish. Re- frigerate 2 to 3 hours. If you Lose Weight to improve your overall health and stay more Cheesecake wish, top with grated lemon zest just before serving. active. Here are dietary Ingredients guidelines you can follow. This recipe is from the Mayo- 2 tablespoons cold water Clinic.com web site. Check Manage Debt to lead a less them out for more great holi- stressful life. Learn how to 1 envelope unflavored gelatin day recipes. help yourself or get help from professional debt counselors. 2 tablespoons lemon juice Read Memory Vault’s New Blog Memory Vault recently What is a blog you ask? Well, such as graphics or video. launched our blog site where Wikipedia defines this term as Entries are commonly we are working hard to post “A blog (a blend of the displayed in reverse- content that you can use. term web log) is a type of chronological order.” Noun website or part of a Visit our site by pointing your browser to website. Blogs are usually Has this piqued your A journal written online interest? Want to create and accessible to Internet MemoryVaultBlog.com or just maintained by an individual users. click on the MVBlog image. with regular entries of your own blog? Visit commentary, descriptions WordPress.com or Short for weblog. of events, or other material Blogger.com to get started. Page 3 Newsletter Online Buyer Beware! Shopping online from the convenience of your home can be a Related Information scary proposition nowadays. There are regular stories in the Facts on Identity Theft newspapers and news web sites about the growing threat of identity theft. Tips to follow to Protect your Computer OnGuardOnline.org sponsored by the Federal Trade Commis- sion and other governmental agencies recommends following Beware of Email and Phish- these simple steps to help project your identity while shopping ing scams that target you online to snag those holiday bargains: Info about protecting your Know who you are dealing with by checking out the online Investment activities Visit the OnGuardOnline site for more great information buyer before placing your order Purchase and install anti- virus and anti-spyware soft- Know what you are buying by looking into onsite cus- ware to protect against Mal- tomer reviews and reviews from other reputable sources ware and Spyware from compromising your informa- Know what your purchase will cost, including all deliv- tion ery, warranty or service charges Learn the Do’s and Don’ts Read all terms and conditions of purchase before buy- for online Auctions “Know who you ing—especially return policies and warranties are dealing with. Finally, learn how to Avoid .. Protect your purchase by using a credit card since, by Scams altogether that are law, you have built-in protections this way (your card is- targeting you! Read all terms suer may also provide extended warranty coverage at no and conditions extra cost to you) of purchase. . . Keep good records by printing out online receipts, email receipts, and related information about your purchase Keep good transaction. records. . . Happy Clicking! Click the image to learn how to beat the Cyber Criminal Flu Season Update According to the latest FluView So, get vaccinated if you and weekly report from the CDC, your family haven‟t done so flu activity is low in the U.S. at yet. this time. Learn more about the flu at the This is good news at this point Flu.gov web site. in the winter flu season, but we‟re not out of the woods yet. Find out what‟s new about the Visit the CDC’s Flu.gov site for lots of good up- The peak flu season doesn‟t 2010-2011 flu vaccine. to-date information on arrive until February and the seasonal flu. Review prevention and treat- March next year. Seniors are at risk ment information. Page 4 Issue 4 - 4th Quarter 2010 Morning Glory Muffins A healthy muffin recipe from applesauce Directions the MayoClinic.com web site Preheat the oven to 350 F. that you can use for breakfast, 2 teaspoons vanilla ex- Line a muffin pan with paper a light snack, or side dish for tract or foil liners. In a large bowl, dinner. combine the flours, sugar, 2 cups chopped apples Memory Vault paid subscribers Ingredients baking soda, and cinnamon. (unpeeled) are covered by Identity Theft Whisk to blend evenly. In a Restoration Services provided 1 cup all-purpose (plain) separate bowl, add the egg 1/2 cup raisins by our partner idexperts®. flour substitute, oil, applesauce and vanilla. Stir in the apples, If a subscriber learns that their 1 cup whole-wheat flour 3/4 cup grated carrots raisins and carrots. Add to the identity is being used for fraudu- 2 tablespoons flour mixture and blend just lent purposes, they simply file an 3/4 cup sugar until moistened but still Identity Theft Report online. chopped pecans slightly lumpy. Spoon the 2 teaspoons baking soda batter into muffin cups, filling Then, an idexperts ID Theft Res- each cup about 2/3 full. Sprin- toration Expert will contact them 2 teaspoons ground cin- to verify their report, gather more kle with chopped pecans and namon information, and then work to bake until springy to the restore the victim‟s identity by touch, about 35 minutes. Let 3/4 cup egg substitute contacting credit bureaus, other cool for 5 minutes, then trans- agencies or businesses. fer the muffins to a wire rack 1/2 cup vegetable oil and let cool completely. 1/2 cup unsweetened Gain Space to Grow Consider decluttering your local charity so that someone Also consider making dona- home this holiday season to else can use it. You can do- tions to a thrift shop that is part gain back living space you‟ve nate, clothes, furniture, small of a religious organization, lost over the years. appliances, and even cars and since these stores work hard boats. to provide low-cost goods for Envision each room in your people in need. home without the clutter, then Use these online resources to work toward getting it to look find a site near you. To learn more about deducting like that. your charitable donations you Goodwill can review IRS Publication Tackle one room at a time so 526 (2009 version). that you don‟t become over- Salvation Army whelmed with the size of the National Kidney Foundation— clean-up task. Kidney Cars Get more decluttering tips from Big Brothers / Big Sisters— Peter Walsh, a guest on the Auto Donation Donate your old auto or boat Oprah show. to support your favorite local Children‟s Wish Foundation— charity and get a 2010 tax If it‟s junk then throw it away. If break too! Auto, or Boat Donation not, consider donating it a Page 5 Visit us on the web at: www.MemoryVaultInfo.com Your Information. Accessible. Protected. Memory Vault® Memory Vault® - The Internet‟s premier online personal records management system available 500 Ala Moana Blvd. today! Six Waterfront Plaza—3rd Floor Honolulu, Hawaii 96813 Memory Vault is like having a „virtual safe deposit box‟ that allows the you to organize, store, ac- Phone: 866-983-6858 cess and share key personal information covering your health, legal, and financial records. You E-mail: can store electronic „convenience‟ copies of documents in Memory Vault and access them any email@example.com where, any time, using a web browser and Internet connection. You control access to your „vault‟ and can invite family members or professional advisors like a doctor, attorney, or financial planner to view or update information for you. The choice is yours. Veyond, a Hawaii-based information technology and services company, is the developer of Mem- ory Vault. The company also offers technology consulting services, network design and support services, software development and support services, and help desk support. To learn more about Veyond visit www.VeyondTechnologyCenter.com. Follow us on Facebook and Twitter for information on vari- ous topics of interest. We post to both sites on a weekly basis. Click on the images below to check us out! From all of us at Memory Vault to all of you. May this holiday season bring you peace and happiness (and some fun time too!) Try Memory Vault FREE for 30 Days with no string attached. Just click here to visit our web site to learn more.
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