Applying-For-Sr22

							How	
  to	
  Apply	
  for	
  SR-­‐22	
  Insurance	
  Online	
  
	
  
If	
  you	
  have	
  been	
  deemed	
  to	
  be	
  a	
  driver	
  who	
  needs	
  to	
  buy	
  high-­‐risk	
  auto	
  insurance	
  because	
  of	
  past	
  
driving	
  indiscretions	
  that	
  have	
  led	
  law	
  enforcement	
  to	
  charge	
  you	
  with	
  a	
  driving	
  violation	
  like	
  Driving	
  
Under	
  The	
  Influence	
  of	
  Alcohol,	
  you	
  might	
  be	
  told	
  that	
  you	
  need	
  to	
  file	
  an	
  SR-­‐22	
  form.	
  You	
  simple	
  tell	
  
your	
  insurance	
  company	
  that	
  you	
  need	
  to	
  fill	
  an	
  SR-­‐22	
  form	
  to	
  the	
  State	
  in	
  which	
  you	
  have	
  bought	
  
your	
  auto	
  insurance	
  letting	
  them	
  know	
  that	
  you	
  have,	
  indeed,	
  been	
  sold	
  and	
  bought	
  auto	
  insurance.	
  	
  
	
  
The	
  SR-­‐22	
  form	
  can	
  be	
  filed	
  online.	
  You	
  need	
  to	
  file	
  an	
  SR-­‐22	
  form	
  
only	
  if	
  you	
  have	
  been	
  notified	
  by	
  a	
  state	
  that	
  one	
  is	
  required	
  from	
  you	
  
proving	
  that	
  you	
  carry	
  auto	
  insurance,	
  at	
  least	
  up	
  to	
  the	
  state's	
  
minimum	
  requirements	
  for	
  liability	
  in	
  your	
  auto	
  insurance.	
  You	
  can	
  
file	
  your	
  SR-­‐22	
  online	
  if	
  you	
  have	
  been	
  notified	
  by	
  a	
  state's	
  
Department	
  of	
  Motor	
  Vehicles	
  that	
  one	
  is	
  required	
  from	
  you	
  because	
  
of	
  your	
  past	
  driving	
  violations	
  including	
  accidents	
  that	
  you	
  had	
  
without	
  owning	
  auto	
  insurance	
  in	
  that	
  state.	
  Here	
  are	
  a	
  list	
  of	
  states	
  
participating	
  in	
  electronic	
  data	
  exchange	
  of	
  SR22/SR26:	
  
	
  
        • Colorado	
  
        • Idaho	
  
        • Illinois	
  
        • Missouri	
  
        • Nebraska	
  
        • Washington	
  
        • Wisconsin	
  
        • Wyoming	
  
	
  
Simply	
  put,	
  when	
  a	
  state	
  considers	
  you	
  to	
  be	
  a	
  high	
  risk	
  driver,	
  you	
  must	
  prove	
  that	
  you	
  do	
  own	
  auto	
  
insurance	
  by	
  filing	
  an	
  SR-­‐22	
  form	
  which	
  you	
  can	
  file	
  online.	
  Before	
  you	
  can	
  file	
  an	
  SR-­‐22	
  form	
  online,	
  
you	
  need	
  to	
  find	
  an	
  auto	
  insurance	
  company	
  that	
  is	
  willing	
  to	
  write	
  you	
  an	
  auto	
  insurance	
  policy	
  with	
  
state	
  minimum	
  liability	
  coverage	
  that	
  you	
  can	
  afford.	
  You	
  must	
  show	
  proof	
  that	
  you	
  have,	
  actually,	
  
paid	
  for	
  your	
  state	
  minimum	
  auto	
  insurance	
  policy.	
  	
  Almost	
  all	
  auto	
  insurance	
  providers	
  provide	
  
online	
  quotes	
  for	
  SR22.	
  Once	
  you	
  have	
  paid	
  for	
  your	
  auto	
  insurance	
  policy,	
  you	
  can	
  get	
  the	
  
information	
  from	
  your	
  policy	
  that	
  is	
  required	
  to	
  fill	
  out	
  the	
  SR-­‐22	
  form.	
  	
  
	
  
Some	
  of	
  the	
  information	
  that	
  you	
  need	
  to	
  file	
  is	
  the	
  onset	
  of	
  your	
  high	
  risk	
  insurance	
  policy	
  and	
  its	
  
terminating	
  date.	
  If	
  you	
  buy	
  high	
  risk	
  insurance	
  and	
  terminate	
  it	
  after	
  filing,	
  your	
  insurance	
  company	
  
will	
  have	
  to	
  notify	
  the	
  state	
  that	
  requires	
  you	
  to	
  have	
  high	
  risk	
  auto	
  insurance.	
  Usually,	
  your	
  insurance	
  
agent	
  will	
  be	
  able	
  to	
  file	
  your	
  SR-­‐22	
  form	
  with	
  the	
  state	
  once	
  you	
  have	
  notified	
  him	
  that	
  you	
  have	
  been	
  
notified	
  by	
  the	
  state's	
  Department	
  of	
  Motor	
  Vehicles.	
  If	
  you	
  let	
  your	
  auto	
  insurance	
  company	
  know	
  
that	
  you	
  will	
  have	
  to	
  file	
  an	
  SR-­‐22	
  form,	
  they	
  will	
  include	
  the	
  information	
  that	
  you	
  will	
  need	
  to	
  give	
  to	
  
the	
  state	
  on	
  the	
  SR-­‐22	
  form.	
  For	
  further	
  more	
  details,	
  visit	
  www.sr-­‐22-­‐insurance.org.	
  
	
  
The	
  information	
  that	
  you	
  need	
  to	
  fill	
  out	
  an	
  SR-­‐22	
  form	
  is	
  simple.	
  You	
  need	
  to	
  carry	
  the	
  minimum	
  
liability	
  requirements	
  for	
  auto	
  insurance.	
  You	
  need	
  to	
  have	
  bought	
  an	
  auto	
  insurance	
  policy	
  good	
  for	
  
three	
  years.	
  You	
  need	
  to	
  let	
  the	
  Department	
  of	
  Motor	
  Vehicles	
  know	
  the	
  name	
  of	
  your	
  insurance	
  
company.	
  The	
  state	
  in	
  which	
  you	
  were	
  caught	
  in	
  a	
  driving	
  accident	
  without	
  insurance	
  is	
  the	
  state	
  that	
  
will	
  let	
  you	
  know	
  if	
  you	
  need	
  to	
  fill	
  out	
  an	
  SR-­‐22	
  form	
  indicating	
  that	
  you	
  now	
  comply	
  with	
  the	
  law.	
  
The	
  state	
  in	
  which	
  you	
  have	
  been	
  charged	
  with	
  a	
  DUI	
  is	
  the	
  state	
  that	
  will	
  let	
  you	
  know	
  if	
  you	
  have	
  to	
  
fill	
  out	
  an	
  SR-­‐22	
  form	
  indicating	
  that	
  you	
  own	
  high	
  risk	
  motorist	
  insurance.	
  The	
  SR-­‐22	
  form	
  can	
  be	
  
filled	
  out	
  by	
  your	
  insurance	
  company	
  along	
  with	
  your	
  policy	
  or	
  you	
  can	
  fill	
  one	
  out	
  online.