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Asset Protection _ Privacy Guide

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Asset Protection _ Privacy Guide Powered By Docstoc
					                                  SPECIAL REPORT



                       The Ultimate

     Asset Protection
            &
      Privacy Guide
                                           Version 3.0
                    (visit www.KeepYourAssets.net to download the latest version)



                                                         by

                                            Steven Michaels
      (make sure to subscribe to our blog and receive regular updates by email)

Disclaimer: We do not give legal or tax advice. The following information is offered
only as a point of view. You are encouraged to evaluate this information and act
according to your own reasoning and conclusions. Because we encourage
independent thought and personal responsibility, we do not accept credit nor liability
for the use or misuse of this information.
            You are free to use and share this information provided you give proper credit with a link back to
        http://www.KeepYourAssets.net and with the understanding that you do not alter the content in any way.




                                                          1
                             TABLE OF CONTENTS

INTRODUCTION: The Need for Asset Protection & Privacy

Chapter 1: Do Not Keep All Your Eggs In One Basket

Chapter 2: Isolate "low risk" assets from "high risk" assets

Chapter 3: How to Protect The Equity In Your Home

Chapter 4: How To "Privatize" Your Life Using A New Mexico LLC

Chapter 5: How You Can Sell Real Estate Without Triggering "Transfer" Taxes

Chapter 6: How To Bank In Privacy Using The "Corporate Cloak"

Chapter 7: Create Multiple Layers Of Asset Protection Using Multiple LLC's

Chapter 8: Four "Must Read" Reports

Chapter 9: "Loose Lips Sink Ships"

Chapter 10: How To Set Up Your Own Anonymous Bank Account

Frequently Asked Questions

Chapter 11: Diversify Your Income and Boost Your Earning Potential

Chapter 12: How to "Inflation Proof" Your Earnings

Chapter 13: Private and Secure Communications

Chapter 14: Anonymous Web Surfing

Chapter 15: Safe Deposit Boxes: Safe or Not?

Chapter 16: Legal Self-Defense

Chapter 17: Code Talk

Chapter 18: 2nd Passport

Chapter 19: Free Your Mind


                                        2
INTRODUCTION

Before proceeding please watch the following 8 minute video:

http://jonathangullible.com/mmedia/PhilosophyOfLiberty-english_music.swf

and read this short post:

My Philosophy of Liberty – by Anthony Freeman
http://economicsandliberty.wordpress.com/my-philosophy-of-liberty/

The Need for Asset Protection & Privacy

Contents

Introduction

Section 1: The Current Landscape (Battlefield)

Out of control lawsuits
Bloated government with an ever-increasing appetite.
Advancing Socialism
Insane over-regulation

Section 2: Economic Slavery

The Middle Class Treadmill
Hidden inflation guarantees failure
"Debt is good" - another lie
Anesthetized Society

Section 3: Solutions

Asset Protection for Current and Future Wealth
Why a Bank may be the Worst Place For Your Money
Set Up Your Own Virtual Bank Account
Take Action

Introduction

We live in a dangerous world. What you do not know can hurt you.



                                         3
The purpose of this report is to help you to better understand and protect yourself
from the many dangers that threaten your economic survival.

Section 1

The Current Landscape (Battlefield)

"America has degenerated into the most litigious society in the world history. There
are now well over one million attorneys in our country - that's 70% of the world's
attorney population, and Americans only comprise 5% of the world's people! Our law
schools are presently graduating over 40,000 attorneys a year. For every 20
engineers, Japan only has one attorney. For every 2.5 attorneys, we have just one
engineer. As some of them like to facetiously say, "So many hosts, so few parasites."
Is it any wonder we can't find justice?

In 1993, the American Bar Association estimated there to be a 37% probability of the
average American becoming involved in some form of legal action in any given year.
This, of course, is very good news to the trial attorney who will charge you an
average of $100/hr and up: and whether he wins or loses your case, he still gets paid!
What would you do if you were to be sued today? Hire an attorney? In many cases,
having an attorney is worse than not having an attorney at all!

At an American Bar Association dinner in New York in 1978, U.S. Supreme Court
Chief Justice Warren Burger, as the guest speaker, stated:

"Ninety percent of all trial attorneys in this country are
incompetent."

If you believe that an attorney can always better represent you than you can
represent yourself, you have bought the attorney's lie that, "The man that represents
himself has a fool for a client." Did you believe that an attorney will always represent
your best interests first?

"The Attorney is an Officer of the Court. His first duty is to the courts and the public,
not to his client" 7 Corpus Juris Secundum, §4, pg. 802
- Economic Solutions, by Peter Kershaw, 1997

The American landscape today is filled with multiple threats - any of which can spell
financial disaster for you. Here are just a few of them:

a. Out of control lawsuits
b. Bloated government with an ever-increasing appetite
c. Advancing Socialism
d. Insane "over-regulation"


                                              4
Out of Control Lawsuits

As noted in the opening quotation, lawsuits have now become so prevalent that you
can no longer believe that you will not be affected. It is now a matter of "when" not "if"
a lawsuit enters your life.

Bloated Government

Bloated governments are expanding at an incredible pace and they never seem to
have enough money. Their growing appetite and inefficiency causes them to need
more and more tax revenue.

When they can't tax any more, they begin "licensing" and "permitting" those things
that are supposed to be your "rights" and they tack on another fee. When they get
desperate they resort to outright confiscation of private property.

Advancing Socialist Philosophy

Another dangerous trend is the Advancing Socialist Philosophy. This is the
philosophy of "government knows best". This Advancing Socialist Philosophy
punishes innovation and industry and rewards laziness and non-productivity.

"During recent centuries, many aspiring rulers have curried the common man's favor
by promising them other men's property ---"The redistribution of wealth." They call
themselves socialists, and they seek power through an evolutionary process. There
are others who share their socialist views, but who wish to speed the process through
revolution and terror. These are known as Communists.

In 1848, Karl Heinrich Marx wrote the Communist Manifesto, which has since become
the most widely read political pamphlet in the history of the world.

These are Ten Planks of the Manifesto [author's comments in brackets]:

1. Abolition of property in land and application of all rents of land to public purposes.
[Property taxes are "rent".]

2. A heavy progressive or graduating income tax. [Internal Revenue Code]

3. Abolition of all right of inheritance. [Estate and inheritance taxes]

4. Confiscation of the property of all emigrants and rebels. [Ashcroft's Patriot Act: If
you are designated a rebel "Enemy Combatant" you lose all pretended constitutional
rights.]


                                             5
5. Centralization of credit in the hands of the State, by means of a national bank with
State capital and an exclusive monopoly. [Federal Reserve]

6. Centralization of the means of communication and transport in the hands of the
State. [FCC, TSA, controlled media]

7. Extension of factories and instruments of production owned by the State, the
bringing into cultivation of waste lands, and the improvement of the soil generally in
accordance with a common plan. [Bureau of Land Management]

8. Equal liability of all to labor. Establishment of industrial armies, especially for
agriculture.

9. Combination of agriculture with manufacturing industries; gradual abolition of the
distinction between town and country by a more equable distribution of population
over the country.

10. Free education for all children in public schools.

Source: Economic Solutions, Peter Kershaw, 1997

Many people will argue that most of these Planks are already in place! What do you
think?

Insane "Over-Regulation"

Do you believe we live in a "free" country? Try and do something without a permit,
license, or Social Security Number (read: Socialist Security Number).

"And that no man might buy or sell, save he that had the mark, or the name of the
beast, or the number of his name." Revelation 13:17

The immense explosion of laws, codes, ordinances, and regulations have created
one the greatest threats to one's assets and private property.

The following quote from Ayn Rand's novel says it well:

"Did you really think that we want those laws to be observed?" said Dr. Ferris. "We
WANT them broken. You'd better get it straight that it's not a bunch of boy scouts
you're up against - then you'll know that this is not the age of beautiful gestures.
We're after power and we mean it. You fellows were pikers, but we know the real
trick, and you'd better get wise to it. There's no way to rule innocent men. The only
power any government has is the power to crack down on criminals. Well, when there


                                              6
aren't enough criminals, one MAKES them. One declares so many things to be a
crime that it becomes impossible for men to live without breaking laws. Who wants a
nation of law-abiding citizens?

“What's there in that for anyone? But just pass the kind of laws that can neither be
observed nor enforced nor objectively interpreted - and you create a nation of law-
breakers - and then you cash in on guilt. Now that's the system, Mr. Rearden, that's
the game, and once you understand it, you'll be much easier to deal with."

(Page 406 of Atlas Shrugged, Ayn Rand).

Consider another quote concerning the voluminous 6000 plus pages of the Internal
Revenue Code that no one understands:

"Is it possible to ever learn the truth about income taxes, especially in light of all the
confusion, if not blatant misinformation? Yes, you can, but not by trusting attorneys
and accountants. These, after all, are highly compromised individuals - taxes are their
very livelihood! Higher taxation and more tax laws with ever-increasing complexity are
to their advantage. Yet, even these tax "professionals" seldom have a clue as to how
to properly interpret the tax laws.

The results of a 1989 Money Magazine survey of 50 top "Professional Tax
Preparers," unequivocally demonstrates the utter incomprehensibility of the income
tax laws:

The fifty preparers were given the assignment of preparing tax returns for a fictitious
American family. None of them arrived at even close to the same bottom line figure.
In fact, discrepancies ranged anywhere from $12,539 to $35,813! Imagine the
absurdity of trying to figure your own taxes correctly, when even the "professionals"
are incapable of doing so!"
- Economic Solutions, Peter Kershaw, 1997

In fact a survey in 2003 showed that the IRS "help line" gave wrong answers to
taxpayers questions 47% of the time!

Read what Ronald Reagan had to say in 1984:

"The government has the nerve to tell the people of the country, 'You figure out how
much you owe us, and we can't help you because our people don't understand it
either; and if you make a mistake, we'll make you pay a penalty for making the
mistake'."

In summary, we live in a dangerous world and the American landscape is fraught with
land mines that are direct threats to your financial well being.


                                            7
                                       Section 2

Economic Slavery

Americans, living in what is called the richest nation on earth, seem always to be
short of money. Wives are working in unprecedented numbers, husbands hope for
overtime hours to earn more, or take part-time jobs evenings and weekends, children
look for odd jobs for spending money, the family debt climbs higher, and
psychologists say one of the biggest causes of family quarrels and breakups is
"arguments over money."
- Billions for the Bankers,vDebt for the People, Pastor Sheldon Emry

Have you ever wondered why you never seem to get ahead? One of the biggest lies
is that the American Middle Class is "prospering". Do you ever feel like you are on the
"Middle Class Treadmill"?

What they don't tell you is that, after inflation, taxes and debt payments most people
are worse off than when they started. They are simply taking one step forward and
two steps back and they wonder why they never get ahead.

Consider this statistic from a recent government report:

At age 65, ninety-five out of one hundred people will be dependent in some way upon
their family, their church, or the government. Four of them will be comfortable and
only one will be rich.

Society has been so "anesthetized" by television and recreation that we don't see our
money being taken from us from right under our noses. Most people in America can
tell you what episode of their favorite television show they saw last night but they can't
tell you the last time they read the united states Constitution or the Declaration of
Independence! Did you know that the U.S. Founding Fathers revolted over a 5% tax
by the King of England? Yet today Americans pay as much as 50% in local, state and
federal taxes.

"If the American people ever allow private banks to control the issue of their money,
first by inflation and then by deflation, the banks and corporations that will grow up
around them (around the banks), will deprive the people of their property until their
children will wake up homeless on the continent their fathers conquered."
- Thomas Jefferson

Because the Federal Reserve creates money and puts it into circulation by loaning it
to the government, it is mathematically impossible to ever repay the national debt.
The U.S. is slowly and methodically progressing towards the day that it goes


                                            8
bankrupt.

When this happens you will see the rapid drop in the value of the dollar. This will
shatter the current economic condition and create the "mother of all depressions".

For a sneak peak into the future do an Internet search on Argentina's recent default
on their national debt in 2002. When this happened the Argentine Peso lost over 60%
of its value in less than six months! Unemployment soared to over 25% percent and
the country went from being a thriving economy to a third world country.

"No currency has suffered a smaller loss from inflation since World War II than the
German Mark. Yet even so, 71 percent of it's value vanished between January 1,
1949, and the end of June 1995. The world reserve currency during this period, the
U.S. Dollar, lost 84 percent of its value. This is a measure of the wealth that
governments expropriated by exploiting their territorial monopolies on legal tender."
- The Sovereign Individual, by James Dale Davidson and Lord William Rees-Mogg)

The Federal Reserve, by attempting to regulate the economy with the expansion and
contraction of credit, has created an economic environment that greatly magnifies our
boom and bust cycle. The "boom" times are signified by greatly exaggerated prices
like the stock market "bubble" of the nineties and the housing bubble of the years
2003 - 2005.

The final expansion of credit and money printing will result in what Ludwig Von Mises
referred to as “The Crack-up Boom”.

Combine these two major forces and it doesn't take much to recognize that we are in
for some very rough seas over the next 10 to 15 years. The place to be during these
tumultuous times will be in precious metals. In times of economic uncertainty people
will flock to gold and silver.

Gold and Silver have been real money since biblical times - long before "paper"
money was created - and they will be here long after "paper money" returns to dust.

Here are some interesting quotes on gold:

"For more than two thousand years gold's natural qualities made it man's universal
medium of exchange. In contrast to political money, gold is honest money that
survived the ages and will live on long after the political fiats of today have gone the
way of all paper."
- Hans F. Sennholz

"If you don't trust gold, do you trust the logic of taking a beautiful pine tree, worth
about $4,000 - $5,000, cutting it up, turning it into pulp and then paper, putting some


                                            9
ink on it and then calling it one billion dollars?"
- Kenneth J. Gerbino

"Nothing beats a little cash in a bear market, of course, and the oldest form of cash is
gold."
- James Grant

"Gold is not less but more rational than paper money. Money holds value so long as it
is in limited supply; gold will always be in limited supply, and would require real
resources to produce even from the sea; paper and printing ink are not in limited
supply. The gold system is much closer to a modern automatic scientific control
system than the crude and relatively unstable system of paper."
- William Rees-Mogg

"Were we to be directed from Washington when to sow and when to reap, we should
soon want bread."
- Thomas Jefferson

"Of all the contrivances for cheating the laboring classes of mankind, none has been
more effective than that which deludes them with paper money."
- Daniel Webster

"Betting against gold is the same as betting on governments. He who bets on
governments and government money bets against 6,000 years of recorded human
history."
- Gary North

"Gold is worshiped in all climates, without a single temple, and by all classes, without
a single hypocrite.
- Caleb C. Colton

                                         Section 3

Solutions

How do you protect yourself and your assets in these treacherous times?

We believe that there are two critical steps that you must take to protect your financial
future.

The first thing you must do is protect your current assets so they are insulated from
these financial threats. The second thing you must do is create additional sources of
income that will help you weather the storms that comes your way.



                                              10
Asset Protection for Current and Future Wealth

Asset Protection is the act of positioning your assets in such a way that they are out
of reach of predators, lawsuits and even government agencies. The key is to "control"
your assets without actually "owning" them.

A good Asset Protection Plan is designed to make your assets difficult to discover or
too expensive to pursue.

A good Asset Protection Plan is put into place before it is needed. In a sense, it is a
type of insurance that will enable you to sleep well at night knowing that you are
protected.

How do you "control" your assets without actually "owning" them?

First, let us define "asset". An asset is anything of value that you want to preserve or
protect against hostile third parties.

To protect your valued assets against these predators you must own your assets in
an entity other than in your own name. There are many types of entities that you can
choose from and here are just a few:

Corporations
Partnerships
Trusts
Limited Liability Companies (LLCs)

When you "control" the entity you also control the checkbook. As the President or
Manager of your company you make all the decisions on behalf of the company and
benefit from all the assets of the company.

Corporations work well but are often difficult to maintain and, If you do not keep
proper records, you can lose your personal liability protection.

General Partnerships are generally not effective in asset protection although Limited
Partnerships offer some liability protection.

Limited Liability Companies are quickly replacing Limited Partnerships as Asset
Protection vehicles.

A Trust is an effective Asset Protection vehicle but only if it is an irrevocable trust.
Another problem with trusts is that you need to involve other parties whom you have
to trust to carry out your wishes and keep your information confidential.



                                           11
Limited Liability Companies have become the premiere Asset Protection vehicle
because of their superior asset protection features, their ease of operation, their low
maintenance, and their relatively low cost.

The best state to organize an LLC is in the state of New Mexico.

In 1993 the state of New Mexico adopted some of the most powerful LLC legislation
that has made New Mexico a premiere choice for those seeking privacy and asset
protection.

An LLC takes the limited liability features of a corporation and combines them with the
"pass through" tax benefits of a partnership. It is literally the best of both worlds. LLCs
are flexible and simple to form and are much easier to maintain than other entities.

Internationally, the LLC is the most common form of business entity in use. It traces
its roots to the German law of 1892, authorizing the Gesellschaft mit beschränker
Haftung (GmbH). While LLCs were being discussed in law reviews in the 1950s, it
was not until Wyoming adopted its LLC Act in 1977, that the entity found its way to the
United States. Soon after, virtually every state adopted their own LLC legislation.

Limited liability companies are now the entity of choice for individuals and businesses
seeking the ultimate in privacy and asset protection. Many Asset Protection
Consultants promote Nevada Corporations at premium prices and high maintenance
fees. What most of these promoters will not tell you is that the Invisible New Mexico
LLC offers more benefits at a fraction of the price. You also have a much lower profile.
The New Mexico LLC is one of the ultimate asset protection and privacy tools.

In New Mexico, only the following information is required when filing the Articles of
Organization:

(1) the name of the company and the address of the principal office (which can be
anywhere in the world)
(2) the name and address of the Registered Agent, and
(3) the duration of the LLC, which can be limited or perpetual.

This state does not require the names of the owners therefore your name does not
show up on the public records. There are no annual fees nor reports as long as you
do not make sales in New Mexico. This means that changes in ownership are not
public record. This is significant when compared to states like California that charge a
minimum $800 annual franchise tax.

It is not necessary to live in New Mexico to set up your asset protection plan with a
New Mexico Limited Liability Company.



                                            12
Protecting Real Estate, Rental Property, Business Assets, and Financial Accounts
with Multiple LLC's

The basic idea when using LLC's as an Asset Protection Strategy is to separate High
Risk Assets (cars, businesses, rentals) from Low Risk Assets (bank accounts, stocks,
bonds, mutual funds).

You can protect the equity in your home, rentals, or business through a strategy
called "equity stripping". Simply have your LLC record a "friendly" lien against the
property in an amount up to and exceeding the value of the property (see our FAQ
section for information on how to do this).

Your anonymous LLC will now hold a "mortgage" on your property thus eliminating
the equity that a potential "hostile party" can go after. When you have neither assets
nor equity (control without "ownership") you are essentially "judgment proof". When
an attorney or disgruntled party checks the public records and finds you have no
assets they will most likely move on to an easier target.

You can buy personal and real property in separate LLCs to maintain maximum
privacy and asset protection.

You can also have your business assets, real estate, and equipment owned by a
separate LLC (or multiple LLCs) and then lease them back to your business.

Owning a Vehicle With Limited Liability Company:

LLCs are a great privacy tool and are great for owning cars, heavy equipment, and
recreational vehicles.

Imagine you are in an auto accident and you are sued. When the hostile party
discovers that the owner of the vehicle is an LLC (which has no other assets) and that
you don't own anything either (your assets are owned by other LLCs) they give up or
settle at a greatly reduced amount.

Below is an example of how one might use multiple LLCs to achieve “bullet proof”
asset protection:

A husband and wife who own their own small business, their own home, a rental
house, two cars, a boat, and an investment portfolio of stocks and bonds may set up
a structure using multiple LLCs like this:

LLC #1: This LLC would own the two cars and boat (high risk assets)

LLC #2: This LLC would own the rental house (another high risk asset)


                                          13
LLC #3: This LLC would own all the assets of the business and lease them back to
the business. It would also record liens up to the full market values (equity stripping)
on the personal residence, the rental home, the automobiles and the boat. This LLC
would also own the portfolio of stocks and bonds.

LLC #4: This LLC would own the business.

Let us now examine what they have achieved:

First, the assets of their business are protected. If they are sued or go out of
business, they still own the equipment through LLC #3 and can start a new business
the very next day.

Their home and rental property would be protected because they would be
"mortgaged" to the hilt with no equity to go after. In addition, their rental property
would be owned by a separate LLC.

Their automobiles and boat are protected but, more importantly, their ownership is
separated from the other assets. Prior to putting this asset protection structure in
place they owned everything in their personal names and one simple car accident
would have put ALL their assets at risk.

And lastly, their business would be set up as its own LLC.

The more assets you have, the more LLC's you may want to set up.

NOTE: Do not order your LLC from an online "incorporation mill". They do not set up
your LLC properly and they will not preserve your anonymity. In addition to protecting
your anonymity, we provide you with our exclusive Operating Agreements. These
proprietary Operating Agreements are written with specific language tailored to the
privacy-minded individual. Included is specific language that can stop a creditor from
attaching your assets even if they know you own the LLC. These Operating
Agreements alone are worth their weight in gold. Contact us for more details.

Why a Bank may be the worst place for Your Money:

Did you know that banks may be the worst place to keep your money?

Try this little experiment:

Pick up your Account Holder Agreement (if you don't have one go pick one up from
the bank) and read it. Here is what one from Wells Fargo states:



                                             14
"The Bank may accept and act on any legal process that it believes is valid, whether
served in person, by mail or by facsimile transmission, at any Bank location. Legal
process includes, without limitation, a levy, garnishment or attachment, tax levy or
withholding order, injunction, restraining order, subpoena, search warrant,
government agency request for information or forfeiture relating to your account."

". . .The Bank will not notify you of a grand jury subpoena affecting your account."

". . . The Bank may, in its sole discretion, close your account at any time."

". . .when the Bank suspects that irregular, unauthorized, or unlawful activities may be
involved with your account, the Bank may "freeze" (or place on hold) the balance in
your account (and other accounts you maintain with the Bank) pending an
investigation of such suspected activities."

Does that make you sleep well at night? With the new, so-called "Patriot Laws" if you
"look" suspicious you are at risk. (What does a suspicious person look like?)

It gets worse. You must first understand the monster called "fractional reserve
banking" (which is the way our banks operate).

Fractional Reserve Banking means what it says. The banks only keep a fraction of the
deposits on hand as reserves to cover any withdrawals.

Sounds innocent enough but let's examine it further:

Banks only keep about $1 in reserves for every $10 in deposits. This means that if
more than one out of every ten account holders were to appear at the same time at
the bank to make a withdrawal, THE MONEY WOULDN'T BE THERE.

Sound far fetched? Do a "Google" search (http://www.google.com) for Argentina's
Debt and Banking Crisis and you'll get a preview of what can happen in the U.S.
Another way of looking at this is the fact that the banks have the ability to loan out
$10 for every $1 they take in.

If you think Enron and WorldCom had crooked books, this makes them pale in
comparison. Banks have the ability to create money out of thin air. If we tried that we
would be thrown in prison for counterfeiting.

What about the FDIC?

The Federal Deposit Insurance Corporation only has about 1/2 of 1% in reserves to
cover insurance claims. The FDIC is nothing more than a "confidence" game.



                                            15
What's the solution?

One solution is to keep as little money as possible in your bank. Only use banks to
cash your checks. Learn to use Cash, bitcoin (http://tinyurl.com/cu4j7gu) and Money
Orders as often as possible. Convert savings, paper investments, and excess cash
into bitcoin, physical gold and silver.

------------

Asset Protection Strategy #1

Don't Keep All Your Eggs In One Basket

The number one asset protection strategy is to not keep "all your eggs in one basket".
What this really means is that you should spread out the ownership of your assets
among several "entities". Let me explain what this really means by giving you an
example of the typical person:

The typical person owns everything in their own name; their house, their cars, their
savings & checking accounts, their retirement accounts and even their investment
accounts.

Then one day this person gets in a car accident, makes an off-colored remark at
work, becomes the target of a disgruntled customer or employee and now finds
himself in a potentially messy legal entanglement.

The disgruntled party visits his local attorney and the attorney wisely orders an asset
search of the public records to see if there are any assets worth going after.

To the his delight the attorney discovers that our friend has plenty of assets and
agrees to take the case on "contingency" with no "up front" cost to the disgruntled
party. The attorney does this because he knows the odds are good he'll be able to get
a settlement that will be quite profitable.

When our friend is named in the lawsuit every one of his assets are now at risk and
his negotiating position is highly compromised.

Now let's look what would happen if he owned none of his assets in his own name:

The disgruntled party's attorney conducts his asset search and discovers that our
friend has no assets to his name. The attorney advises his client that there is nothing
worth going after although he would be happy to take the case for a large, non-
refundable retainer.



                                           16
The disgruntled party decides that he cannot afford the lawsuit - especially when he
realizes his odds of capturing assets are remote.

By strategically changing the way he owned his assets, our friend effectively made
himself "judgment proof".
`
One of the most private and effective ways to own assets is with an Invisible New
Mexico LLC. In the next series of Asset Protection Strategies, I will show you how the
New Mexico LLC can be a powerful tool in helping you keep your hard-earned assets
while maintaining your privacy.

----------

Asset Protection Strategy #2

Isolate "low risk" assets from "high risk" assets

When splitting up the way you own your assets it is important to make sure that you
are not mixing "low risk" assets with "high risk" assets.

For example, when you set up multiple New Mexico LLC's it would be a good idea to
own your vehicles in an LLC that doesn't own your investment account.

If you are involved in a car accident, and are at risk for a lawsuit, the first persons that
are going to get named in the lawsuit are: 1. the driver of the car, and 2. the owner of
the car.

If the owner of record of the car is a New Mexico LLC, and the car is the ONLY thing
the LLC owns, then the plaintiff can only go after the assets of the LLC itself (which is
now a wrecked car!).

When they also discover that you, as the driver, don't own anything yourself (it's all
owned by other LLC's) you become noncollectable.

If, for example, the LLC owned both your car and your home, they would both be
subject to attachment in a lawsuit.

Examples of high risk assets are boats, cars, rental properties, businesses, etc.

Examples of low risk assets are stocks & bonds, savings accounts, annuities, etc.

The more you want to protect each individual asset the more LLC's you would use.

The New Mexico LLC is an excellent tool for owning assets.


                                             17
In our next section we'll discuss the powerful Asset Protection Strategy called "Equity
Stripping".

----------

Asset Protection Strategy #3

How to Protect The Equity In Your Home

How would you like to protect the equity in your home without changing the way you
hold title?

Because of possible tax benefits you may want to keep title to your home in your own
name - but you can still protect the equity you've built up.

Here's how:

Through a little-known technique called "equity stripping" you can effectively "lock up"
the equity you have in your home - or any other asset for that matter.

Here's how you do it:

Suppose you have $100,000 equity in your home and you want to protect it. First, you
form a New Mexico LLC. Next, your LLC "loans" you $150,000 secured by a 2ND
mortgage or trust deed that is recorded against your property.

Let's see what has happened:

By having your LLC place a 2ND mortgage or trust deed on your property you have
effectively "stripped away" the equity!

Now, in the event you are sued, any judgment creditor will have to stand in line
behind your LLC before they can get paid. Since there is no equity above the
$150,000 (in essence you are over-mortgaged by $50,000), there is no equity left for
a judgment creditor to go after.

Since you privately own the LLC, you also own and control the equity in your property.
You are free to release this mortgage/trust deed at any time because you are the
"Manager" of the LLC.

You might be asking, "how do I plan for appreciation?". This is a valid concern
because, as the property value increases, so does the equity. To account for this
simply have the 2nd mortgage/trust deed "accrue" interest at 10% per year with no


                                           18
monthly payments. Stipulate that "all accrued interest is payable on demand". As your
equity grows so does the outstanding balance on the mortgage.

With a little creativity you can effectively "strip away" the equity from everything you
own. To the public you will look like an over-mortgaged debtor. Privately, you will
control large amounts of equity. Visit our Member's Area for more details on how to do
this:

http://keepyourassets.net

----------

Asset Protection Strategy #4

How To "Privatize" Your Life Using A New Mexico LLC

When you give out your personal address you open yourself up to all kinds of
potential snoopers - like prying government agencies, nosy individuals, and even
stalkers.

One of the golden rules of privacy is to not "advertise" where you live. A good
example of advertising your home address is by putting it on your checks, drivers
license, or by giving out your home address as your mailing address.

A far better solution would be to rent a private mailbox (like Mail Boxes, Etc., or better
yet, a small, non-franchise service) that you can receive personal mail and have your
checks sent to.

If you are looking for high-level privacy it is recommended that you take all utilities out
of your name and put them in the name of your New Mexico LLC. In addition, I would
have these bills sent to your private mailbox. A good rule of thumb is to avoid
receiving mail at your personal residence.

Owning your home in your own name also makes it easy for someone to find you. All
they have to do is go down to their local tax assessor, punch your name in a
computer, and "presto" up comes your property address. By transferring your title to
your New Mexico LLC you will no longer "own" property and a name search at the
county courthouse will turn up nothing.

The process of privatizing your life can be overwhelming but, if your situation is not
urgent, you can begin to make small changes in the way you conduct your life. Within
a short period of time you will have everything out of your name and you will become
"invisible" to the public.



                                            19
----------


Asset Protection Strategy #5

How You Can Sell Real Estate In Total Privacy Without Triggering "Transfer"
Taxes.

How would you like to transfer real estate ownership privately and anonymously?

Okay, here's how you do it:

First you simply transfer the title to your real estate to your New Mexico LLC by using
whatever instrument is used in your county (IE. Warranty Deed, Grant Deed, etc.).

Consult your tax adviser to make sure you don't create a "taxable event". This
shouldn't be a problem provided you designate a "sales price" that is not greater than
your "adjusted basis". Or, since you own the LLC, this transaction may be
"transparent" for tax purposes. Again, consult your tax adviser for details.

Now that you've transferred ownership to your New Mexico LLC you are ready to sell
the property. Here's how you do it in total privacy:

Rather than of selling the real estate by a deed instrument you will instead sell your
OWNERSHIP INTEREST in the LLC. Since you own the LLC, and the property is the
only asset owned by the LLC, you can simply sell the LLC and the property goes with
it.

What you have done is converted your "real property" to "personal property". Your
ownership interest in the LLC (called Membership Interest evidenced by Membership
Certificates/Units) is simply assigned to the individual that is buying your property.

In essence, the property has never been transferred out of the LLC. The LLC itself is
what has been sold. Since this is a private transaction involving personal property,
there is no public record.

The tax laws of most countries consider any profit a taxable gain subject to taxation
so make sure and check with your tax adviser for tax advice.

This same privacy principle can be applied to cars or any other asset.

----------

Asset Protection Strategy #6


                                          20
How To Bank In Privacy Using The "Corporate Cloak"

As you are already probably aware, there is not much privacy left in the world. It
seems as though everything you do is tracked in one database or another
somewhere.

Using the New Mexico LLC to do your banking is an excellent privacy and asset
protection strategy.

With this strategy you will open a traditional business checking account in the name
of your LLC. Our Private Banking Report shows you how to get a Tax ID (TIN) for your
LLC. Use this number when opening your account.

Since the account will be tied to the TIN and not your Social Security Number, this
account will be hidden from an asset search and your funds will be protected.

Since the LLC is a separate legal entity it cannot be held liable for personal debts or
obligations.

Now you can use this business account to cash checks, write checks, and pay bills -
just like a regular personal checking account.

Simply endorse the back of each check you receive and then deposit them into your
LLC checking account. To access your funds simply write yourself a check or set up a
Visa Check Card (debit card) on your account.

NOTE: We have recently introduced a Special Report: How To Open an Invisible
Bank Account WITHOUT a Social Security Number or Tax ID Number . Visit
http://www.InvisibleBanking.com for details.

Testimonial:

"Greetings, Thanks so much for your advice it gave me the positive energy that I was
lacking. I couldn’t try Washington Mutual or Wells Fargo because I have property in
South Florida that are in default. On the advice of a friend I and went to Heritage
Bank Heritage bank has a policy that requires Virginia identification, so consequently
I was turned down.”

 “The bank next-door was Wachovia. The gentleman there was very accommodating.
He asked for my SS# and I gave it to him, and at the same time I requested that it
not be in the bank records. He apologized and said, yes of course it’s not a sole
proprietor and it is not necessary, all that is required is the EIN number. The moral of
the story is perseverance, Stephen It has nothing to do with the banks. It depends


                                           21
only on who you talk to. Obviously this man he was a patriot Anyway They put a four-
day hold on my account since it was a new account. So I will be back to you soon."
-Gregory

----------


Asset Protection Strategy #7

How To Create Multiple Layers Of Asset Protection Using Multiple LLC's

It is important that you think of asset protection as a series of "firewalls". The more
firewalls you have, the more secure that you are.

If someone has unlimited resources, time, and desire to come after you - they will
eventually find you. Fortunately, most people don't have these unlimited resources
and a well designed plan will easily frustrate them and force them to give up.

There are two ways to use multiple LLC's to increase your number of firewalls:

The first is to "break up" the ownership of your assets into various LLC's (horizontal
approach).

The second is to have your LLC's owned by other LLC's which are then owned by
even more LLC's (vertical approach).

The most powerful asset protection plan implements both of these strategies.

Because the New Mexico LLC is so flexible, your possibilities are limited only by your
imagination.
----------

Asset Protection Strategy #8

Four "Must Read" Reports

Privacy and the Digital Revolution
http://keepyourassets.net/wp-content/uploads/2011/05/digitalrevolution.pdf

Hyperinflation Special Report
http://www.shadowstats.com/article/no-414-hyperinflation-special-report-2012

How to Prosper in Hyperinflation
http://tinyurl.com/anrcok


                                            22
How to pay off your debts for pennies on the dollar
http://tinyurl.com/bnlklk

-----

Asset Protection Strategy #9

"Loose Lips Sink Ships"

In the last sections we've shared some powerful asset protection techniques using the
New Mexico LLC.

All these are meaningless if you openly advertise what you are doing. The title of this
strategy could just as easily have been titled "Three Can Keep A Secret If Two Are
Dead" but we didn't want you to get the wrong idea!

Our point is that, in order to have maximum privacy, you must disclose all information
only on a "need to know" basis.

More often than not the greatest plans can be foiled by a vindictive ex-spouse or
business partner that you've "spilled the beans to" in a moment of weakness.

----------

Asset Protection Strategy #10

How To Set Up Your Own Private Financial Account

NOTE: We covered this info earlier but we now go into a little more detail.

The Problem With Traditional Banking

You must first understand the monster called "fractional reserve banking" (which is
the way US banks operate). Fractional Reserve Banking means what it says. The
banks only keep a fraction of the deposits on hand as reserves to cover any
withdrawals.

Sounds innocent enough but let's examine it further:

Banks only keep about $1 in reserves for every $10 in deposits. This means that if
more than one out of every ten account holders were to appear at the same time at
the bank to make a withdrawal, THE MONEY WOULDN'T BE THERE.



                                           23
Another way of looking at fractional reserve banking is the fact that the banks have
the ability to loan out $10 for every $1 they take in.

If you think Enron and WorldCom had crooked books, this makes them pale in
comparison. Banks have the ability to create money out of thin air. If we tried that we
would be thrown in prison for counterfeiting.

Sound far fetched? Do a "Google" search for Argentina's Debt and Banking Crisis and
you'll get a preview of what can happen in the U.S. Below are a few links in
chronological order. Pay special attention to how bank depositors were restricted to
only being able to withdraw $1,000 a month (this was their own money!) while the
peso lost over 60% of its value.

http://www.time.com/time/world/article/0,8599,189393,00.html

http://www.worldpress.org/Americas/380.cfm

http://news.bbc.co.uk/1/hi/world/americas/1947766.stm

http://news.bbc.co.uk/1/hi/business/2471617.stm

With U.S. government spending on special interest bills
(http://www.usatoday.com/news/washington/2005-08-10-bush_x.htm) and funding of
numerous wars around the world it's only a matter of time before the U.S.
experiences a similar crisis.

U.S National Debt Clock - The Gross National Debt:
http://zfacts.com/p/461.html

What about the FDIC?

The Federal Deposit Insurance Corporation only has about 1/2 of 1% in reserves to
cover insurance claims. The FDIC is nothing more than a "confidence" game.

What's the solution?

One solution is to keep as little money as possible in your bank. Consider using an
LLC or Corporation to hold your bank account. (You can set up a totally private LLC at
http://www.KeepYourAssets.net) Only use banks to cash your checks. Learn to use
Cash and Money Orders as often as possible. Convert savings, paper investments,
and excess cash into physical gold and silver.

How to Open Your Own “Secret Bank Account” in the U.S.A.



                                           24
In today's world of “terror watch lists” and “ID theft” it is getting increasingly
difficult to achieve privacy in your financial affairs but there are still some ways to
preserve your privacy. We have outlined some strategies below and we have
mentioned a few e-currencies that have potential in the future for private
transactions.

Use Bitcoin

For information on why this may be “The Ultimate Offshore Bank Account” listen
to the recorded radio show and read the Special Report: “Bitcoin – What It Is and
Why It Matters”:

http://tinyurl.com/cu4j7gu

The “Corporate Cloak” Bank Account

The “Corporate Cloak” is a great way to have all the benefits of a traditional
checking account while still maintaining a high degree of privacy. Here’s how it
works:

1. Order an Invisible New Mexico LLC (order online at
http://www.KeepYourAssets.net)
2. Open a business account at your local bank in the name of your LLC.
3. Ask for a Visa Check Card on the account as well as regular business checks.
5. Designate yourself as the “Manager” of the LLC and signer on the account.

Benefits:

You now have an account with all the benefits of a traditional account. You can
deposit checks made out to you (or names/companies controlled by you) into this
account by simply endorsing the backs of the checks before depositing. You can
write checks from this account to pay bills and also use your Visa Check Card.
Since this account is in the name of the LLC it is treated as a separate, legal
entity. This means that the funds in this account cannot be seized to pay your
personal debts. You will still have to provide ID and Social Security
Number as the signer of the account although the account will only be
tied to the EIN and not your SSN. This means that the LLC cannot be held
liable for any personal debts.

Your personal information is used by the bank to make sure you don’t have a
history of writing bad checks. If you do not want your personal information
disclosed, you can hire a friend as “manager” and open the account, sign a
bunch of checks, and then turn everything over to you. Or, order a stamp with
their signature and have them sign a document giving you authorization to use
their signature for the checking account. You then use these pre-signed checks or
the Visa Check Card to pay bills, withdraw funds, etc. You can also make deposits

                                          25
at any time to this account.

Other Tips & Tricks

Money Orders: To avoid banks altogether have people pay you with blank
(“payee” line is left blank) Money Orders. They can then be used to pay other
bills. Postal Money Orders can be converted back into cash at your local post
office.

Check Recycling: When someone pays you by regular check, simply sign the
back of it and forward it on to pay one of your other bills such as the car
payment, utility bill, etc. Don’t worry about the amounts being in odd amounts.
Any overpayment that you make when paying your bill will show up as a credit on
your next bill.

Make sure to write “pay to the order of…” and write the name of the person or
company you are paying before signing.

Family Member: You can also sign your checks and give them to a friend or
family member to run through their checking account for cashing. Buy them
lunch and you’ll both be happy! If you need a check, buy one from a friend or
family member and pay them with cash or a money order.

Barter: Whenever possible, trade in goods and services. Offer credits and gift
certificates that are redeemable for your goods and services as payment when
paying others. Accept credits from others as well. Always ask, “are you open to
trade?”. Check out the following links:

http://www.BarterTycoon.com

http://www.bartercoin.com

Cash, Gold & Silver: After all of this is said and done, cash is still king. Always
keep a good supply of cash on hand. The majority of these funds should be held
in gold and silver bullion – the ultimate forms of cash. We recommend finding a
local gold and silver bullion dealer that you can work with. If you are unable to
find a local bullion dealer then we recommend http://www.apmex.com for
purchasing gold and silver at discount prices.

Use Your Bullion Dealer as a Banker: Have people pay you in gold and silver
bullion (see “How to 'Inflation-Proof' Your Earnings” below). When you need
cash, sell some some bullion back to your local bullion dealer. Combine this
strategy with money orders and check recycling and you may never need a bank.

Stores of Value: In addition to gold and silver, your savings can be held in other
“stores of value” such as: inventory for a business, food supplies, home & auto

                                        26
supplies, guns & ammo, as well as other goods that you can use or trade with in
the future.

For further reading: Guerrilla Capitalism - by Adam Cash


Digital Currencies:

bitcoin: http://tinyurl.com/cu4j7gu

BARTERCOIN: http://www.bartercoin.com


Visa/MasterCard Gift Cards

These are actual debit cards that you can buy at any supermarket or drugstore.
You can buy in amounts up to $500 anonymously and can be used to make both
online and in-person purchases.

Walmart or Target Gift Cards: Now here's a novel idea. Why not use Walmart
gift cards as currency? You can send them through the mail and they can be
used to buy all of the necessities of life – all under one roof.

MoneyPaks

MoneyPaks can be bought with cash. You can send the redemption code to
someone who has a reloadable debit card and they can load the funds onto their
card. An interesting way to pay or get paid.

Offshore Banks

These banks require ID but give you the ability to have funds outside of the U.S.
Belize Bank http://www.belizebank.com and http://www.cayebank.bz

More Offshore Bank Accounts

OFFSHORE BANKING OPTIONS

NOTE: We have recently introduced a Special Report: How To Open an Invisible
Bank Account WITHOUT a Social Security Number or Tax ID Number . Visit
http://www.InvisibleBanking.com for details.

NOTE: If you want privacy make sure that the offshore bank you use does not
have any branches located in your home country because these banks can be
forced to give up your information if they want to keep doing business in your
home country.

                                        27
Not so secret: UBS to divulge Swiss account names
read story:http://tinyurl.com/mkht6l


----------

Frequently Asked Questions - Please see our FAQ page:
http://www.KeepYourAssets.net

----------

Asset Protection Strategy #11

Diversify Your Income and Boost Your Earning Potential

An important asset protection strategy that most people overlook is in the area of
diversifying their income and boosting their earning potential. They take all the steps
to protect what they own but they never give a thought as to how they would handle
the loss of their primary income. Ask yourself this question, "What would I do if my
primary income stopped?"

There are two solutions: The first is to create multiple streams of income and to
always be on the lookout for ways of generating more revenue. Here are some
examples of multiple streams of income:

- A Real Estate investor who has several rental properties (preferably owned in
separate LLC's). Each one of these properties provides a different stream of income.
- An Entrepreneur who owns several businesses in unrelated industries or regions.
- An Internet Entrepreneur who has several affiliate relationships which generate
multiple income streams.
    – A Wage Earner who has built up a sizable Affiliate Income that can replace his
       employment income if he loses his job.
    –
Take a look at our Platinum Affilate Program and learn how you can earn a
sizeable income by simply giving away this FREE Report.

Click on the following link for more info:

http://keepyourassets.net/profit

Ideally you want to get to the point where all your income streams are passive and
require little management. This gives you the free time to enjoy it.



                                             28
The second solution is to increase your knowledge, build your skill set and learn a
new trade or profession as a back up.

----------


Asset Protection Strategy #12

How to "Inflation Proof" Your Earnings

With the prospect of high inflation on the horizon it is now more important than ever to
protect your assets and your earnings.

Here is a unique way that you can do this:

Simply ask your employer to pay you in One Dollar Silver American Eagles or Fifty
Dollar Gold American Eagles instead of paper dollars. These coins are legal tender
and are fully acceptable in commerce.

Example: Let's say you currently earn $2,000 per month from your job. The current
price of a One Dollar Silver American Eagle is approximately $16 (as of 12/27/08).
Divide $16 into $2,000 and you get 125 X One Dollar Silver Eagles. This is what you
would ask your employer to pay you: $125 per month in the form of One Dollar Silver
Eagles.

Of course this is all easier said than done but I hope I have given you ideas on how
you can protect the purchasing power of your earnings.

If all else fails, take your regular pay and buy silver and gold. When you see the price
of these metals rising start asking for pay raises (if employed) or raise your prices (if
you own your own business).

----------

Asset Protection Strategy #13

Private and Secure Communications

->For FREE private voice mail and fax search the web for “free voicemail and fax”.

Back a few years ago, Echelon was big news. That's the global surveillance system
used to log and eavesdrop on everyday global communications, using a keyword
trigger mechanism. It covers all sorts of communication mediums, including phone
calls. Basically, if what you're saying includes certain key words (like 'bomb' for


                                           29
example, or maybe even 'tax avoidance' etc.) then these words trigger the system to
log your communication for future analysis.

If it sounds like something from Orwell's "1984", then you're right, it is.

What can you do about all this? Well, one thing you can do is become more privacy-
aware. Be aware that some innocent phone call you are having may be listened in on.
Be aware that your everyday innocuous emails may be getting read.

When it comes to the net, there is one very simple way to thwart the grand plans of
surveillance state - and that is to learn how to encrypt any sensitive emails, or all your
emails if you choose.

Encryption is the process of turning your email text into "code" so that no one else
can read it. When you encrypt a message you are "locking" it tight, so it can only be
unlocked by the intended recipient.

The best way to illustrate the importance of this is to realize that your ordinary email is
very much like the traditional postcard. As you know, a postcard is something you
write on and post – without any cover. A postcard can be read by your local postal
worker, while he sorts it. It can be read by the postman when he delivers it. And it can
be read by anyone who picks it up in between. In other words, you would never write
anything private or confidential on a postcard. No, at the very minimum you'd put your
message on paper and seal it inside an envelope.

Well, it's the same with email. Your everyday email is just like a postcard - a message
without any "cover". Encryption allows you to communicate privately - to effectively
seal your email.

There are many ways you can communicate privately on the net - using various
services and technologies - but the best and safest is to use PGP - Pretty Good
Privacy.

PGP
http://www.pgp.com

Free PGP Alternative
http://www.gnupg.org

Simple FREE software to make gnupg easier to use (highly recommended for
Windows Users):
http://en.wikipedia.org/wiki/Gpg4win

This is a dedicated encryption program which you download and install on your own


                                             30
computer. In most cases this will work seamlessly with your email software, allowing
you to send and receive PGP-encrypted email with ease.

The process itself is easy to understand. You create two "keys" - a public and private
one. To send a message to someone else, they must have first given you their public
key. You "lock" (encrypt) the message with their public key and send it. They can read
the message by "unlocking" it (decrypting) with their private key. No one else can read
the message (without the private key).

In this way, you can create a privacy "channel" between yourself and any other
nominated parties (http://en.wikipedia.org/wiki/Public-key_cryptography ).

When PGP was first issued, many people found it a bit difficult to set up and use. But
that is changing.

The actual process of encrypting a message goes like this: you write your message
as usual, but before hitting the "send" button you simply click on the encrypt button.
When you then press send, you will be prompted to select the appropriate key (for the
person you are sending it to) - then it's gone.

At the other end, the recipient of your encrypted email would open it to see the
encrypted message, then hit his "decrypt" button, enter his PGP password, and voila,
the message magically coverts itself back to plain language.

To show you how this all looks, here's an actual example of encrypted text.

The plain text says simply, "How are you today?". The encrypted version of those
words looks like this:

-----BEGIN PGP MESSAGE-----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                                          31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=0/4g
-----END PGP MESSAGE-----

As you can see, they bear little resemblance to each other!

To decode this message you would first have had to send me your PGP public key,
and I would have had to send you mine - and I would have sent this message to you
using your key to encrypt the message, while you would use your PGP decryption
password to "unscramble" it.

Contrary to many people's fears, PGP is not intimidating to use at all. Once you have
created your keys, after installing the software, and distributed your public key to
those people you want to communicate privately with, then the everyday process of
sending and receiving encrypted email is a breeze.

There are other email encryption services like hushmail but hushmail is known to
have been compromised.

You can also use PGP to encrypt files on your hard drive. Another excellent tool for
encrypting your data is TrueCrypt (www.truecrypt.org). TrueCrypt is a Free open-
source disk encryption software for Windows, Mac and Linux.

Main Features:

* Creates a virtual encrypted disk within a file and mounts it as a real disk.


                                            32
* Encrypts an entire hard disk partition or a device, such as USB flash drive.

* Encryption is automatic, real-time (on-the-fly) and transparent.

* Provides two levels of plausible deniability, in case an adversary forces you to reveal
the password:

1) Hidden volume

2) No TrueCrypt volume can be identified

Visit www.truecrypt.org for more information on their product.

Encrypted Phone Calls:

Please visit our Members Area for the latest tools for encrypted phone calls and
encrypted chat:

http://keepyourassets.net

Your Home Address:

Also known as "where you sleep at night". Work at changing all your correspondence
so that nothing leads back to where you sleep at night. Rent a mailbox with a street
address (UPS Store, Pac-Mail, etc.). Change all of your bills, and driver's license to
that address. Put your utilities in the name of an Invisible New Mexico LLC. Some
people forget to update the home address they have on file with the mail service
when they move. Read that last sentence again. A mailing address that does not lead
back to "where you sleep at night" is what is know as a "dead drop". You certainly
don't want jack-booted thugs kicking down your door at 4 o'clock in the morning.

----------

Asset Protection Strategy #14

Anonymous Web Surfing

If privacy is important to you then you must understand that each time you visit a
website your IP address can be logged and can be traced back to you. Obviously this
is not good if you wish to keep your web activities private – especially if you may be
viewing politically incorrect sites.

With the increased surveillance state, viewing just about any web content that doesn't


                                           33
"tow" the proverbial "party line" can brand you as a "misfit" or "enemy combatant".

Fortunately, technology has given us some tools to help make our web surfing
anonymous. These are "anonymizing" services that work like this:

Instead of your computer transmitting the data directly to the recipient (Web-, News-
or Email-Servers), these are transmitted to the anonymous server. The anonymous
server anonymizes the transmitted data and continues to transmit these then to the
actual recipient. A possible response (Web-Server) of the recipient is transmitted over
the anonymous server back to you.

We recommend:

www.TorProject.org

and

www.CryptoHippie.com (7 day FREE Trial at this link!)
----------

Asset Protection Strategy #15

Safe Deposit Boxes: Safe or Not?

Many people have the mistaken belief that their valuables are safe in a Safe Deposit
Box. Read the following stories and decide:

The Raid that Rocked the Met
http://tinyurl.com/ygmv3ed

Anguished Tales of Property Taken by State
San Francisco Chronicle
http://tinyurl.com/58llxd

Safety deposit box raids yield £1bn of drugs, cash and guns
Telegraph
http://tinyurl.com/yhh3zo8

Not-So-Safe-Deposit Boxes: States Seize Citizens' Property to Balance Their
Budgets
ABC News - May 12, 2008
http://tinyurl.com/693fv8

Here are a few more risks:


                                          34
Access to your safe deposit box could be restricted in the event of

- a bank closure or bank declared holiday due to a monetary crisis
- a natural disaster
- a creditor wins a judgment and attempts to enforce collection
- the IRS decides you owe them money

In short, nothing beats having your valuables close by and easily accessible. It is
always better when you do not have to ask someone else for their permission to
access your valuables.

One solution is to keep a safe in your home. There are also many less obvious places
to hide valuables in and around your home. A good resource is the book "The Big
Book of Secret Hiding Places" by Jack Luger and “How To Hide Anything” by Michael
Conner.

You can also buy what are known as "decoy safes". These are secret hiding
compartments that are pre-made into common household items like soda cans,
shaving cream containers, rocks, etc. Do a web search for "decoy safes" and you will
find many of these products.

----------

Asset Protection Strategy #16

Legal Self-Defense

If you set up your Asset Protection & Privacy Strategies carefully you will most likely
never have to worry about protecting yourself against a legal attack. But, in the event
that you do, you will want to have a strategy for self-defense.

As mentioned in previous e-mails, the best defense is to own no assets in your own
name but, if you find your self the victim of a legal attack, in either a civil or criminal
matter - you must be prepared.

The number one action that gets most people in trouble is the act of arguing or
attempting to "justify" or "prove" their position or case. The secret is to never assume
the burden of proof.

When an adversary makes a claim do not jump in and try to justify your position.
Instead simply force them to prove theirs.

Do you remember when you were a kid being teased by your brother or sister? Do


                                             35
you remember telling your Mom and Dad about it and your sibling saying, "Prove it!"?
Can you remember how frustrating it was to try and prove something? That is the key
here. The truth is that NO THING can be proven with an absolute certainty. There is
always that element of doubt that can be exploited.

Another self-defense tactic is to question the adversary. The one who is asking the
questions is the one who is in control. Always answer a question with another
question. When the adversary makes a claim or presentment (which is merely an
opinion) insist on the facts behind their opinions and do not settle for another opinion.

For a deeper understanding I highly recommend you read the book "Adventures In
Legal Land" by Marc Stevens which can be found at:

www.marcstevens.net

Here is a great radio interview with Marc that illustrates this concept:

http://www.ernesthancock.com/archive/media/2004-02-24-ernie.mp3

Remember, never assume anything and question everything. When you force the
adversary to prove, defend, define, and justify their argument (opinions) you have
deflected 90% of the attack and their arguments will usually fall of their own weight.

----------
Asset Protection Strategy #17

Code Talk

When governments become increasingly oppressive and restrictive many people
must move into the underground economy in order to survive and protect themselves
from state-sponsored violence. This is when you need to learn how to “talk in code”.
Talking in code simply means that you say something without directly saying it. It can
be the use of a different choice of words, a change in body language or even a pre-
arranged set of signals used to communicate without incriminating oneself.

For more information on this topic I highly recommend the following resources:

As The Authoritarian State Expands Learn To Talk In Code – by Robert Wenzell
http://tinyurl.com/4x3w6oc

An Agorist Primer – Counter-Economics, Total Freedom and You – by Samuel
Konkin III
http://tinyurl.com/ydmbfu6



                                            36
New Libertarian Manifesto – by Samuel Konkin III
http://tinyurl.com/3ocurm9

The Second Realm – by Jonathan Logan and XYZ
English: pdf, epub, mobi
Also see: http://www.secondrealm.net

Alongside Night – by J. Neil Schulman
http://tinyurl.com/nkzx3z
and
http://www.alongsidenight.com

A Lodging of Wayfaring Men – by Paul Rosenberg
http://tinyurl.com/7m9t58g (free .pdf copy)

http://tinyurl.com/84gjva8 (Amazon.com)

Asset Protection Strategy #18

2nd Passport

There are two important reasons to consider getting a second passport. The first is to
provide you safe harbor should your existing country of citizenship become too
oppressive. The second is to open you up to the potential tax benefits of earning
personal income in low-tax and no-tax jurisdictions. Please visit our Members Area at
http://www.KeepYourAssets.net for more information on 2nd passports.

Asset Protection Strategy #19

Free Your Mind

To truly understand the concept of Asset Protection, you must first understand the
greater concepts of freedom - the concepts of Life, Liberty, and Property.
Unfortunately, most of us are living in a false reality to some degree. Until we learn to
step away from this false reality, and see things as they really are, we will never truly
be free. An excellent source of information on individual liberty is our exclusive and
private Members Area:

http://www.keepyourassets.net/members-2
----------

BONUS REPORTS

BONUS #1: Private Banking Report (right click to download)


                                           37
BONUS #2: American Expatriation Guide http://tinyurl.com/7wsoxzl (right click
to download)

BONUS #3: Boundaries of Order – Private Property as a Social System - by
Butler Schaffer (My favorite book on what constitutes property and ownership.)

Final Asset Protection Strategy

Act Now

We have reached our final Asset Protection Strategy and I wanted to take a moment
and encourage you to start taking action now.

Too many people wait until they are "under fire" before deciding to take the necessary
steps to protect their assets. Often, by this time, it is too late.

Today the odds are overwhelming that you will be involved in some some sort of legal
dispute and probably more than one.

I've shared with you just of few the strategies that you can begin using right away.
Now is the time to start putting these strategies into practice. Visit our website to see
some of the services we offer to help you on your way. We also offer private
consultations to help you get started.

Click on the link below to learn more

                                  www.KeepYourAssets.net

Have you found this information profitable? If so, please share it with a friend. Send
them a copy of this report or direct them to our website.

            You are free to use and share this information provided you give proper credit with a link back to
        http://www.KeepYourAssets.net and with the understanding that you do not alter the content in any way.




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