funeral-costs-24 by MaggieMills1


									Funeral Costs

It’s not something that anyone wants to think about, but when you leave
this earth, there are going to be funeral costs that your family has to
worry about. The price of a funeral can be upwards of a few thousand
dollars, and many families don’t have this kind of money lying around at
a moments notice. That is one of the biggest problems with funeral costs.
With the exception of someone going through a long illness that is known
to be terminal, these costs are usually sudden and unexpected. If you
have not planned ahead, your family will be responsible for all of your
funeral costs.

When it comes to funeral costs, there are many things to consider. Not
only will there be a fee for the funeral home, there is also the coffin
to purchase. The price can be high. You also have to have a burial plot,
or pay for cremation if you don’t wish to be buried. Along with a burial
plot comes the cost of a tombstone, and those can be quite pricey. There
may also be other hidden costs that you may not have considered.

One option is to have an account set aside just for these purposes. It
may seem morbid, but if you don’t want your family to have to incur your
funeral costs, it is a great thing to do for them. You can tell your bank
that you want a savings account for just this purpose, and make sure you
are not the only name on the account. You should have it written up in
your will that this money is accessible to one person, and it is for the
purpose of covering your funeral costs. When the time comes, the money
will be there and waiting.

You can also find an insurance policy that is meant for covering your
funeral costs. I’m not sure how this works, but I would think it works
like a regular insurance policy, and the proceeds pay for your funeral
once you have passed on. You might also want to completely preplan your
funeral, and have everything prepaid if you know your time is coming
soon. Not all funeral providers will do this, but it never hurts to ask.
No matter which way to choose to go about this, know that when you
provide for your own funeral costs, you are taking a burden off of your
family at a time when they are hurting the most.

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