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DOWNTOWN DEVELOPMENT

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					                                   Downtown Tucson Partnership
                                     Incentives and Business Resources
                          http://www.downtowntucson.org/invest/compendium-online/
DOWNTOWN DEVELOPMENT ................................................................................... 5
 Accelerators ................................................................................................................... 5
   AZ Center for Innovation............................................................................................ 5
   Southern AZ Entrepreneurship Workshops ................................................................ 5
   Mentorship program for Clean Tech Startups ............................................................ 6
   New Incubators to Help Vets Start High-Growth Businesses .................................... 7
   DC-to-VC Summits .................................................................................................... 8
   AZ Innovation Connection ......................................................................................... 9
   AZ Innovation Accelerator Program ........................................................................ 10
   Greater Arizona Development Authority (GADA) .................................................. 11
   Trade Adjustment Assistance (TAA) Program ......................................................... 12
 Affordable Housing Programs ................................................................................... 13
   HOME Investment Partnerships ............................................................................... 13
   Low income housing tax credits (LIHTCS).............................................................. 14
   CDBG (HUD) ........................................................................................................... 15
   HUD 108 Loans ........................................................................................................ 16
   CDBG Renewal Communities/Empowerment Zones .............................................. 17
   Housing Operations. For Persons w/ AIDS .............................................................. 18
   Pima County Housing Counseling ............................................................................ 19
   Federal Home Loan Bank programs ......................................................................... 20
   IDEA Program .......................................................................................................... 20
   WISH Program.......................................................................................................... 22
   AHEAD Program ...................................................................................................... 23
   Community Investment Program (CIP) .................................................................... 24
   Standby Letters of Credit .......................................................................................... 26
   HPA Program (homeownership preservation advance) ............................................ 27
   FHLB Affordable Housing Program (AHP) ............................................................. 29
   City of Tucson's BMIR program .............................................................................. 30
   City of Tucson Lead Hazard Control Program (LHCP) ........................................... 31
   City of Tucson Home Deferred Loan Program......................................................... 33
   City of Tucson Housing Rehabilitation Collaborative.............................................. 34
   City of Tucson ENERGY EFFICIENCY RETROFITS FOR HOMEOWNERS .... 35
 Bonds ............................................................................................................................ 36
   City of Tucson Recovery Zone ................................................................................. 36
   Private Activity Bonds .............................................................................................. 37
 Business Programs ...................................................................................................... 38
   Small Business Administration funding ................................................................... 38
   504 loans ................................................................................................................... 39
   Microloans ................................................................................................................ 40
   7(a) Loans - SBA approves ....................................................................................... 41
   SBA Express ............................................................................................................. 42
   Community Express .................................................................................................. 42
   Patriot Express .......................................................................................................... 43
   CAP Lines ................................................................................................................. 44
   International Trade .................................................................................................... 45
   Export Working Capital Program ............................................................................. 46
                               Downtown Tucson Partnership
                                  Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
  University Center Economic Development Program ............................................... 47
  New Market Tax Credits ........................................................................................... 48
  Historic Tax Credits .................................................................................................. 49
  Sales Tax Credits ...................................................................................................... 50
  AZ Additional depreciation ...................................................................................... 51
  Angel Tax Credit....................................................................................................... 51
  Minority and Women-Owned Business Enterprise (MWBE) Program ................... 52
  Enterprise Zone ......................................................................................................... 53
  The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of
  2010........................................................................................................................... 54
  Foreign Trade Zone................................................................................................... 55
  Healthy Forest Enterprise Incentives ........................................................................ 56
  Lease Excise Tax ...................................................................................................... 57
  Military Reuse Zone ................................................................................................. 58
  FHLB AHEAD Program........................................................................................... 59
  FHLB ACE Program................................................................................................. 60
Energy-Related Financing Programs ........................................................................ 61
  Energy Efficiency Conservation Block grants .......................................................... 61
  Arizona Energy Incentive Programs ......................................................................... 62
  TEP programs (applicable to downtown Tucson): large business program ............. 63
  TEP programs (applicable to downtown Tucson): small business program............. 64
  TEP New Construction Program-Large Business..................................................... 65
  New Construction Design Assistance Rebates ......................................................... 67
  Combined Heat & Power .......................................................................................... 68
  Commercial Solar Incentives .................................................................................... 69
  Energy Star qualified homes and products ............................................................... 69
  Bright Tucson Community Solar Program ............................................................... 70
  Clean Tech Open....................................................................................................... 71
  U.S. Department of Energy's (DOE) Office of Energy Efficiency and Renewable
  Energy ....................................................................................................................... 72
  Commercial/Industrial Solar Energy Tax Credit ...................................................... 73
Grant Programs .......................................................................................................... 74
  Neighborhood Stabilization Program (NSP-1) ......................................................... 74
  Neighborhood Stabilization Program-2 (NSP-2) ...................................................... 75
  Neighborhood Stabilization Program-3 (NSP-3) ...................................................... 76
  National Endowment for the Arts ............................................................................. 77
  Native American Housing Block Grant .................................................................... 77
  Environmental Protection Agency Brownfields Programs ....................................... 78
  Assessment Grant...................................................................................................... 79
  Cleanup Grant ........................................................................................................... 80
  Revolving Loan Fund Grants .................................................................................... 81
  EDA investment grants ............................................................................................. 82
  EDA American Recovery Program .......................................................................... 83
  Inner City Capital Connections (ICCC) .................................................................... 84
  TIGER II/Community Challenge Planning Grant (CCPG) NOFA .......................... 84
  Sustainable Communities Regional Planning Grant (SCRPG) NOFA..................... 86
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
  American Express Foundation .................................................................................. 87
  Community Foundation for Southern Arizona ......................................................... 88
  Donald Pitt Family Foundation ................................................................................. 89
  Graham Foundation .................................................................................................. 90
  Green Communities .................................................................................................. 91
  JPMorgan Chase Bank .............................................................................................. 92
  William H. and Mattie W. Harris Foundation .......................................................... 93
  Choice Neighborhood Grants ................................................................................... 94
  Grants for Public Works and Economic Development Facilities ............................. 95
  Alcoa Fastening Systems .......................................................................................... 96
  Arizona Community Foundation .............................................................................. 97
  Arizona Humanities Council..................................................................................... 97
  Blue Cross Blue Shield of Arizona Corporate Giving Program ............................... 98
  Bruce T. Halle Family Foundation ........................................................................... 99
  Cynthia Woods Mitchell Fund for Historic Interiors .............................................. 100
  Diamond Foundation .............................................................................................. 101
  Foundations: Serving Tucson ................................................................................. 102
  Fred and Christine Armstrong Foundation ............................................................. 102
  Freeport-McMoRan Copper and Gold Foundation................................................. 103
  Johanna Favrot Fund for Historic Preservation ...................................................... 104
  National Trust Preservation Funds.......................................................................... 105
  Native Plant Conservation Initiative ....................................................................... 106
  Ralph L. Smith Foundation ..................................................................................... 107
  Roth Family Foundation ......................................................................................... 108
  Save America's Treasures ....................................................................................... 108
  Southwest Gas Corporation Contributions Program .............................................. 109
  Strong Communities: Engaging Citizens, Strengthening Place, Inspiring Change 110
  Tucson-Pima Arts Council...................................................................................... 111
  Public Works Grant (11.300) .................................................................................. 112
  Small Business Innovation Research Program Phase I........................................... 113
  Impact Investment Fund ......................................................................................... 114
  Early Stage Innovation Fund .................................................................................. 115
  Job Training Program ............................................................................................. 116
  AHEAD Program .................................................................................................... 117
Home Owners ............................................................................................................ 118
  State Historic Property Tax (SPT) program............................................................ 118
Loan Programs .......................................................................................................... 119
  Conventional banks ................................................................................................. 119
  HUD 108 Loans ...................................................................................................... 120
  IDA- Pima County .................................................................................................. 121
  IDA - Tucson .......................................................................................................... 122
  Downtown Incentive Zone - administered by BDFC ............................................. 123
  Urban Development Action Grant .......................................................................... 124
  Export/Import .......................................................................................................... 125
  Small Business Administration (SBA) loans: three types, 7A, CDC 504, and
  microloans ............................................................................................................... 126
                               Downtown Tucson Partnership
                                  Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
  SBA CDC 504 loan ................................................................................................. 127
  SBA 7A ................................................................................................................... 128
  SBA Express Loans ................................................................................................ 130
  SBA Community Express Loan .............................................................................. 130
  SBA Patriot Express Loans ..................................................................................... 131
  Microloans .............................................................................................................. 133
  ACCION Commercial Loan ................................................................................... 133
  Micro Loan Program ............................................................................................... 135
  New Markets Loan Program Comercio Arizona .................................................... 136
  HUD 221(d)(4)........................................................................................................ 137
  HUD 223(f) ............................................................................................................. 138
  Arizona Multibank Community Development Corporation ................................... 140
  Community Investment Company (CIC) ................................................................ 141
Programs for Downtown .......................................................................................... 142
  Main Street Business Assistance Program .............................................................. 142
Property Incentives ................................................................................................... 143
  Business Improvement District ............................................................................... 143
  Infill Incentive District ............................................................................................ 144
  Urban Overlay District ............................................................................................ 145
  Discount Lease Rates .............................................................................................. 146
  Impact fee Deferral or Waiver ................................................................................ 147
  Ombuds Program .................................................................................................... 148
  Development Package Review ............................................................................... 149
  Property Research Online (PRO) ............................................................................ 149
  Tucson Empowerment zone.................................................................................... 150
Tax Credit .................................................................................................................. 152
  New Market Tax Credits ......................................................................................... 152
  Historic Tax Credits (10% credit) ........................................................................... 153
  Historic Tax Credits (20% credit) ........................................................................... 154
  Low income housing tax credits (LIHTCS)............................................................ 155
  Research and Development Income Tax Credit ..................................................... 156
  Renewable Energy Tax Incentive Program ............................................................ 157
  Motion Picture Production Tax Incentives ............................................................. 158
  Pollution Control Tax Credit .................................................................................. 159
  AZ Investment Tax Credit ("Angel" investments) ................................................. 160
Glossary of terms ...................................................................................................... 161
  Grants ...................................................................................................................... 161
  Loans ....................................................................................................................... 164
  Affordable Housing ................................................................................................ 165
  Energy ..................................................................................................................... 167
  Accelerators ............................................................................................................ 168
  Programs Applicable to Businesses ........................................................................ 168
  Sales Tax Credit ...................................................................................................... 169
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

DOWNTOWN DEVELOPMENT
Accelerators
Name of program
                                                  AZ Center for Innovation

     Website                                       http://www.azinnovation.com/


   Application                               http://azinnovation.com/becoming-a-client


 Eligible applicant      Open to technology companies in one of the six key technology areas supported by the
                         incubator (optics/photonics, biotechnology and life sciences, information technology,
                              aerospace, environmental technologies and advanced composite materials).


    By right or                                              competitive
   competitive?


   Assistance?                                     Office/r&d space and mentoring


   Percentage/

     Amount


      Eligible
   expenditures


   Apply with?                                     http://www.azinnovation.com/


 Specific contact            Director: Joann MacMaster, 520.382.3279 or JMacMaster@azinnovation.com


  Funding cycle                                               revolving


   Restrictions


      Notes                       Two tech incubators in Tucson area, UA Tech Park and Biotech Park


Name of program
                                      Southern AZ Entrepreneurship Workshops
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Website             http://www.entrepreneurship.arizona.edu/events/southern_arizona_workshops.asp


  Application


Eligible applicant


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                  Mentorship program for Clean Tech Startups

    Website                                   http://www.ed.gov/startupamerica


  Application                                         launched 1/31/2011


Eligible applicant                       Clean energy startups -- program still evolving
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?          Small Business Association, Department of Energy, Advanced Research Projects Agency-
                                                               Energy


Specific contact


 Funding cycle


  Restrictions


     Notes             Funding of four private business accelerators that have records of success to support an
                       additional 100 clean energy startups across the country. These accelerators will provide
                       intensive mentorship from seasoned entrepreneurs to a selection of the most promising
                                       new companies previously funded by DOE and ARPA-E.


Name of program
                          New Incubators to Help Vets Start High-Growth Businesses

    Website                                      http://www.ed.gov/startupamerica


  Application                                           launched 1/31/2011


Eligible applicant                         Veterans looking to start high growth business


   By right or
  competitive?
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Assistance?


  Percentage/

    Amount


     Eligible           Offers an interactive website that provides a comprehensive road map of the starting a
  expenditures         small business and provides assistance in utilizing the diverse set of resources available to
                      veteran entrepreneurs. Also includes a business incubator facility in Waukesha, Wisconsin,
                      where early-state Veteran-owned businesses are mentored by experienced entrepreneurs
                                and trained to develop the skills needed to build a successful business.


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                        DC-to-VC Summits

    Website                                        http://www.ed.gov/startupamerica


  Application


Eligible applicant     Venture capitalists, innovators and entrepreneurs focusing on how to address emerging
                       opportunities while simultaneously improving health through better, more efficient care
                                                                 delivery


   By right or
  competitive?


  Assistance?
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/

    Amount


     Eligible               Summits between federal leadership and venture capitalists, innovators, etc.
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                AZ Innovation Connection

    Website                       http://www.innovationarizona.com/BusAsst/Technology/AIC.htm


  Application                       sign up for weekly email at azinnovation@azcommerce.com


Eligible applicant


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible           Each week, an email will be sent with State and Federal funding opportunities through
  expenditures         entities such as the Arizona Department of Commerce, Science Foundation Arizona, the
                       Department of Defense, Department of Homeland Security, National Science Foundation,
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                                 and many other State, National, non-profit and foundation programs


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                          AZ Innovation Accelerator Program

    Website                               http://www.innovationaz.com/programs/aia.asp


  Application


Eligible applicant                               Technology-focused entrepreneurs


   By right or
  competitive?


  Assistance?                      One-on-one consulting, Online SBIR/STTR Fundamentals Training


  Percentage/

    Amount


     Eligible           Provide commercialization assistance by connecting technology-focused entrepreneurs
  expenditures         with the resources needed to ensure Arizona’s small high-tech businesses grow into large
                                                          global enterprises


  Apply with?                  Arizona Department of Commerce, Office of Innovation and Technology:
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Specific contact                                          Phone: 602-771-1152


 Funding cycle


  Restrictions


     Notes


Name of program
                                  Greater Arizona Development Authority (GADA)

    Website                                 http://www.azcommerce.com/incentives.aspx


  Application


Eligible applicant                       A political subdivision, special district or Indian tribe.


   By right or
  competitive?


  Assistance?                                          Loans, Financial counseling


  Percentage/

    Amount


     Eligible              GADA has both financial and technical assistance programs. They assist with the
  expenditures         development of public infrastructure. GADA leverages its approximate $11 million fund to
                       lower the costs of financing and help accelerate project development for public facilities.


  Apply with?                                      Arizona Department of Commerce


Specific contact                Stephanie Washington:(602)771-1214stephaniew@azcommerce.com


 Funding cycle
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Restrictions


     Notes


Name of program
                                   Trade Adjustment Assistance (TAA) Program

    Website                                      http://www.doleta.gov/tradeact/


  Application


Eligible applicant                 US workers who have lost their jobs as a result of foreign trade


   By right or
  competitive?


  Assistance?            Trade Adjustment Allowances, Training Services, Reemployment Trade Adjustment
                                     Assistance, Job Search Allowances, Relocation Allowances


  Percentage/                            Money allowances depend on your TA-W number

    Amount


     Eligible           The TAA program seeks to provide these trade-affected workers with opportunities to
  expenditures               obtain the skills, resources, and support they need to become reemployed


  Apply with?                               Arizona Trade Adjustment Assistance Office


Specific contact         Trade Coordinator-Phone: (602) 771- 8964 Web: http://www.azdes.gov/taa/ Email:
                                                    EATradeProgram@azdes.gov


 Funding cycle


  Restrictions


     Notes
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/




Affordable Housing Programs
Name of program
                                               HOME Investment Partnerships

     Website                     http://www.hud.gov/offices/cpd/affordablehousing/programs/home/


   Application


 Eligible applicant    States are automatically eligible for HOME funds and receive either their formula allocation
                        or $3 million, whichever is greater. Local jurisdictions eligible for at least $500,000 under
                          the formula ($335,000 in years when Congress appropriates less than $1.5 billion for
                         HOME) also can receive an allocation. Communities that do not qualify for an individual
                        allocation under the formula can join with one or more neighboring localities in a legally
                        binding consortium whose members' combined allocation would meet the threshold for
                         direct funding. Other localities may participate in HOME by applying for program funds
                        made available by their State. In Tucson, the City receives about $2.5 million annually in
                          this block grant. HOME has supported housing development, repair, and homebuyer
                        assistance, leverages public and private funds, and supports the efforts of non-profit and
                                                 for profit affordable housing developers.


    By right or                                              formula, by right
   competitive?


   Assistance?                                                     grants


   Percentage/                                                     varies

     Amount


      Eligible           Home purchase or rehabilitation financing assistance to eligible homeowners and new
   expenditures            home buyers; build or rehabilitate housing for rent or ownership, site acquisition or
                            improvement, demolition of dilapidated housing to make way for HOME-assisted
                        development, and payment of relocation expenses. PJs may use HOME funds to provide
                        tenant-based rental assistance contracts of up to 2 years if such activity is consistent with
                                   their Consolidated Plan and justified under local market conditions.
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?                                                 City of Tucson


Specific contact       Tom Ingram at the Community Development Division at (520) 837-5345, TTY: (520) 791-
                                             2639 or by email: Tom.Ingram@tucsonaz.gov


 Funding cycle                                                   annual


  Restrictions


     Notes                                        best to partner for this with a CHDO


Name of program
                                        Low income housing tax credits (LIHTCS)

    Website                    http://www.hud.gov/offices/cpd/affordablehousing/training/web/lihtc/


  Application


Eligible applicant     A proposed project must: Be a residential rental property. Commit to one of two possible
                       low-income occupancy threshold requirements. Restrict rents, including utility charges, in
                       low-income units. Operate under the rent and income restrictions for 30 years or longer,
                                pursuant to written agreements with the agency issuing the tax credits.


   By right or                            9% credit= competitive; 4% credit= non competitive
  competitive?


  Assistance?                                                   tax credits


  Percentage/

    Amount


     Eligible          A low-income housing tax credit is a dollar-for-dollar credit against the federal income tax
  expenditures         liability of the owner (developer or investor) of a low-income housing development. Tax
                        credits that are allocated to a development are claimed in equal amounts for a 10-year
                         period. The rental property generating the credit must remain in compliance with the
                      program guidelines and rent restriction requirements for a period of not less than 30 years
                                             from the first taxable year of the credit period.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?                                  AZ Department of Housing, 602.771.1000


Specific contact


 Funding cycle                                                   annual


  Restrictions          The rental property generating the credit must remain in compliance with the program
                      guidelines and rent restriction requirements for a period of not less than 30 years from the
                                                 first taxable year of the credit period.


     Notes            for rental housing only; 20% of units must be at or below50% area median income, or 40%
                                       of units must be at or below 60% of area median income


Name of program
                                                           CDBG (HUD)

    Website                     http://www.hud.gov/offices/cpd/communitydevelopment/programs/


  Application


Eligible applicant                Metropolitan cities, urban counties, states, Indian tribes or nations


   By right or                                              formula, by right
  competitive?


  Assistance?                                      annual grant to the City of Tucson


  Percentage/

    Amount


     Eligible          Economic development, infrastructure, public facilities, demolition, clearance of slum or
  expenditures                                            blight, and housing


  Apply with?         Not available to individuals; the Community Development Block Grant (CDBG) program is a
                        flexible program that provides communities with resources to address a wide range of
                        unique community development needs. Beginning in 1974, the CDBG program is one of
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Specific contact


 Funding cycle                                                    annual


  Restrictions


     Notes               All CDBG activities must Prevent or eliminate slums or blight, meet an urgent need, or
                      benefit low/mod income persons: one full-time equivalent, permanent job must be created
                      for every $35,000 of CDBG funds used, OR goods or services must be provided to residents
                      of an area, such that the number of LMI persons residing in the areas served by the assisted
                        businesses amounts to at least one LMI person per $350 of CDBG funds used. 70% of all
                                              CDBG expenditures must benefit LMI persons


Name of program
                                                           HUD 108 Loans

    Website           City of Tucson is putting together a package for this. Call Downtown Tucson Partnership for
                                                        more info (520-837-6508).


  Application         http://www.hud.gov/offices/cpd/communitydevelopment/programs/108/appquestions.cf
                                                                     m


Eligible applicant      The City of Tucson's 108 loan program is still in development, but eligible applicants will
                                             include businesses, nonprofits, and developers.


   By right or                                        underwriting standards apply
  competitive?


  Assistance?                                                       loan


  Percentage/                                      low-interest loans for up to 20 years

    Amount


     Eligible             Economic development activities eligible under CDBG; acquisition of real property;
  expenditures         rehabilitation of publicly owned real property; housing rehabilitation eligible under CDBG;
                       construction, reconstruction, or installation of public facilities (including street, sidewalk,
                         and other site improvements); related relocation, clearance, and site improvements;
                        payment of interest on the guaranteed loan and issuance costs of public offerings; debt
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                           service reserves; public works and site improvements in colonias; and in limited
                      circumstances, housing construction as part of community economic development, Housing
                               Development Grant, or Nehemiah Housing Opportunity Grant programs.


  Apply with?                               Downtown Tucson Partnership or Tucson IDA


Specific contact          Economic development office at DTP, 837-6508 or econdev@downtowntucson.org


 Funding cycle                                                revolving


  Restrictions                                 Program is not set up as of 7/31/2011.


     Notes              The maximum repayment period for a Section 108 loan is twenty years. CDBG rules and
                                                  regulation apply to this program.


Name of program
                               CDBG Renewal Communities/Empowerment Zones

    Website                  http://hud.gov/offices/cpd/economicdevelopment/programs/rc/index.cfm


  Application


Eligible applicant     Downtown Tucson is an Empowerment Zone and was reauthorized as such in December,
                                       2010 but no funding has been allocated to this program


   By right or                                                 by right
  competitive?


  Assistance?                           tax incentives, grants, loans, and technical assistance


  Percentage/                              no funding for this program as of August, 2011

    Amount


     Eligible
  expenditures
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                   Housing Operations. For Persons w/ AIDS

    Website                         http://www.hud.gov/offices/cpd/aidshousing/programs/


  Application


Eligible applicant


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Restrictions


     Notes


Name of program
                                           Pima County Housing Counseling

    Website                           http://familyhousingresources.com/pimaassistance.html


  Application                  http://familyhousingresources.com/pdf/HBE/DPA_Programs_2011.pdf


Eligible applicant    First-time homebuyers only; Low-Income = 2011 Maximum Household Income Limits (80%
                        of Median Income) 1 Person $33,400 3 Persons $42,950 5 Persons $51,550 7 Persons
                         $59,150 2 Persons $38,200 4 Persons $47,700 6 Persons $55,350 8 Persons $63,000;
                       Purchase Price Limit $239,850; for some of the programs, home must be in targeted area


   By right or                                                by right
  competitive?


  Assistance?                                             Three programs:


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                                        Federal Home Loan Bank programs

    Website                                         http://www.fhlbsf.com/


  Application                          http://www.fhlbsf.com/ci/applications/default.asp


Eligible applicant    Only Bank Members may apply- Housing developers may be sponsored by a Bank Member


   By right or                                           competitive
  competitive?


  Assistance?                                     Grants and credit programs


  Percentage/                                    see individual program below

    Amount


     Eligible
  expenditures


  Apply with?                              Federal Home Loan Bank of San Francisco


Specific contact                                        Jan Bontranger


 Funding cycle


  Restrictions                               must be done through a member bank


     Notes


Name of program
                                                      IDEA Program

    Website                             http://www.fhlbsf.com/ci/grant/idea/default.asp


  Application                             Only bank members may submit applications.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Eligible applicant    The Individual Development and Empowerment Account (IDEA) Program provides matching
                      grants to lower-income households saving to buy their first home. The IDEA Program serves
                      families and individuals earning up to 80% of area median income. Participating households
                       must be enrolled in an Individual Development Account (IDA) program or participate in a
                        Family Self-Sufficiency (FSS) program through their local public housing authority. Only
                      Bank members may submit applications. Participating households must save for a minimum
                       of 10 months, successfully complete a homebuyer counseling program, and find a home
                       and qualify for a mortgage. Under the IDEA Program, the Bank will provide up to $15,000
                        per household, matching up to $3 for every dollar saved by the homebuyer toward the
                                                         purchase of a home.


   By right or                                               competitive
  competitive?


  Assistance?                           matching grants for households saving to buy a home


  Percentage/         Bank will provide up to $15,000 per household, matching up to $3 for every dollar saved by
                                           the homebuyer toward the purchase of a home
    Amount


     Eligible                                          Down payment on home
  expenditures


  Apply with?         Member banks in Tucson are: Bank of Tucson formerly Southern Arizona Community Bank,
                      Tucson, Canyon Community Bank, N.A., Tucson, National Bank of Arizona, Tucson, Vantage
                                                      West Credit Union, Tucson


Specific contact


 Funding cycle                                         check with member bank


  Restrictions        The AHP Implementation Plan (PDF) explains the Bank's guidelines for this homeownership
                      set-aside program. Participation in the IDEA Program requires compliance with all of IDEAs
                       policies, procedures, regulations, and obligations. Noncompliance may subject awards to
                         cancellation and/or repayment of IDEA funds. The AHP regulation requires that AHP-
                      assisted owner-occupied units be subject to a deed restriction or other legally enforceable
                          retention agreement. The sample AHP Promissory Note (.doc) and Rider to Deed of
                        Trust (.doc) for the Homeownership Set-Aside Programs (IDEA and WISH) may be used
                       to prepare the AHP retention documents. These forms are provided only as guides when
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                      preparing a note and rider to the deed of trust for owner-occupied units. These documents
                       address the minimum retention requirements of the AHP Regulation only. The rider is a
                        document designed to be attached to a member's deed of trust and recorded with the
                       deed of trust. The Federal Home Loan Bank of San Francisco makes no representation or
                        warranty that a court will enforce these form documents in accordance with applicable
                         state law. FHLB strongly recommends that each member have its counsel review the
                       documents to address any state law requirements, including but not limited to consumer
                      credit laws, notary requirements, usury laws, recording procedures and requirements, and
                      requirements for mortgage states. The final note and rider to the deed of trust must meet
                                                the requirements of your jurisdiction.


     Notes


Name of program
                                                        WISH Program

    Website                               http://www.fhlbsf.com/ci/grant/wish/default.asp


  Application                               Only bank members may submit applications.


Eligible applicant     The Workforce Initiative Subsidy for Homeownership (WISH) Program provides matching
                      grants to qualified first-time homebuyers through our members. Only Bank members may
                      submit applications. The household income of the homebuyer at the time of enrollment in
                         the WISH program is 80% or less of the HUD area median income. Participants must
                         complete a homebuyer counseling program. Under the WISH Program, the Bank will
                      provide up to $15,000 per household, matching up to $3 for every dollar contributed by the
                                            homebuyer toward the purchase of the home.


   By right or                                               competitive
  competitive?


  Assistance?                            matching grants to qualified first-time homebuyers


  Percentage/             Bank will provide up to $15,000 per household, matching up to $3 for every dollar
                                   contributed by the homebuyer toward the purchase of the home
    Amount


     Eligible                                 first time homebuyers' purchase of home
  expenditures
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                         Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle                                        check with member bank


  Restrictions        The AHP Implementation Plan (PDF) explains the Bank's guidelines for this homeownership
                       set-aside program. Participation in the WISH Program requires compliance with all WISH
                       policies, procedures, regulations, and obligations. Noncompliance may subject awards to
                         cancellation and/or repayment of WISH funds. The AHP regulation requires that AHP-
                      assisted owner-occupied units be subject to a deed restriction or other legally enforceable
                       retention agreement. The sample AHP Promissory Note (.doc) and Rider to Deed of Trust
                           (.doc) for the Homeownership Set-Aside Programs (IDEA and WISH) may be used
                       to prepare the AHP retention documents. These forms are provided only as guides when
                      preparing a note and rider to the deed of trust for owner-occupied units. These documents
                       address the minimum retention requirements of the AHP Regulation only. The rider is a
                        document designed to be attached to a member's deed of trust and recorded with the
                       deed of trust. The Federal Home Loan Bank of San Francisco makes no representation or
                        warranty that a court will enforce these form documents in accordance with applicable
                         state law. FHLB strongly recommends that each member have its counsel review the
                       documents to address any state law requirements, including but not limited to consumer
                      credit laws, notary requirements, usury laws, recording procedures and requirements, and
                      requirements for mortgage states. The final note and rider to the deed of trust must meet
                                                the requirements of your jurisdiction.


     Notes


Name of program
                                                        AHEAD Program

    Website                              http://www.fhlbsf.com/ci/grant/ahead/default.asp


  Application                         http://www.fhlbsf.com/ci/applications/ahead/default.asp


Eligible applicant       The Access to Housing and Economic Assistance for Development (AHEAD) Program
                          provides grants to support economic development and housing projects during the
                        conception and early development stages. A recoverable grant program, AHEAD funds
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                        projects that produce housing, services, or other benefits for low- to moderate-income
                      households, result in the creation of retention of jobs in the community, or facilitate public
                                                    or private infrastructure project


   By right or                                                competitive
  competitive?


  Assistance?                                              refundable grants


  Percentage/          In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                    with individual grants averaging between $20,000 and $50,000
    Amount


     Eligible
  expenditures


  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                         Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                         Community Investment Program (CIP)

    Website                                  http://www.fhlbsf.com/ci/cp/cip/default.asp


  Application                  http://www.fhlbsf.com/ci/applications/ace_cip/Applications/fc2320.pdf


Eligible applicant                         Only members of the Bank may borrow CIP funds.
                         Downtown Tucson Partnership
                            Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/

  By right or                                                competitive
 competitive?


  Assistance?           Community Investment Program (CIP) funds support the targeted mortgage lending
                       programs and community economic development activities of FHLB member financial
                     institutions. CIP provides members with lower-cost funding for a variety of uses, including
                                                        first time homebuyers


 Percentage/          variety of products available, see http://www.fhlbsf.com/ci/cp/cip/productprofile.asp

   Amount


    Eligible         CIP credit may be used to fund affordable housing development for low- and moderate-
 expenditures          income individuals and families and to help develop and revitalize their communities.
                    Members may access CIP credit in the form of advances and letters of credit. Uses: Finance
                      the purchase, construction, or rehabilitation of single-family and multifamily housing by
                     and for low- and moderate-income individuals and families; Finance mortgage lending to
                       eligible first-time homebuyers; Support the development of innovative and effective
                                                     affordable housing projects


 Apply with?         Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                    Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                        Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle                                        check with member bank


 Restrictions            Eligible Uses: CIP credit must be used to finance home purchase, construction, or
                       rehabilitation projects or activities by or for low- and moderate-income individuals or
                    families. CIP credit may be used in a variety of financial transactions, including: Originating
                      loans; Purchasing a participation interest, or providing financing to participate, in a loan
                     consortium for CIP-eligible housing; Making loans to entities that, in turn, make loans for
                     CIP-eligible housing; Purchasing mortgage revenue bonds or mortgage-backed securities
                      that finance CIP-eligible activities; Supporting a secondary market for CIP-eligible loans;
                      Purchasing low-income housing tax credits. CIP credit may be used for eligible financing
                       originated up to 90 days before the CIP funding date or up to 12 months after the CIP
                    funding date (but before the advance maturity date, if the advance has a term of less than
                    1 year). Targeted Beneficiaries: To qualify for CIP funds, the above eligible uses must serve
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       targeted beneficiaries. These include beneficiaries defined by a targeted area or targeted
                      income levels for individual beneficiaries. Targeted Areas: The project or activity is located
                      in one or more of the following targeted areas: 1. As designated by the U.S. Department of
                        Housing and Urban Development (HUD): Urban Empowerment Zone, Urban Enterprise
                        Community, Urban Champion Community 2. An "Indian area," as defined by the Native
                      American Housing Assistance and Self Determination Act 3. A neighborhood or community
                        with average median incomes at or below 115% of the HUD area median income (AMI)
                          Targeted Income Levels for Individual Beneficiaries: The project or activity benefits
                                       individuals or families earning up to 115% of the HUD AMI.


     Notes


Name of program
                                                    Standby Letters of Credit

    Website                                    http://www.fhlbsf.com/ci/cp/lc/default.asp


  Application


Eligible applicant                  Only members of the Bank may obtain Standby Letters of Credit


   By right or                                                  competitive
  competitive?


  Assistance?             Standby letters of credit can facilitate a variety of third-party transactions including
                       affordable rental housing and community economic development projects such as small
                                                              business loans.


  Percentage/                              http://www.fhlbsf.com/ci/cp/lc/productprofile.asp

    Amount


     Eligible            Use standby letters of credit to facilitate a variety of transactions with third parties. A
  expenditures         standby letter of credit is an obligation of the Bank to make payment to a third party if a
                      member or housing associate does not perform its underlying obligation to that third party.
                        Eligible Uses: Facilitate residential housing finance and community lending; Assist with
                                     asset/liability management; Provide liquidity or other funding
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                         Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle                                                  revolving


  Restrictions        Key Advantages: The credit enhancement provided by the Banks AAA-rated standby letters
                      of credit may reduce your financing costs; Bank letters of credit may enable you to obtain a
                       AAA rating on tax-exempt bond and note transactions that you support; You may also be
                       able to use Bank letters of credit to obtain the highest possible rating on your issuance of
                           commercial paper or medium-term notes; Bank letters of credit may be used to
                        collateralize interest rate swap transactions. (Please check with your counterparty for
                         eligibility.); Bank letters of credit are competitively priced Key Features: Purpose The
                         purpose of the letter of credit and the underlying transactions must meet the Banks
                           guidelines for eligible uses described above. Maximum Term 10 years Collateral
                      Requirement The letter of credit amount must be fully secured with eligible collateral at all
                        times. Stock No Bank stock purchase is required. Payment Reimbursements If the Bank
                          makes a payment to a beneficiary under a letter of credit, the Bank will charge the
                       members Settlement/Transaction Account or the housing associates transaction account
                      for the amount of the payment. The member or housing associate must make a deposit to
                        its account the same day or arrange for an advance to do so. Fees The Bank will charge
                      applicable prices and fees for standby letters of credit, which may include an issuance fee,
                          annual maintenance charge, processing fee for each drawing, and amendment fee.


     Notes


Name of program
                              HPA Program (homeownership preservation advance)

    Website                                  http://www.fhlbsf.com/ci/cp/hpa/default.asp


  Application                  http://www.fhlbsf.com/ci/applications/ace_cip/Applications/fc2320.pdf


Eligible applicant                        Only members of the Bank may borrow HPA funds.


   By right or                                                competitive
                         Downtown Tucson Partnership
                           Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/

 competitive?


  Assistance?       A credit that may be used to provide funds to modify or refinance mortgage loans for low-
                     and moderate-income homeowners who may be at risk of losing their primary residence
                                    because of delinquency or default on their mortgage loan.


 Percentage/                                  variety of credit products available, see
                                       http://www.fhlbsf.com/ci/cp/hpa/productprofile.asp
   Amount


    Eligible         HPA credit is used to: Refinance or modify existing mortgage loans to help homeowners
 expenditures           avoid foreclosure by lowering their mortgage payments. Give homeowners facing
                      unaffordable interest rate resets on their adjustable rate mortgages the opportunity to
                       obtain a new mortgage. Provide reverse mortgages to enable elderly homeowners to
                     preserve homeownership. HPA credit is available in a variety of maturities for an array of
                     credit products and provides Bank members with interest rates that are generally lower
                                               than rates on regular Bank advances.


 Apply with?         Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                    Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                       Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle       Once the HPA application is complete, the length of time required to fund a HPA advance
                    depends on several variables, including the complexity of the advance. However, same-day
                                                  funding is sometimes available.


 Restrictions         Participation in HPA requires compliance with all Community Investment Cash Advance
                      (CICA) policies, regulations, obligations, and procedures. If the Bank determines that a
                    participating member has not complied with the qualifying terms of the program or has not
                       provided acceptable documentation to verify compliance, the Bank may change the
                      interest rate on each outstanding HPA borrowing, retroactive to its funding date, to the
                    rate in effect on the funding date for a comparable advance under the Banks regular credit
                    programs. The Bank monitors all HPA borrowings, including at time of application and post-
                                 completion, to ensure that the HPA funds are used appropriately.


    Notes
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                                        FHLB Affordable Housing Program (AHP)

    Website                                http://www.fhlbsf.com/ci/grant/ahp/default.asp


  Application                           http://www.fhlbsf.com/ci/applications/ahp/default.asp


Eligible applicant     A member bank needs to sponsor the application; A projects developer must be qualified
                      and able to perform its responsibilities as committed to in the application and must also 1)
                         In the case of rental projects, have an ownership interest in the project (including any
                       leasehold or partnership interest). 2) In the case of owner-occupied projects, be integrally
                          involved defined as exercising control in at least one of the following development
                           activities: planning, development, or management of the project, or by qualifying
                                borrowers and providing or arranging financing for owners of the units.


   By right or                                                competitive
  competitive?


  Assistance?                                                    Grants


  Percentage/                                                     varies

    Amount


     Eligible         The funds are often used to fill a gap in available financing. AHP funds may also be used to
  expenditures         acquire, construct, or rehabilitate rental housing; provide homebuyer down payment or
                      closing cost assistance; and cover the cost of homebuyer pre- or post-purchase counseling.


  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                          Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle            Grants are awarded in April and October. Contact member bank to begin process of
                                                               application.


  Restrictions                                    Must apply through a member bank.
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Notes                               Sponsored by Federal Home Loan Bank Board (FHLB)


Name of program
                                               City of Tucson's BMIR program

    Website                            http://cms3.tucsonaz.gov/files/hcd/BMIR%20022608.pdf


  Application                                            phone (520)791-4636


Eligible applicant     The City of Tucson has allocated funds from its Federal CDBG Program to fund the BMIR
                      Home Improvement Loan Program. This program offers home improvement loans as low as
                        0% interest rate to qualified homeowners with limited incomes. An example of how the
                        program works is if the current market rate for home improvements loan is 10.5%, the
                      interest rate offered to qualified borrowers applying through this program could be as low
                          as 0%. Depending on actual cost of credit, homeowners’ creditworthiness, and loan
                          amount/term, actual interest rate might be slightly higher than 0%. In addition, and
                      regardless of fluctuations in the market rate, the City will continue to buy down the interest
                         rate to low and moderate and very low median income qualified borrowers. Qualified
                        borrowers with incomes up to and including 80% of the median shall receive a reduced
                                                              interest rate.


   By right or                                       underwriting guidelines apply
  competitive?


  Assistance?                                      low interest loan for home repair


  Percentage/                                                     varies

    Amount


     Eligible          The minimum loan amount eligible for subsidy is $5,000.00 with the maximum subsidized
  expenditures        loan amount capped at $40,000.00; all loans must be secured by real property. Loans from
                      $5,000.00 to $15,000.00 will be allowed a maximum interest subsidy payment equal to 50%
                         of the loan amount. Loans over $15,000.00 to $40,000.00 will be allowed a maximum
                       interest subsidy payment equal to 33.33% of the loan amount or $7,500.00, whichever is
                      greater. Loan funds must be used for eligible rehabilitation work. No refinancing of existing
                      debt is permitted. Applicant will identify the proposed rehabilitation work to be preformed
                       with the proceeds. In addition to the lien securing the note to Wells Fargo Bank, applicant
                      will execute a lien in the amount of the interest subsidy paid by the Program; to the City of
                        Tucson; for a period of ten years and reducing at the rate of 10% per annum. Applicants
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       may use the loans to finance a wide array of improvements, including roof replacement,
                      room additions for overcrowded conditions (upon approval), upgrading heating and cooling
                           systems, painting, plumbing, electrical repairs, fencing or block wall construction,
                      insulation, and installation of energy efficient windows and energy-saving appliances. Pools
                       and spas are ineligible under the program. Assistance will be provided to homeowners by
                        City staff to determine what work is eligible under the BMIR Home Improvement Loan
                           Program. The City of Tucson will also assist homeowners with the completion and
                      submission of loan applications and supporting documents. In addition, the City will provide
                       the qualified homeowners with counseling on how to select contractors and how to work
                      with contractors. Program staff will conduct a final inspection to ensure that the work was
                       completed. City of Tucson, Development Services, will issue and clear all required permits
                                                           for code compliance.


  Apply with?          City of Tucson - CSD/CDD BMIR HOME IMPROVEMENT LOAN PROGRAM Santa Rita Bldg.
                               310 N. Commerce Park Loop, Tucson, AZ 85745 Telephone No. 791-4636


Specific contact


 Funding cycle                                                   revolving


  Restrictions


     Notes


Name of program
                                City of Tucson Lead Hazard Control Program (LHCP)

    Website                       http://cms3.tucsonaz.gov/files/hcd/LHCP%20FACTS%20082808.pdf


  Application                Tom Ingram (837-5345) or Karla Timmons (837-5330) at Community Services
                                            Department/Community Development Division.


Eligible applicant    The Lead Hazard Control Program (LHCP) is a community effort administered by the City of
                      Tucson but including eighteen (18) local agency partners that targets lead based paint and
                       its physiological effects in children under the age of six (6) years. The LHCP is designed to
                         locate and address both owner- and renter-occupied residential properties found to
                        contain lead hazards. This may include required, complimentary housing rehabilitation
                        services as all efforts will be made to rid the subject properties of all lead hazards. Once
                      such properties are identified, any and all children under the age of six (6) years who reside
                         Downtown Tucson Partnership
                            Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/

                       in or regularly visit these hazardous properties will be eligible for FREE blood testing.
                      Eligible children determined to have elevated blood levels (EBL) will be referred to local
                     health providers for any available treatment and follow-up care. In order to be eligible for
                      the Lead Hazard Control Program, a subject property must be located within the City of
                     Tucson boundaries. The property can either be an owner-occupied primary residence or a
                    tenant/rental unit. Only residential properties are eligible. The subject property MUST have
                       been constructed prior to 1978. The maximum number of structures/units assisted is
                                   administratively monitored to ensure program effectiveness.


  By right or                                                  by right
 competitive?


  Assistance?        Once lead hazards have been detected in eligible properties, every effort will be made to
                     remove the identified lead hazard. This may require some housing rehabilitation services,
                      such as painting, windows, doors, floor covering, stucco work, soil covering, and other
                            necessary work, depending on the extent and location of the lead hazards.


 Percentage/                                                    varies

   Amount


    Eligible         Once lead hazards have been detected in eligible properties, every effort will be made to
 expenditures        remove the identified lead hazard. This may require some housing rehabilitation services,
                      such as painting, windows, doors, floor covering, stucco work, soil covering, and other
                    necessary work, depending on the extent and location of the lead hazards. In order to allow
                     for the requisite housing rehab to be done safely and properly, the residential occupants
                    may have to relocate for a short period of time. Should relocation be necessary, a monetary
                    allowance to help defer cost and inconvenience during the construction may be provided. If
                        you are a tenant, City staff will assist in having the owner enroll the property in the
                       Program. Additional restrictions apply to rental properties contact City staff for more
                                                            information.


 Apply with?               Tom Ingram (837-5345) or Karla Timmons (837-5330) at Community Services
                                          Department/Community Development Division.


Specific contact


 Funding cycle                                                revolving
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Restrictions        Property must be located within City limits. Property must be built prior to 1978. All taxes,
                       payments, and assessments must be current. Property must be free of delinquent liens.
                        Rental properties have RESTRICTIONS; owners should call for details. Child under six (6)
                          years of age must reside in or regularly visit the property. Income limits apply. FREE
                                             vouchers for medical testing will be provided.


     Notes                                               lead paint abatement


Name of program
                                    City of Tucson Home Deferred Loan Program

    Website                           http://cms3.tucsonaz.gov/files/hcd/HRDLP%20022608.pdf


  Application            City of Tucson - CSD/CDD HOME DEFERRED LOAN PROGRAM Santa Rita Bldg. 310 N.
                        Commerce Park Loop P. O. Box 27210 Tucson, AZ 85726-7210 Telephone No. 791-4636


Eligible applicant    In order to be eligible for financial assistance under the Home Deferred Loan Program, the
                        following must be met: A. After rehabilitation the property must at a minimum meet all
                      applicable local building codes, rehabilitation standards, ordinances and zoning ordinances.
                       B. The applicant must own and occupy the property to be repaired. The property must be
                       within the Tucson City limits with no more than four dwelling units. C. Real estate taxes,
                        mortgage payments and/or assessments must be current and the property free of any
                      delinquent liens/encumbrances. D. An applicant must not be above the Section 8 adjusted
                       income limit (see website for limits) E. Applicant cannot have more than $20,000 in liquid
                        assets that will not be used to fund the rehabilitation work. F. Applicant must not have
                                      participated in this program during the preceding 10 years.


   By right or                                                   by right
  competitive?


  Assistance?          The City of Tucson has allocated funds from its Federal HOME Program to fund the Home
                         Deferred Loan Program. This project is available to lower income families owning and
                         occupying their home within the Tucson city limits and provides financial assistance


  Percentage/                                                    varies

    Amount


     Eligible          The minimum cost of the eligible total rehabilitation work to be performed is $2,000. The
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  expenditures         minimum Home Deferred Loan amount is $1,000, with a maximum Home Deferred Loan
                       amount of $15,000. The applicant must pay their portion of the total rehabilitation costs
                      before the approved Home Deferred Loan funds are expended. The required rehabilitation
                      work must, at a minimum, correct all existing deficiencies in the electrical system, plumbing
                         system, heating and cooling system and the roof structural system of the dwelling to
                      provide housing which is decent, safe, and sanitary, meets current rehabilitation standards
                       and any rehab work meets code, at a minimum. In addition to the required rehabilitation
                       work, an applicant may include other essential repairs that are necessary to provide for a
                        decent, safe, and sanitary house. Cosmetic amenities are ineligible costs, i.e. upgrading
                         solely for cosmetic or modernizing purposes, fire places, Jacuzzi or spas. If temporary
                        relocation of the family is required as a result of the rehabilitation work, the relocation
                           expenses incurred are considered an eligible cost. All rehabilitation work shall be
                         performed by a contractor licensed by the Arizona State Registrar of Contractors. The
                       amount of the rehabilitation contract will be determined by a competitive bid process by
                                       obtaining at least three (3) bids from licensed contractors.


  Apply with?            City of Tucson - CSD/CDD HOME DEFERRED LOAN PROGRAM Santa Rita Bldg. 310 N.
                        Commerce Park Loop P. O. Box 27210 Tucson, AZ 85726-7210 Telephone No. 791-4636


 Specific contact


  Funding cycle                                                 revolving


   Restrictions                    homeowner must match the funds provided under this program


      Notes                        home deferred loan, low income, homeowner, repair, renovation


Name of program
                               City of Tucson Housing Rehabilitation Collaborative

    Website                   http://cms3.tucsonaz.gov/hcd/tucson-housing-rehabilitation-collaborative


  Application           Tom Ingram (837-5345) at Community Services Department/Community Development
                                                                Division.


Eligible applicant         low- and moderate-income homeowners residing within the city limits of Tucson


   By right or                                                   by right
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

 competitive?


  Assistance?                                    home renovations and adaptations


  Percentage/                                                 varies: see
                      http://cms3.tucsonaz.gov/sites/default/files/hcd/Matrix%20of%20Rehab%20Services.pdf
    Amount


     Eligible            Common repairs include the correction of health and safety hazards and accessibility
 expenditures                                               improvements


  Apply with?           http://cms3.tucsonaz.gov/sites/default/files/hcd/HRC%20Brochure%20rev9-2010.pdf


Specific contact


 Funding cycle                                                 revolving


  Restrictions            There are income and other eligibility restrictions specific to each funding source.


     Notes                       dynamic, nine-agency organization has been in existence since 1999


Name of program
                                City of Tucson ENERGY EFFICIENCY RETROFITS FOR
                                                 HOMEOWNERS

    Website                                http://cms3.tucsonaz.gov/hcd/energy-retrofits


  Application         http://cms3.tucsonaz.gov/sites/default/files/hcd/HOMEOWNER%20APPLICATION%20FINAL
                                                     _051611_ENG_Fillable2.pdf


Eligible applicant    homeowners in the City of Tucson with incomes below levels set in application and with an
                                               owner-occupied home built before 2000


   By right or                       first-come, first-served for approximately 100 homes in 2011
  competitive?


  Assistance?                          No charge to homeowner for energy efficiency retrofits
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/                                                    varies

    Amount


     Eligible            Retrofit work may include things like substituting compact fluorescent light bulbs for
  expenditures           incandescent light bulbs, installing low-flow faucets and showerheads, installing solar
                             screens on the windows on the west side of the house and improving overall
                         weatherization of the home. The City has contracted with a non-profit organization,
                           Conservation Services Group, to conduct the energy efficiency retrofit work. The
                       organization will meet with each homeowner to identify the areas of greatest need in the
                                                                 home.


  Apply with?                 Email to energygrant@tucsonaz.gov or call Gwen Nesbitt at 520-837-5392


 Specific contact


  Funding cycle              decision will be made within 30 days of receipt of fully completed application


  Restrictions        income restrictions and applicant cannot have received more than $1,000 of weatherization
                                     assistance or energy efficiency upgrades in the past five years


     Notes




Bonds
Name of program
                                               City of Tucson Recovery Zone

    Website


   Application


Eligible applicant         Recovery zone incentives are meant to improve an economically distressed area.


   By right or
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  competitive?


  Assistance?


  Percentage/                                 Taxable bonds with a federal subsidy of 45%

    Amount


     Eligible          Can be used to fund projects including public infrastructure, public facilities, job training
  expenditures         and educational programs. Can be used for new capital improvements for most industrial,
                                                  commercial, retail or office projects


  Apply with?                                         City of Tucson Recovery Zone


Specific contact                                             (520) 791-5550


 Funding cycle


  Restrictions


     Notes


Name of program
                                                     Private Activity Bonds

    Website                                     http://www.azcommerce.com/pab.aspx


  Application


Eligible applicant       Companies involved in construction of industrial and manufacturing facilities and the
                        purchase of equipment, residential rental projects, facilities for the furnishing of water,
                                               sewage and solid waste facilities and more


   By right or                                                 Competitive
  competitive?


  Assistance?
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/          Allocations are done by lottery with approximately $607,241,615 available for financing
                                               eligible projects in calendar year 2011
    Amount


     Eligible
  expenditures


  Apply with?                                    Arizona Department of Commerce


 Specific contact                      annabellem@azcommerce.com or seek bond counsel


  Funding cycle                                      bi-annual (January & July)


  Restrictions


     Notes




Business Programs
Name of program
                                       Small Business Administration funding

    Website                                            http://www.sba.gov/


   Application


Eligible applicant


   By right or
  competitive?


   Assistance?


  Percentage/
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                            504 loans

    Website                             http://www.sba.gov/content/cdc504-loan-program


  Application


Eligible applicant     for profit businesses that do not exceed $8.5 million in tangible net worth and does not
                                    have an average net income over $3 million for past 2 years


   By right or                                              competitive
  competitive?


  Assistance?                                                   loan


  Percentage/                    $1.5 million to $4.0 million maximum depending on business type

    Amount


     Eligible            purchasing land and improvements, construction of new facilities, or modernizing,
  expenditures           renovating or converting existing facilities; or purchasing long-term machinery and
                                                             equipment
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?                                                   SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                           Microloans

    Website             http://www.sba.gov/smallbusinessplanner/start/financestartup/SERV_LT_MICRO.html


  Application


Eligible applicant                            Same as 7(a) except non-profit day care


   By right or                                               competitive
  competitive?


  Assistance?                                                   loan


  Percentage/                                            maximum $35,000

    Amount


     Eligible         To purchase machinery & equipment, fixtures, lease-hold improvements; finance increased
  expenditures                   receivables; working capital. Cannot be used to repay existing debt.


  Apply with?                                                    SBA


Specific contact


 Funding cycle
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Restrictions


     Notes                                       interest rate from 8.0 to 15 percent


Name of program
                                                 7(a) Loans - SBA approves

    Website                  http://www.sba.gov/category/lender-navigation/steps-sba-lending/7a-loans


  Application


Eligible applicant    Must be for profit & meet SBA size standards; show good character, credit, management, &
                                         ability to repay. Must be an eligible type of business


   By right or                                               competitive
  competitive?


  Assistance?                                                    loans


  Percentage/                                  $2 million gross ($1.5 million guaranty)

    Amount


     Eligible         Expansion/ Renovation; new construction, purchase land or buildings; purchase equipment,
  expenditures        fixtures, lease-hold improvements; working capital; refinance debt for compelling reasons;
                                                   seasonal line of credit; inventory


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                                                          SBA Express

    Website           http://www.sba.gov/aboutsba/sbaprograms/elending/programguides/BANK_LOAN_PROG_
                                                         INFO_FORMS.html


  Application


Eligible applicant                                               7(a).


   By right or                                               competitive
  competitive?


  Assistance?                                                    loan


  Percentage/                                           maximum $350,000

    Amount


     Eligible                           revolving lines of credit or for a term loan, also 7(a)
  expenditures


  Apply with?                                                    SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                    Community Express

    Website           http://www.sba.gov/services/financialassistance/7alenderprograms/comexpress/index.htm
                                                                   l
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

   Application


Eligible applicant                        HUB Zones: LMI areas: All loans of $25,000 or less


   By right or                                                competitive
  competitive?


   Assistance?                                                    loan


  Percentage/                                            maximum $250,000

    Amount


     Eligible                            revolving lines of credit or for a term loan, also 7(a)
  expenditures


  Apply with?                                                     SBA


 Specific contact


  Funding cycle


  Restrictions


      Notes


Name of program
                                                         Patriot Express

    Website                             http://www.sba.gov/content/express-pilot-programs


  Application


Eligible applicant   7(a). In addition, small business must be owned &controlled by one or more of the following
                       groups equaling 51% total ownership: veteran, active-duty military, reservist or National
                        Guard member or a spouse of any of these groups, or a widowed spouse of a service
                           member or veteran who died during service or of a service connected disability.
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

   By right or                                         competitive
 competitive?


  Assistance?                                              loan


  Percentage/                                      maximum $500,000

    Amount


     Eligible                                             7(a).
 expenditures


  Apply with?                                              SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                      CAP Lines

    Website                                http://www.sba.gov/content/caplines


  Application


Eligible applicant                               7(a). Existing businesses


   By right or                                         competitive
  competitive?


  Assistance?                                              loan
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/                        maximum $2 million (small asset based limited to $200,000)

    Amount


     Eligible           Finance seasonal working capital needs: cost to perform: construction costs, advances
  expenditures               against existing inventory and receivables, consolidation of short-term debts


  Apply with?                                                    SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                      International Trade

    Website               http://www.sba.gov/content/international-trade-loan-fact-sheet-small-businesses


  Application


Eligible applicant    Small businesses engaging, preparing to engage in international trade/adversely affected by
                                                      competition from imports.


   By right or                                               competitive
  competitive?


  Assistance?                                                    loan


  Percentage/           Maximum $2 million (separate working-capital loan + IT loan together may have $1.75
                                   million combined guaranty portion cannot exceed $1.25 million)
    Amount


     Eligible         Only for the acquisition of long-term, fixed assets. A separate working-capital loan may be
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  expenditures                  used for working capital needs associated with international trade.


  Apply with?                                                  SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                          Export Working Capital Program

    Website                http://www.sba.gov/sites/default/files/oit_export_cap_prgm_business_0.pdf


  Application


Eligible applicant                    Small businesses who need short-term working capital


   By right or                                             competitive
  competitive?


  Assistance?                                                  loan


  Percentage/                  Maximum $2 million (may be combined with international trade loan)

    Amount


     Eligible                            Short-term, working-capital loans for exporters
  expenditures


  Apply with?                                                  SBA


Specific contact
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Funding cycle


  Restrictions


      Notes


Name of program
                               University Center Economic Development Program

    Website                                 http://www.eda.gov/PDF/FY2011UCFFO.pdf


  Application


Eligible applicant    An accredited institution of higher education or a consortium of accredited institutions of
                                                          higher education


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?                                                    SBA


Specific contact


 Funding cycle


  Restrictions
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Notes


Name of program
                                                  New Market Tax Credits

    Website            Background available at http://cdfifund.gov/. You can (1) set up your own CDE and apply
                         for an allocation through the Department of Treasury, or (2) work with an entity that
                        already has an allocation such as National Development Council, or the Chicanos por la
                                                                Causa


  Application         http://www.cdfifund.gov/docs/nmtc/2009/2009%20NMTC%20Allocation%20Application.p
                                                                  df


Eligible applicant       To use NMTCs, the project must be in a designated census tract; the purpose of the
                        program is to make loans and capital investments in businesses in underserved areas.


   By right or                                               competitive
  competitive?


  Assistance?                                                 tax credit


  Percentage/                                               39% tax credit

    Amount


     Eligible          loans/investments to operating businesses located in LICs, development of commercial,
  expenditures        industrial and retail real estate in LICs, mixed-use projects (commercial income must be at
                       least 20 percent of the gross income of the property), development of for-sale housing in
                       LICs, Loans purchased from another CDE/CDFI, financial counseling and other services to
                                               businesses and residents located in LICs.


  Apply with?                                                banks, CDEs


Specific contact      CDEs: National Development Council, Chicanos por la Causa, CBO Financial, US Bank, Bank
                                                              of America


 Funding cycle                                                revolving
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Restrictions        NMTC must be used to make loans or investments, or to provide counseling for businesses,
                      not to develop affordable housing. In certain circumstances, NMTC may be used to finance
                       mixed-use projects, where less than 80% of the gross rental income comes from dwelling
                        units. In cases such as this, the Low-Income Housing Tax Credits and New Markets Tax
                       Credits may NOT be used to subsidize the same square foot. NMTC funds MAY be used to
                         finance businesses that purchase, rehab and sell single family homes by investing in
                                         businesses that are involved in affordable housing.


      Notes              Property must be held for 7 years; this means any loans on the property must not be
                      foreclosed upon for 7 years, and loans secured by the property must be no-recourse loans.
                       Because of this restrictions, NMTC are frequently paired with the CDEs own lending arm
                                       (such as US Bank) or with HUD Section 108 loan funds.


Name of program
                                                     Historic Tax Credits

    Website                             http://www.nps.gov/history/hps/tps/tax/index.htm


  Application                          http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


Eligible applicant         Any qualified project that the Secretary of the Interior designates as a certified
                                            rehabilitation of a certified historic structure.


   By right or                                                  by right
  competitive?


  Assistance?                                                  tax credit


  Percentage/                                               20% tax credit

    Amount


     Eligible
  expenditures


  Apply with?                                             SHPO sends to NPS


Specific contact
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

 Funding cycle


  Restrictions         Restorations must be in accordance with standards set forth by Secretary of the Interior


     Notes                                        Property must be held for 5 years.


Name of program
                                                        Sales Tax Credits

    Website


  Application


Eligible applicant                     Eligibility and amounts determined by the City of Tucson.


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible                  Credits can be given for off-site public infrastructure development costs.
  expenditures


  Apply with?                                                City of Tucson


Specific contact                                            (520) 791-4566


 Funding cycle


  Restrictions         Provision for allowing credits for off-site public infrastructure development costs against
                                         future City transaction privilege (sales) tax revenues.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Notes


Name of program
                                                 AZ Additional depreciation

    Website              http://www.azcommerce.com/assets/pdfs/incentives/Accelerated-Depreciation.pdf


  Application          http://www.azdor.gov/LinkClick.aspx?fileticket=wbZfsNoZkOA%3D&tabid=262&mid=864


Eligible applicant                                     business property owners


   By right or                                                  formula
  competitive?


  Assistance?                                           additional depreciation


  Percentage/            The additional depreciation schedule is applied to the first five years of the property
                     assessment and accelerates depreciation by five percentage points per year for five years. In
    Amount                     year one, the additional rate is 30%; in year two 46%; in year three 62%


     Eligible          This program applies to class 1 (commercial and industrial) personal property and class 2
  expenditures                                     (agricultural) personal property.


  Apply with?                                         AZ Department of Revenue


Specific contact


 Funding cycle                                                   annual


  Restrictions


     Notes


Name of program
                                                        Angel Tax Credit

    Website                              http://www.azcommerce.com/angelinvestment.aspx
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Application



Eligible applicant     The main objective of the Angel Investment program is to expand early stage investments
                       in targeted Arizona small businesses. The program accomplishes this goal by providing tax
                         credits to investors who make capital investment in small businesses certified by the
                                                   Arizona Department of Commerce.


   By right or            formula, with cap on total amount of tax credits through June 30, 2011 (remaining
  competitive?                                        allocations can be found here:
                      http://www.azcommerce.com/doclib/finance/angel%20tax%20credit%20allocation%20tabl
                                                                   e.pdf)


  Assistance?                                                    tax credit


  Percentage/            For a qualified bioscience or rural company, the tax credit may total up to 35% of the
                       investment amount over three years; for any other qualified business, the tax credit may
    Amount                                           total up to 30% over three years.


     Eligible           An investment is a qualified investment if it (1) Is made on or after July 1, 2006, (2) Is an
  expenditures        equity security, (3) Is at least $25,000 cash or cash equivalent, (4) Is not made with funds in
                      an IRA or similar retirement account, (5) Is reported to Commerce within 30 calendar days
                                                      after the investment is made.


  Apply with?                                                     AZ DOR


Specific contact                     specific email for program manager: cindyg@azcommerce.com


 Funding cycle                                                    annual


  Restrictions                   Note that program needs to be extended before it expires 6/30/2011


     Notes


Name of program
                           Minority and Women-Owned Business Enterprise (MWBE)
                                                Program
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Website                                        http://cms3.tucsonaz.gov/oeop


  Application


Eligible applicant    Located in Pima County; Registered as a vendor with the City's Procurement; Certified with
                                                         the OEOP as MWBE


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?                               Office of Equal Opportunity Programs (OEOP)


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                        Enterprise Zone

    Website                                http://www.azcommerce.com/incentives.aspx


  Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Eligible applicant                                 Properties located within zone


   By right or
  competitive?


  Assistance?


  Percentage/                        Income or premium tax credits and property tax reduction

    Amount


     Eligible
  expenditures


  Apply with?                                        Arizona Enterprise Zones


Specific contact


 Funding cycle


  Restrictions


     Notes             To improve the economies of areas in the state with high poverty and/or unemployment
                                                               rates


Name of program
                        The Tax Relief, Unemployment Insurance Reauthorization and
                                           Job Creation Act of 2010

    Website                         http://www.irs.gov/newsroom/article/0,,id=233907,00.html


  Application


Eligible applicant    Qualified small business stock issued after December 31, 2010 and before January 1, 2012


   By right or
  competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Assistance?         100% exclusion from tax for capital gains realized on the sale of certain small business stock
                                                       held for more than 5 years


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions         The amount of gain eligible for the exclusion is limited to the greater of $10 million or ten
                                                 times the taxpayer's basis in the stock


     Notes


Name of program
                                                       Foreign Trade Zone

    Website               http://www.treoaz.org/Business-Development-Resources-Foreign-Trade-Zone.aspx


  Application


Eligible applicant    Must have a facility located in the United States, import parts, materials, or components for
                                  manufacturing, and import finished goods or parts for distribution.


   By right or                                                   by right
  competitive?


  Assistance?         Merchandise may be brought in duty-free for purposes such as storage, repacking, display,
                      assembly or manufacturing. Imports may be landed and stored quickly without full customs
                                                               formalities.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/         Businesses located in a zone, or sub-zone are eligible for an 80% reduction in state real and
                                                        personal property taxes.
    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                           Healthy Forest Enterprise Incentives

    Website                                http://www.azcommerce.com/healthyforest.aspx


  Application             http://www.azcommerce.com/assets/pdfs/incentives/Healthy-Forest-program/HF-
                                                              Application.pdf


Eligible applicant    Eligible applicants include: a harvester, an initial processor or a transporter that is primarily
                          (more than 50 percent) engaged in a qualifying project, employs at least 3 full-time
                         employees, and enters into a Memorandum of Understanding (MOU) with Commerce.


   By right or
  competitive?


  Assistance?          Use Fuel Tax Reduction, Transaction Privilege Tax Exemption, Use Tax Exemption, Property
                                             Tax Reduction, and New Job Income Credit Tax


  Percentage/            Use Fuel Tax Reduction: reduce from 26 cents to 13 cents a gallon for use class motor
                        vehicles. New Job Income Credit Tax: Arizona income tax credit earned over a three-year
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Amount                     period for each net new job created, totaling up to $3,000 per employee


     Eligible
 expenditures


  Apply with?                                      Arizona Department of Commerce


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                        Lease Excise Tax

    Website                                 http://www.azcommerce.com/incentives.aspx


  Application


Eligible applicant                Businesses that lease parcels from the City rather than own them.


   By right or                                                  by right
  competitive?


  Assistance?         All real property tax has been waived and replaced with an excise tax that is an established
                                         rate per square foot and based upon the type of use


  Percentage/           The rate is reduced every ten years by 20% until it reaches the 51st year, when the tax
                                                             drops to zero
    Amount


     Eligible
  expenditures
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?                                                no application


Specific contact


 Funding cycle


  Restrictions             Applicant not eligible if property is used for government activity or public housing


     Notes


Name of program
                                                      Military Reuse Zone

    Website                              http://www.azcommerce.com/militaryreusezone.aspx


  Application                                              Airport Authority:
                             http://www.azcommerce.com/doclib/FINANCE/MRZ%20App%20Airport.PDF

                                                  Aviation and Aerospace companies:
                        http://www.azcommerce.com/doclib/FINANCE/MRZ%20TPT%20App%20Company.PDF
                                                                Insurers:

                        http://www.azcommerce.com/assets/pdfs/incentives/Military-Reuse-Zone/MRZ-App-
                                                               Insurer.pdf


Eligible applicant       Applicants must be located within the Military Reuse Zone and be airport authorities;
                      aviation or aerospace companies - a company that manufactures, assembles, or fabricates
                      aviation or aerospace products or is a provider of aviation or aerospace services; or insurers


   By right or
  competitive?


  Assistance?                  Transaction Privilege Tax Exemption, Tax Credits, Property Reclassification


  Percentage/          Tax Credit: Arizona income/premium tax credits for up to five years for each net new job
                          created, totaling up to $7,500 per non-dislocated employee and up to $10,000 per
    Amount                                                dislocated employee
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Eligible
  expenditures


  Apply with?                                      Arizona Department of Commerce


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                     FHLB AHEAD Program

    Website                               http://www.fhlbsf.com/ci/grant/ahead/default.asp


  Application                         http://www.fhlbsf.com/ci/applications/ahead/default.asp


Eligible applicant       The Access to Housing and Economic Assistance for Development (AHEAD) Program
                          provides grants to support economic development and housing projects during the
                        conception and early development stages. A recoverable grant program, AHEAD funds
                        projects that produce housing, services, or other benefits for low- to moderate-income
                      households, result in the creation of retention of jobs in the community, or facilitate public
                                                    or private infrastructure project


   By right or                                                competitive
  competitive?


  Assistance?                                              refundable grants


  Percentage/          In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                    with individual grants averaging between $20,000 and $50,000
    Amount


     Eligible
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  expenditures


  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                         Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                       FHLB ACE Program

    Website                                  http://www.fhlbsf.com/ci/cp/ace/default.asp


  Application                         http://www.fhlbsf.com/ci/applications/ace_cip/default.asp


Eligible applicant        Advances for Community Enterprise (ACE) advances provide funds for projects and
                         activities that result in the creation or retention of jobs or provides services or other
                       benefits for low- and moderate-income people and communities. ACE advances are used
                       to: Finance commercial, industrial, and manufacturing activities, including small business
                      and microenterprise lending; Support social service, community, and public facility projects;
                           Fund public or private infrastructure projects, such as roads, utilities, and sewers


   By right or                                                 competitive
  competitive?


  Assistance?                       varies, see http://www.fhlbsf.com/ci/cp/ace/productprofile.asp


  Percentage/                          see http://www.fhlbsf.com/ci/cp/ace/productprofile.asp

    Amount


     Eligible             Advances for Community Enterprise (ACE) advances provide funds for projects and
                            Downtown Tucson Partnership
                               Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  expenditures            activities that result in the creation or retention of jobs or provides services or other
                        benefits for low- and moderate-income people and communities. ACE advances are used
                        to: Finance commercial, industrial, and manufacturing activities, including small business
                       and microenterprise lending; Support social service, community, and public facility projects;
                            Fund public or private infrastructure projects, such as roads, utilities, and sewers


   Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                       Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                           Arizona, Tucson, Vantage West Credit Union, Tucson


 Specific contact


  Funding cycle                                                  revolving


   Restrictions         Interest rates and fees are generally lower than rates and fees on regular Bank advances;
                        Prices and fees are generally lower than prices and fees on regular Bank letters of credit;
                       Available in a variety of maturities for a wide array of credit products; ACE applications may
                          be made at any time; ACE advances and letters of credit may help you meet your CRA
                                          goals; ACE credit may be used to finance SBA lending


      Notes




Energy-Related Financing Programs
 Name of program
                                       Energy Efficiency Conservation Block grants

     Website                               http://www.tucsonaz.gov/ocsd/sustainability/energy/


   Application


 Eligible applicant


    By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions          $5.1M of EECBG funds was allocated to the City of Tucson in March 2009 under the ARRA.
                          The Office of Conservation and Sustainable Development is working with the City staff and
                            the community to develop an investment plan for these funds that maximizes energy
                              efficiency gains, greenhouse gas emissions reductions, and job creation. For more
                                   information, see http://www.tucsonaz.gov/ocsd/sustainability/energy/


       Notes


 Name of program
                                              Arizona Energy Incentive Programs

      Website                            http://www1.eere.energy.gov/femp/financing/eip_az.html


    Application


  Eligible applicant


     By right or
    competitive?


    Assistance?


    Percentage/
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions           In December of 2009, the Arizona Corporation Commission adopted a landmark energy
                           efficiency standard that requires utilities to achieve cumulative energy savings of at least
                             20% of retail energy sales by 2020. Arizona's restructuring law provides for a systems
                           benefits charge (SBC) to fund energy efficiency programs. The SBC is collected through a
                           non-by passable surcharge on electricity bills. Some of these funds have been devoted to
                            renewable energy programs, but in 2009 Arizona utilities budgeted over $60 million to
                           promote energy efficiency in the state (including residential and low-income programs).


       Notes


 Name of program
                           TEP programs (applicable to downtown Tucson): large business
                                                     program

      Website             http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2009


    Application           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2001


 Eligible applicant       Applicant must be a non-residential TEP electric customer who qualifies for TEPs rates 10,
                           13, 14, or 40 or their Time-of-Use (TOU) equivalent and the energy-efficient equipment
                                    must be installed at a facility operating on TEP rates 10, 13, 14 or 40.


     By right or                                                    formula
   competitive?


    Assistance?             Rebates are provided for qualified equipment commonly installed in retrofits or major
                          renovation projects. Rebates are offered for measures in each of these categories: lighting
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                                 equipment and controls, air conditioning and heat pump equipment (HVAC)


    Percentage/           The program is designed to pay rebates for projects with a maximum rebate of 75 percent
                            of each incremental measure cost. The maximum rebate amount that a customer can
      Amount                 receive in a calendar year depends on funding approved by the Arizona Corporation
                                                                  Commission


Eligible expenditures       The application lists the specifications for equipment that qualifies for rebates. If the
                          equipment you install is not listed on the application it may still qualify for a rebate under
                                                the custom installation portion of the program.


    Apply with?                                                        TEP


  Specific contact                 1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle           Applications for rebates offered on a first come-first served basis, so submitting a pre-
                          application is recommended. Simply download an application form from the website and
                                      check the Pre-Notification box on the customer information page.


    Restrictions          Rebate checks will be issued in approximately 4-6 weeks of receipt of the final application
                                                       and all necessary documentation.


       Notes


 Name of program
                          TEP programs (applicable to downtown Tucson): small business
                                                     program

      Website             http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2010


    Application           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2020


 Eligible applicant       TEP customers who qualify for rate 10, and do not have another account on rates 13, 14,
                           85(time of use) 90(time of use) or 40 are eligible. All K-12 schools within the TEP service
                                                  are eligible for the Small Business Program.


     By right or                                           First come, first serve basis
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   competitive?


    Assistance?           The program offers rebates that provide the customer with significant cost reductions on a
                           comprehensive package of lighting and refrigeration measures such as upgrades to T8 or
                              T5 fluorescent, compact fluorescent lights (CFLs), anti-sweat door heater controls


    Percentage/           The amount of the rebate is based on the type of retrofit. The participation agreement will
                          list the cost and energy savings by measure and will clearly identify the portion of the total
      Amount                                     project cost that will be paid by the program


Eligible expenditures         The Program measures include: ASH Door Controls, High Efficiency Evaporator Fan
                            Motors, Integrated Case Controls on Case Cooler and Freezers, Evaporator Fan Motor
                              Controls, Air Conditioning and Heat Pumps, Programmable Thermostats, Compact
                            fluorescent lamps (CFL), Fluorescent fixture upgrade (T8 or T5 and electronic ballasts),
                            Delamping, LED or electroluminescent exit signs, Occupancy Sensors, Variable Speed,
                                                               Frequency Drives,


    Apply with?                                                        TEP


  Specific contact                  1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle          Funding for the program is administered on a first-come, first-served basis while funding is
                             available. Updates on program funding levels can be found on the program website,
                                 tep.com. Available funds for this program are limited, and it is possible that


    Restrictions            The service provider is responsible for billing the customer for the customer payment
                          portion of the project cost. The service provider shall advise the customer of the co-pay on
                          all program forms. In no case can the service provider charge the customer a co-pay that is
                            higher than the co-pay amount specified in the payment notification form for services
                                                             specified on that form.


       Notes


 Name of program
                                       TEP New Construction Program-Large Business

      Website             http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2011
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2025


 Eligible applicant          The Large Business Program is open to non-residential customers in the TEP service
                           territory. A customer’s rate schedule will determine their initial program eligibility. The
                             energy savings from installed measures must occur on a meter with an eligible rate
                          schedule. The program is available to TEP customers who qualify for TEPs Rates 13, 14 or
                          40 (typically customers with an aggregate demand exceeding 200 kW). To be eligible, TEP
                            non-residential customers must replace existing facilities with equipment that is more
                          energy efficient. Energy efficient equipment purchased, contracted for or work conducted
                                                prior to July 3, 2008 is not eligible for a rebate.


     By right or                                          First come, first serve basis
   competitive?


    Assistance?           Rebates are available to offset up to 50% of the incremental costs of incorporating energy
                           efficient products/practices in a new construction project, up to a maximum of $75,000
                              per project per year. Rebate amounts are determined from annual energy savings


    Percentage/              Rebate cap is 50% of the incremental cost up to a maximum of $75,000 per project.

      Amount


Eligible expenditures     Large Business measures must involve capital improvements that produce energy savings
                          due to efficiency gains. Savings must be sustainable for a period of five years or the life of
                           the product (which ever is less) and provide the full benefit of the related energy savings
                                                           to the customer and TEP.


    Apply with?                                                        TEP


  Specific contact                 1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle          The Commercial Energy Solutions Programs are offered on a first-come, first-served basis.
                              Final applications should be submitted within 60 days of project completion. Final
                            applications should be submitted by November 30, to be paid in the same calendar y


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                        New Construction Design Assistance Rebates

      Website             http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2011


    Application           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2025


 Eligible applicant       The Design Assistance Program is open to all non-residential customers in the TEP service
                            territory. Rebates are not available for any design work, energy efficiency equipment
                                   purchases, or work conducted or contracted for prior to August 6, 2008.


     By right or                                          First come, first serve basis
   competitive?


    Assistance?            Design assistance off-sets a portion of the incremental cost associated with a variety of
                          new construction planning and design activities. The services must focus on activities that
                                                        have the potential to result in


    Percentage/           Rebates are available to cover up to 50 percent of any of the design assistance services, up
                           to a maximum rebate for any one design team of $10,000 per year. Rebate amounts are
      Amount                  determined from annual energy savings above ASHRAE Standard 90.1, 2004 and a


Eligible expenditures     Rebates are available to cover up to 50 percent of any of the design assistance services, up
                           to a maximum rebate for any one design team of $10,000 per year. Rebate amounts are
                          determined from annual energy savings above ASHRAE Standard 90.1, 2004 and are paid
                          at a rate of $0.05 KWh. Energy savings are determined by comparing the energy usage for
                          a baseline design with a design incorporating energy efficient alternatives using a building
                            energy simulation program such as DOE 2 or equivalent. Business case assessment for
                                           LEED certification relative to energy efficiency measures


    Apply with?                                                       TEP


  Specific contact                 1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle          The Commercial Energy Solutions Programs are offered on a first-come, first-served basis.
                              Final applications should be submitted within 60 days of project completion. Final
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                           applications should be submitted by November 30, to be paid in the same calendar year


    Restrictions


       Notes


 Name of program
                                                    Combined Heat & Power

      Website                                           http://www.epa.gov/chp/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures     Design assistance rebates are available to customers and their design team to encourage
                                                   an integrated heat and power system


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                Commercial Solar Incentives

      Website                           http://www.srpnet.com/environment/earthwise/solar/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/                                     $2.70 per watt, up to $13,500

      Amount


Eligible expenditures    A Green approach to building design and construction that results in high performance
                                                      energy efficient buildings.


    Apply with?                                          SRP Salt River Project


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                      Energy Star qualified homes and products

      Website                                        http://www.energystar.gov/


    Application                                           IRS Tax Form 5695
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant                                             homeowner


     By right or                                                  by right
   competitive?


    Assistance?                                                  tax credit


    Percentage/

      Amount


Eligible expenditures             Design assistance can consist of one or more of the following activities:


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                         Bright Tucson Community Solar Program

      Website                             http://www.tucsonelectric.com/Green/BrightTucson/


    Application


 Eligible applicant                                  Tucson Electric Power customers


     By right or
   competitive?


    Assistance?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/           Cost to consumer of $3 per month per 150-kilowatt hour block, fixed base energy rate for
                                  20 years so participants could potentially avoid higher costs in the future
      Amount


Eligible expenditures


    Apply with?                                             Tucson Electric Power


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                           Clean Tech Open

      Website                          http://www.cleantechopen.com/app.cgi/content/home/index


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures                    Business case assessment for energy savings technologies


    Apply with?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                            U.S. Department of Energy's (DOE) Office of Energy Efficiency
                                              and Renewable Energy

      Website                           http://www1.eere.energy.gov/ba/doing_business_eere.html


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures       Compact fluorescent lamps (CFL), Fluorescent fixture upgrade (T8 or T5 and electronic
                           ballasts), Delamping, LED or electroluminescent exit signs, Occupancy Sensors, Variable
                                    Speed / Frequency Drives, Night Covers for refrigerated display cases


    Apply with?


  Specific contact


   Funding cycle
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Restrictions


       Notes


 Name of program
                                       Commercial/Industrial Solar Energy Tax Credit

      Website                               http://www.azcommerce.com/renewableenergy.aspx


    Application               http://www.azcommerce.com/doclib/finance/solar%20completion%20report.pdf


 Eligible applicant                  Any business that installs a solar energy device at its Arizona facility


     By right or
   competitive?


    Assistance?           Provides an Arizona income tax credit for the installation of solar energy devices in Arizona
                                                                business facilities


    Percentage/           The tax credit is equal to 10% of the installed cost of the solar energy device not to exceed
                              $25,000 in credits for one building in a single tax year and $50,000 total credits per
      Amount                                                 business per tax year.


Eligible expenditures


    Apply with?                                        Arizona Department of Commerce


  Specific contact                                      solarenergy@azcommerce.com


   Funding cycle


    Restrictions


       Notes
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/
Grant Programs
 Name of program
                                        Neighborhood Stabilization Program (NSP-1)

      Website             http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                   dex.cfm


    Application


 Eligible applicant       This program awarded $7,287,000 to the City of Tucson in 2009. Funds have been targeted
                           in census tracts that have been designated as those with high foreclosure rates. The City
                            of Tucson will spend 27.7% of the grant fund meeting the 25% set aside requirement,
                           assisting families earning less than 50% of area median income in the designated target
                          areas. $720,000 of the administration funds have been fully obligated. The balance of the
                            grant has been to purchase foreclosed homes to be sold under a Land Trust model to
                           individuals/families who earn between 50 and 65% of area median income. The City of
                           Tucson will purchase 16 homes to be used as permanent rentals to families earning less
                                                      than 50% of area median income.


     By right or
   competitive?


    Assistance?                            low cost housing for low and moderate income people


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                     Mike Czechowski, 520-837-5333


   Funding cycle


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes                  For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                               community-land-trust-homes-for-sale-5285723


 Name of program
                                      Neighborhood Stabilization Program-2 (NSP-2)

      Website             http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                  dex.cfm


    Application


 Eligible applicant          Administered through PNIP. Pima Neighborhood Investment Partnership (PNIP) is a
                          collaboration between Pima County and seven sub- grantees, along with several important
                               community partners who are working together to implement the Neighborhood
                             Stabilization Program-2 (NSP2) grant, which is funded by the American Recovery and
                             Reinvestment Act (ARRA). The goals of the NSP2 program include: safe, decent and
                          affordable housing, expanded homeownership, economic development and employment
                          opportunities, sustainability initiatives and related improvements to neighborhood homes,
                                                         and HUD grant compliance.
                              http://pnip.org/LinkClick.aspx?fileticket=VCWTZmKz9QU%3D&tabid=63&mid=394


     By right or
   competitive?


    Assistance?                            low cost housing for low and moderate income people


    Percentage/                Details of program: http://familyhousingresources.com/pdf/HBE/PNIP_HAP.pdf

      Amount


Eligible expenditures       Houses in targeted area: http://familyhousingresources.com/pdf/HBE/NSP2_Map.pdf


    Apply with?


  Specific contact                                  Ron Whitman, Community Land Trust


   Funding cycle
                              Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Restrictions


       Notes                 For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                              community-land-trust-homes-for-sale-5285723


 Name of program
                                     Neighborhood Stabilization Program-3 (NSP-3)

      Website             http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                 dex.cfm


    Application


 Eligible applicant       This program announced in October, 2010 the award of $2,083,771 to the City of Tucson.


     By right or
   competitive?


    Assistance?                           low cost housing for low and moderate income people


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                 For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                              community-land-trust-homes-for-sale-5285723
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                           National Endowment for the Arts

      Website                                   http://nea.gov/recovery/index.html


    Application


 Eligible applicant                                       arts agencies


     By right or                                           competitive
   competitive?


    Assistance?                                               grant


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                         Native American Housing Block Grant

      Website                               http://www.hud.gov/progdesc/ihbg1208.cfm


    Application
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant          Indian tribes and Alaska Native villages designate who will receive the block grant.


     By right or                                                    by right
   competitive?


    Assistance?                                                      grant


    Percentage/

      Amount


Eligible expenditures        Modernization or operating assistance for housing previously developed using HUD
                           resources; acquisition, new construction, or rehabilitation of additional units; housing-
                            related services housing management services; crime prevention and safety activities;
                                      rental assistance; model activities; and administrative expenses.


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                               Environmental Protection Agency Brownfields Programs

      Website                                            http://epa.gov/brownfields/


    Application


 Eligible applicant       State, local, and tribal governments, with the exception of certain Indian tribes in Alaska;
                            general purpose units of local government, land clearance authorities, or other quasi-
                               governmental entities; regional council or redevelopment agencies; or states or
                                                                 legislatures.
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

     By right or                                           competitive
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                     Assessment Grant

      Website                          http://www.epa.gov/brownfields/assessment_grants.htm


    Application                            http://www.epa.gov/brownfields/applicat.htm


 Eligible applicant


     By right or                                           competitive
   competitive?


    Assistance?


    Percentage/                                           up to $400,000
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures         Inventory sites: compile a listing, characterize sites: identify past uses, asses sites:
                           determine existing contamination, conduct cleanup and redevelopment planning: scope
                             and plan process, conduct community involvement: inform and engage community


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                                           performance period is three years


 Name of program
                                                               Cleanup Grant

      Website                                             http://epa.gov/brownfields/


    Application


 Eligible applicant                                          nonprofit organizations


     By right or                                                   competitive
   competitive?


    Assistance?


    Percentage/                                              up to $200,000 per site

      Amount


Eligible expenditures        Carry out cleanup activities at Brownfield sites. Funds may be used to address sites
                           contaminated by petroleum and/or hazardous substances, pollutants, or contaminants
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                and in order to receive a Cleanup grant, the applicant must be the sole owner of the
                                          property that is the subject of its cleanup grant proposal


 Name of program
                                                   Revolving Loan Fund Grants

      Website                         http://www.epa.gov/brownfields/eparecovery/index.htm#supp


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/                                               up to $1,000,000

      Amount


Eligible expenditures     Capitalization of a revolving loan fund that provides that provides sub grants to carry out
                                          assessment and/or cleanup activities at Brownfield sites.


    Apply with?


  Specific contact
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle


    Restrictions


       Notes                            available for a single recipient or a coalition of eligible entities


 Name of program
                                                        EDA investment grants

      Website                                   http://www.eda.gov/Home/EDAHomePage.xml


    Application                            http://www.eda.gov/InvestmentsGrants/Application.xml


 Eligible applicant       1) City or other political subdivision of a State, including a special purpose unit of State or
                            local government engaged in economic or infrastructure development activities, or a
                             consortium of political subdivisions;(2) State;(3) Institution of higher education or a
                          consortium of institutions of higher education;(4) Public or private non-profit organization
                            or association, including a community or faith-based non-profit organization, acting in
                           cooperation with officials of a political subdivision of a State;(5) District Organization;(6)
                              Indian Tribe or a consortium of Indian Tribes; or(7) Private individual or for-profit
                             organization, but only for Training, Research and Technical Assistance Investments


     By right or                                                   competitive
   competitive?


    Assistance?                                                       Grants


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact           SEATTLE REGIONAL OFFICE Jackson Federal Building, Room 1890915 Second Avenue
                             Seattle, WA 98174-1001206-220-7660206-220-7669 fax A. Leonard Smith, Regional
                                                      Director Email: lsmith7@eda.doc.gov
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle


    Restrictions


       Notes


 Name of program
                                                EDA American Recovery Program

      Website                                                http://www.eda.gov/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/            EDA grant may not exceed fifty (50) percent of the total cost of the project. Projects may
                             receive an additional amount that shall not exceed thirty (30) percent, based on the
      Amount                    relative needs of the region in which the project will be located, as determine


Eligible expenditures


    Apply with?                                                      EDA


  Specific contact


   Funding cycle


    Restrictions          Potential applicants are responsible for demonstrating to EDA, by providing statistics and
                           other appropriate information, the nature and level of economic distress in the region in
                                                  which the proposed project will be located
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                             Inner City Capital Connections (ICCC)

      Website                                                http://www.icic.org/


    Application


 Eligible applicant         Headquartered in or having 51% or more of the physical operation in an economically
                          distressed urban area of the U.S.; For-profit corporations, partnerships or proprietors that
                                                    have revenues of more than $2 million


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?                         The Initiative for a Competitive Inner City and Bank of America


  Specific contact


   Funding cycle


    Restrictions


       Notes              Free program established by Michael Porter and designed to stimulate the flow of capital
                                                            to inner city businesses


 Name of program
                             TIGER II/Community Challenge Planning Grant (CCPG) NOFA
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/




      Website             http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/grants/nofa1
                                                                 0/huddotnofa


    Application


 Eligible applicant           State, tribal and local governments, including US territories, transit agencies, port
                          authorities, metro planning orgs, other political subdivisions of State or local governments
                                               and multi-state or multijurisdictional groupings


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Planning, preparation or design of surface transportation projects that would be eligible
                            for funding under TIGER II Discretionary Grant program. Funding is designed to target
                           housing, economic development and land use planning strategies that will increase the
                                efficiency and effectiveness of a related transportation project being planned.


    Apply with?


  Specific contact             HUD; TIGERII Grants Robert Mariner at 202-336-8914 or TIGERIIGrants@dot.gov


   Funding cycle


    Restrictions           For TIGER II Planning Grants, 20% non-federal match is required (except for projects in
                          rural areas). For HUD Community Challenge Planning Grants, applicants must provide 20%
                           of the requested funding amount in leveraged resources in the form of cash and and/or
                                       verified in-kind contributions or a combination of these sources.


       Notes
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/




Name of program
                           Sustainable Communities Regional Planning Grant (SCRPG)
                                                   NOFA

    Website            http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/grants/nofa1
                                                                   0/scrpg


  Application


Eligible applicant     In Metropolitan and Micropolitan Statistical Areas, a consortium consisting, at a minimum,
                       of: a. The traditional principal city (or cities) located within the boundaries of the region if
                       the region is within a Metropolitan Statistical Area; b. The city, county of any other unit of
                       general local government with the largest population located within the region if different
                         from (a) or if in a Micropolitan Statistical Area; c. The city, county or any other units of
                       local government and Indian Tribes that will ensure that the consortium represents no less
                           than 50% of the population residing within the region; d. The MPO or the regional
                         planning agency that facilitates planning and associated management activities for the
                       geography represented by the applicant, or if the region has multiple MPO's, all MPOs that
                            have jurisdiction within the designated region; and, e. A non-profit organization,
                         foundation or education institution within the region that has the capacity to engage a
                        diverse representation of the general population, and the ability to work in partnership
                            with the units of general local government and the MPO or MPOs comprising a
                        consortium to advance the program objectives of the SCPGP. *In a non-defined area (an
                          area outside the boundaries of a Metropolitan and Micropolitan Statistical Area), a
                          consortium consisting of: a. Cities, counties or units of general local government and
                       Indian Tribes representing at least 50% of the population residing within the region; and b.
                           If such an organization exists within the boundaries of the region, a Rural Planning
                          organization or Council of Governments. c. A non-profit organization, foundation or
                       education institution within the region that has to engage a diverse representation of the
                        general population, and the ability to work in partnership with the units of general local
                                 government to advance the program objectives of the SCRPG program.


   By right or
  competitive?


  Assistance?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures        1. Establish coordinated intergovernmental planning and secure agreements among
                            jurisdictions; 2. Develop a comprehensive Regional Plan for Sustainable Development
                              which serves as a guide for policies and investments that will integrate existing or
                          emergent land use plans. At a minimum, the RPSD should explain how the consortium will:
                          Adopt a housing plan, incorporate equity and fair housing analysis into regional planning,
                          advance regional transportation planning, advance water infrastructure planning, perform
                            environmental planning, plan for economic development activities, conduct scenario
                           planning that allows the RPSD to project a variety of economic growth possibilities and
                              anticipate responses to then and conduct comprehensive climate change impacts
                                   assessments to guide regional planning and implementation strategies.


    Apply with?


  Specific contact            sustainablecommunities@hud.gov Or Zuleika K. Morales-Romero, 202-402-7683


   Funding cycle


    Restrictions          Matching funds are not required. However, applicants must provide 20% of the requested
                              funding amount in leveraged resources in the form of cash and or verified in-kind
                             contributions or a combination of these sources. Additional leverage is encouraged.
                           Successful applicants must have the required amount of leveraged resources (the initial
                           20%) at the time of signing the cooperative agreement. In-kind contributions may be in
                                            the form of staff time, donated materials or services.


       Notes


 Name of program
                                                  American Express Foundation

      Website                             http://home3.americanexpress.com/corp/gb/howto.asp


    Application


 Eligible applicant        501(c)3 nonprofits; foundation supports program and projects designed to preserve and
                             rediscover important cultural works and sites; Special emphasis is directed towards
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                            programs designed to ensure public engagement with a restored work or historic site


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?                                        American Express Foundation


  Specific contact                               Timothy McClimon, Pres. (212)-640-5661


   Funding cycle


    Restrictions


       Notes


 Name of program
                                      Community Foundation for Southern Arizona

      Website                                          http://www.cfsoaz.org/cfsa/


    Application


 Eligible applicant                                         501(c)3 nonprofits


     By right or
   competitive?


    Assistance?
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures


    Apply with?                                                  CFSA


  Specific contact         Evan Mendelsen, VP Donor Relations, 770-0800 x119; Bob Hoekstra, Grants and Donor
                                                      Info Admin (520) 770-0800


   Funding cycle


    Restrictions


       Notes                            Targeted at arts, community and economic development


 Name of program
                                               Donald Pitt Family Foundation

      Website


    Application


 Eligible applicant                                       501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?


  Specific contact                                       Dana Pitt, VP (520)790-9900


   Funding cycle


    Restrictions


       Notes                                  Gives primarily in Tucson, focus on performing arts


 Name of program
                                                         Graham Foundation

      Website                                        http://www.grahamfoundation.org/


    Application


 Eligible applicant                                           501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures        Production related expenses for projects including, but not limited to: publications,
                          exhibitions, installations, conferences/lectures, films, new media projects and other public
                                                                   programs


    Apply with?                                              Graham Foundation


  Specific contact                             info@grahamfoundation.org Or (312) 787-4071
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                           Inquiry form due 2/25/12


    Restrictions


       Notes                                       Targeted to Public outreach, publications


 Name of program
                                                          Green Communities

      Website                                     http://www.greencommunitiesonline.org/


    Application


 Eligible applicant       501(c)3 nonprofits; tribally designated housing entities and for-profit entities participating
                                              through joint ventures with qualified organizations


     By right or
   competitive?


    Assistance?


    Percentage/                                                   up to $5,000

      Amount


Eligible expenditures      Assist hosing developers with integrating green building systems in their developments
                                        and engage in a serious discussion of green design possibilities


    Apply with?


  Specific contact


   Funding cycle


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                                       JPMorgan Chase Bank

      Website                   http://www.jpmorganchase.com/corporate/Corporate-Responsibility/grant-
                                                               programs.htm


    Application


 Eligible applicant                                          501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Supports programs designed to promote public policies that affect the well-being of the
                           community by stimulating economic growth and community development and promote
                           the effective management of nonprofits. Supports programs designed to preserve and
                                 expand the supply of affordable housing; promote economic development,
                                            entrepreneurship and the creation of entry-level jobs


    Apply with?                                               JPMorgan Chase


  Specific contact                                             Cree Zischke
                                                         1301 2nd Avenue, Floor 23
                                                           Mail code: WA1-3568
                                                             Seattle, WA 98101
                                                     e-mail: cree.zischke@jpmchase.com
                                    Questions regarding Cyber Grants / application process, please e-mail
                                                        joelle.b.gruber@jpmchase.com
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle


    Restrictions           No support for religious, fraternal or veterans' organizations, United Way member orgs.
                          No grants to individuals or for medical research, fundraising events, debt reduction, debt
                            financing, capital endowments, scholarships or tuition; generally no grants for health
                                                         issues or higher education.


       Notes                                        Targeted to community development


 Name of program
                                        William H. and Mattie W. Harris Foundation

      Website                                       http://harrisfoundation-nevada.com/


    Application


 Eligible applicant                                          501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                             (702)253-1317


   Funding cycle                                              Feb 1. and Aug 1.


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes                                       Arts, community/economic development


 Name of program
                                                   Choice Neighborhood Grants

      Website             http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/progr
                                                                  ams/ph/cn


    Application


 Eligible applicant         Local governments, public housing authorities, non-profits, for-profit developers that
                          apply jointly with a public entity. Eligible neighborhoods include neighborhoods with: 1) at
                             least 20% of the residents estimated to be in poverty or have extremely low incomes
                                based on the most recent data collected by the US Census Bureau and that are
                           experiencing distress related to one or more of the following: a) per capita Part I violent
                            crime rates over the past three or more years that are at least 1.5 times the per capita
                           Part I violent crime rates of the city or county in which the neighborhood is located over
                            the same time frame; b) the rate of vacant or substandard homes is at least 1.5 times
                          higher than that of the city or county as a whole, or c) a low-performing public school or at
                            least 20 children or 20% of children from the target public school and/or HUD-assisted
                           housing attend a low-performing public school, and 2) severely distressed public and/or
                             HUD-assisted housing that meets the definition provided in section 24(j)(2) of the US
                                                       Housing Act of 1937, as amended.


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures           Transformation of public and/or HUD assisted housing developments through
                            preservation, rehabilitation and management improvements as well as demolition and
                                                               new construction


    Apply with?                                                       HUD
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact                                      http://grants.gov/ Or 800-518-4726


   Funding cycle


    Restrictions


       Notes


 Name of program
                            Grants for Public Works and Economic Development Facilities

      Website                                                   http://www.eda.gov/


    Application


 Eligible applicant       Public or private non-profit organization or association acting in cooperation with officials
                           of a political subdivision of a state. See section 3 of PWEDA (42 U.S.C. 3122) and 13 CFR
                            300.3. Projects eligible for public works investment assistance include those located in
                                       regions meeting : Special Need criteria as defined in 13 CFR 300.3


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures        Projects include investments in facilities such as water and sewer systems, industrial
                          access roads. Industrial and business parks, port facilities, rail spurs, skill-training facilities,
                           business incubator facilities, Brownfield redevelopment and eco-industrial facilities and
                          telecommunications and broadband infrastructure improvements necessary for business
                                                        creation, retention and expansion.


    Apply with?                       Department of Commerce, Economic Development Administration
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact          Maureen V. Klovers, 1401 Constitution Avenue, NW, Room 7019, District of Columbia
                                               20230 mklovers@eda.doc.gov 202-482-2785


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                    Alcoa Fastening Systems

      Website                      http://alcoa.com/sustainability/en/info_page/alcoa_sustainability.asp


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                            520.519.7400


   Funding cycle


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes                  Focused on sustainable environment, community infrastructure, arts and culture


 Name of program
                                                Arizona Community Foundation

      Website                                          https://www.azfoundation.org/


    Application


 Eligible applicant                                              Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Planning and creating more livable communities, encouraging civic participation, helping
                                               residents improve their communities and more.


    Apply with?


  Specific contact                              Paul Velaski or Kerrie Bainum (602)381-1400


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                   Arizona Humanities Council

      Website                                             http://azhumanities.org/
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                                              Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                          Herb Paine, info@azhumanities.org (602) 257-0392


   Funding cycle           Cultural heritage tourism grants 7/31/10 deadline; various deadlines for project grants


    Restrictions


       Notes


 Name of program
                             Blue Cross Blue Shield of Arizona Corporate Giving Program

      Website                               http://www.azblue.com/about-us/community.aspx


    Application                    http://www.azblue.com/CorporateGiving/CorporateGivingForm.aspx


 Eligible applicant                                        Nonprofits and others


     By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures      Nonprofit organizations involved with arts and culture, economic development and civic
                                        initiatives, youth, education, health care and human services


    Apply with?


  Specific contact                      Maribel Barrios, Community relations, Mbarrios@azblue.com


   Funding cycle                                                  monthly


    Restrictions


       Notes


 Name of program
                                               Bruce T. Halle Family Foundation

      Website                                        http://hallefamilyfoundation.org/


    Application


 Eligible applicant                                              Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures                                           Arts, museums


    Apply with?


  Specific contact                                              (480) 606-6000


   Funding cycle                                                   3/15, 7/15


    Restrictions


       Notes


 Name of program
                                    Cynthia Woods Mitchell Fund for Historic Interiors

      Website                                        http://www.cttrust.org/index.cgi/121


    Application


 Eligible applicant                                                Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures     Assist in the preservation, restoration and interpretation of historic interiors. May be used
                             for professional expertise, print and video communications materials and education
                                                                   programs


    Apply with?
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact                              Contact National Trust Regional Office


   Funding cycle                                                02/01


    Restrictions                           Project must involve a National Historic Landmark


       Notes


 Name of program
                                                    Diamond Foundation

      Website                          http://www.diamondventures.com/overview/charity.html


    Application


 Eligible applicant                                           Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures            Building/renovation, program development, general/operating support


    Apply with?


  Specific contact                                   Helaine Levy, (520) 577-0200


   Funding cycle


    Restrictions
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                              Foundations: Serving Tucson

      Website                                http://tucsonfoundations.org/default.aspx


    Application


 Eligible applicant                                         Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                        (520) 791-3939


   Funding cycle


    Restrictions


       Notes


 Name of program
                                       Fred and Christine Armstrong Foundation

      Website
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                                           Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                               Samuel Armstrong Jr. (904) 731-2828


   Funding cycle


    Restrictions


       Notes                             Priorities are for organizations that give to the needy


 Name of program
                                   Freeport-McMoRan Copper and Gold Foundation

      Website                                   http://www.fcx.com/envir/grants.htm


    Application


 Eligible applicant                                           Nonprofits


     By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures     Supports organizations involve with arts and culture, education, the environment, wildlife
                             preservation, crime and violence prevention, employment, safety, human services,
                                                       community development, etc.


    Apply with?


  Specific contact                                     Nicolle Turner (602) 366-8116


   Funding cycle


    Restrictions


       Notes


 Name of program
                                      Johanna Favrot Fund for Historic Preservation

      Website                       http://www.preservationnation.org/resources/find-funding/grants/


    Application


 Eligible applicant                                              Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/                                                $2,500-$10,000

      Amount
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures      Projects that contribute to the preservation or recapture of an authentic sense of place.
                             Funds may be used for professional advice, conferences, workshops and education
                                                                  programs


    Apply with?


  Specific contact                                  Contact National Trust Regional Office


   Funding cycle                                                Deadline: 2/1


    Restrictions                              Project must involve a National Historic Landmark


       Notes


 Name of program
                                               National Trust Preservation Funds

      Website                        http://www.preservationnation.org/resources/find-funding/grants/


    Application


 Eligible applicant                                               Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/                                                  $500-5,000

      Amount


Eligible expenditures         Provides two types of assistance to nonprofit organizations and public agencies: 1)
                          matching grants for preservation planning and education efforts, and 2) intervention funds
                           for preservation emergencies. Matching grant funds may be used to obtain professional
                           expertise in areas such as architecture, archeology, engineering, preservation planning,
                          land-use planning, fund raising, organizational development and law as well as to provide
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                                            preservation education activities to educate the public


    Apply with?


  Specific contact         Anthea Hartig, Ph. D., Director 5 Third Street, Suite 707 San Francisco, California 94103
                                          Phone (415)947-0692; Fax: (415)947-0699 wro@nthp.org


   Funding cycle                                           Deadlines: 2/1, 6/1, 10/1


    Restrictions


       Notes


 Name of program
                                              Native Plant Conservation Initiative

      Website                                            http://www.nps.gov/plants/


    Application


 Eligible applicant                                                Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Used for programs that focus on the conservation of native plants and pollinators under
                           the following 6 focal areas: conservation, education, restoration, research, sustainability
                                                               and data linkages


    Apply with?
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle                                              Annual Grants


    Restrictions


       Notes


 Name of program
                                                   Ralph L. Smith Foundation

      Website                                            http://www.gosw.org/rls/


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures        Giving primarily for education, health care, including ALS organizations and human
                                                                  services


    Apply with?


  Specific contact                            James J. Mueth, Bank of America (816)292-4342


   Funding cycle


    Restrictions
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                                   Roth Family Foundation

      Website                                   http://www.rothfamilyfoundation.org/


    Application


 Eligible applicant                                           Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                    Write letter to 7181 E. Ventana Canyon Dr. Tucson, AZ 85750


   Funding cycle


    Restrictions


       Notes                                           Giving primarily in Tucson


 Name of program
                                                  Save America's Treasures

      Website                           http://www.nps.gov/history/hps/treasures/search.htm
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures           Preservation/conservation work on nationally significant historic properties


    Apply with?


  Specific contact                     Ginger Carter, Grants management specialist, (202) 513-7233


   Funding cycle                                               Deadline: 5/1


    Restrictions


       Notes


 Name of program
                                  Southwest Gas Corporation Contributions Program

      Website


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                     Mary Loreto (520)794-6416 or Susanne Farinas (702)867-7247


   Funding cycle


    Restrictions


       Notes                   Giving primarily in areas of company operations (Tucson); also gives charitable
                                                  contributions to nonprofit orgs directly


 Name of program
                            Strong Communities: Engaging Citizens, Strengthening Place,
                                                Inspiring Change

      Website                               http://www.changemakers.com/strongcommunities


    Application


 Eligible applicant                              All types of organizations and individuals


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures        Innovative projects and ideas that engage citizens to steer change and build strong
                                                  communities across the US and Canada


    Apply with?


  Specific contact                                         Teal.Edelen@nfwf.org


   Funding cycle                                                   08/11


    Restrictions


       Notes


 Name of program
                                                    Tucson-Pima Arts Council

      Website                                     http://www.tucsonpimaartscouncil.org/


    Application


 Eligible applicant                                       Nonprofits/501c(6) orgs


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                           (520)624-0595 or info@tucsonpimaartscouncil.org
                               Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle


    Restrictions


       Notes               Grant program on hiatus at the moment; 501c(6) orgs are eligible for project grants for
                          dance, theater, music, literary, visual, multi-disciplinary, festivals and arts education on a
                                                     matching basis; 1:1 to non-public money


 Name of program
                                                     Public Works Grant (11.300)

      Website                                                  http://www.eda.gov/


    Application


 Eligible applicant       State, city, county or other political subdivision of a state including Indian Tribes engaged
                            in economic or infrastructure development activities or a consortium of such political
                             subdivisions; institution of higher education or a consortium of institutions; public or
                             private non-profit organization or association acting in cooperation with officials of a
                           political subdivision of a state. Eligible projects include those located in regions meeting
                           Special Need criteria as defined in 13 CFR 300.3. For profit, private sector entities do not
                               qualify for Public Works assistance. EDA may not provide investments directly to
                                 individuals or for-profit entities seeking to start or expand a private business.




     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Characteristic projects include investments in facilities such as water and sewer systems,
                          industrial access roads, industrial and business parks, port facilities, rail spurs, skill-training
                          facilities, business incubator facilities, Brownfield redevelopment, eco-industrial facilities,
                             and telecommunications and broadband infrastructure improvements necessary for
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       business creation, retention and expansion. Project must be located in or benefit a region
                        that, on the date EDA receives an application for investment assistance, satisfies one or
                        more of the economic distress criteria set forth in 13 CFR 301.3(a). All investments must
                          be consistent with a current EDA-approved Comprehensive Economic Development
                        Strategy or equivalent strategic economic development plan for the region in which the
                         project will be located, and the applicant must have the required local share of funds
                        committed, available and unencumbered. Applicants must be able to start and complete
                          proposed projects in a timely manner consistent with award terms and conditions.
                        Recipients must award contracts in accordance with proper procurement procedures ad
                        ensure that contractors pay Davis-Bacon wage rates. Indirect costs are not allowed. All
                             grants awarded are discretionary grants. EDA does not award formula grants.


  Apply with?                     Department of Commerce, Economic Development Administration


Specific contact         Maureen V. Klovers, 1401 Constitution Avenue, NW, Room 7019, District of Columbia
                                             20230 mklovers@eda.doc.gov 202-482-2785


 Funding cycle


  Restrictions


     Notes


Name of program
                               Small Business Innovation Research Program Phase I

    Website                             http://www.csrees.usda.gov/funding/rfas/sbir_rfa.html


  Application


Eligible applicant     US-owned, for profit small businesses with innovative, applied, research and development
                          projects that address important problems facing American agriculture and have the
                               potential to lead to significant public benefit if the research is successful.


   By right or
  competitive?


  Assistance?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/                                               $70,000-$100,000

      Amount


Eligible expenditures      Proposals are accepted in the following topic areas: 1) forests and related resources, 2)
                            Plant production and protection-biology, 3) Animal production and protection, 4) air,
                            water and soils 5) food science and nutrition, 6) rural development 7) aquaculture 8)
                           biofuels and biobased products 9) marketing and trade 10) animal manure management
                             11) small and mid-size farms and 12) plant production and protection-engineering


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                      Impact Investment Fund

      Website                                       http://www.sba.gov/startupamerica


    Application


 Eligible applicant        Companies in underserved communities, companies in economically distressed areas as
                                           well as those in emerging sectors such as clean energy


     By right or
   competitive?


    Assistance?                                          2:1 match to private capital


    Percentage/
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures                    Investment in growth capital in underserved communities


    Apply with?                                        Small Business Administration


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                  Early Stage Innovation Fund

      Website                                        http://www.sba.gov/node/15261


    Application


 Eligible applicant         Early stage companies, especially those without the necessary assets or cash flow for
                                                          traditional bank funding.


     By right or
   competitive?


    Assistance?                                         1:1 match to private capital


    Percentage/

      Amount


Eligible expenditures                              Seed money for early stage companies


    Apply with?                                        Small Business Administration
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                        Job Training Program

      Website                           http://www.azcommerce.com/services/skilled-workforce.aspx


    Application


 Eligible applicant        An employer, excluding government agencies, with at least one business location in this
                             state, a consortium of at least two employers with same or similar training needs, a
                           professional or trade association or a joint apprenticeship training committee, or a Small
                           Business Development Center on behalf of a consortium. To be eligible companies must
                                pay into the Arizona Job Training Fund, unless exempt, or be a rural non-profit
                           organization that opts for unemployment tax reimbursement and therefore is not liable
                              for the Job Training Tax but is able to provide documentation that a skilled worker
                             shortage exists in the geographical area and the proposed training will increase the
                            number of skilled works. They also must meet or exceed the average annual qualifying
                                                wage rate for trainees at the end of the grant


     By right or                                                 Competitive
   competitive?


    Assistance?


    Percentage/              Net New Grant: up to 75% of their eligible training expenses reimbursed. Incumbent
                                       Grant: up to 50% of their eligible training expenses reimbursed.
      Amount


Eligible expenditures         Job-specific reimbursable grant program that supports the design and delivery of
                          customized training plans for employers creating new jobs or increasing the skill and wage
                            levels of current employees. With a Net New Grant an employer must be creating new
                          jobs. With an Incumbent Grant an employer must be seeking to supplement their current
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                                        training plan and increase the skill level of their employees.


    Apply with?                                      Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                           AHEAD Program

      Website                               http://www.fhlbsf.com/ci/grant/ahead/default.asp


    Application                                Only bank members may submit applications.


 Eligible applicant         The Access to Housing and Economic Assistance for Development (AHEAD) Program
                             provides grants to support economic development and housing projects during the
                           conception and early development stages. A recoverable grant program, AHEAD funds
                           projects that produce housing, services, or other benefits for low- to moderate-income
                            households, result in the creation of retention of jobs in the community, or facilitate
                                                   public or private infrastructure project


     By right or                                                 competitive
   competitive?


    Assistance?                                               refundable grants


    Percentage/           In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                       with individual grants averaging between $20,000 and $50,000
      Amount


Eligible expenditures
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                          Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank
                                           of Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle


    Restrictions


       Notes




Home Owners
 Name of program
                                          State Historic Property Tax (SPT) program

      Website                                  http://azstateparks.com/shpo/propertytax.html


    Application                  http://azstateparks.com/shpo/downloads/SHPO_SPT_Residential_Form.pdf


 Eligible applicant       Property must be listed on the National Register of Historic Places either individually or as
                                                       a contributor to a historic district.


     By right or                                                     by right
   competitive?


    Assistance?                                    reduces property taxes between 35-45%


    Percentage/                                         reduces property taxes 35-45%

      Amount


Eligible expenditures      Eligible property owners execute a fifteen-year agreement requiring maintenance of the
                              property according to federal and Arizona State Parks Board standards. Limited to
                                              property used for non-income producing activities.
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                                 SHPO


  Specific contact


   Funding cycle                                               revolving


    Restrictions


       Notes                       Two tech incubators in Tucson area, UA Tech Park and Biotech Park




Loan Programs
 Name of program
                                                      Conventional banks

      Website                                     http://www.downtowntucson.org/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes                          Please see our website for loan packets from downtown lenders.


 Name of program
                                                              HUD 108 Loans

      Website              City of Tucson is putting together a package for this. Call Downtown Tucson Partnership
                                                         for more info (520)837-6508.


    Application           http://www.hud.gov/offices/cpd/communitydevelopment/programs/108/appquestions.cf
                                                                        m


 Eligible applicant        The City of Tucson's 108 loan program is still in development, but eligible applicants will
                                                include businesses, nonprofits, and developers.


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                        loan


    Percentage/                                       low-interest loans for up to 20 years

      Amount


Eligible expenditures        Economic development activities eligible under CDBG; acquisition of real property;
                          rehabilitation of publicly owned real property; housing rehabilitation eligible under CDBG;
                          construction, reconstruction, or installation of public facilities (including street, sidewalk,
                            and other site improvements); related relocation, clearance, and site improvements;
                           payment of interest on the guaranteed loan and issuance costs of public offerings; debt
                               service reserves; public works and site improvements in colonias; and in limited
                             circumstances, housing construction as part of community economic development,
                              Housing Development Grant, or Nehemiah Housing Opportunity Grant programs.
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                  Downtown Tucson Partnership or Tucson IDA


  Specific contact           Economic development office at DTP, 837-6508 or econdev@downtowntucson.org


   Funding cycle                                                     revolving


    Restrictions                                     Program is not set up as of 7/31/2011.


       Notes               The maximum repayment period for a Section 108 loan is twenty years. CDBG rules and
                                                        regulation apply to this program.


 Name of program
                                                            IDA- Pima County

      Website                                        http://www.pimaida.com/about.html


    Application                                 http://www.pimaida.com/nonprofitloanAPP.pdf


 Eligible applicant                                      Non-profit organizations only.


     By right or                          application has to be vetted by staff and approved by board
   competitive?


    Assistance?                                loans, some grant money available for nonprofits


    Percentage/           Interest rate is set by the Authority based on collateral, but is generally below bank rates
                                                 for similar credit, in the range of 6.0% to 8.0%
      Amount


Eligible expenditures       To be eligible for a Non-Profit Loan, the project must address or complete an activity
                           outlined in the approved Project Plan (which sets out the use of funds) and be located in
                          Pima County. Eligible Uses of Funds include: Acquisition: Acquisition of fee title or interest
                             other than fee title of real property. Rehabilitation: Activities directed to sustain the
                            existing form, integrity, and material of a building, structure, or site. Includes repair or
                          alteration that makes possible a contemporary use while preserving those features of the
                               property which are significant to its historical, architectural, and cultural values.
                           Restoration: Activities directed to accurately recovering the form and details of property
                            and its setting as it appeared at a particular period of time by means of the removal of
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       later work or by the replacement of missing earlier work. New construction: Eligible use of
                        loan funds must conform to the Project Plan and guidelines. Leasehold improvements:
                        Rehabilitation, restoration, or minor new construction activities are eligible uses of loan
                           funds if the term of the lease is at least equal to the term of the loan. Purchase of
                       equipment and furnishings: Loan funds may be made available in combination with other
                         capital improvements and may be made for the purchase of major capital equipment.
                           Capital Expenses: Eligible use of loan funds to acquire or upgrade physical assets.


  Apply with?                                             http://pimaida.com/


Specific contact                                         Steve Russo, 529-1515


 Funding cycle                                              monthly meetings


  Restrictions         Loan Amounts The minimum loan commitment made for any specific project is $100,000
                       and the maximum loan is not to exceed $350,000. Loan Terms and Conditions Maximum
                         loan term is 5 years. No prepayment penalties. Associated application processing fees.
                        Pledge of Collateral. Selection Criteria Preference is given to projects that stimulate the
                       development of new or expand existing services that will benefit the Pima County or local
                        community or create jobs therein. 501(c)(3) Organization: The organization must have a
                          nonprofit designation as a 501(c)(3) entity from the Internal Revenue Service. Pima
                       County: The organization must be located in Pima County Project viability and potential:
                           Are the project objectives clearly described? Are the project budget, design, and
                         personnel reasonable to accomplish project objectives? Repayment Plan in Place: The
                         organization must have a detailed plan for repayment of loan. Readiness: The project
                        must be ready to proceed and meet project objectives in a realistic and timely manner.


     Notes


Name of program
                                                            IDA - Tucson

    Website                                       http://www.tucsonida.com/faq.htm


  Application                          http://www.tucsonida.com/community_investment.htm


Eligible applicant      (1) Nonprofit loan program: Non-Profit organizations in good standing with the Arizona
                          Corporation Commission, operating in Southern AZ and have the legal capacity and
                       authority to incur obligations required by the Tucson IDA (2) For-profit loan program: For-
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                            Profit businesses may apply for an IDA Participation Loan only, through a community
                                                               based lead lender.


     By right or                         application has to be vetted by staff and approved by board
   competitive?


    Assistance?                                                       loan


    Percentage/                         Maximum loan $125,000; nonprofit interest rate 6%; LTV 90%

      Amount


Eligible expenditures        Loans will only be considered for eligible projects which provide one or more of the
                             following: a. Economic Development / Business Expansion; b. Affordable Housing; c.
                                           Downtown, Neighborhood or Community Development.


    Apply with?                                              http://tucsonida.com/


  Specific contact                                   BDFC (Gary Molenda), 520-623-3377


   Funding cycle                                               monthly meetings


    Restrictions          (1) standard terms and conditions apply (2) each loan must meet the following minimum
                            requirements: (a) make economic sense, (b) be payable from identifiable primary and
                          secondary sources of repayment, (c) be secured by adequate collateral, (d) have a LTV of
                           no more than 90% of the lesser of cost or appraisal, (e) be requested by an organization
                          with demonstrable capacity; (3) special considerations may apply, at the sole discretion of
                          the IDA, regarding loan amount and projects meeting the current priority areas identified
                            by the IDA (FY2010-11 priorities are downtown development and warehouse triangle
                          district, (4) loans will only be considered for eligible projects which provide one or more of
                           the following: (a) economic development/business expansion, (b) affordable housing, (c)
                                            downtown, neighborhood or community development


       Notes                 $100 application fee; commitment fee = 1% of loan amount payable upon final loan
                           approval (nonrefundable), closing costs and 3rd party fees are borrower's responsibility


 Name of program
                                    Downtown Incentive Zone - administered by BDFC
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                                                http://bdfc.com/


    Application


 Eligible applicant          Projects in the Investment zone in downtown Tucson; downtown facade program


     By right or                                                application
   competitive?


    Assistance?                                                    loan


    Percentage/                interest of 4.75% + 10 yr treasury; terms up to 5 years; no prepayment penalty

      Amount


Eligible expenditures                              must be located in downtown Tucson


    Apply with?                                     BDFC, Gary Molenda 520-623-3377


  Specific contact                                  BDFC, Gary Molenda 520-623-3377


   Funding cycle                                                 revolving


    Restrictions


       Notes


 Name of program
                                              Urban Development Action Grant

      Website                                                http://bdfc.com/


    Application


 Eligible applicant         Projects in the City of Tucson that benefit low to moderate income people; stimulate
                                                      employment opportunities for
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                            Export/Import

      Website                                 http://www.exim.gov/products/loan_guar.cfm


    Application                            http://www.exim.gov/tools/appsforms/loanguar.cfm


 Eligible applicant        Ex-Im Banks guarantee of a lenders loan to an international buyer is generally used for
                                        financing purchases of U.S. capital equipment and services.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/           Ex-Im Banks loan guarantee covers 100% of principal and accrued interest on any amount.
                           (Ex-Im also offers a medium-term insurance policy that can support financings up to $10
      Amount               million). The total level of Ex-Im Bank support will be the lesser of 85% of the value of all
                           eligible goods and services in the U.S. supply contract or 100% of the U.S. content in all
                                             eligible goods and services in the U.S. supply contract.


Eligible expenditures        Financing purchases of US capital equipment and purchases. Financing may also be
                             available for: Refurbished equipment, Software, Certain banking and legal fees (See
                           Financing Fees for Ancillary Services.), Certain local costs and expenses (See Ex-Im Bank
                           Policies – Local Cost.). Military or defense items are generally not eligible nor are sales
                                                  to military buyers (with certain exceptions).


    Apply with?                                http://www.exim.gov/news/exim_online_spl.cfm


  Specific contact


   Funding cycle                                                    revolving


    Restrictions           Ex-Im Bank does not compete with private sector lenders, but rather provides financing
                            for transactions that would otherwise not take place because commercial lenders are
                          either unable or unwilling to accept the political or commercial risks inherent in the deal.


       Notes                                       export some product for use outside USA


 Name of program
                          Small Business Administration (SBA) loans: three types, 7A, CDC
                                              504, and microloans

      Website                 http://www.sba.gov/category/navigation-structure/loans-grants/small-business-
                                                            loans/sba-loan-programs


    Application


 Eligible applicant


     By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures                                   See individual programs below.


    Apply with?


  Specific contact


   Funding cycle


    Restrictions                                     owner occupancy requirements apply


       Notes


 Name of program
                                                           SBA CDC 504 loan

      Website                                http://www.sba.gov/content/cdc504-loan-program


    Application                  http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


 Eligible applicant       To be eligible for a CDC/504 loan, your business must be operated for profit and fall within
                          the size standards set by the SBA. Under the 504 Program, a business qualifies as small if it
                          does not have a tangible net worth in excess of $7.5 million and does not have an average
                          net income in excess of $2.5 million after taxes for the preceding two years. Loans cannot
                              be made to businesses engaged in speculation or investment in rental real estate.


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                       loan


    Percentage/           Typically, a CDC/504 project is 50-40-10: A loan secured from a private sector lender with
                          a senior lien covering up to 50 percent of the project cost + A loan secured from a CDC
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Amount              (backed by a 100 percent SBA-guaranteed debenture) with a junior lien covering up to 40
                          percent of the project cost.




Eligible expenditures      Proceeds from 504 loans must be used for fixed asset projects, such as: The purchase of
                          land, including existing buildings; The purchase of improvements, including grading, street
                          improvements, utilities, parking lots and landscaping; The construction of new facilities or
                             modernizing, renovating or converting existing facilities; The purchase of long-term
                             machinery and equipment. The 504 Program cannot be used for working capital or
                                          inventory, consolidating or repaying debt, or refinancing.


    Apply with?                  http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact           There are 3 CDCs that service Southern AZ: BDFC (bdfc.com), Southwestern Business
                                 Finance Corp (swbfc.com), and Small Business Finance Corp (cdcloans.com)


   Funding cycle                                                   revolving


    Restrictions


       Notes               The maximum SBA debenture is $1.5 million when meeting the job creation criteria or a
                          community development goal. Generally, your business must create or retain one job for
                              every $65,000 provided by the SBA, except for small manufacturers which have a
                          $100,000 job creation or retention goal (see below). The maximum SBA debenture is $2.0
                           million when meeting a public policy goal. These include: Business district revitalization,
                           Expansion of exports, Expansion of minority business development, Rural development,
                          Increasing productivity and competitiveness, Restructuring because of federally mandated
                          standards or policies, Changes necessitated by federal budget cutbacks, Expansion of small
                               business concerns owned and controlled by veterans (especially service-disabled
                              veterans), Expansion of small business concerns owned and controlled by women.
                            Collateral Generally, the project assets being financed are used as collateral. Personal
                          guaranties of the principal owners are also required. Interest Rates and Fees Interest rates
                          on 504 loans are pegged to an increment above the current market rate for 5-year and 10-
                               year U.S. Treasury issues. Maturities of 10 and 20 years are available. Fees total
                                approximately 3 percent of the debenture and may be financed with the loan.


 Name of program
                                                                   SBA 7A
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                 http://www.sba.gov/category/navigation-structure/loans-grants/small-business-
                                                 loans/sba-loan-programs/7a-loan-program


    Application                  http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


 Eligible applicant        While the vast majority of businesses are eligible for financial assistance from the SBA,
                          some are not. Applicant businesses must: Operate for profit; Be engaged in, or propose to
                            do business in, the United States or its possessions; Have reasonable owner equity to
                             invest; Use alternative financial resources, including personal assets, before seeking
                                                             financial assistance.


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                                      loan


    Percentage/            SBA can guarantee as much as 85 percent on loans of up to $150,000 and 75 percent on
                          loans of more than $150,000. 7(a) loans have a maximum loan amount of $5 million. SBA's
      Amount                 maximum exposure is $3.75 million ($4.5 million under the International Trade Loan


Eligible expenditures     General business purposes including working capital, machinery and equipment, furniture
                           and fixtures, land and building (purchase, renovation, and new construction), leasehold
                                         improvements and debt financing under certain conditions


    Apply with?                  http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact                         Most Tucson banks can provide 7(a) loans to borrowers.


   Funding cycle                                                   revolving


    Restrictions          Good credit (A-C+); good business plan; sufficient investment from the owner (10%-35%);
                                                                   collateral


       Notes               Fixed rates vary depending on loan amount and maturity; variable rates: the lowest of:
                           prime, LIBOR or SBA optional peg rule; loan maturities are based on the ability to repay,
                             purpose of loan and useful life of assets financed. Max: 25 years for real estate and
                                          equipment; max: 10 years for working capital or inventory
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                          SBA Express Loans

      Website                               http://www.sba.gov/content/express-pilot-programs


    Application                           http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant       The SBA Express program gives small business borrowers an accelerated turnaround time
                             for SBA's review. You will receive a response to your application within 36 hours. In
                             addition, lower interest rates are often available to you when you apply through an
                                                              Express program.


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                                      loan


    Percentage/                  up to $350,000 either as a revolving line of credit or a lump sum term loan

      Amount


Eligible expenditures     purchasing a business, expanding existing business, financing equipment or inventory and
                                                                    more


    Apply with?                  http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact                      Most Tucson banks can provide Express loans to borrowers.


   Funding cycle                                                  revolving


    Restrictions              secured interested in business assets and/or a mortgage on real estate; Personal
                                                  guaranties by all owners of 20% or more


       Notes


 Name of program
                                                  SBA Community Express Loan
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                                 http://www.sba.gov/content/express-programs


    Application                           http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant        The Community Express loan program allows approved SBA lenders to provide a unique
                            combination of financial and technical assistance to borrowers located in the nations
                           underserved communities. Eligible borrowers include existing businesses; for needs that
                                    fall between the microloan program and conventional loan programs.


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                         loan and technical assistance


    Percentage/                                             $35,000 to $250,000

      Amount


Eligible expenditures     Renovation, rehabilitation, working capital, purchase of equipment, machinery, furniture,
                                                       fixtures, inventory or supplies


    Apply with?                    for list see http://www.sba.gov/category/lender-navigation/search-sba-
                                                    lenders?zip=85701&select=proximity


  Specific contact            Most Tucson banks can provide Express loans to borrowers. Other lenders include
                                              Chicanos por la Causa, http://www.cplc.org/cplc-
                                                subsidiaries/prestamoslendingcompany.aspx


   Funding cycle                                                 revolving


    Restrictions            Eligible communities include the SBAs Historically Underutilized Business Zones (HUB
                               Zones) and those communities identified as distressed through the Community
                                                          Reinvestment Act (CRA)


       Notes


 Name of program
                                                    SBA Patriot Express Loans
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                                  http://www.sba.gov/content/express-programs


    Application                           http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant        The SBAs Patriot Express Pilot Loan Initiative is for veterans and members of the military
                            community wanting to establish or expand small businesses. The SBA and its resource
                           partners are focusing additional efforts on counseling and training to augment this loan
                          initiative, making it more accessible and easy to use. Eligible military community members
                          include: Veterans, Service-disabled veterans, Active-duty service members eligible for the
                          militaries Transition Assistance Program, Reservists and National Guard members, Current
                           spouses of any of the above, The widowed spouse of a service member or veteran who
                                            died during service or of a service-connected disability.


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                       loan


    Percentage/            Patriot Express loans feature the SBAs lowest interest rates for business loans, generally
                          2.25 percent to 4.75 percent over prime depending upon the size and maturity of the loan.
      Amount


Eligible expenditures     Patriot Express loan proceeds can be used for most business purposes, including: Start up
                          costs, Equipment purchases, Business-occupied real-estate purchases, Inventory, Infusing
                             working capital, Managing your business, Expansion, Preparing your business for the
                           possibility of your deployment, Setting up to sell goods and services to the government,
                                                      Recovery from declared disasters.


    Apply with?                    for list see http://www.sba.gov/category/lender-navigation/search-sba-
                                                     lenders?zip=85701&select=proximity


  Specific contact                                      SBDC, Tom Shambo, 620-1241


   Funding cycle                                                   revolving


    Restrictions
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                                              Microloans

      Website                         Micro-business Advancement Center (MAC) http://mac-sa.org/


    Application                                        http://mac-sa.org/microloans/


 Eligible applicant         For profit businesses, start-ups included, who are unable to obtain financing through
                                                         traditional bank programs


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/           $500 to $35,000; provide loan placement assistance for higher dollar loan amounts up to
                                                                 $150,000
      Amount


Eligible expenditures                                  Any legitimate business need


    Apply with?                                        http://mac-sa.org/microloans/


  Specific contact                  MAC, Karen Burns, Micro lending Director at 520-620-1241, Ext. 102


   Funding cycle                                                 revolving


    Restrictions                                      Must be located in Pima County


       Notes                                   Comparable market rates; terms: up to 6 years


 Name of program
                                                    ACCION Commercial Loan

      Website                     ACCION Business Loan Programs, http://www.accionnm.org/index.php
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application                        http://www.accionnm.org/small-business-loan-application.php


 Eligible applicant                                  Small business owners in AZ, NM, CO


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                        loan


    Percentage/               Business loans from $200 to $300,000 and extend lines of credit from $20,000 to
                              $100,000. Terms range from two months to seven years, depending on loan size.
      Amount


Eligible expenditures      The ACCION team will help you determine whether the time is right for a small business
                          loan for you. You and your loan officer can walk through the most critical elements of the
                          loan application to assess your needs and financial position. The factors Accion considers
                            in determining whether the time is right for a loan are: 1. Your passion, integrity and
                           perseverance. These values are important predictors of the direction your business will
                          take, how quickly it can grow, and how soon you may be able to pay off your loan. 2. Your
                            ability to repay the loan. ACCION loans must have two repayment sources, which may
                           include any two of the following: Business and/or personal cash flow, Savings, Collateral
                           (something you own that you value), Co-signer (somebody you know who has the ability
                          and will to help you repay your loan), Group Guarantee (a group of entrepreneurs who all
                             apply for credit and are willing to co-sign each others loans). Loan officers will verify
                          business or personal income by a combination of: Tax returns, Bank statements, Financial
                             statements when available, Pay stubs, and Other documents. 3. Credit history. The
                           ACCION team will walk you through the most important elements of your credit report.
                           Like a home or a savings account, your credit score is an asset. The ACCION team wants
                          you to protect and build this asset. Accion can and do work with individuals who have no
                            credit history or score. 4. Collateral. Collateral refers to something you own that you
                          value, which can be used to help secure your loan. This could include personal or business
                           property, equipment, or other items. If you do not yet meet our minimum standards for
                          securing a small business loan, ACCION will give you sound advice as to how to put things
                                           in order so that you can reapply for a loan in the future.


    Apply with?                        http://www.accionnm.org/small-business-loan-application.php


  Specific contact                                               1-800-509-7624
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                                   revolving


    Restrictions           Must have 2 repayment sources; must have good credit and loan must be collateralized


       Notes               Interest rates vary and reflect the market and loan risk. Rates are fixed over life of loan
                           and are comparable to commercial loan rates. Term: 2 months to 6 years, depending on
                                                                    loan size


 Name of program
                                                         Micro Loan Program

      Website                       Chicanos Por La Causa, Inc. (CPLC) through its subsidiary, Prestamos
                                                     http://www.prestamosloanfund.org/


    Application                        http://www.prestamosloanfund.org/Application_Process.html


 Eligible applicant                       Businesses located in AZ for any legitimate business need


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                          loan and technical assistance


    Percentage/              SBA Microloans from $2,000 to $50,000 for start-up and existing businesses; Small
                                                  Business Investment Loans up to $250,000
      Amount


Eligible expenditures          Start-up costs; Machinery and equipment; Inventory; Working capital; Tenant
                                                improvements; Furniture & fixtures; Supplies


    Apply with?                                         web site or call (602) 258-9911


  Specific contact


   Funding cycle


    Restrictions                    Must create or maintain jobs for low to moderate income individuals
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                      New Markets Loan Program Comercio Arizona

      Website                        Chicanos Por La Causa, Inc. (CPLC) through its subsidiary, Prestamos
                                                     http://www.prestamosloanfund.org/


    Application                        http://www.prestamosloanfund.org/Application_Process.html


 Eligible applicant       In association with Wells Fargo Community Development Corp. and the City of Tempe, will
                             provide subordinate commercial real estate loans through their New Markets Loan
                             Program as a means of stimulating economic growth in low-income communities in
                           Maricopa, Pinal and Pima Counties; Existing or to be built income producing properties
                            consisting of office, industrial, retail and mixed-use projects deriving less than 80% or
                          revenues from residential leases; Loan program will only fund the commercial portion of a
                                              mixed-use project and will not fund rental housing


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                       loan


    Percentage/                                             $500,000 to $3,000,000

      Amount


Eligible expenditures           Start-up costs; Machinery and equipment; Inventory; Working capital; Tenant
                                                improvements; Furniture & fixtures; Supplies


    Apply with?                                         web site or call (602) 258-9911


  Specific contact


   Funding cycle                                                   revolving


    Restrictions             Must be located in Maricopa, Pinal or Pima county; must provide job creation; 2000
                                  Census tract requirements: 20% min poverty rate and AMI 80% or below
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes                 Below market rate; depends if Senior lender versus Subordinate lender; Mezzanine
                           Construction loans of 6-24 months; converting to a Mini-Perm loan of not greater than 7
                                                years or subordinate mini-perm loans of 7 years


 Name of program
                                                              HUD 221(d)(4)

      Website                                      Housing and Urban Development (HUD),
                                       http://www.hud.gov/offices/hsg/mfh/progdesc/sro221d3n4.cfm


    Application           http://portal.hud.gov:80/hudportal/HUD?src=/program_offices/housing/mfh/progdesc/re
                                                              ntcoophsg221d3n4


 Eligible applicant       Section 221(d)(4) insures mortgage loans to facilitate the new construction or substantial
                          rehabilitation of multifamily rental or cooperative housing for moderate-income families,
                          elderly, and the handicapped. Single Room Occupancy (SRO) projects may also be insured
                           under this section. Eligible mortgagors include profit-motivated sponsors, builder-seller,
                                                  investor-sponsor, and general mortgagors.


     By right or                                            mortgage insurance only
   competitive?


    Assistance?                              FHA mortgage insurance for HUD-approved lenders.


    Percentage/            In Fiscal year 2009, the Department insured mortgages for 90 projects with 15,195 units,
                                                              totaling $1.3 billion.
      Amount


Eligible expenditures     Insured mortgages may be used to finance the construction or rehabilitation of detached,
                          semidetached, row, walkup, or elevator-type rental or cooperative housing containing 5 or
                          more units. The program has statutory mortgage limits which vary according to the size of
                            the unit, the type of structure, and the location of the project. The principal difference
                           between the (d)(3) and (d)(4) programs is the amount of insured mortgage available to
                          non-profit and profit motivated sponsors. Under Section 221(d)(3), nonprofit sponsors or
                          cooperatives may receive an insured mortgage up to 100 percent of HUD/FHA estimated
                          replacement cost of the project. Profit motivated sponsors using Section 221(d)(4) and all
                          types of sponsors under Section 221(d)(4) can receive a maximum mortgage of 90 percent
                              of the HUD/FHA replacement cost estimate. Contractors for new construction and
                          substantial rehabilitation projects must comply with prevailing wage standards under the
                          Davis-Bacon Act. Section 221(d)(3) mortgages require appropriated credit subsidy, which
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                                                                 is limited.


  Apply with?                         http://portal.hud.gov:80/hudportal/HUD?src=/states/arizona


Specific contact                                    Stephanie Smelnick (602) 379-7171


 Funding cycle                                                    revolving


  Restrictions            Applicants must document (1) a clear need for the proposed SRO, (2) its experience
                          operating SROs, (3) local government support of the project; and a relocation plan, if
                       needed. The sponsor has a pre-application conference with the local HUD Multifamily Hub
                        or Program Center to determine preliminary feasibility of the project. The sponsor then
                       must submit a site appraisal and market analysis application (SAMA) (for new construction
                       projects), or feasibility application (for substantial rehabilitation projects). Following HUD's
                            issuance of a SAMA or feasibility letter, the sponsor submits a firm commitment
                       application through a HUD-approved lender for processing. Considerations include market
                       need, zoning, architectural merits, capabilities of the borrower, availability of community
                       resources, etc. If the proposed project meets program requirements, the local Multifamily
                          Hub or Program Center issues a commitment to the lender for mortgage insurance.


     Notes                 221(d)(4) New Construction: with 90% or greater rental assistance-1.11x, 90% LTC;
                                        Affordable-1.15x, 87% LTC, Market Rate-1.20x, 83.3% LTC


Name of program
                                                              HUD 223(f)

    Website                                      Housing and Urban Development (HUD),
                       http://portal.hud.gov:80/hudportal/HUD?src=/program_offices/housing/mfh/progdesc/p
                                                                urchrefi223f


  Application


Eligible applicant      Section 223(f) insures lenders against loss on mortgage defaults. The program allows for
                         long- term mortgages (up to 35 years) that can be financed with Government National
                       Mortgage Association (GNMA) Mortgage-Backed Securities. This eligibility for purchase in
                       the secondary mortgage market improves the availability of loan funds and permits more
                            favorable interest rates. Owners or prospective purchasers of eligible multifamily
                              properties may apply for insured mortgages through HUD-approved lenders.
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

     By right or                                            mortgage insurance only
   competitive?


    Assistance?                               FHA mortgage insurance for HUD-approved lenders.


    Percentage/           In fiscal year 2009, the Department insured mortgages for 229 projects with 25,996 units,
                                                              totaling $1.2 billion.
      Amount


Eligible expenditures      The property must contain at least 5 residential units with complete kitchens and baths
                            and have been completed or substantially rehabilitated for at least 3 years prior to the
                          date of the application for mortgage insurance. The program allows for non-critical repairs
                           that must be completed within 12 months of loan closing. Projects requiring substantial
                          rehabilitation are not acceptable under this section and may not involve the replacement
                          of more than one major system. The remaining economic life of the project must be long
                          enough to permit a ten-year mortgage. The mortgage term cannot exceed 35 years or 75
                          percent of the estimated life of the physical improvements, whichever is less. Davis Bacon
                            prevailing wage requirements do not apply to this program. The maximum mortgage
                            limitation for a purchase transaction is the lesser of: (1) 85 percent of HUD appraised
                             value; (2) 85 percent of the acquisition cost; (3) Section 207 statutory per unit limits,
                           adjusted by the local Field Office high cost percentage for the locality; or (4) a mortgage
                          amount supported by 85 percent of net income. The maximum mortgage limitation for a
                           refinance transaction is the lesser of: (1) 85 percent of HUD appraised value; (2) Section
                          207 statutory per unit limits, adjusted by the local field Office high cost percentage for the
                             locality; (3) the mortgage amount supported by 85 percent of net income; or (4) the
                                    greater of the cost to refinance or 80 percent of HUD appraised value.


    Apply with?                          http://portal.hud.gov:80/hudportal/HUD?src=/states/arizona


  Specific contact                                    Stephanie Smelnick (602) 379-7171


   Funding cycle                                                    revolving


    Restrictions          Section 223(f) is eligible for Multifamily Accelerated Processing (MAP). The sponsor works
                             with the MAP-approved lender who submits required exhibits for Firm Commitment
                          application, including a full underwriting package to the local Multifamily Hub or Program
                            Center for review. The Multifamily Hub or Program Center reviews the application to
                          determine whether the proposed loan is an acceptable risk. Considerations include market
                          need and the capabilities of the borrower. FHA underwriting analysis must determine that
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       there is enough project income to repay the loan, taking into account all necessary project
                       expenses. If the proposed project meets program requirements, the local Multifamily Hub
                             or Program Center issues a commitment to the lender for mortgage insurance.
                        Applications submitted by non-MAP lenders must be processed by HUD field office staff
                       under Traditional Application Processing (TAP). Under TAP, there are only two processing
                       stages: the conditional commitment stage and the firm commitment stage. The sponsor is
                        required to have a pre-application conference during the conditional commitment stage
                            to determine the appraised value and maximum mortgage amount. At the firm
                         commitment stage the local HUD Multifamily Hub or Program Center determines the
                           amount of the mortgage available to the purchaser or refinancing borrower in the
                           proposed transaction. If the proposal meets FHA program requirements, the local
                          Multifamily Hub or Program Center issues a commitment to the lender for mortgage
                                                               insurance.


     Notes                223(f)-Acquisition/Refinance: with 90% or greater rental assistance-1.15x, 87% LTC,
                                      Affordable-1.176xs, 85% LTC, Market rate-1.20x, 83.3% LTC


Name of program
                            Arizona Multibank Community Development Corporation

    Website                                           http://www.multibank.org/


  Application                                                 none online


Eligible applicant      Non-Profit or For-Profit businesses; Multibank provides financing and access to technical
                        assistance for the advancement of small businesses, low-and-moderate income housing,
                        nonprofit organizations and economic development. Part lender and part intermediary,
                         Multibank provides direct financing in the form of debt, debt with equity features and
                       credit enhancements to facilitate conventional financing and to leverage other private and
                                                              public fund


   By right or                                                competitive
  competitive?


  Assistance?                                    loan or assistance with small business


  Percentage/            Loans range from $500 to $1,000,000 to community development projects with total
                                                  project investments of $171 million.
    Amount
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures


    Apply with?                          Randy Dixon at r.dixon@multibank.org or (602) 643-0030 x2


  Specific contact


   Funding cycle                                                   revolving


    Restrictions


       Notes                Arizona Multibank Community Development Corporation, an AZ nonprofit corp., is an
                            initiative of the AZ Bankers Assn. Part lender & part intermediary, Multibank provides
                          direct financing in the form of debt, debt with equity features and credit enhancements to
                           facilitate conventional financing and to leverage other private and public funds. It is not
                                            regulated, does not advertise or compete with banks.


 Name of program
                                            Community Investment Company (CIC)

      Website                                http://www.communityinvestmentcorporation.org/


    Application                                                   none online


 Eligible applicant         CIC was founded in 1996 as a non-profit 5O1(c)3 agency to assist small businesses and
                            provide public purpose services. Working in collaboration with other agencies, CIC has
                           provided investment in new and existing businesses for start up and business expansion.


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                       loan


    Percentage/

      Amount


Eligible expenditures                                            no limitations
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                     Frank Y. Valenzuela Executive Director Email: frankv@cictucson.com

                                                   Phone: 520-529-1766Fax: 520-908-6045


  Specific contact


   Funding cycle                                                   revolving


    Restrictions


       Notes




Programs for Downtown
 Name of program
                                          Main Street Business Assistance Program

      Website                                   http://www.rtamobility.com/MainStreet.aspx


    Application                                                 no application


 Eligible applicant                  Small businesses impacted by construction along roadway projects


     By right or                                                    by right
   competitive?


    Assistance?           1. Information about construction projects, 2. Ombudsman for business issues related to
                             project, 3. Confidential business consulting services that assist in strengthening and
                                                            growing your company


    Percentage/             $10M allocated for this service over 20 years for business support during RTA projects

      Amount


Eligible expenditures                              information and consulting services only
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                           Main Street


  Specific contact                               Britton Donquast, 520-838-4352


   Funding cycle                                            revolving


    Restrictions


       Notes




Property Incentives
 Name of program
                                             Business Improvement District

      Website



    Application



 Eligible applicant                                 Properties in the district



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?



  Specific contact



   Funding cycle



    Restrictions                           Properties must be in Business Improvement District



       Notes



 Name of program
                                                      Infill Incentive District

      Website



    Application



 Eligible applicant                             Properties within the infill incentive district



     By right or
   competitive?



    Assistance?             Flexible development options that allow property owners to get relief from parking,
                                    loading, landscaping standards as well as certain other dimensions



    Percentage/


      Amount



Eligible expenditures



    Apply with?                                            Infill Incentive District
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact



   Funding cycle



    Restrictions



       Notes               Used to encourage well designed, compatible infill development within the city and to
                                                       overcome high vacancy rates



 Name of program
                                                      Urban Overlay District

      Website



    Application



 Eligible applicant                            Located in overlay district (Downtown Links)



     By right or
   competitive?



    Assistance?              Provides design guidance in a focused way to achieve transit oriented development



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle



    Restrictions                               Must be located in an overlay district



       Notes



 Name of program
                                                  Discount Lease Rates

      Website



    Application



 Eligible applicant



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact



   Funding cycle
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Restrictions



       Notes                 Discounts for lease rates on city-owned property coupled with reversion clauses for
                           improvements constructed on the property; Eligibility and amounts determined by the
                                   City of Tucson, typically these can be found within an incentive district



 Name of program
                                                  Impact fee Deferral or Waiver

      Website



    Application



 Eligible applicant                                      Located within City of Tucson



     By right or
   competitive?



    Assistance?



    Percentage/           Contribution amount is equal to half of the interest saved by not having to pay the impact
                                                    fees at the time of the building permit
      Amount



Eligible expenditures       Deferral is restricted only to impact fees charged for roads, parks and public facilities



    Apply with?                              Planning and Development Services (520) 791-5550



  Specific contact



   Funding cycle



    Restrictions
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes



 Name of program
                                                        Ombuds Program

      Website



    Application



 Eligible applicant               Sizable, impactful projects as determined by the City Manager's office



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures



    Apply with?                                           City Manager's office



  Specific contact                                   Hector Martinez 520-837-9115



   Funding cycle



    Restrictions



       Notes              Ombudspeople promote communication, teamwork, and accountability across the many
                                              City departments that impact a development.
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                 Development Package Review

      Website



    Application



 Eligible applicant       Any development within the City of Tucson that would require a site or development plan
                                                  prior to the issuance of building permits



     By right or
   competitive?



    Assistance?                     Allows for concurrent review that cuts down on review time by 50%



    Percentage/


      Amount



Eligible expenditures



    Apply with?                       City of Tucson Planning and Development Services Department



  Specific contact                     Patricial Gehlen 520-837-4919 patricia.gehlen@tucsonaz.gov



   Funding cycle



    Restrictions               All development packages must be submitted to the Community Design Review
                                                        committee office for review



       Notes



 Name of program
                                               Property Research Online (PRO)
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website



    Application



 Eligible applicant                               Businesses located in the City of Tucson



     By right or
   competitive?



    Assistance?                  Online tool that allows business owners to quickly access property details



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact



   Funding cycle



    Restrictions



       Notes



 Name of program
                                                  Tucson Empowerment zone

      Website                     http://www.hud.gov/offices/cpd/economicdevelopment/programs/rc/
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application



 Eligible applicant        Businesses residing in an Empowerment Zone or Empowerment site and/or Employing
                                                 people who live in an Empowerment Zone



     By right or
   competitive?



    Assistance?              Provides tax incentives that include employment credits, a 0% tax on capital gains,
                            increased tax deductions on equipment, accelerated real property depreciation, and
                                                              other incentives.



    Percentage/                                 Up to $3000 yearly per Empowerment Zone


      Amount



Eligible expenditures



    Apply with?                         US Department of Housing and Urban Development (HUD)



  Specific contact



   Funding cycle



    Restrictions



       Notes                                                     FAQ PDF:
                          http://www.hud.gov/utilities/intercept.cfm?/offices/cpd/economicdevelopment/library/t
                                                             axincentivesqa.pdf
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/
Tax Credit
 Name of program
                                                      New Market Tax Credits

      Website              Background available at cdfifund.gov. You can (1) set up your own CDE and apply for an
                          allocation through the Department of Treasury, or (2) work with an entity that already has
                                an allocation such as National Development Council, Chicanos por la Causa, o


    Application           http://www.cdfifund.gov/docs/nmtc/2009/2009%20NMTC%20Allocation%20Application.
                                                                      pdf


 Eligible applicant          To use NMTCs, the project must be in a designated census tract; the purpose of the
                            program is to make loans and capital investments in businesses in underserved areas.


     By right or                                                 competitive
   competitive?


    Assistance?                                                    tax credit


    Percentage/                                                 39% tax credit

      Amount


Eligible expenditures      loans/investments to operating businesses located in LICs, development of commercial,
                          industrial and retail real estate in LICs, mixed-use projects (commercial income must be at
                          least 20 percent of the gross income of the property), development of for-sale housing in
                           LICs, Loans purchased from another CDE/CDFI, financial counseling and other services to
                                                   businesses and residents located in LICs.


    Apply with?           banks, CDEs (full list available at: http://www.cdfifund.gov/docs/certification/cde/CDEList-
                                                       byStatewithSubs-12-31-10.pdf )


  Specific contact        CDEs: National Development Council, Chicanos por la Causa, CBO Financial, US Bank, Bank
                                                                  of America


   Funding cycle                                                   revolving


    Restrictions               NMTC must be used to make loans or investments, or to provide counseling for
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                           businesses, not to develop affordable housing. In certain circumstances, NMTC may be
                          used to finance mixed-use projects, where less than 80% of the gross rental income comes
                           from dwelling units. In cases such as this, the Low-Income Housing Tax Credits and New
                            Markets Tax Credits may NOT be used to subsidize the same square foot. NMTC funds
                           MAY be used to finance businesses that purchase, rehab and sell single family homes by
                                       investing in businesses that are involved in affordable housing.


       Notes                Property must be held for 7 years; this means any loans on the property must not be
                          foreclosed upon for 7 years, and loans secured by the property must be no-recourse loans.
                          Because of these restrictions, NMTC are frequently paired with the CDEs own lending arm
                          (such as US Bank) or with HUD Section 108 loan funds. Recently Increased to $5 billion and
                                              rules are to be revised at March 2011 conference.


 Name of program
                                                Historic Tax Credits (10% credit)

      Website                                http://www.nps.gov/history/hps/tps/tax/index.htm


    Application                            http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


 Eligible applicant                                         any pre-1936 building


     By right or                                                   by right
   competitive?


    Assistance?                                                   tax credit


    Percentage/                                                10% tax credit

      Amount


Eligible expenditures      "Substantial" rehabilitation expenses, generally considered to be more than or equal to
                                                              value of structure


    Apply with?                                                no application


  Specific contact
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                                    revolving


    Restrictions                                          building must be pre-1936


       Notes                        take deduction on tax return the year the building goes "into service"


 Name of program
                                                 Historic Tax Credits (20% credit)

      Website                                http://www.nps.gov/history/hps/tps/tax/index.htm


    Application                             http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


 Eligible applicant         Available only for buildings on the National Register or a "contributing structure" in a
                          historic district; rehabilitations must be in accordance with standards set by the Secretary
                                   of the Interior; to determine if your property is in a Historic District see
                                                  http://cms3.tucsonaz.gov/historicdistricts


     By right or                                                    by right
   competitive?


    Assistance?                                                    tax credit


    Percentage/                                                  20% tax credit

      Amount


Eligible expenditures      "Substantial" rehabilitation expenses, generally considered to be more than or equal to
                                                               value of structure


    Apply with?                                                       SHPO


  Specific contact                                    Bob Frankeberger, (602) 542-6943


   Funding cycle                                                    revolving


    Restrictions            Structure must be on the National Register or a "contributing structure" in a National
                              Historic District; rehabilitations must conform with the standards set forth by the
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                                   Secretary of the Interior (see, http://www.nps.gov/hps/tps/standguide/)


       Notes                        take deduction on tax return the year the building goes "into service"


 Name of program
                                           Low income housing tax credits (LIHTCS)

      Website                             see http://new.azhousing.gov/ShowPage.aspx?ID=83 and
                                   http://www.hud.gov/offices/cpd/affordablehousing/training/web/lihtc/


    Application                               http://new.azhousing.gov/ShowPage.aspx?ID=451


 Eligible applicant       A proposed project must: Be a residential rental property. Commit to one of two possible
                          low-income occupancy threshold requirements. Restrict rents, including utility charges, in
                          low-income units. Operate under the rent and income restrictions for 30 years or longer,
                                   pursuant to written agreements with the agency issuing the tax credits.


     By right or                                                  competitive
   competitive?


    Assistance?                                                    tax credits


    Percentage/

      Amount


Eligible expenditures     A low-income housing tax credit is a dollar-for-dollar credit against the federal income tax
                           liability of the owner (developer or investor) of a low-income housing development. Tax
                           credits that are allocated to a development are claimed in equal amounts for a 10-year
                            period. The rental property generating the credit must remain in compliance with the
                          program guidelines and rent restriction requirements for a period of not less than 30 years
                                                from the first taxable year of the credit period.


    Apply with?                                   AZ Department of Housing, 602.771.1000


  Specific contact


   Funding cycle                                                    annual
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Restrictions           The rental property generating the credit must remain in compliance with the program
                           guidelines and rent restriction requirements for a period of not less than 30 years from
                                                  the first taxable year of the credit period.


       Notes              For rental housing only; 20% of units must be at or below50% area median income, or 40%
                                          of units must be at or below 60% of area median income


 Name of program
                                      Research and Development Income Tax Credit

      Website                    http://www.mesaaz.gov/economic/pdf/AZ_Competitiveness_Package.pdf


    Application


 Eligible applicant           Those with qualified research and development done in AZ. This includes research
                                        conducted at a state university and funded by the company.


     By right or
   competitive?


    Assistance?


    Percentage/            22% if the allowable expenses do not exceed $2,500,000; If allowable expenses exceed
                            $2,500,000, the allowable credit is $600,000 plus 13% of the amount of expenses over
      Amount                                         $2,500,000, subject to limitations.


Eligible expenditures                               Qualified research and development


    Apply with?                                      Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes              Under AZ Senate Bill 1254, a small business (150 or fewer FTE employees as of December
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                           31 of the year R&D credits are generated) may elect to receive a cash grant in lieu of tax
                                                                    credits.


 Name of program
                                          Renewable Energy Tax Incentive Program

      Website                  http://www.commerce.state.az.us/BusAsst/Incentives/renewable_benefit.htm


    Application


 Eligible applicant       Companies in the solar, wind, geothermal and other renewable energy industries who are
                           expanding or locating in Arizona. A company is eligible if it is primarily (more than 50%)
                          engaged in the manufacturing of or headquarters for producing systems and components
                           that are used or useful in manufacturing renewable energy equipment, is expanding or
                            locating either a renewable energy manufacturing or headquarters facility in Arizona,
                          creates full-time employment positions of which at least 51% are paid at least 125% of the
                           states annual median wage (currently $32,220), offers to pay at least 80% of the health
                             insurance costs for all net new full-time employment positions, and spends at least
                                    $250,000 in qualifying investments during each twelve-month period


     By right or                                                    by right
   competitive?


    Assistance?                                 Income Tax Credit and Property Tax Reduction


    Percentage/               10% refundable income tax credit and up to a 75% reduction on real and personal
                                                                property taxes.
      Amount


Eligible expenditures


    Apply with?                                       Arizona Department of Commerce


  Specific contact                           Arizona Department of Commerce at (602) 771-1154


   Funding cycle


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                          Motion Picture Production Tax Incentives

      Website                                  http://www.azcommerce.com/Film/Incentives/


    Application                             http://www.azcommerce.com/services/film-in-az.aspx


 Eligible applicant         Companies that produce motion pictures, including music videos and commercials, in
                                   Arizona and to persons who construct infrastructure projects in Arizona


     By right or                                                 Competitive
   competitive?


    Assistance?            Production & CA/MV: Transaction Privilege Tax, Use Tax Exemption, Income Tax Credit
                                                       Infrastructure: Income tax credit


    Percentage/

      Amount


Eligible expenditures       Production: Spends Arizona production costs of at least $250,000 CA/MV: Aggregates
                            qualified Arizona production costs to at least $250,000 within 12 consecutive months
                           following the initial pre-approval. Infrastructure: Constructs a soundstage must spend at
                           least $250,000 within 90 days of pre-approval, an additional $1 million within 12 months
                            of pre-approval, a total of $5 million within 36 months of pre-approval; or constructs a
                           support and augmentation facility must spend: at least $250,000 within 90 days of pre-
                                       approval, a total of $1 million within 36 months of pre-approval


    Apply with?                                       Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                                    Pollution Control Tax Credit

      Website             http://www.azdor.gov/LinkClick.aspx?fileticket=4SCCON6vAeA%3d&tabid=252&mid=870


    Application           http://www.azdor.gov/LinkClick.aspx?fileticket=7whd42BOPsU%3d&tabid=252&mid=870


 Eligible applicant         Owners of real or personal property purchased for the use of controlling or preventing
                                                                   pollution


     By right or                                                    by right
   competitive?


    Assistance?                                                    Tax credit


    Percentage/              10% of the purchase price limited to a maximum credit of $500,000 in a taxable year

      Amount


Eligible expenditures        Qualifying property includes a structure, building, installation, excavation, machine,
                            equipment, and any attachment to, or addition to, or reconstruction, replacement, or
                             improvement of that property. Property eligible for the tax credit includes only that
                             portion of the property directly used, constructed, or installed in Arizona to prevent,
                            monitor, or reduce air, water, or land pollution that results from the taxpayers direct
                          operating activities in conducting a trade or business in this state. The property must meet
                                 or exceed rules or regulations adopted for this purpose by the United States
                          Environmental Protection Agency, the Arizona Department of Environmental Quality, or a
                                                        political subdivision of Arizona.


    Apply with?                                    Arizona Department of Revenue (AZDOR)


  Specific contact                                               800-397-0256


   Funding cycle                                                    tax year


    Restrictions
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                    AZ Investment Tax Credit ("Angel" investments)

      Website                   http://www.azcommerce.com/assets/pdfs/incentives/Angel-Investor/Angel-
                                                               Guidelines.pdf


    Application                            http://www.azcommerce.com/angelinvestment.aspx


 Eligible applicant          Investors who make capital investment in small businesses certified by the Arizona
                                                         Department of Commerce


     By right or                                     once business is certified, by right
   competitive?


    Assistance?                                            AZ Income Tax Credit


    Percentage/            Bioscience or rural company: up to 35% over three years. All other business: up to 30%
                                                              over three years
      Amount


Eligible expenditures


    Apply with?                                        Arizona Commerce Authority


  Specific contact


   Funding cycle                                                  revolving


    Restrictions                              List of businesses certified under this program:
                            http://www.azcommerce.com/doclib/finance/angel%20certified%20businesses.pdf


       Notes
                          Downtown Tucson Partnership
                           Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/




Glossary of terms
                                            Grants

Neighborhood Stabilization Program - Grants offered in three rounds to state and local
governments on a formula basis to stabilizing communities that have suffered from foreclosures
and abandonment through purchase and development of foreclosed or abandoned homes and
residential properties.

NSP-2-Second round of funding authorized under the Recovery Act, provides grants to states,
local governments, nonprofits and a consortium of nonprofit entities on a competitive basis. The
Recovery Act also authorized HUD to establish NSP-TA, a $50 million allocation made available
to national and local technical assistance providers to support NSP grantees. In Tucson, this
grant was awarded to Pima Neighborhood Investment Partnership (see
http://cms3.tucsonaz.gov/recovery/css4-1) and targets areas west of 22nd Street (for full program
see http://www.pnip.org/LinkClick.aspx?fileticket=VCWTZmKz9QU%3D&tabid=63&mid=394)

NSP-3-Third round of funding provides a third round of neighborhood stabilization grants to all
states and select governments on a formula basis. In Tucson, approximately $2,000,000 was
awarded and is proposed to be used in the Oracle Area Revitalization Area. See
http://cms3.tucsonaz.gov/sites/default/files/hcd/NPS_021111color.pdf. The state of Arizona also
received an additional $5,000,000 in funds that will be available summer 2011. Guidelines for
qualification for the last round are here: http://www.yourwayhomeaz.org/arizona.aspx.

National Endowment for the Arts-grants to eligible nonprofit organizations including arts
organizations, local arts agencies, statewide assemblies of local arts agencies, arts service
organizations, units of state or local government, and a wide range of other organizations for
projects that focus on the preservation of jobs in the arts.

Native American Housing Block Grant-Grants to Indian Tribes and Alaska Native villages for
modernization, revitalization or operating expenses for housing.

Environmental Protection Agency Brownfields Programs-Funds to eligible entities, including
nonprofit organizations, to deliver environmental workforce development and job training
programs focused on hazardous and solid waste management, assessment, and cleanup
associated activities.

Assessment Grant-Funding to inventory, characterize, assess, and conduct planning and
community involvement related to Brownfields sites.

Cleanup Grant-Funding to carry out cleanup activities at Brownfield properties.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                    http://www.downtowntucson.org/invest/compendium-online/
Revolving Loan Fund Grants-Funding to capitalize a revolving loan fund and to provide
subgrants to carry out cleanup activities at Brownfield sites.

Economic Development Administration grants -- EDA has several different investment
programs: Public Works and Economic Development, Economic Adjustment Assistance,
Research and National Technical Assistance, Local Technical Assistance, Planning Program,
University Center Economic Development, and Trade Adjustment Assistance for Firms.

Inner City Capital Connections (ICCC)-A free program designed to steer the flow of capital to
inner city businesses by educating companies about access to capital and matches them to
investors.

TIGER II/Community Challenge Planning Grant (CCPG) NOFA-Grants for planning,
preparation or design of surface transportation projects.

Sustainable Communities Regional Planning Grant (SCRPG) NOFA-Grants to improve
regional planning efforts that integrate transportation and housing and incorporate livability,
sustainability, and social equity values into land use plans and zoning.

American Express Foundation-Grants to nonprofits for projects that preserve and rediscover
important cultural works and sites.

Community Foundation for Southern Arizona-Grants to nonprofits targeted at arts, community
and economic development.

Donald Pitt Family Foundation-Grants to Tucson nonprofits focusing on performing arts.

Graham Foundation-Grants to nonprofits for publications, exhibitions, installations, conferences/
lectures, films, new media projects and other public programs.

Green Communities-Grants to nonprofits or for profits to assist housing developers with
integrating green building systems in their developments and engage in a serious discussion of
green design possibilities.

JPMorgan Chase Bank-Supports programs designed to promote public policies that effect the
wellbeing of the community by stimulating economic growth and community development and
promote the effective management of nonprofits.

William H. and Mattie W. Harris Foundation-Grants for $6,000 or less to organizations that are
the arts, environmental conservation, preventative health care and population issues, and
educational programs.

Choice Neighborhood Grant-Support for transformation of public and/or HUD assisted housing
developments through preservation, rehabilitation and management improvements as well as
demolition and new construction in economically disadvantaged areas.

Grants for Public Works and Economic Development Facilities-Support for public or private
nonprofit organization or association acting in cooperation with officials of a political subdivision of
a state to invest in physical infrastructure, incubator and other projects necessary for business
creation, retention and expansion.

Alcoa Fastening Systems-Grants to nonprofits focused on sustainable environment, community
infrastructure, arts and culture.
                         Downtown Tucson Partnership
                           Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/
Arizona Community Foundation-Grants to nonprofits for planning and creating more livable
communities, encouraging civic participation, helping residents improve their communities and
more.

Arizona Humanities Council-Opportunity and project grants for nonprofits.

Blue Cross Blue Shield of Arizona Corporate Giving Program-Grants to nonprofit
organizations involved with arts and culture, economic development and civic initiatives, youth,
education, health care and human services.

Bruce T. Halle Family Foundation-Grants to museums and the arts.

Cynthia Woods Mitchell Fund for Historic Interiors-Grants for professional expertise, print and
video communications and education programs to assist in the preservation, restoration and
interpretation of historic interiors.

Diamond Foundation-Grants to nonprofits for building and renovation, program development,
general/operating support.

Foundations: Serving Tucson-A collaborative venture of twelve foundations that fund nonprofits
and programs in southern Arizona.

Fred and Christine Armstrong Foundation-Grants to nonprofits with priority given to
organizations that give to the needy.

Freeport-McMoRan Copper and Gold Foundation-Supports organizations involved with arts
and culture, education, the environment, wildlife preservation, crime and violence prevention,
employment, safety, human services, community development, etc.

Johanna Favrot Fund for Historic Preservation-Funds for professional advice, conferences,
workshops and education programs for projects that contribute to the preservation or recapture
and authentic sense of place.

National Trust Preservation Funds-Matching grants and intervention funds to nonprofits and
public agencies to provide preservation activities and public education.

Native Plant Conservation Initiative-Grants for programs that focus on the conservation of
native plants and pollinators under the following 6 focal areas: conservation, education,
restoration, research, sustainability and data linkages.

Ralph L. Smith Foundation-Grants to nonprofits for education and health care.

Roth Family Foundation-Grants to nonprofits in Tucson.

Save America's Treasures-Grants to nonprofits for preservation or conservation work on
nationally significant historic properties.

Southwest Gas Corporation Contributions Program-Grants to nonprofits in areas of company
operation including Tucson.

Strong Communities: Engaging Citizens, Strengthening Place, Inspiring Change-Grants for
innovative projects and ideas that engage citizens to steer change and build strong communities
across the US and Canada.
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/
Tucson-Pima Arts Council-Grants to 501(c)6 organizations for dance, theater, music, literary,
visual, multi-disciplinary, festivals and arts education.

Small Business Innovation Research Program Phase I-Grants to US-owned, for profit small
businesses with innovative, applied research and development projects that address important
problems facing American agriculture and have the potential to lead to significant public benefit if
the research is successful.

Impact Investment Fund-Investment in growth capital in underserved communities and
emerging sectors such as clean energy.

Early Stage Innovation Fund-Grants to early stage companies, especially those without the
necessary assets or cash flow for traditional bank funding.




                                              Loans

Conventional banks

108 Loans-Economic development loans to cities and counties eligible to receive CDBG funds.

IDA- Pima County-Loans and some grants through bonds, which must be secured by the
borrower based on the borrower's ability to repay.

IDA – Tucson-Loans that make economic sense for economic development, affordable housing,
downtown, neighborhood or community development.

Downtown Incentive Zone - administered by BDFC-Supports programs in the Incentive Zone
in downtown Tucson.

Urban Development Action Grant-Supports projects in the City of Tucson that benefit low to
moderate income people or stimulate employment opportunities.

Export/Import-Supports businesses in the City of Tucson that export or import outside of the
USA.

Tucson Business Loan Fund-Loans to businesses within the City of Tucson.

Community Loan Fund-Loans to businesses in Arizona for any legitimate business need.

Farmers-Loans to businesses in rural Arizona.

SBA 504-Below market fixed rate financing for major fixed assets.

SBA 7A-Funding for start-up and existing small businesses who might not be eligible through
normal lending channels for general business purposes.

Microloans-Financing for profit businesses, start-ups included, who are unable to obtain
financing through traditional bank programs for legitimate business needs.

ACCION Commercial Loan-Low dollar financing for businesses in Arizona.
                         Downtown Tucson Partnership
                          Incentives and Business Resources
                  http://www.downtowntucson.org/invest/compendium-online/

Micro Loan Program-Loans to businesses in Arizona to create or maintain jobs for low to
moderate income individuals.

New Markets Loan Program “Comercio Arizona”-Loans to businesses in Maricopa, Pinal and
Pima counties that provide job creation in impoverished areas.

SBA Microloan Program-Loans to businesses in Maricopa, Pima, Graham, Gila, Coconino,
Mohave and La Paz counties for renovation, rehabilitation, working capital, purchase of
equipment, machinery, furniture, fixtures, inventory or supplies.

SBA Community Express Loan-Funding for existing businesses with needs that fall between
the microloan program and conventional loan programs.

Non-Profit Loan Program in conjunction with Wells Fargo Bank-Loans to nonprofits in
Southern Arizona in good standing with the Corporation Commission for acquisition,
rehabilitation, restoration, new construction, and leasehold improvements, purchase of equipment
and furnishings and capital leases.

Community Loan Program-Loans to nonprofits in Pima County for economic development or
business expansion, affordable housing and downtown, neighborhood or community
development.

HUD 221(d)(4)-Loans for affordable housing projects under FHA's Multifamily Housing Program.

HUD 223(f)-Funds for acquisition and refinancing.

Arizona Multibank Community Development Corporation-Funding for projects that make
sense with identifiable primary and secondary sources of repayment; collateral.


                                  Affordable Housing

HOME Investment Partnerships-States are automatically eligible for their allocation of HOME
funds. If a community does not qualify for the funding they may join with neighboring
communities to meet the threshold for funding. Funds are to be used for home purchase,
rehabilitation, site acquisition or improvement and more.

Low income housing tax credits (LIHTCS)-Funding for residential rental property projects that
commit to a low-income occupancy threshold, restrict rents and utilities and operate under the
restrictions for at least 30 years.

CDBG (HUD)-Funding for programs that prevent or eliminate slums or blight, meet an urgent
need, or benefit low/mod income persons.

CDBG - City of Tucson-Provides funds for projects that will benefit low to moderate income
persons.

CDBG - Pima County-Funds to revitalize lower income areas.

CDBG - R (under Recovery Act)-An additional $1 billion in CDBG grants to help stimulate the
economy.
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/
Entitlement Communities Grants-Grants to communities to provide decent housing and
opportunities to expand economic opportunities.

State Administered CDBG-CDBG grants administered by Arizona to provide community
development.

Section 108 Loan Guarantee program-Block grant provided to state and local governments to
assist in redeveloping distressed neighborhoods and providing services to low moderate income
residents.

Renewal Communities/Empowerment Zones-Provides tax incentives, grants, loans, and
technical assistance.

Affordable Housing Plus Services (AHPS)-Subsidizes multiunit housing for seniors.

Project-Based Rental Assistance-Funding for landlords who provide a specific number of
affordable housing units to low income households.

Public Housing Capital Fund-Provides funding to Public Housing Agencies for capital and
management activities.

Public Housing Operating Fund-Funding operations and maintenance of public housing units.
Housing Opps. For Persona w/ AIDS-Financing for acquisition, rehabilitation, and construction
of housing, rent subsidies, service and other related uses to assist people with HIV/AIDS find and
remain in decent affordable housing.

202 Housing for the Elderly-Capital for the construction, rehabilitation or acquisition of
structures that will serve as housing for very low income seniors.

811 Housing for Disabled-Capital advance and project rental assistance for acquisition and
rehabilitation of housing for the disabled.

Fair housing-Funding for governments or nonprofits to support efforts to enforce and enhance
fair housing.

Self-Help Homeownership (SHOP)-Assists low income individuals to purchase homes through
community involvement, self help and volunteerism.

Lead Hazard Control-Funding for strategies to reduce the lead hazards.

Housing Counseling-Funding for agencies to provide tenants and homeowners with information
and advice on ownership and renter obligations, property maintenance, foreclosure prevention,
financial management, and legal rights.

Federal Home Loan Bank programs-Must apply through member back such as Alliance Bank.
IDEA (Individual Development and Empowerment Account) Program-Provides matching
grants to low income individuals saving to buy a first home.

WISH (Workforce Initiative Subsidy for Homeownership) Program-Provides matching funds
to qualified households saving to buy their first home.

AHEAD (Access to Housing and Economic Assistance                  for Development) Program-
Covers predevelopment expenses for affordable rental housing.
                         Downtown Tucson Partnership
                           Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/
HPS (Homeownership Preservation Subsidy) Program-Provides distressed homeowners with
solutions to unaffordable mortgage payments.

FHLB Affordable Housing Program (AHP)-Direct subsidies to write down the interest rate of a
loan.




                                           Energy

Energy Efficiency Conservation Block grants-Funds received by the City of Tucson that will
be invested to maximize energy efficiency and job creation.

Arizona Energy Incentive Programs-Incentives offered by utility companies for energy
efficiency and solar.

TEP programs (applicable to downtown Tucson): large business program-Rebates to
nonresidential customers of up to 75% to of the cost of efficient equipment for new projects or
retrofits for lighting, AC or HVAC, motors, air compressors, refrigeration equipment and custom
efficiency measures.

TEP programs (applicable to downtown Tucson): small business program-Rebates on part
of the cost to upgrade to high efficiency lighting, HVAC or refrigeration measures.

TEP New Construction Program-Large Business-Rebates on up to 50% of the cost of
incorporating energy efficient equipment in a new construction project.

TEP New Construction Design Assistance Rebates-Offsets the cost of new construction
planning and design for the purpose of increasing energy efficiency.

Energy Policy Act of 2005-Tax credits for business investing in energy efficient properties and
equipment.

Combined Heat & Power-Grants, tax incentives and favorable loan rates for installation of CHP
systems.

Commercial Solar Incentives-Incentives for installation of solar panels, water heaters or
swimming pool heating.

Energy Star qualified homes and products-Tax credits for homeowners installing energy
efficient equipment or energy saving measures.

Bright Tucson Community Solar Program-Fixed energy rate for 20 years on every 150 kilowatt
hour block of solar energy purchased for an additional $3/month.

Clean Tech Open-Develops clean technology startup and looks for ways to solve environmental,
economic and energy challenges. Facilitates grants, mentorships, partnerships and other
programs to address those challenges.

U.S. Department of Energy's (DOE) Office of Energy Efficiency and Renewable Energy-
Grants and cooperative agreements and other resources to encourage renewable energy and
energy efficiency research and development in the private sector.
                         Downtown Tucson Partnership
                           Incentives and Business Resources
                   http://www.downtowntucson.org/invest/compendium-online/




                                        Accelerators

Arizona Center for Innovation – The AZCI is a business incubator designed to meet the needs
of developing technology companies, particularly in the areas of: aerospace, advanced
composites and materials, information technology, environmental technology, life sciences and
optics/photonics. The Center provides a structured program of business development.

Southern Arizona Entrepreneurship Workshops – Various workshops are available hosted by
a variety of partners focusing on a range of entrepreneurial topics and population. The McGuire
center for Entrepreneurship is ranked as high as best in the country by various polls and sources.

Energy Launch Mentorship Program for Clean Tech Startups – This program provides
intensive mentorship from seasoned entrepreneurs to a selection of the most promising new
companies previously funded by DOE and ARPA-E.

New Incubators to Help Vets Start High-Growth Businesses - The Department of Veterans
Affairs (VA), in partnership with SBA and the Department of Labor, will establish two of the first
integrated business accelerators focused solely on helping our Veterans launch and sustain their
own businesses. One being an interactive website, and the second being a business incubator
facility.

DC to VC Summits – This program was announced during Obama’s January 31 speech on
investing in Healthcare Information Technologies.

Arizona Innovation Connection – The Arizona Innovation Connection is a resource designed to
enhance Arizona’s Global Competitiveness by accelerating the pace of discovery, innovation and
technology business development.


                        Programs Applicable to Businesses

Small Business Administration Funding – SBA does not loan money directly to small business
owners but when applying for a SBA – backed loan at a bank or credit union, SBA provides a
guarantee that you will repay your loan as promised. SBA loans come from a legislation signed
by President Obama allocating an additional $505 million to the Small Business Administration.
These funds are to provide fee relief for new 7(a) and 504 loans under the American Recovery
and Reinvestment act of 2009.

504 Loan – Financing tool designed to encourage economic development within a community for
fixed assets for expansion or modernization. These loans are designated for acquiring fixed
assets such as land and buildings along with their improvements.
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                    http://www.downtowntucson.org/invest/compendium-online/
Microloans – Small short-term loans designed for small businesses and certain types of
nonprofit child-care centers. Microloans may be used for working capital, inventory, furniture and
other equipment. Average loan amounts are around $13,000.

7(a) loans – These loans are financial help for businesses with special requirements. Funds are
available for businesses that handle exports to foreign countries as well as businesses that
operate in rural areas. For more information about qualifications and possibilities for allocation,
visit the SBA website.

SBA Express – This program gives small business borrowers an accelerated turnaround time for
SBA’s review. Application responses average 36 hours. With that, lower interest rates are often
available.

Community Express – This loan program let’s approved SBA lenders provide a combination of
financial and technical assistance to borrowers located in underserved communities. Eligible
communities include HUB Zones as well as distressed communities identified by the Community
Reinvestment Act.

Patriot Express – This is a loan initiative for veterans and members of the military community
wanting to establish or expand a small business.

CAP Lines - An umbrella loan program that helps small businesses meet their short-term and
cyclical working capital needs. It features five lines, each with specific regulations concerning the
use of the loan proceeds.

International Trade – Programs are available to businesses for working capital and for fixed
assets financing for companies that will export or expand exporting.

Export Working Capital Program – SBA provides lenders with up to 90% guaranty on exports
as credit enhancements to secure loans to make available working capital.

University Center Economic Development Program – This program makes resources of
universities available to the economic development community.

New Markets Tax Credit - The NMTC Program provides tax credit incentives to investors for
equity investments in certified Community Development Entities, which invest in low-income
communities.

Historic Tax Credit – The Historic Tax Credit programs provide tax credits for rehabilitation and
reconstruction of historic buildings and communities. Tax credits are available for properties built
before 1936 as well as structures on the National Register of Historic Places or located in historic
districts.


                                       Sales Tax Credit

AZ Additional Depreciation – This program provides an additional depreciation schedule to
encourage new capital investment by reducing personal property tax liability. The additional
depreciation schedule accelerates depreciation five percentage points for the first five years.

Angel Tax Credit – This program provides tax credits to investors who make capital investments
in small businesses certified by the Arizona Department of Commerce.
                        Downtown Tucson Partnership
                          Incentives and Business Resources
                  http://www.downtowntucson.org/invest/compendium-online/
AZ Commerce and Economic Development Commission - The Commission is responsible for
developing the State’s 10-year economic strategy. In addition, the Commission administers the
CEDC Fund, which provides financial assistance to support the State’s economic development
efforts.

				
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