About Prepaid Credit Cards by toriola1


									                                                   Presented by Daniel Toriola

   Credit cards are very useful. Normally there is no requirement of any collateral, and the amount of credit is fixed
       on the basis of the perceived creditworthiness of the primary holder, which is usually dependent on the
                                                 person’s credit score.
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                                                 Starting off with Prepaid Credit Cards
                                                                   By Pierre Smith

   It's advisable that credit cards should still be regarded with proper care and importance as you
invest your bucks in them. Same comes with security on the card. Going over the bank's credibility,
standards, in addition to, their policies have also to match to ensure that everything you must have in a
credit card is successfully achieved. More and more banking frauds are just around the corner and you
will feel really devasted should you lose all the money you have worked hard for just because of
trusting banks that do not really promise protection on your money.

This is why many people have been conducting investigations on the banks they know before they
trusted their finances. Some of them even consulted legal counselors who are authorities on
suggesting the best source to get a prepaid credit card. These legal counselors have already warned
the world on the many suspicious maneuvers of banking frauds in some parts of the world. They also
have given tips and advice to the public on doing safe bank transactions to avoid banking frauds.

While there are warnings and words of advice on getting rid of banking frauds, you can find still more
and more people who are slowly getting through more common financial troubles, for the most part
involving issues on credit card debts. And since prepaid credit cards are almost scattered in the
market, this makes it difficult for a few people to decide on the right place to get prepaid credit cards. It
is fact that credit card holders only can get success in terms of financial matters when they can be sure
that the credit card they are using is reliable enough to support their credit needs without putting them
deep into credit card debts. And more importantly, a card holder can rest in peace at his couch once he
confirmed that the bank he is entrusting his financial matters is without any doubt legal.

If you are looking for a prepaid credit card you really have to keep an eye on the right place to get
prepaid credit cards. In point of fact having a prepaid credit card these days of recession is really
important. Therefore, it has to be highly credible particularly for people who are more sensitive on
managing their finances. But if a person is unsuccessful to get a credible source for a prepaid credit
card, more or less he/she is expected to be off to the cliff of higher financial obligations than normal.

Here are some tips for you to find the best source to get a credible prepaid credit card:

FDIC Insured - It is highly advisable that you do money transactions with banks that are insured by
FDIC. If you find none close to your hometown, try to find somewhere else than go down with

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                                                                                                                                  Page 1
                                                 Presented by Daniel Toriola

non-insured PDIC banks.

Search for the major logo - One way to determine whether a prepaid credit card is credible or not is
through its logo. Make sure to find the Visa or Mastercard logo embedded in it. A credit card without
any of these logos mentioned above are not acceptable in every place you go.

Online Check - The World Wide Web is a great resource to find more information, especially detailed
info. You can always find results on your online searches and be able to determine if the company you
consider to apply for a prepaid credit card is a good choice or not.

To get further information about the many http://www.creditcreditcard.info/" target="_blank">benefits of
prepaid credit cards, check out creditcreditcard.info, where you'll find a lot more tips helping you to find
the http://www.creditcreditcard.info/prepaid-credit-cards.html" target="_blank">best prepaid credit

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                                              Presented by Daniel Toriola

                          3 Things Everyone Should Know About Prepaid Credit Cards
                                                          By Sean Masterson

 In the world of prepaid credit cards you have the good guys, the bad guys and the occasional guy who
sits on the fence -- and you can never really be sure which way that guy is going to lean. How do you
tell which card is which? If you're looking to use prepaid credit cards for purchasing power, there are a
few things you need to keep in mind...

1. Fees, Fees and More Fees

Not all prepaid credit cards are created equal and nothing details this as well as the fact that the fees
can vary so greatly from one card to the next. Prepaid credit card A, for example, may have a $25 start
up fee and a monthly fee of $4.95 per month, while prepaid card B may only cost $10 to start up and
may not charge a monthly service fee as long as the card is in use.

Make sure you compare all fees closely before deciding on any prepaid credit card. Remember,
sometimes what you don't know can end up hurting you, and unexpected fees and charges are a
perfect example.

2. Credit Reporting

If you're thinking that prepaid cards will help build your credit rating, you need to think twice. Almost all
of the prepaid credit cards out there will do nothing for your credit. A secured credit card will report your
activity to the credit bureaus, whereas prepaid cards will not.

3. You Can't Use Them Everywhere

Don't automatically assume you can use prepaid plastic to book a room at a hotel or rent a car. Many
hotels will not accept prepaid credit cards as a form of payment, and many car rental companies are
following that line of thinking. What prepaid credit cards are good for is making purchases online and
paying for gas at the pump.

Why wouldn't you just use a debit card to do this? Because that exposes the bank account connected
to your debit card to the dangers of the Web. A prepaid credit card does not pose this problem.

So remember, when you're looking into prepaid plastic, compare fees carefully and pay close attention
to the terms and conditions from one card to the next. Also pay attention to the policies of the
businesses that accept them.

Prepaid credit cards definitely have their place in the world of plastic, but they are by no means a
be-all-end-all credit card solution.

For more tips on prepaid credit cards, saving money and avoiding getting taken, check out
CreditCardWhizKid.com, a website that specializes in providing credit card tips, advice and resources.

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                                                 Presented by Daniel Toriola

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3 Things Everyone Should Know About Prepaid Credit Cards
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