First Cash Financial Services, Inc.
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First Cash Financial Services, Inc. Financial Snapshot
Operating Performance
Fast Facts
690 East Lamar Boulevard, Arlington, The company reported revenue of US$521.30 million
Headquarters Address
76011,United States of America during the fiscal year 2011 (2011). The company's
revenue grew at a CAGR of 18.20% during 2007–
Telephone + 1 817 4603947
2011, with an annual growth of 23.16% over 2010. In
2011, the company recorded an operating margin of
Fax + 1 817 4617019 20.76%, as against 18.91% in 2010.
Website www.firstcash.com
Revenue and Margins
Ticker Symbol, Stock Exchange FCFS, NASDAQ
Number of Employees 5,300
Fiscal Year End December
Revenue (in US$ million) 521.30
SWOT Analysis
Strengths Weaknesses Return on Equity
Strong financial performance Overdependence on select region The company recorded a return on equity (ROE) of
24.66% for the fiscal year 2011, as compared to its
peers, EZCORP, Inc. (Ticker: MULPHA), DFC Global
Strong presence in pawn business Corp (Ticker: DLLR) and Cash America International,
Inc. (Ticker: CSH), which recorded ROEs of 18.39%,
Opportunities Threats 15.41% and 15.07% respectively. Furthermore, the
company reported an operating margin of 20.76% in
Growing pawnshop business in Mexico 2011.
Foreign exchange risk
market
Strategic expansions High competition Return on Equity
Liquidity Position
The company reported a current ratio of 5.94 in 2011,
as compared to its peers, EZCORP, Inc., DFC Global
Corp and Cash America International, Inc., which
recorded current ratios of 5.54, 2.12 and 4.79
respectively. As of December 2011, the company
recorded cash and short-term investments of worth
US$70.30 million, against zero current debt. The
company reported a debt to equity ratio of 0.00 in
2011 as compared to its peers, EZCORP, Inc., DFC
Global Corp and Cash America International, Inc.,
which recorded debt to equity ratios of 0.03, 2.04 and
0.60 respectively.
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First Cash Financial Services, Inc. - SWOT Profile Page 1
First Cash Financial Services, Inc.
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TABLE OF CONTENTS
1 Business Analysis ................................................................................................................................... 5
1.1 Company Overview ................................................................................................................................................5
1.2 Business Description ..............................................................................................................................................6
1.3 Major Products and Services .................................................................................................................................7
2 Analysis of Key Performance Indicators ............................................................................................... 8
2.1 Five Year Snapshot: Overview of Financial and Operational Performance Indicators ..........................................8
2.2 Key Financial Performance Indicators .................................................................................................................11
2.2.1 Revenue and Operating Profit ......................................................................................