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Financial

VIEWS: 14 PAGES: 16

									                                             Financial
Campus   Division of Student Affairs
         Office of Financial Aid
         Located in the University Center




                                            05\06
Mail     Office of Financial Aid
         Valdosta State University
         1500 North Patterson St.
         Valdosta, GA 31698-0167

Phone    229.333.5935\800.618.1878
         229.333.5430 (fax)
Fast&easy
                                1
                                2
File                                             Step 1
                                                  Register for PIN numbers at www.pin.ed.gov.



    your
                                              The student, and if applicable, a parent should
                                              apply for individual PIN numbers.




05/06
                                                 Step 2
                                                  Collect all necessary financial documents.



         FAFSA
                                              This includes 2004 Federal Income Tax Returns,
                                              W-2’s from employers, and 1099’s. All students are




                                              3
                                              required to provide their own financial information




                                                                 4
            online.
                                              and, if applicable, information from their spouse or
                                              parent and step parent.



                                                 Step 3
                                                  Print the Application Worksheet at www.fafsa.
Most students today are completing
                                              ed.gov and complete the worksheet using your
their FAFSAs online. It only takes a little   2004 income information.

preparation and a few minutes online
to complete the process. The Office of
                                                 Step 4




                                          5
Financial Aid will receive your Student          You will receive your PIN number by mail or
                                              e-mail. This process should only take a few days to
Aid Report within 72 hours and notify
                                              a week.
you of the status of your financial aid
application.
                                                 Step 5
                                                 Enter the required information from your
                                              Application Worksheet on-line at www.fafsa.ed.gov.



                                                 Step 6
                                                  Sign your FAFSA by using your PIN number(s).

                                              NOTE: If no PIN is used and the signature page is not
                                              printed and submitted, the processing center will hold your
                                              application for two weeks and then mail you a rejected
                                              Student Aid Report (SAR). This will significantly delay the
                                              application process. For assistance with the Web site you
                                              should contact the Federal Student Aid Information Center
                                              1-800-801-0576.



                                                                                     PDS 11.10.04 0506FAbookCRV.INDD BG
05\06 Contents
                                 Financial                                                                        Aid
From the Director ................................................. 2
Application Process ............................................. 3
    Free Application for Federal Student Aid .......................... 3
    Renewal Application .......................................................... 3
  Three Ways to File a FASFA .................................................. 3
  Student Aid Report ................................................................ 4
  Verification ............................................................................. 4
  Award Letter .......................................................................... 4
  Loan Request Form............................................................... 4
  Master Promissory Note ........................................................ 4

Eligibility ............................................................... 4
  Cost of Attendance ............................................................... 4
  Established Financial Need .................................................. 4
  Student Eligibility Requirements ........................................... 5

Student Financial Aid Policies ............................. 5
  Apply Early ............................................................................ 5
  Academic Loads ................................................................... 5           Law Enforcement Personnel Dependents Grant .................. 8
  Non-Eligible Classifications................................................... 5               Georgia Public Safety Memorial Grant.................................. 8
  Required Teacher Certification.............................................. 5                  Scholarships .......................................................................... 8
  Summer Aid Deadlines ......................................................... 6               Loan Programs ...................................................................... 9
  Learning Support Limits ........................................................ 6             Estimated Loan Repayment Amounts .................................. 9
  Outside Sources of Aid ......................................................... 6             Federal Direct Stafford/Ford Loan ........................................ 9
  Pre-Registration Payment ..................................................... 6               Loan Counseling ................................................................... 10
  Current Address .................................................................... 6         Service Cancellable Loan ...................................................... 10
  Cancellation of Awards ......................................................... 6             Federal Direct Parent (PLUS) Loan ....................................... 10
  Eligible Non-Citizens ............................................................. 6          Federal Work-Study ............................................................... 10
  Taxable Aid ............................................................................ 6
  Veterans Benefits .................................................................. 6         Satisfactory Academic Progress Policy .............. 11
  Aid Adjustments .................................................................... 6         Undergraduate Students ....................................................... 11
  Study Abroad ........................................................................ 6        Qualitative .............................................................................. 11
  Retroactive Aid ...................................................................... 6       Quantitative ........................................................................... 11
                                                                                                 Graduate Students ................................................................ 11
Types of Aid .......................................................... 7                        Remedial Course Work ......................................................... 11
  Grants/Scholarships .............................................................. 7           Monitoring of Satisfactory Progress ...................................... 11
  Federal Pell Grant.................................................................. 7         Summer Semester................................................................. 11
  Federal Supplemental Educational Opportunity Grant ......... 7                                 Transfer Students .................................................................. 12
  LEAP Program ....................................................................... 7         Repetition of Courses, Remedial Course Work,
  HOPE Programs .................................................................... 7           Withdrawals, and Incompletes .............................................. 12
  HOPE Scholarships ............................................................... 7            Reinstatement of Aid ............................................................. 12
  HOPE Teacher and Hope Promise Scholarships ................. 8                                 Appeals ................................................................................. 12
From the                                                               “We have made significant strides


 Director                                                              in streamlining the financial aid
                                                                       application process...”

      As the Director of Financial Aid, I am continuously working      August. It is imperative that you apply early for Fall Semester
to improve service to students. We have made significant                2005 in order to have your financial aid application process
strides in streamlining the financial aid application process and       completed by the fee payment deadline. Even if tax returns are
will continue to make the process more efficient. My staff and I        not filed until April, completing the application process soon
look forward to assisting you in applying for financial aid for the     thereafter should allow time for your aid to be processed by
upcoming year.                                                         the beginning of Fall Semester. If you apply early and have
      We are pleased that you are interested in studying at            problems, contact a Financial Aid Counselor right away, you will
Valdosta State University. My staff is aware of your concern for       have plenty of time to resolve any issues. If you wait until July
financing your college education, and we want to assist you             and have problems, there may not be enough time for us to
in making the appropriate financial arrangements. Information           resolve all of the issues before the payment deadline.
about the types of aid available, the application process, and              Students who apply for aid, and have been admitted to a
eligibility requirements are enclosed in this packet.                  degree program at Valdosta State University will receive one of
      Students who had a valid 2004-2005 Student Aid Report            the following at their permanent address: a) a 2005-2006 Award
(SAR) by 1 November 2004 will be mailed a 2005-2006 Renewal            Letter or b) a request for additional information.
Application or PIN by the U. S. Department of Education in                  The best source of information is the Office of Financial Aid
December 2004. If you receive this, you may use it to apply            at the institution you plan to attend. Valdosta State University
for aid in 2005-2006. Freshmen and other students who did              has a staff of counselors available Monday through Thursday
not receive a Renewal Application or PIN must complete the             from 8:00AM to 5:30PM and Friday 8:00AM to 3:00PM to answer
enclosed 2005-2006 Free Application for Federal Student                your student aid questions. You are welcome to visit the office in
Aid (FAFSA). Either application is acceptable and should be            the University Center, Room 4121, or telephone (229) 333-5935
returned to the Valdosta State University Office of Financial Aid       or 1-800-618-1878 and ask for a Financial Aid Counselor for
(OFA) for electronic processing along with signed copies of the        assistance.
2004 Federal Income Tax Returns and W-2’s used in completing
your application.                                                      Sincerely,
      By completing the application process described in               Douglas R. Tanner
this packet you will be considered for federal, state, and             Director of Financial Aid
institutional aid. This aid includes the Federal Pell Grant, Federal
                                                                       This information was prepared in advance of the 2005-2006 academic year,
Supplemental Educational Opportunity Grant, Federal Work-
                                                                       and contains material related to Federal Title IV Student Aid Programs. While
Study, William D. Ford Federal Direct Loan Program, Federal            VSU believes that the information contained herein is accurate and factual,
Direct Parent (PLUS) Loan, LEAP, and HOPE Scholarship.                 this publication is intended as a guide only and has not been reviewed by the
                                                                       U.S. Department of Education.
      We caution you to borrow conservatively! The OFA will
determine your maximum eligibility for a loan. However, you
are not obligated to borrow that amount. We urge students to
                                                                         Dates To Remember
borrow only what is needed. The amount a student borrows
during his or her college career will have an effect on repayment        You should have your financial aid application completed by the
amounts and credit ratings. Students should be aware of the              dates listed on the chart below to ensure that financial aid will be
responsibilities that borrowing money entails. Parents should            available to help pay your fees at registration. If the application
                                                                         process is not complete as indicated below, you should be
also carefully assess their ability to assume additional debt
                                                                         prepared to pay all educational costs, including tuition, fees, books,
before applying for the Federal Direct Parent (PLUS) Loan.               housing, and food services.
      Valdosta State University operates on the Semester System.
Although final dates have not been set at this time, fees for Fall                   Fall 2005            by 1 July 2005
                                                                                    Spring 2006          by 1 November 2005
Semester early registration will be due in early August and the
                                                                                    Summer 2006          by 1 April 2006
last day to pay for regular, on campus registration will be in mid
               1
                                                                                                                          Financial
                                                                                                                         05\06
                                                                                                                                   Aid




              2
            Application
Process
     All graduate and undergraduate students (regardless of
Pell Grant eligibility) must complete the application process
to receive federal or state aid. Students may complete the
FAFSA or Renewal Application, or Georgia’s HOPE Scholarship
and Grant Application (formerly known as a HOPE Alternate
Application). The Federal Processor will electronically submit
your application information to the OFA. This information will
be used to determine your eligibility for aid which includes the
Federal Pell Grant, Federal Work-Study, Federal Supplemental
Opportunity Grant, LEAP, Federal Direct Stafford/Ford Loans,
Federal Direct Parent (PLUS) Loan, HOPE Scholarship, etc.
     Applications for each upcoming academic year are
available in January. For priority processing all required         letter until you have been accepted for enrollment by the VSU
documents must be on file in the OFA by May 1, 2005.                Office of Admissions.
Applications not on file by that date will be processed as time          If you have not completed the application process by the
and funds permit. The OFA will begin processing completed          dates given you should be prepared to pay all educational
applications for the 2005-2006 academic year as soon as            costs. You should not expect to have student financial aid
Federal Regulations are issued and the Board of Regents            available if you have not completed your financial aid file AND/
has established the fees for the 2005-2006 academic year.          OR have not returned a Promissory Note to VSU by the deadline
Processing aid applications can take several weeks or longer       dates.
during our peak processing time. You will not receive an award




                                                                     3
  “No matter how the FAFSA                                         Three Easy Ways to File
  is processed all items                                                                         a FAFSA
  must be answered. Failure                                        Submit online
                                                                   If you have access to the Internet and a browser that meets the
                                                                   minimum requirements, you can submit your FAFSA on-line.
  to answer any required                                           For detailed instructions, see front inside cover (titled Fast &
                                                                   Easy).
  questions will delay your                                        Submit in office
                                                                        You may also submit your completed FAFSA and attached
  financial aid award.”                                             Worksheet to the Valdosta State University Office of Financial
                                                                   Aid, in the enclosed envelope, for electronic submission. You
                                                                   should include signed copies of all 2004 Federal Income Tax
                                                                   Returns, W-2’s and 1099’s that were used in completing your
Submit to processing center                                        FAFSA.
     You can even mail your completed FAFSA directly to the             When completing your FAFSA always use a complete 2004
processing center. This is not recommended as it requires four     Federal Income Tax Return. You should never use estimated
to six weeks for processing before the resulting SAR is provided   information, since it is subject to verification and will delay the
to VSU. No matter how the FAFSA is processed all items must        awarding of your financial aid. To prevent delays, students
be answered. Failure to answer any required questions will delay   and parents should complete their 2004 tax returns as early as
your financial aid award.                                           possible.


                                                                                                               Valdosta State University 5
 Financial
05\06
     Aid
  Student Aid Report                                                           You have completed the application process once you
       Once your FAFSA or Renewal Application has been                   have received an award letter from the OFA, and if applicable,
  processed you will receive a green Student Aid Report (SAR).           your Federal Direct Loan Promissory Note has been correctly
  Review the information on the SAR for accuracy. If all information     completed and received by Valdosta State University.
  is correct, keep all pages of your SAR for your records. If you              Students who meet the general eligibility requirements
  determine that the information on the SAR is incorrect, make           will have their eligibility for aid determined once the OFA has
  corrections according to the instructions on Part 2-Information        received valid SAR and if selected, all requested verification
  Review Form and send it to the OFA for electronic correction.          information.
  DO NOT SUBMIT CORRECTIONS TO THE PROCESSING                                  .
  CENTER.

  Verification
       If your application is selected for verification you will be
  notified by the OFA what documentation will be required. The
  verification process MUST be complete before you will be
  awarded any aid.
       To receive a Federal Pell Grant all verification requirements
  must be completed within 60 days after your last day of
  enrollment, or by August 30, 2006 which ever is earlier. For
  a Federal Direct Loan to be processed verification must be
  completed prior to the last day of the enrollment for the loan
  period. For all other programs of federal aid verification must be
  completed thirty days prior to the end of the enrollment period.
       The OFA will contact you if additional information or
  applications are needed to process your request for student
  financial aid. You should respond promptly and completely to
  these requests in order to prevent delays in processing your
  application for aid. You may be asked to submit the following




                                                                                 Eligibility
  to the OFA: a signed copy of your 2004 Federal Income Tax
  Return, a signed copy of your parents’ or spouse’s 2004 Federal
  Income Tax Return and W-2’s if applicable, verification of other
  family members’ enrollment at an institution of higher learning or
  other Verification Work Sheets. Keep copies of all 2004 Federal
  Income Tax Returns and W-2’s.

  Award Letter                                                           Cost of Attendance
       Once the OFA has received all required documents and
                                                                              The Cost of Attendance (COA) is an estimate of the cost for
  after federal regulations governing the 2005-2006 academic year
                                                                         a student to attend Valdosta State University. The COA is based
  are issued, you will receive an Award Letter and an Award Letter
                                                                         upon the student’s residency and dependency status. The COA
  Information Sheet notifying you of your eligibility for aid. Be sure
                                                                         includes tuition and fees, books and supplies, room, board and
  to review all Award Letter messages and the Information Sheet.
                                                                         living expenses. This is the maximum amount of aid that the
  You do not have to return the Award Letter to the OFA.
                                                                         OFA can award. Out-of-State students receiving tuition and fee
                                                                         waivers will be awarded using a Georgia Resident COA.
  Loan Request Form & Master Promissory
  Note                                                                   Established Financial Need
      If you are eligible for a William D. Ford Federal Direct                Your Established Financial Need is the difference
  Loan or if your parents are eligible for a Federal Direct Parents      between the COA at VSU and the expected family contribution
  (PLUS) Loan you will receive a loan request form which must            (EFC). Your EFC is derived from a formula developed by the
  be completed and returned. If you are a new borrower you will          Department of Education. The formula subtracts the allowances
  receive a master promissory note once we have verified your             (taxes and FICA paid, etc.) from the resources (parents’ and
  loan eligibility with the Federal Processing Center. New student       student’s income and assets, including non-taxable income
  borrowers must also complete loan counseling. Loan counseling          such as Social Security), and then makes adjustments based
  sessions are held from 8:00AM-5:00PM, Monday through                   on the number of people in the family and the number of family
  Thursday; 8:00AM-2:30PM, Friday. Loan counseling may also              members in college. The EFC will be electronically provided to
  be done during new student orientation or may be completed on          the OFA by the Federal Processor. The Federal Work-Study,
  the web at www.ed.gov./direct loan.                                    Federal Supplemental Opportunity Grant, LEAP, and Federal
                                                                         Direct Stafford/Ford Loan are awarded based on Established
                                                                         Financial Need.

  6 Valdosta State University
                                                                                                                        Financial
                                                                                                                       05\06
                                                                                                                                 Aid
Student Eligibility Requirements
   In general, to be considered for student financial aid you
must:

1. be a United States citizen or eligible non-citizen; and

2. have been accepted for admission into an approved
   degree-seeking program or Required Teacher Certification
   program approved by the Office of Undergraduate
   Admissions or the Office of Graduate Studies. Students
   whose degree program status changes must contact the
   OFA; and,

3. be making progress toward the completion of your course
   of study according to the “Satisfactory Academic Policy for
   Student Financial Aid Recipients” (page 11); and,




                                                                   Financial
4. not be in default on a Guaranteed Student/Federal Stafford
   Loan, Federal Direct Stafford/Ford Loan, Federal Parent
   (PLUS) Loan, Federal Supplemental Loan, National Direct/
   Defense Student Loan, Federal Perkins Loan, Health




                                                                    AidPolicies
   Professions Loan, Income Contingent Loan or a Federal
   Consolidation Loan received at any institution; and,

5. not owe a refund on a Federal Pell Grant, Federal
   Supplemental Educational Opportunity Grant, or HOPE
   Scholarship received while attending any institution.
                                                                 Apply Early
                                                                      Awards will be made to all accepted students with a
                                                                 complete financial aid application, with priority given to those




    Dates to
                                                                 students with the greatest need. For applications completed
                                                                 after May 1st, awards will be made weekly as available. Federal
                                                                 Pell Grants, Federal Direct Stafford/Ford Loans and Federal
                                                                 Direct PLUS funds are available throughout the year.




         Remember
                                                                 Academic Loads
                                                                       At Valdosta State University academic loads are as follows:
                                                                 full-time for undergraduate students is twelve credit hours per
                                                                 semester; three-quarter time is nine to eleven credit hours per
                                                                 semester; and half-time is six to eight credit hours per semester.
 You should have your financial aid application                   Full-time for graduate students is nine credit hours per
 completed by the dates listed on the chart                      semester; half-time is five to eight credit hours per semester.
 below to ensure that financial aid will be
                                                                 Non-eligible Classifications
 available to help pay your fees at registration.                      Non-eligible classifications include irregular students, non-
 If the application process is not complete as                   degree students, transient students, unclassified post-graduate,
                                                                 provisional, and post baccalaureate students. Students with
 indicated below, you should be prepared to                      these classifications are not eligible for federal or state student
 pay all educational costs, including tuition,                   financial aid. (Some transient students may be eligible for
                                                                 financial aid by making arrangements through their home
 fees, books, housing, and food services.                        institution.)


 Fall 2005                  by 1 July 2005                       Required Teacher Certification
                                                                     Students enrolled in a required teacher certification program
 Spring 2006                by 1 November 2005                   are eligible to apply for Federal Direct Stafford/Ford Loans
 Summer 2006                by 1 April 2006                      or Federal Direct Parent (PLUS) Loans. Required Teacher
                                                                 Certification students must be enrolled at least six hours per
                                                                 semester and can only receive financial aid for those courses
                                                                 required for certification.
                                                                                                             Valdosta State University 7
 Financial
05\06
     Aid
  Summer Aid Deadlines                                                 Eligible Non-Citizens
       Aid is awarded on an academic year basis. Dates to apply             Students applying for Title IV aid as eligible non-citizens
  for summer aid will be announced by the OFA during the               and whose citizenship status is not confirmed on their SAR
  academic year. Students who plan to first apply for aid in the        must provide the OFA with appropriate documentation (Alien
  Summer of 2006 must mail a 2005-2006 FAFSA in time for it to         Registration Receipt Card-Form I-151 or Form I-551, a passport,
  reach the Federal Processor by 30 June 2006. No aid can be           or I-94) showing that they are permanent residents or other
  awarded if this deadline is missed.                                  eligible non-citizens. The OFA will then initiate a secondary
                                                                       confirmation with the Immigration and Naturalization Service
  Learning Support Limit                                               (INS). This confirmation must be received before the student will
       Only the first thirty attempted semester hours of non-degree     be awarded any aid.
  credit coursework (including Learning Support and College
  Preparatory Curriculum) will be allowed in determining aid           Taxable Aid
  eligibility. Neither voluntary Learning Support nor audits will be        If your total gift aid (grants and scholarships) exceeds the
  considered in determining aid eligibility.                           total of your tuition, fees, books and supplies you should consult
                                                                       your federal and state income tax instructions when completing
  Outside Sources                                                      your income tax returns.
       Any aid you receive or expect to receive from an outside
  source must be reported to the OFA, regardless of when you           Veterans Benefits
  receive notification of the award. This includes scholarships,            The OFA will ask students receiving veterans benefits to
  grants, loans, and assistantships or fee waivers. The receipt        provide documentation of their VA Benefits. These benefits must
  of such aid may result in a reduction, cancellation, and/or          be used to reduce your COA and will reduce the amount of aid
  repayment of your need-based award(s).                               we can offer.

  Pre-Registration Payment                                             Aid Adjustments
      If you pre-register for classes you should note the Payment           Your official VSU enrollment status is determined each term
  Deadline as listed in the Semester Registration Guide. Your          at the end of Drop/Add. If you enroll full-time and receive aid,
  schedule will be cancelled if you do not pay all fees by the         and then drop to less than full-time during Drop/Add your aid
  Payment Deadline. Pre-registered students who have been              may be reduced.
  awarded student financial aid by the fee payment deadline each
  semester will have a deferment until the first day of class if they   Studying Abroad
  have enough financial aid to cover their fees and all necessary           Students who are studying abroad and are regularly
  paperwork has been completed.                                        enrolled in a degree-seeking program are eligible for aid.

  Current Address                                                      Aid Disbursement
        The Office of Financial Aid uses the address on file with             Students should read the “Financial Aid Payment” section
  the Office of the Registrar for all correspondence. To update         of each semester’s Registration Guide for details on how
  your address, submit a Change of Address Form on-line on the         student financial aid is disbursed.
  Banner Web registration system or by completing and printing
  the form at www.valdosta.edu/registrar/forms/ and then mailing
  it to the Office of the Registrar.                                    Retroactive Aid
                                                                            If the enrollment period for which you are requesting aid
                                                                       has ended, generally you will not be eligible for reimbursement.
  Cancellation of Awards                                               If you are involved in verification when the semester ends, you
       The OFA reserves the right, on behalf of VSU, to review and     may be eligible to receive aid when verification is complete. The
  cancel awards at any time if you fail to meet the requirements of    OFA cannot process aid requests if your enrollment period has
  the Satisfactory Academic Progress Policy for Student Financial      ended and your aid application is still incomplete. Contact the
  Aid Recipients or because of changes in your financial or             OFA if you have questions.
  academic status, academic program, resident status, enrollment
  status, etc. All student financial aid awards are contingent upon
  the availability of funds.




  8 Valdosta State University
                                                                                                                                    Financial
                                                                                                                                   05\06
                                                                                                                                             Aid
                                                                          Federal SEOG
                                                                          Federal Supplemental Educational Opportunity Grant (SEOG) is
                                                                          designated for undergraduate students enrolled at least half-
                                                                          time. Eligibility is based on Established Financial Need, and
                                                                          funding is limited to students with Federal Pell Grant eligibility.

                                                                          LEAP Program
                                                                               Leveraging Educational Assistance Partnership (LEAP)
                                                                          Program is a Federal/State grant program available to Georgia
                                                                          residents working on their first undergraduate degree program.
                                                                          Eligibility requirements are: demonstrate substantial need, be
                                                                          eligible to receive a Pell Grant, maintain satisfactory academic
                                                                          progress, be at least half-time student (6 semester hours), have
                                                                          not borrowed in excess of the annual or aggregate limits for
                                                                          Federal student loan programs, no defaulted student loan or
                                                                          overpayment due on State or Federal financial aid, and not have
                                                                          received LEAP assistance for more than 8 semesters.




                                  Aid
                                                                          HOPE Programs

     Types                                                                     Helping Outstanding Pupils Educationally (HOPE) programs
                                                                          are funded by the Georgia Lottery for Education.


                             of                                           HOPE Scholarships
                                                                               HOPE scholarships are available to eligible Georgia 1993
                                                                          or later high school graduates. HOPE covers tuition, fees
                                                                          and a book allowance ($150 for 6 hours or more; $75 for 5
                                                                          hours or less). There is no minimum enrollment for the HOPE
                                                                          Scholarship. Students may receive HOPE for as little as one
     Grants, loans, Federal Work-Study and a limited number               semester of hour of enrollment.
of scholarships are available through this office to help defray
educational expenses at Valdosta State University. All student            NOTE: Changes to the HOPE program are pending. These are highlights of
aid will be awarded based on anticipated full-time enrollment.            the program as of this publication.
The following programs are available at Valdosta State
University:                                                               Eligibility Requirements
                                                                          1. Georgia Residency. Students receiving a military out-of-state
Grant & Scholarship Programs                                                  tuition waiver must also have graduated from a Georgia
    Grants and scholarships generally do not have to be repaid.               high school;

Federal Pell Grant                                                        2. Grade point eligibility for entering freshmen is based on a
      Federal Pell Grant Program is designated for undergraduate              final high school grade point average of 3.0 or better as
students working toward a first undergraduate degree. The                      determined by the high school and reported to the Georgia
amount of your grant is determined by the Cost of Attendance,                 Student Finance Commission, by July 1 of each year;
the Expected Family Contribution provided by the U.S.
Department of Education, and your enrollment status. If you are           3. Regardless of high school graduation or high school grade
enrolled full-time (12 or more credit hours), you will receive your           point average, Georgia residents with a 3.0 G.P.A. at the
full eligibility. If you are enrolled nine to eleven credit hours, you        30th, 60th, or 90th attempted semester hour are eligible to
will receive three-fourths of your eligibility. If you are enrolled six       participate in the program;
to eight credit hours, you will receive one-half of your eligibility.
If you are enrolled less than six credit hours, you may be eligible       4. Must maintain a 3.0 cumulative grade point average while in
for approximately one-quarter of your eligibility each semester.              college. The grade point average is reviewed at the 30th,
Those students whose Pell Grant eligibility for the 2005-2006                 60th, and 90th attempted semester hour and at the end of
academic year is less than $850.00 and plan to enroll for less                each Spring Semester. This includes attempted courses
than half-time, should contact the OFA to determine if they will              at all prior colleges attended as well as VSU. The HOPE
be Pell Grant eligible.                                                       Scholarship Regulations for public institutions are different
                                                                              from those of the private and technical institutions.




                                                                                                                         Valdosta State University 9
 Financial
05\06
     Aid
  5. If you lost the HOPE Scholarship for failure to maintain the       continuing through the senior year. Scholarship recipients
        required 3.0 G.P.A., you are eligible to reapply for the HOPE   agree to teach in a Georgia public school at the preschool,
        after your 30th, 60th or 90th attempted semester hour,          elementary, or secondary level after graduation. If a recipient
        provided your cumulative grade point average is 3.0 or          fails to meet this obligation, the scholarship becomes a loan,
        higher;                                                         which must be repaid in cash, with interest.

  6. The HOPE Scholarship only pays up to 127 attempted hours           HOPE Teacher Scholarship
      or 127 paid hours including any prior school and VSU.                  This scholarship provides financial assistance to teachers,
      Attempted hours include any letter grade for A, B, C, D, F,       counselors, and individuals who are seeking advanced degrees
      W, WF, WP, WY, WH, I, IP, U, S, or V.                             in critical fields of study. Scholarship recipients agree to teach
                                                                        in a Georgia public school at the preschool, elementary, or
  To Apply                                                              secondary level after graduation. If a recipient fails to meet this
       Students who wish to apply for other financial aid in addition    obligation, the scholarship becomes a loan, which must be
  to the HOPE Scholarship are required to complete the FAFSA            repaid in cash, with interest.
  and provide all additional documents requested by the OFA for
  verification purposes. If you are not currently receiving a HOPE       Georgia LEPD Grant
  Scholarship at VSU, please complete the enclosed VSU HOPE                  Law Enforcement Personnel Dependents Grant (LEPD) is
  Processing Application and return it to the Office of Financial        designated for eligible Georgia residents who are dependent
  Aid.                                                                  children of Georgia law enforcement officers, prison guards,
       Students who wish to apply for the HOPE Scholarship only         or firemen who were permanently disabled or killed in the line
  and have no intentions of applying for any other type of financial     of duty. The amount of the grant is $2,000 per academic year.
  aid, such as student loans, may use the one-page HOPE                 Eligible students should contact GSFC at 1-800-505-GSFC.
  Scholarship & Grant Application which is available by request at
  the OFA.                                                              Georgia Public Safety Memorial Grant
       You may also apply on-line at the Georgia Student Finance              Georgia Public Safety Memorial Grant is designated for
  Commission’s web site, www.gsfc.org, by clicking on “Electronic       the son or daughter of any Georgia public safety officer who
  HOPE Application”. Once you have completed this on-line               is killed or disabled in the line of duty. This program, which is
  application, you must contact the VSU Office of Financial Aid,         funded by the Georgia Lottery for Education, covers the Cost
  since the electronic application is not automatically forwarded       of Attendance at a Georgia public post-secondary institution,
  to the VSU OFA. You may call our office or e-mail us at                minus other aid received, including the Law Enforcement
  finaid@valdosta.edu.                                                   Personnel Dependents Grant. Eligible students should contact
       You can monitor your HOPE Scholarship history at www.            GSFC at 1-800-505-GSFC.
  gsfc.org by clicking on “View Your Scholarship and Grant
  Status”. You will also find a complete list of the HOPE
                                                                        Scholarships
  Scholarship Program Regulations at this same web site.
                                                                             By completing the General Scholarship Application, which
       HOPE is awarded based on full-time enrollment.
                                                                        is available on our website at www.valdosta.edu/finaid, you will
  Adjustments for less than full-time enrollment will be made at the
                                                                        be considered for scholarships administered by VSU; however,
  time of disbursement.
                                                                        there are several other opportunities to explore. Hometown
       If you have questions, you may contact the HOPE
                                                                        churches, clubs, professional organizations, and civic groups
  Scholarship Coordinator, in the OFA at 229-333-5935 or 1-800-
                                                                        sometimes offer scholarships. If you are awarded a scholarship
  618-1878 (Option #2), or contact the GSFC at 1-800-505-GSFC.
                                                                        from a source other than VSU contact the Scholarship
                                                                        Coordinator in the OFA for instructions for paying your fees with
  HOPE Teacher and Hope Promise Scholarships                            these scholarship funds.
       HOPE Teacher and Hope Promise Scholarships are
                                                                             Students currently enrolled at VSU will find books containing
  also funded by the Georgia Lottery for Education and are
                                                                        information on available scholarships in the Odum Library
  components of the HOPE Scholarship Program.
                                                                        and in the OFA. High school seniors may want to check local
       Applications for HOPE Promise and HOPE Teacher will
                                                                        high school libraries, high school guidance offices, college
  be available during Spring Semester. These applications are
                                                                        and university libraries, and offices of student financial aid.
  available on-line at www.gsfc.org by clicking on “Downloads”.
                                                                        Students should also check with the academic department in
  If you have questions, please call the Georgia Student Finance
                                                                        which they are enrolled. A list of the VSU scholarships and other
  Authority at (770) 724-9030 or toll-free at 1-800-505-GSFC.
                                                                        information regarding scholarships can be accessed on the
                                                                        World Wide Web on the VSU Office of Financial Aid Web Page
  Hope Promise Scholarship                                              at www.valdosta.edu/finaid/. Another source of information can
      The purpose of this program is to attract high-achieving          be found on the National Association of Student Financial Aid
  undergraduates into the teaching profession and provide               Administrators’ Web Page for students and parents at www.
  them with financial assistance beginning the junior year and           finaid.org/NASFAA.




  10 Valdosta State University
                                                                                                                           Financial
                                                                                                                          05\06
                                                                                                                                    Aid
    We recommend that you not pay anyone to find                     The unsubsidized loan is not need-based and was created for
scholarships for you. Scholarship search companies generally        borrowers who do not qualify for federal interest subsidies. The
provide information you can obtain on your own with a few hours     Federal Government does not pay any of the interest for these
research. Contrary to most advertisements, there are not billions   loans. The student either pays the interest while in school and
of dollars in unused scholarships each year. And, if you are        during the six-month grace period or it is added to the balance
guaranteed a scholarship or a refund of your money, be sure to      of the loan.
read the fine print.
                                                                    1. Federal Direct Stafford Loan interest rates are variable;
                                                                       that is, they are adjusted each year. For the year beginning
Loan Programs                                                          1 July 2004, the current interest rate during in school
     VSU is a participant in the U.S. Department of Education’s        deferment is 2.77% and rises to 3.37% during repayment
William D. Ford Federal Direct Loan Program. The federal               for the Federal Direct Stafford Loans. There is also a loan
government is the lender for the students’ Stafford Loans and for      fee of 1.5% that is deducted from each delivery of loan
the parents’ (PLUS) loans. The U.S. Department of Education’s          proceeds. This fee is passed on to the federal government
Direct Loan Repayment Center will handle repayment of your             to help reduce the government’s cost of supporting these
loan(s) and you will be able to choose a repayment plan that fits       low-interest loans. Repayment begins six months after
your needs. If you have previously borrowed under the FFELP            graduation or termination of at least half-time enrollment.
program, you will now borrow from the federal government and
when you leave school you will be able to consolidate your          2. By completing a FAFSA and providing all requested
previous loans directly with the U.S. Department of Education’s        documentation, you will provide enough information to be
Direct Loan Repayment Center and make one payment                      awarded financial aid. Receipt of your Award Letter from
each month. Once you leave school, the point of contact for            the OFA indicates eligibility for a Federal Direct Stafford
information about your loan(s) will be 1-800-848-0979. The             Loan but does NOT mean the loan is processed and
average indebtedness for those students who borrow funds               approved. You must complete the Loan Request Form
through the Federal Direct Loan Program at VSU and graduated           that is enclosed in the award letter and return it to the OFA.
in 2003-2004 is $17,769. The following table shows an estimate         Once your Loan Request Form is processed, a Master
of monthly repayment amounts, total interest charges, and the          Promissory Note may be mailed to you if you are a first-
total amount repaid for a Federal Direct Stafford/Ford Loan with       time borrower. The loan is not approved and the funds
an 8% interest rate.                                                   available for disbursement until the Master Promissory Note
     If you receive a Federal Direct Stafford/Ford Loan or your        is received by the OFA and verified as complete.
parent receives a Federal Direct Parent (PLUS) Loan you must
maintain at least half-time enrollment at all times. Dropping       3. Having your eligibility determined for a Federal Direct
below half-time will result in subsequent loan disbursements           Stafford Loan does not commit you to accepting the loan or
being cancelled. If you re-enroll at least half-time you must          the amount you are offered (you may borrow less than your
contact the OFA to re-apply for the loan(s).                           full eligibility). If you do choose to accept these loan funds,
                                                                       you are obligated to repay the amount you borrow, plus
                                                                       interest.
Estimated Loan Repayment Amounts
Loan       Payments     Monthly       Interest       Total          4. Federal Direct Stafford Loan maximums are $2,625 per year
$2,625      66          $ 49.29      $ 628.14        $ 3,253.14        in the freshman year, $3,500 per year in the sophomore
                                                                       year, $5,500 per year in the junior and senior years, with a
$4,000     120          $ 48.53      $1,823.60       $ 5,823.60
                                                                       $23,000 cumulative total of Subsidized and Unsubsidized
$7,500     120          $ 91.00      $3,420.00       $10,920.00        loans for all undergraduate study. Graduate students may
$10,000    120          $121.33      $4,559.00       $14,559.00        borrow $8,500 per year. The cumulative total Federal Direct
$17,000    120          $208.00      $8,021.00       $25,021.00        Subsidized Stafford/Ford Loan amount for undergraduate
                                                                       and graduate study is $65,000.

Federal Direct Stafford Ford Loan                                   5. Independent students and dependent students, whose
     The Federal Direct Stafford Ford Loan allows students             parents are denied a PLUS Loan, can borrow an additional
enrolled at least half time to borrow money at low interest for        Federal Direct Unsubsidized Stafford Loan. The maximums
educational expenses. There are two types of Federal Direct            for these students are $4,000 per year in the freshmen and
Stafford/Ford Loans: 1) Federal Direct Subsidized Stafford             sophomore years, $5,000 per year in the junior and senior
Loans, and 2) Federal Direct Unsubsidized Stafford Loans. The          years and $10,000 per year for graduate students, not
Federal Direct Subsidized Stafford Loan is need-based and the          to exceed the COA. NOTE: Dependent students whose
interest is subsidized (paid) by the federal government while          parents are denied a Federal Direct Parent (PLUS) Loan
the student is in school and during the six-month grace period.        must submit a signed letter stating that the parent will not
                                                                       pursue the PLUS Loan any further.




                                                                                                               Valdosta State University 11
 Financial
05\06
     Aid
  6. Once the loan is processed, the funds will be disbursed at         Service-Cancellable Loans
     the beginning of each semester that is included in the loan            Service-Cancellable Loans are made by the Georgia
     period. If your loan is approved for only one term, you will       Student Finance Authority to Georgia residents who are
     receive half of your loan at the beginning of the semester         preparing for professions in which there is a critical shortage
     and the remainder at the midterm of the semester.                  in Georgia. You may cancel principle and interest payments
                                                                        by practicing in an approve Georgia location twelve months for
  7. Federal regulations require that first semester freshmen that       each academic year of assistance. The only approved critical
     have not previously received a Federal Direct Stafford/Ford        field at VSU is Nursing.
     Loan receive their first loan disbursement 30 days after the
     first day of classes.                                               Federal Direct Parent (PLUS) Loan
                                                                             The Federal Direct Parent (PLUS) Loan is an educational
  8. The yearly maximum for the Federal Direct Stafford Loan            loan for parents of dependent undergraduate students enrolled
     is available for Fall, Spring, and Summer Semesters. If            at least halftime. Financial need is not an eligibility requirement,
     the maximum loan limit has been received during Fall and           but an acceptable credit rating is required. Loan eligibility is
     Spring Semesters, students will not be eligible to borrow          based on the Cost of Attendance minus all other aid received.
     additional funds for the Summer Semester. The following
     Fall Semester would be the next term loan funds would be           1. Federal Direct Parent (PLUS) Loan interest rates are
     available. Students can request less on the Federal Direct            variable. For the year beginning 1 July 2004, the maximum
     Stafford Loan application for Fall and Spring and then                interest rate for Federal Direct Parent (PLUS) Loans is
     request the remaining eligibility on the Summer application.          4.17%. Each year the Secretary of Education establishes the
     For example:                                                          actual interest rate.

        Dependent Freshman | $2,625 12-Month Maximum                    2. The repayment period begins on the day the loan is
        Fall Semester 2005                     $1312                       disbursed. The first payment is due within 60 days of the
                                                                           last disbursement of funds from the PLUS loan.
        Spring Semester 2006                   $1313
        Summer Semester 2006                   $ -0-                    3. The Office of Student Accounts will distribute Federal Direct
                                                                           Parent (PLUS) Loans after a Master Promissory Note has
                                                                           been returned to the Office of Financial Aid.
        Dependent Freshman | $2,625 12-Month Maximum
        Fall Semester 2005                     $875                     4. All Federal Direct Parent (PLUS) Loans are disbursed in two
        Spring Semester 2006                   $875                        disbursements, one per semester or one at the beginning of
                                                                           the semester and one at mid-term.
        Summer Semester 2006                   $875
                                                                        5. The student financial aid application process must be
  9. Student loans for those undergraduate students who
                                                                           completed by ALL students even if the only aid being
     graduate during the Fall term will be prorated if the student
                                                                           requested is the Federal Direct Parent (PLUS) Loan.
     is not enrolled full-time (12hours). Your loans will be
     prorated to 25% of the annual limit for 6 hours and 37.5%
     for 9 hours.                                                       Federal Work-Study
                                                                        1. Federal Work-Study (FWS) eligibility is based on established
  10. If you receive a Federal Direct Stafford/Ford Loan or your           financial need. Jobs are located on and off campus
       parent receives a Federal Direct Parent (PLUS) Loan you             and work schedules can be planned around your class
       must maintain at least half-time enrollment at all times.           schedule.
       Dropping below half-time will result in subsequent loan
       disbursements being cancelled. If you re-enroll at least half-   2. FWS money is not available at registration to pay your fees.
       time you must contact the OFA to re-apply for the loan(s).          FWS awards are earned during the term. Students are paid
                                                                           bi-weekly for actual hours worked.
  Loan Counseling                                                       3. All FWS recipients will receive an Award Letter with the
      If you are a new borrower or transferring to VSU, you MUST
                                                                           amount per semester the student is eligible to earn. The
  complete loan counseling. These loan counseling sessions
                                                                           OFA coordinates the FWS Program and will provide eligible
  are conducted in the Office of Financial Aid, University Center,
                                                                           students with a FWS questionnaire. This questionnaire
  Room 4121: M-Th 8:00 AM - 5:00 PM and Friday 8:00 AM - 2:30
                                                                           allows you to list your job skills and areas of interest. The
  PM. You may also complete loan counseling on the Department
                                                                           OFA uses this information to make FWS assignments
  of Education’s website at www.ed.gov/directloan. If you do
                                                                           and strives to honor student preferences as long as the
  loan counseling on the website you must print the results and
                                                                           employer’s requirements can be met. Assignments are
  mail them to the Office of Financial Aid. We will not process
                                                                           made for the entire academic year.
  your Promissory Note unless you have completed the loan
  counseling session.


  12 Valdosta State University
                                                                                                                           Financial
                                                                                                                          05\06
                                                                                                                                    Aid
4. Student Assistant positions are also available through            Quantitative
   various offices on campus. The OFA also maintains a                     In addition to maintaining the specified grade point average,
   listing of the available student assistant positions on-line at   a student must complete his/her degree within a maximum time
   www.valdosta.edu under “On Campus Jobs”.                          frame and successfully complete a minimum percentage of
                                                                     hours attempted.
5. The Career Services Office located in Powell Hall West,
    2nd floor can also assist students in locating off campus         1. At Valdosta State University the maximum time frame allowed
    employment.                                                          is 150% of semester hours required to earn the degree.
                                                                         For example, if you are pursuing a degree which requires
                                                                         120 hours, you may not receive financial aid after you have
                                                                         attempted 180 hours without receiving a degree.

                                                                     2. A student must successfully complete 67% of the course
                                                                         for which he/she registers during the academic year. The
                                                                         grades of A, B, C, D or S count as successful completion
                                                                         of a course. The grades of F, W, WP, WF, WY, WH, I, IP, U,
                                                                         NR, NC, or V do not count as successful completion of a
                                                                         course. At the end of each Spring Semester, those students
                                                                         who have not successfully completed 67% of their courses
                                                                         in which they have enrolled will have their financial aid
                                                                         eligibility revoked effective the next Fall Semester.



                                                                     Graduate Students
                                                                          All graduate students are expected to maintain the
                                                                     academic standards outlined in the Official Graduate Bulletin
                                                                     for VSU. Graduate students must not be dismissed from their
                                                                     program of study and must maintain a cumulative grade point
                                                                     average of not less than 2.5 to be eligible for financial aid.

                                                                     Remedial Coursework

             Satisfactory
                                                                         No student may receive financial aid for more than 30
                                                                     semester hours of remedial course work, which includes all
                                                                     College Preparatory Curriculum and Learning Support courses.

Academic Progress                                                    Monitoring of Satisfactory Progress
                                                                         Qualitative academic requirements will be checked at the
                                                                     end of each semester, and at the time the student applies for
      In accordance with the Higher Education Act of                 financial aid. The limitation on total hours attempted and the
1965, as amended, students must be making satisfactory               67% completion requirements will be checked at the end of
academic progress, both in quality and quantity, to qualify          each Spring Semester. Any student not completing 67% of their
for, and continue to receive Title IV Federal Financial Aid. The     courses will have their aid terminated effective the next Fall
satisfactory academic progress standards for federal financial        Semester. Students who apply during the academic year will
aid recipients at Valdosta State University are as follows:          have their academic progress status checked before an award
                                                                     is made.
Undergraduate Students
Qualitative                                                          Summer Semester
    All students are expected to maintain the academic                    Courses taken during a Summer Semester are treated as
standards outlined in the Official Bulletin for Valdosta State        any other semester and are counted in the maximum hours
University.                                                          attempted to obtain a degree and GPA and are considered in
    Any student who fails to meet these standards will be            the 67% rate requirement along with the following fall and spring
placed on academic suspension. A student receiving financial          semesters.
aid who is placed on academic suspension will have his/her
financial aid eligibility revoked. A financial aid applicant who
was placed on academic suspension at the end of his/her last
semester of attendance is not eligible for financial aid.



                                                                                                               Valdosta State University 13
 Financial
05\06
     Aid
  Transfer Students


                                                                       Useful
      Until transfer credits from other institutions are accepted,
  students will be treated as incoming freshmen for the initial
  disbursement of aid. Only grades earned at Valdosta State
  University will be used to determine the grade point average for


                                                                          Information
  financial aid eligibility.

  Repetition of Courses, Remedial
  Coursework, Withdrawals, And
  Incompletes                                                        Valdosta State University
       Students should be careful in repeating courses as all        VSU Toll Free                      1-(800) 618-1878
  attempts at a course are counted in the maximum hours allowed
  to obtain a degree. Students are also reminded that withdrawing    Office of Financial Aid             (229) 333-5935
  from a course does not count as successful completion and                                     Fax 1   (229)-333-5430
  does not count toward the required 67% completion rate.                                       Fax 2   (229)-245-2481
  Incompletes also do not count as the successful completion of a
  course and excessive incompletes can result in the termination     Office of Student Accounts          (229) 333-5725
  of financial aid. A student can receive financial aid for no more
  than 30 hours of remedial course work (including Learning          Admissions                         (229) 333-5791
  Support courses and CPC courses); however, students who are
  required to take remedial course work will be eligible to have     Registrar                          (229) 333-5727
  their maximum time frame extended by the number of remedial
  hours taken, up to a maximum of 30 hours.                          Food Services                      (229) 333-5853

  Reinstatement Of Aid (Pending Availability)                        Cashiers                           (229)-333-5718 or 5719
  1. A student terminated from financial aid due to academic
     suspension or failure to complete 67% of his/her courses,       Housing                            (229) 333-5920
     may apply for reinstatement of aid after he/she has
     completed 9 or more semester hours, with a grade of “C”         Student Employment Services        (229) 333-2012
     or better in each course at his/her own expense, at Valdosta
     State University and is in good academic standing.              Financial Aid Resources
                                                                     HOPE Information                   1-800-505-GSFC
  2. A student terminated from aid for failure to exit Learning
     Support may apply for reinstatement of aid when he/she          Federal Processor                  1-800-4FED-AID
     has exited Learning Support.                                    (FAFSA Status; Duplicate SAR)

                                                                     Direct Loan Borrower               1-800-848-0979
  Appeals                                                            Services Center
       Any student wishing to appeal may do so by filling out a
  Satisfactory Progress Petition and presenting it to the Office of   Web Links
  Financial Aid, along with any supporting documentation.The         General VSU Financial Aid Information
  Financial Aid Office staff may take into consideration illness      www.valdosta.edu/finaid
  or death in the immediate family or any other extenuating
  circumstances. The student will be notified in writing, of their    Student Loan History
  decision.                                                          www.nslds.ed.gov
       A student wishing to appeal the decision of the Office of
  Financial Aid may do so, in writing to the Student Financial Aid   Student Loan Counseling
  Committee.                                                         www.ed.gov/directloan

                                                                     Federal Student Financial Aid
                                                                     www.ed.gov/studentaid/sfa.html

                                                                     HOPE Scholarship History
                                                                     www.gsfc.org

                                                                     Private Scholarship Search Tool
                                                                     www.fastweb.org


  14 Valdosta State University
Eighteen Tips on Applying for
 Financial
05\06
                                    Aid
1. APPLY EARLY!     The Free Application for Federal Student Aid     13. The number in college can only include the members of
     (FAFSA) or the Renewal Application can be completed as            the household who meet the criteria in the directions for
     soon as the appropriate tax forms are complete.                   items 66 or 85. Do not include your parents if they are also
                                                                       enrolled in a post-secondary institution. This is a change
2. Read all printed material. If you do not understand                 from previous years processing instructions.
     something, call the Office of Financial Aid.
                                                                     14. Do not estimate income - you must use a completed
3. Make a copy of everything you submit.                               Federal Tax Return to fill out your FAFSA or Renewal
                                                                       Application. Once you complete your application, mail
4. Keep a folder with all copied materials, instructions,              it, along with SIGNED copies of your income tax returns,
     applications, and notifications.                                   W-2’s, and the FAFSA Worksheets to the Valdosta State
                                                                       University Office of Financial Aid for electronic processing.
5. Reply promptly to a request for additional information, even if
     you think the information has already been provided.            15. Untaxed Income - one of the most common misreported
                                                                       items. Read the directions for Worksheet A in the FAFSA
6. Read the directions for each line as you fill out that line.         instructions. Do not forget to include housing, food, and
                                                                       other living allowances for military personnel and clergy.
7. Do not leave an item blank.    If the answer is zero mark the       Items 13 and 14 on the W-2 form shows the correct amount
     block “0”.                                                        to be included on the FAFSA for untaxed income except for
                                                                       some members of the clergy.
8. Use your full name, as it appears on your Social Security
     card, no nicknames, and no abbreviation. If your name has       16. Do not forget to sign the form!! We cannot electronically
     changed due to a change in marital status, you will need to       process your application without the appropriate signatures.
     update your records with the Social Security Administration.      If you file your own application from your personal
                                                                       computer, do not forget to print the signature page and mail
                                                                       it immediately with the proper signatures.
9.   Make sure to answer question 21 - “Are you male?”
     This helps avoid confusion related to Selective Service
     Registration.                                                   17.All blocks should be filled out completely, especially
                                                                       blocks 40-47 and 78-83. Unmarked blocks on the form
                                                                       could cause a rejection by the processing center and a
10.    Use your correct birthday and Social Security Number
                                                                       delay in applying for financial aid.
     - your form will be rejected if these items are incorrect.


11.   Be sure to answer the question regarding citizenship.
                                                                     18.If you have any questions about the FAFSA, you should
                                                                       contact your high school counselor or the Office of Financial
                                                                       Aid at the school you wish to attend.
12.    Read the directions carefully regarding household size
     - the number in the household can include only those
     persons who get more than half their support from your
     parents, or you, as appropriate.
Valdosta State University is a regional university of the University System of Georgia.

								
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