Unlocking your investment opportunities

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					   Unlocking your
   investment opportunities
Your current property could have the potential to open the door to property investment, or
to enhance your property portfolio.
Ensure your share of burgeoning property                                This equity can be a powerful wealth             outgoings and living expenses to determine
opportunities by unlocking the equity in                                building tool, enabling you to broaden           exactly how much you can borrow.
your home to fund an investment property.                               your investment opportunities and take           Remember, your lifestyle aspirations and
There’s no doubt the current market is                                  advantage of prospects that might                other financial goals will also influence
offering one of the most opportunistic times                            otherwise be out of reach.                       how much debt you should take on, so
to invest in property in years. Interest rates                          In the current market a home equity loan         think carefully about any other financial
are low, prices have softened and tight                                 is particularly appealing, meaning you           commitments you may have coming up
vacancy rates are ensuring strong                                       can leverage off the strong purchasing           down the track or changes to your personal
rental returns.                                                         conditions now characterising the market         circumstances.
But while some home owners may think                                    – namely low interest rates, soft prices and     Let us help you unlock your investment
their current mortgage commitments will                                 strong rental returns.                           opportunities and find a suitable loan that’s
bar them from making a move into the                                    Tapping into your equity                         right for you.
investment market, the reverse may in fact
                                                                        If you’re keen to build your property
be true.
                                                                        portfolio and think equity release sounds
What is equity?                                                         like something for you, give us a call to
                                                                        uncover exactly how much you’ll be eligible
If there is sufficient equity in your home you
                                                                        to borrow. We’ll also be able to help identify
                                                                                                                            You may be able to realise
can actually use existing property to fund
                                                                        which lender and product will be right               your investmentv goals
further purchases and boost your property
portfolio.                                                              for you.                                             by putting your current
Essentially, equity refers to the value of your                         Just how much you’ll be eligible to borrow              property to work
current property today, minus the balance                               will depend not only on the amount of                        for you.
you owe on your home loan. So, for                                      equity you have built up in your home but
example, if your home is valued at                                      your ability to service your loan repayments.
$400,000 and your current loan balance                                  In basic terms, lenders will take into
stands at $250,000, you have $150,000                                   account your net income as well as your
in equity up your sleeve.                                               current assets, existing debts, regular

  If you would like more information on your options, give us a call today. Unlocking your
  investment potential could be easier than you think.
   FLR Solutions (Finance, Leasing, Refinancing - Solutions)
   Mobile: 0415 280555
   Broker Credit Rep/Authorised Credit Representative No: 398798

PLAN Australia is a Credit Representative (CR No. 392535) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).