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About Fraud Alerts and Identity Theft

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About Fraud Alerts and Identity Theft Powered By Docstoc
					                                          Presented by Daniel Toriola


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         Identity Theft Statistics Now Show That There Has Been An Increase In Id Theft Online
                                                        By Ann Marier



    Identity theft is one of the most troubling problems of the modern world. Although it is hard to come
by good identity theft statistics, one thing is clear. Credit card theft and other forms of theft of identity
are on the rise. If this was not troubling enough, consider the fact that you never know when your
identity is being stolen. You will only find out days, weeks, or even months later. It is almost impossible
to prevent identity theft. At best, all you can do is take steps to make it easier to recover your identity.

Identity theft stats do make one thing clear: people who take steps to protect their identities are much
less vulnerable. Identity theft statistics tell us that people who keep good financial records, make sure
that their Internet accounts are well protected, frequently change passwords, and regularly check their
credit, are less likely to be victimized. When they are the victim of identity theft, these people can
resolve the issue much more quickly. It is easier for them to prove that their identity has been stolen
and that they are not responsible for any purchases that have been made in their name.

Statistics on identity theft, however, tell us nothing about which steps are the most important, and
which ones can be ignored. Because identity theft is such a new problem, identity theft statistics are
not all that sophisticated yet. The only solution is to take all the steps that you can to protect your
identity. This can prove costly, but it is worth it! For example, according to recent identity theft statistics,
if your computer is well secured you are several times less likely to have your identity stolen.

According to identity theft statistics, it is as important to take precautions when you go on vacation as
when you are at home. When you are traveling, particularly if you're going for an extended stay, you
are vulnerable. You will not see the mail coming into your house, and will be unaware of unusual
charges on your bank account until it is too late. Fortunately, identity theft protection works whether or
not you are at home. Identity theft statistics, in fact, do not indicate a significant difference in security
between people who are home, and people who are traveling abroad. As long as you protect your
identity, you are at a much lower risk of having it stolen. The most important thing is not to delay. Every
day without theft protection is another day when you could be victimized.

Ann Merier a prolific writer has written many articles about family health and house and garden Topics.
http://infraredsauna.4houseandgarden.com http://meatsmokers.4houseandgarden.com
http://u-can-prevent-id-theft.com


Identity Theft Protection
DON'T BE A VICTIM. Use PROVEN fraud protection techniques to SAFEGUARD YOU and YOUR FAMILY against IDENTITY THEFT.
                                                                                                                     Page 1
                                                Presented by Daniel Toriola


                                     Fraud Alerts and Identity Theft: Is This Enough?
                                                           By Bernard Pragides



Note: You have a one in ten chance of becoming the victim of identity theft this year. With this in mind,
you need to make sure that you take all reasonable steps available to you to protect yourself from
becoming the victim of identity theft. With this in mind, if you have detected that you may have become
the victim of identity theft, one of the initial steps that you will want to take in response is to put a fraud
alert on your credit reports. You will want to contact the three major credit reporting agencies and have
them flag your accounts with these fraud alerts. This is very important as a first line of identity theft
defense on your part. All it takes is to make that very important phone call to the credit bureaus. Do it
before it is too late. Every moment is crucial.

 Fraud alerts do serve a very helpful purpose when it comes to protecting you from become a victim of
identity theft or becoming re-victimized by an identity theft. When you ask the credit reporting agencies
to place a fraud alert on your credit reports, when an attempt is made by an identity thief to open up
new credit accounts in your name, the financial institution from which the credit or loan is being sought
will see the credit alert and will proceed accordingly. For example, rather than issue a new credit card
to the identity thief in your name, the financial institution will put the whole process on hold until the
time that it can confirm that it really is you who is seeking this extension of credit – in this case, a credit
card.

 Despite the definite importance of fraud alerts, these alerts simply are not enough to clean up after
you have become the victim of identity theft or to protect you from becoming the victim of identity theft
in the future. Fraud alerts are one weapon in your arsenal that can be a part of your overall effort at
responding to and preventing identity theft. You must do everything in your power and avail of all
resources to protect yourself from this very dangerous crime of Identity theft. These thieves are out
there targeting innocent victims, in fact there are thousands of people who are already victims without
their knowledge.

 For example, if you have been the victim of identity theft, in addition to seeking and obtaining fraud
alerts you absolutely must also file an appropriate police report. Moreover, you must notify each and
every financial or similar type of institution or business through which you have an account. You need
to make these types of individual notifications in the aftermath of becoming the victim of identity theft.

 If you have not been the victim of identity theft per se, fraud alerts also represent one line of defense
that can be helpful to you. But, you must maintain a vigilant and comprehensive approach to doing
everything possible to protect your identity.

Author and internet entrepreneur Bernard Pragides offers expert advice and tips regarding identity
theft. Learn more about identity theft and fraud by visiting his Identity theft protection resource site at
http://www.IdentityTheftProtection.org




Don't Let This Happen To You
The world's Identity theft nightmare and how to immunize yourself.
                                                                                                              Page 2
                                                  Presented by Daniel Toriola




Related eBooks:

Fraud Alerts and Identity Theft: Is This Enough?
Identity Theft Solutions For Families
Fighting Identity Theft
How to Report Identity Theft
Protection From Identity Theft Starts Today

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