In our society today, medical expenses and the cost has become a major concern. The reason is obviously due to medical inflation, as well as all kinds of new diseases and diseases among people who work and reside in the city. Hospitalization can happen to anyone of us, even the stronger and healthier may have admitted to hospital due to accidents, if not disease. So, in a sense, is unpredictable and unavoidable. Coupled with the fact that the increase in medical costs is almost out of control, it is absolutely essential to have good health insurance or health insurance in place. However, the purchase of health insurance can be a complicated task, as there are many options and plans available on the market. As a financial advisor, I would like to highlight some important components of a good health insurance, so that when it comes to buying it, you know what to look for. In-patient In case of hospitalization and surgery, some of the expenses that may support include lodging, meals, medical expenses related costs as well as surgery, intensive care unit (ICU), consultation, diagnostic and follow- up treatment. All these expenses are not cheap now, especially if you want the best treatment. Because of this, your health insurance must be capable of covering at least all of these things. Some comprehensive health insurance covers other things under the patient as well, including the right department, dental care, living donor transplantation of organs, complications of pregnancy and many others. It 'important to discuss with your insurance agent about your needs and budget, in order to choose the right one for you and your family. Out-patient For ambulatory part, a good health insurance should cover all types of therapy for the treatment of cancer, including chemotherapy, radiation therapy and immunotherapy, as well as renal dialysis. Statistically, people who are down with cancer continue to rise, almost regardless of any town you live in. Also, the larger tumor was identified and developed by the physician. Therefore, without a good coverage for all of these the treatment of cancer, it would be if a disaster affecting the tumors. Besides this, many health and medical insurance also cover a wide range of different things, depending on how much insurers charge for the award. These additional features may include an annual health screening, GP visits, evacuation and repatriation, compassionate visit, and many others. It 's so important to know what you need and what is your budget for health insurance, to determine which health insurance is right for you. In short, a good health insurance is essential for financial planning. Without it, the whole financial planning would be built on shaky ground, and if the strike admission importantly, you could easily wipe out your entire savings.