How to Find Affordable Columbus Health Insurance

							Website: Columbus Health Insurance                          Toll Free: 877-549-1212

        How to Find Affordable Columbus Health Insurance

High deductible health plans and health savings accounts are an affordable
option in the face of the rising cost of health care in the U.S.

                                               According to the 2012 Milliman
                                               Medical Index (MMI), healthcare
                                               costs for American families in 2012
                                               have risen beyond $20,000 for the
                                               first time. About 60 per cent of
                                               families are covered by an
                                               employer-sponsored PPO plan,
                                               but the increase is 6.9% – an
                                               increase of $1,335 over 2011. The
                                               2012 MMI cost is $20,728 for a
                                               preferred provider organization
(PPO) plan for a family of four. Though employer-sponsored health savings
account (HSA) eligible high deductible Ohio health insurance plans will have a
higher deductible in 2013, affordable options are available in all Ohio cities,
including Columbus.

Columbus HDHP-HSA Plans to Choose From

Leading health insurance companies such as Anthem Blue Cross Blue Shield,
Humana, Aetna, UnitedHealthOne, Medical Mutual of Ohio, Assurant, and others
offer affordable health insurance Ohio. Some of the comprehensive HSA plans
that residents in Columbus can choose from are:

Lumenos HSA Plus from Anthem Blue Cross Blue Shield offers traditional PPO
coverage with added financial flexibility. It can be paired with a HSA for greater
flexibility and tax benefits. Preventive care services are not subject to deductible
or coinsurance. This plan comes with three options for in-network coinsurance:
50%, 20% or 0%.

Humana’s HDHPs also offer flexible premiums, lower than most traditional health
plans. This user-friendly plan has a simple basic deductible/coinsurance benefit
design. A Health Savings Account can be easily added on. Humana HDHPs offer
a range of deductibles and out-of-pocket maximum amounts too comply with IRS
guidelines for HSA-compatible plans. The three coinsurance in-network
percentage options are 80/50, 90/60, or 100/70. Humana also makes it easy to
set up HSAs.

Aetna's HDHP-HSA plan is affordable and come with low premiums. It offers
100% coverage for in-network preventive care that are not subject to the
deductible, as well as nationwide coverage with the freedom to choose providers.
It features conventional in network plan coverage of 90% and 70% out of network
after the deductible has been met.


Website: Columbus Health Insurance                          Toll Free: 877-549-1212
Website: Columbus Health Insurance                        Toll Free: 877-549-1212
UnitedHealthOne offers a simple-to-use HDHP with low premiums. Plan options
include Saver 80 with comprehensive inpatient and outpatient expenses, Plan 80
in which the member pays a greater share of the coinsurance, and Plan 100 with
a calendar-year deductible with no copays or coinsurance.

Ohio health insurance companies such as Medical Mutual of Ohio, Assurant, and
Coventry One also offer many affordable options.

Professional Guidance to Purchase Affordable Columbus Health Insurance

Whether you are an employer seeking affordable health insurance for your
employees or an individual seeking to purchase coverage for yourself and your
family, professional guidance is available to help choose the right plan. As a
Columbus resident, you should also be aware of how the outcome of the health
care reform verdict will affect you. To get answers to this and everything you want
to know about affordable Ohio health insurance, contact an experienced licensed
health insurance broker.

Where to Get Affordable Columbus Health Insurance

One Source Benefits is a comprehensive professional firm specializing in all of your
insurance needs based in Ohio. It offers free instant online health insurance quotes as well
as live assistance to aid you in your search for Columbus health insurance plan that fits
your needs.

Contact One Source Benefits

Tracy McManamon
One Source Benefits
616 Belleview Blvd
Steubenville
OH 43952

Toll Free Number: 877-549-1212
Website: http://www.onesourcebenefits.com/




Website: Columbus Health Insurance                                Toll Free: 877-549-1212