Abandoned Accounts Reminder Discounted Cedar Point Tickets by jolinmilioncherie

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									                                                           CO-OP
           May 2012 | www.cscu.org




                                                               Discounted Cedar Point Tickets
                                                               Discounted tickets
                                                               to Cedar Point will
                                                               be available at all
                                                               branch locations
                                                               beginning mid-May
                                                               and will continue
                                                               through Labor Day.
                                                               Discounts are another
                                                               benefit of being
                                                               a member of
Did you know that men are six times more likely to             Co-op Services!
get struck by lightning than women, or that Donald Duck                                      CSCU Price     Gate Price
was banned in Finland because he didn’t wear pants?              Adult Funday
                                                                                               $40.00           $51.99
Sounds pretty unbelievable doesn’t it? Well, you better          (Over 48”)
believe that you can save hundreds of dollars by refinancing
                                                                 Junior/Senior
your auto loans at Co-op Services Credit Union.                                                $21.00           $26.99
                                                                 (Under 48” and Age 62+)
That’s right! We have helped thousands of members
                                                                 Ages 2 and under are                   FREE!
save money every month by refinancing their
auto loans with Co-op Services. We even
have auto loan rates as low as 2.39%APR.*
Now that’s unbelievably low. Start saving
                                                               Abandoned Accounts Reminder
today and call us at 800-321-8570 or visit
our website at www.cscu.org to apply for                       The Michigan Unclaimed Property law requires financial
                                                               institutions to escheat (transfer) funds of accounts
your loan online.
                                                               abandoned after three years with no activity to the
*APR=Annual Percentage Rate. Rates as low as 2.39% with        State of Michigan. If your account is subject to
 terms up to 36 months when payment is automatically
 deducted from a Co-op Services checking account. Rate         escheatment, a $50 fee will be charged.
 subject to change. Other rates and terms available. APR
 based on your personal credit history. Existing
 Co-op Services loans are not eligible for refinance.
                                                               To avoid losing your funds to the state, please visit
                                                               a branch to make sure your contact information is
                                                               up-to-date. If you have any questions, you can call our
                                                               Member Service Department at 800-321-8570, ext. 200.
                                                                                                                   lOAnS – Rates as of 4/23/12
                                                                                                                                                 APR*            Terms
                                                                                                                                              (as-low-as)
                                                                                                                   nEW & USED CARS
                                                                                                                   2012 - 2010 .............. 2.39% ...up to 36 mos
                                                                                                                                              2.99% ...up to 60 mos
Over the years, we’ve helped members                                                                                                          2.99% ...up to 72 mos
save thousands of dollars by refinancing                                                                                                      3.49% ...up to 84 mos
                                                                                                                   USED CARS
their boat or RV loans held at other                                                                               2009 - 2007 .............. 2.99% ... up to 36 mos
institutions. We offer low rate financing                                                                                                     3.25% ... up to 60 mos
                                                                                                                                              3.49% ... 61 to 72 mos
and can even customize the terms for                                                                               2006 - 2005 .............. 3.75% ... up to 48 mos
you. If you’re looking for a new sailboat,                                                                         2004 - 2003 .............. 5.75% ... up to 42 mos
                                                                                                                   2002 - 2001 .............. 7.75% ... up to 36 mos
a pre-owned cabin cruiser or an RV for                                                                             Promo rates available when payment is automatically deducted
                                                                                                                   from a Co-op Services checking account.
camping season we can help you save on
                                                                                                                   BOATS, TRAvEl TRAIlERS, 5TH WHEElS
your loan.Take advantage of our great low                                                                          AnD MOTORHOMES
rates, and start saving on your summer toys today!                                                                 new
                                                                                                                   2012 - 2009 .............. 4.20% .. up to 180 mos
Apply online or call us at 800-321-8570 ext. 200.
                                                                                                                   Used
*APR based on your personal credit history. Loan amount must be a minimum of $3,000 and closed at a branch
                                                                                                                   2011 - 2008 .............. 4.70% .. up to 180 mos
 location. Existing Co-op Services loans are not eligible for refinance under this promotion. For full program
                                                                                                                   2007 - 2006 .............. 4.90% .. up to 180 mos
 details, visit www.cscu.org.                                                                                      MOTORCYClES, SnOWMOBIlES, ATvs
                                                                                                                   AnD PERSOnAl WATERCRAFTS
                                                                                                                   new
                                                                                                                   2012 - 2010 .............. 6.75% ... up to 60 mos
                                                                                                                   Used
lower Your Home loan Payments                                                                                      2009 - 2008 .............. 7.25% ... up to 60 mos
                                                                                                                   2007 - 2006 .............. 8.00% ... up to 60 mos
Ever wonder if there was a simple way to lower your monthly home loan                                              HOME EQUITY lInE-OF-CREDIT
payment? Well, if you have a home loan financed somewhere other than                                               $5,000 to $24,999 ....... 3.75% (prime + .50%)
                                                                                                                   $25,000 to $74,999 ..... 3.50% (prime + .25%)
Co-op Services, there’s a good chance that you’re paying more than you                                             $75,000 to $250,000 .... 3.25% (prime)
have to. Co-op Services has some of the lowest home loan rates around and                                          HOME EQUITY FIXED RATE lOAn
we would love to show you how much we can help you save every month.                                               $5,000 to $19,999 ....... 6.75% .. up to 120 mos
                                                                                                                   $20,000 to $74,999 ..... 6.75% .. up to 180 mos
                                                                                                                   $75,000 to $250,000 .... 6.50% .. up to 180 mos
A home loan from Co-op Services offers low fixed rates, terms from 5 to
                                                                                                                   vISA
30 years, a free home buying kit, no pre-payment penalty and a convenient                                          Platinum Variable ....... 7.75%
application process by phone, online or in person.                                                                 Platinum Fixed .......... 9.90%
                                                                                                                   Classic Variable .......... 9.00%
                                                                                                                   Classic Fixed ............11.90%
Come in to any branch location or call 800-321-8570 ext. 200 to speak with
a friendly member service representative to find out how much we could                                             DEPOSITS – Rates as of 4/23/12
                                                                                                                   ............................... APY**
save you. You can even apply for your home loan online at www.cscu.org.                                            IRA CERTIFICATES & CERTIFICATES OF DEPOSIT
                                                                                                                   12 Month Certificate .... 0.25%
                                                                                                                   18 Month Certificate .... 0.45%
                                                                                                                   24 Month Certificate .... 0.65%
Bring Your Credit Union To Work                                                                                    Other rates & terms available
                                                                                                                   TRADITIOnAl, ROTH & EDUCATIOnAl
Did you know that Co-op Services offers great free benefits for businesses of                                      SHARE IRA’S ............. 0.10%
all sizes? Right now, if you help us introduce Co-op Services membership to                                        MOnEY MARkET
                                                                                                                   $5,000 - $24,999 ........ 0.150%
your workplace, we’ll give you $25*, plus you could Win* a FREE catered lunch                                      $25,000 - $49,999 ....... 0.200%
for your entire office! How? Simply help us get in contact with your employer                                      $50,000 - $99,999 ....... 0.250%
                                                                                                                   $100,000 - $499,999 .... 0.300%
and we’ll do the rest.
                                                                                                                   UlTRA SAvInGS
                                                                                                                   $25,000 - $49,999 ....... 0.25%
Visit www.cscusavingsatwork.org to learn how you can get $25* and win*                                             $50,000 - $99,999 ....... 0.35%
                                                                                                                   $100,000 - $499,999 .... 0.45%
a lunch for all of your co-workers.                                                                                $500,000 + ............... 0.55%
*For full program details, please visit www.cscusavingsatwork.org.                                                 High Yield Fund ......... 0.15%
                                                                                                                  * APR = Annual Percentage Rate. Your actual rate is based
                                                                                                                    on your credit score and may be higher than quoted rate.
                                                                                                                    Rates subject to change.
                                                                                                                 ** APY = Annual Percentage Yield. Rates subject to change.




     CAlEnDAR EvEnTS
     Monday, May 28th
     Memorial Day
     All offices and drive through’s closed                                                                        Dearborn • Detroit • Livonia • Melvindale
                                                                                                                   Southfield • Southgate • Walled Lake • Westland

								
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