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Spring 2012 With rates this low, everyone’s coming to Metro for an auto loan! ● Low rate, big savings Rates as low as 3.60 ● Financing up to 100% % ● Flexible terms APR* ● Apply online in minutes on New Autos ● Quick turnaround time Refinance and save! Already have an auto loan with another lender? Are you finding the car payment a bit too heavy? Metro can help you lighten the load. We offer great rates on new and used vehicles. You can refinance your existing auto loan from another lender, get a better rate, lower your monthly payment, and save hundreds of dollars in interest. To apply, visit metrocu.org or call 877-MY-METRO ext. 7567 to speak to a Lending Specialist. *Annual Percentage Rate may vary based on creditworthiness. 3.60% APR per $1,000 borrowed for 60 months is $18.24. Promoted rate for new autos only and may not be combined with other offers. Rate effective as of 3/01/12 and may change at any time. $5,000 minimum loan amount. Refinance of Metro auto loans ineligible. Subject to credit approval. Other rates and terms available. Planning a getaway? Join the club. Your first step toward an affordable vacation is to save for it. When you plan a trip, consider using a Metro Vacation Club account. It’s only $10 to open a Vacation Club and you can set aside a specific amount from each paycheck to ensure that you have enough money when your vacation rolls around. Stop in, call 877-MY-METRO, or visit metrocu.org to find out how we can help you save for your next vacation. Don’t miss the IRA contribution deadline! A message from Metro’s Investment Services Make sure you make your 2011 IRA contribution by April 17, 2012. If you’ve been contributing $50 or $100 to an IRA each month, there’s room to contribute a lot more. Putting $600 or $1,200 in your IRA annually is nice, but you can direct up to $5,000 into your IRA for the 2011 tax year (and as much as $6,000 if you turned 50 in 2011).* This $5,000 annual IRA contribution can be split across multiple IRAs, both traditional and Roth. Your maximum contribution may be reduced if your modified adjusted gross income, or MAGI, is really high.* Contact a Metro Investment Services Financial Advisor to learn more about IRAs. Call John Delaney at 877-696-3876 ext. 3505 or Thomas Folan at 877-696-3876 ext. 4015 . * www.irs.gov/retirement/participant/article/0,,id=188232,00.html [10/21/11] Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by Metro Credit Union. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of Metro Investment Services. Metro in the Community Metro hosts Business After Hours Event benefiting Citizens for Adequate Housing In conjunction with the Peabody Area Chamber of Commerce, Metro hosted a Business After Hours event on December 6th. Business owners were invited to Metro’s Peabody Branch to network with one another and give back to the community. The event served as an opportunity to collect donations to benefit Citizens for Adequate Housing. Toys and monetary donations were made by the business owners in attendance and were later distributed to local families in need to provide joy during the holiday season. In addi- tion to the donations provided by attending members of the Chamber of Pictured is Metro President & CEO Robert M. Cashman presenting a Commerce, Metro Credit Union employees made individual donations donation to Elaine Miller of Citizens for Adequate Housing. matched by Metro for a total of $1,000. All Metro offices will be CLOSED on: Memorial Day Independence Day Monday, May 28, 2012 Wednesday, July 4, 2012 Boston ▪ Burlington ▪ Chelsea ▪ Framingham ▪ Lawrence ▪ Lynn ▪ Melrose ▪ Peabody ▪ Salem ▪ Tewksbury For Telephone Banking call: 800-423-5699 877-MY-METRO metrocu.org Federally insured by NCUA. Member MSIC.
"on New Autos"