With rates this low, everyone’s coming to Metro for an auto loan!
● Low rate, big savings
Rates as low as
● Financing up to 100%
% ● Flexible terms
● Apply online in minutes
on New Autos
● Quick turnaround time
Refinance and save!
Already have an auto loan with another lender? Are you finding the car payment a bit too heavy?
Metro can help you lighten the load. We offer great rates on new and used vehicles. You can
refinance your existing auto loan from another lender, get a better rate, lower your monthly
payment, and save hundreds of dollars in interest.
To apply, visit metrocu.org or call 877-MY-METRO ext. 7567 to speak to a Lending Specialist.
*Annual Percentage Rate may vary based on creditworthiness. 3.60% APR per $1,000 borrowed for 60 months is $18.24. Promoted rate for new autos only and may not be combined
with other offers. Rate effective as of 3/01/12 and may change at any time. $5,000 minimum loan amount. Refinance of Metro auto loans ineligible. Subject to credit approval. Other
rates and terms available.
Planning a getaway? Join the club.
Your first step toward an affordable vacation is to
save for it. When you plan a trip, consider using a
Metro Vacation Club account.
It’s only $10 to open a Vacation Club and you can set
aside a specific amount from each paycheck to
ensure that you have enough money when your
vacation rolls around.
Stop in, call 877-MY-METRO, or visit metrocu.org to find
out how we can help you save for your next vacation.
Don’t miss the IRA contribution deadline!
A message from Metro’s Investment Services
Make sure you make your 2011 IRA contribution by April 17, 2012. If you’ve been contributing
$50 or $100 to an IRA each month, there’s room to contribute a lot more. Putting $600 or
$1,200 in your IRA annually is nice, but you can direct up to $5,000 into your IRA for the 2011
tax year (and as much as $6,000 if you turned 50 in 2011).*
This $5,000 annual IRA contribution can be split across multiple IRAs, both traditional and
Roth. Your maximum contribution may be reduced if your modified adjusted gross income,
or MAGI, is really high.*
Contact a Metro Investment Services Financial Advisor to learn more about IRAs. Call John
Delaney at 877-696-3876 ext. 3505 or Thomas Folan at 877-696-3876 ext. 4015 .
* www.irs.gov/retirement/participant/article/0,,id=188232,00.html [10/21/11]
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer
and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve
investment risk, may lose value and are not obligations of or guaranteed by Metro Credit Union. CBSI is under contract with the financial institution, through the financial services
program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also
be a credit union employee that accepts deposits on behalf of Metro Investment Services.
Metro in the Community
Metro hosts Business After Hours Event benefiting Citizens for Adequate Housing
In conjunction with the Peabody Area Chamber of Commerce,
Metro hosted a Business After Hours event on December 6th. Business
owners were invited to Metro’s Peabody Branch to network with one
another and give back to the community.
The event served as an opportunity to collect donations to benefit
Citizens for Adequate Housing. Toys and monetary donations were
made by the business owners in attendance and were later distributed to
local families in need to provide joy during the holiday season. In addi-
tion to the donations provided by attending members of the Chamber of Pictured is Metro President & CEO
Robert M. Cashman presenting a
Commerce, Metro Credit Union employees made individual donations donation to Elaine Miller of Citizens for
matched by Metro for a total of $1,000.
All Metro offices will be CLOSED on: Memorial Day Independence Day
Monday, May 28, 2012 Wednesday, July 4, 2012
Boston ▪ Burlington ▪ Chelsea ▪ Framingham ▪ Lawrence ▪ Lynn ▪ Melrose ▪ Peabody ▪ Salem ▪ Tewksbury
For Telephone Banking call: 800-423-5699
Federally insured by NCUA. Member MSIC.